Deal has ended, view more bank account bonuses by clicking here.
Update 1/12/23: Extended until 03/31/2023.
Offer at a glance
- Maximum bonus amount: $100
- Availability: CA, In Branch [Branch locations]
- Direct deposit required: Yes, $500
- Additional requirements: 15 debit card purchases
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: One
- Expiration date: None listed, but direct deposit must be received by 12/31/2022
Contents
The Offer
- First US Community Credit Union is offering a $100 referral bonus to both parties when the person being referred opens a Better Than FREE Checking account with direct deposit by 12/31/2022
The Fine Print
- Offer and terms effective 6/01/2022 and subject to change or cancellation at any time. Open a BTF Checking account with direct deposit of net payroll ($500 minimum). Direct deposit needs to be set up and funded by 9/01/2022.
- After the second direct deposit of net pay-roll is received, both referrer and referee will receive a $100 bonus.
- Please allow up to four weeks for fulfillment.
- Bonuses are considered interest reportable to the IRS on Form 1099-INT.
- Limit one bonus per household.
- New households and new checking accounts only.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any early account termination fee.
Our Verdict
Feel free to share your referrals in the comments below, just make sure to also let us know if it’s a hard/soft pull.
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- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times

