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Marchuan
Marchuan

12/16/20 Applied to open account
12/18/20 Funds posted to fund account
12/28/20 Direct Deposit from my biz account at a credit union
12/30/20 Zelle payment to m Zelle account (1 of 3 Zelle accounts)
12/30/20 Zelle payment to my Zelle account (2nd of 3 Zelle accounts)
12/30/20 Zelle payment to my Zelle account (3rd of 3 Zelle accounts)
1/5/21 Received $250 Bonus in my Midfirst account

It appears that the bonus is paid 2 business days after you fulfill the requirements.

As of today (1/5/21) I have not received a debit card. I had to call in today to order it. I’ll keep $12 in the account and use the debit card for $1 once a month for a year upon which time I’ll close the account.

Zelle: If you have different email addresses and also a few Google Voice phone numbers, you can Zelle pay yourself rather than sending to someone else. It’s also good to have a business account somewhere so that you can direct deposit to which ever bank you’re trying to get a bonus reward. This is my 3rd bank bonus (Cap1360, BBVA, Midfirst).

Chad
Chad

How much did you do for Zelle?

Keith
Keith

Is this churnable?

Mark
Mark

I’m pretty sure it is. The fine print doesn’t have any limitations about past promotions/customers

Jack West
Jack West

Once a year. Most is a rolling calendar year

Marchuan
Marchuan

FYI… Depositing funds into your newly opened account from an external account will take 5 business days to fully post. You’ll notice your $100 balance that you funded the new account with but it will still show $0 available. Also of note, it will take 5 business days for your first Direct Deposit to hit the account as well.

From the MidFirst FAQ page:

How long does it take to receive funds from my non-MidFirst account?

Funds transferred into your account by external transfer will be available on the third business day following the scheduled external transfer date. Any funds transferred to a newly opened account will not be available until the fifth business day following the scheduled external transfer date.

jake
jake

Super easy bonus to get. Funded with Checking account $100 minimum. Then ACH’d $270(Moneylink) from Schwab Brokerage. Sent 3x $.5 Zelle payments to a friend. Bonus posted 2 days later.

bunny
bunny

The offer landing page is sketchy af and leads to another page without mention of the bonus. Has anyone had any issues opening and not receiving bonus?

Ana Acosta
Ana Acosta

P1 and P2 successfully did the bonus through those links. Paid within 7 days of meeting requirements too 🙂

Keith
Keith

Anyone know how long after acct is opened do the DD and other requirements have to be completed by? Is it 60 days? 90 days? Not stated in the terms anywhere, even on their site.

Jack
Jack

This is copied from the footnotes on the direct link —
Offer/Account Information: To receive the $250 checking offer, two of the three requirements below must be completed within 90 days of new account opening: 1)

N M
N M

Closed my account today after 90 day ETF period by phone. Messaging is not enough.

Mark
Mark

I just sent a secure message, and in 3 days I received an email that my account was closed

Dougie
Dougie

Cannot open in-branch if OOS, they require an AZ address w/ proof (such as a utility bill).

Ro
Ro

Anyone try this from out of state?

Mark
Mark

DP

Opened 8/22/2020
$250 DD from Ally
10 debit card transactions completed by 10/26/2020
Bonus received 10/27/2020

Bad_Company
Bad_Company

What did the Ally transaction code as?

Mark
Mark

ACH DEPOSIT ALLY BANK P2P

Bad_Company
Bad_Company

Thank you!