Posted by William Charles on June 2, 2019
Bank Account Bonuses

Published on June 2nd, 2019 | by William Charles

19

[CA only] Orange County’s Credit Union $100 Checking Referral Bonus – Direct Deposit Not Required

Offer at a glance

  • Maximum bonus amount: $100 to both parties
  • Availability: Membership in Orange County’s Credit Union is available to anyone who lives or works in Orange or Riverside Counties or the neighboring communities of Long Beach, Lakewood, Cerritos, or Signal Hill
  • Direct deposit required:  Optional
  • Additional requirements: See below
  • Hard/soft pull: Soft 
  • ChexSystems: Unknown 
  • Credit card funding: Up to $100, Visa or Mastercard
  • Monthly fees: $0-$6, waivable
  • Early account termination fee: 90 days, bonus forfeit
  • Household limit: None
  • Expiration date: August 20th, 2019

The Offer

Direct link to offer

  • Orange County’s Credit Union is offering a referral bonus of $100 to both parties. To receive the bonus the person being referred must:
    • Opt for eStatements
    • Have either Direct Deposit or 5 Debit Card purchases

The Fine Print

  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

They offer a better than free checking account with no monthly minimums or fees. Unfortunately the better than free checking account has to be opened in branch, if you open online your best bet is the basic checking account this has a $6 fee that is waived with a balance of $750+.

Early Account Termination Fee

You do need to keep the account open for 90 days, otherwise the bonus will be forfeit.

Our Verdict

Feel free to share your referral information in the comments below. Relatively easy bonus to meet the requirements for and it’s a soft pull. Because of that I’ve added it to our list of the best bank bonuses.

Useful posts regarding bank bonuses:



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andrew
andrew

I would love a referral link, if anyone has one available.

andrew
andrew
Amit
Amit

I can provide a referral. PM me on below f4foodie@gmail.com

lingua
lingua

Terms state in branch only. Also, eligibility is broader than stated in this post, to include l.a. county. Bitter-sweet for those in l.a. 🙂

Sergei
Sergei

Looking for a referral starovlaw@gmail.com Sergei

Sergei
Sergei

Got it, if you need referral too text me on starovlaw@gmail.com

Closertothesun
Closertothesun

I’m half interested, I’m in San Bernardino county, but about 2 min drive from riverside county. Would definitely do if I could do online, maybe even would do if I had to drive in-branch 50 minutes, if the two of us can do and one of us can get the referral.

Still semi-surprised it’s a CU w/ no hard pull.

Gadget

Actually, IME, most CU’s don’t do a HP. Did Andigo, Elements, AAFCU, NWFCU, Chartway, Grow Financial, US Alliance and Unify within the past two years – zero HP. Navy Federal I have had forever so not sure, and it has mixed reports, and then there is MACU, I went in knowing it was a hard pull.

Amit
Amit

You will need to go in branch to get the offer. However once u get referred you will get an email with a code. You need the code so you can surely try calling them up with the code and try to open the account over the phone.

Sergei
Sergei

If you need referral send me email to starovlaw@gmail.com

Matt
Matt

I’m looking for a referral. Escaflowne3@yahoo.com

Grant

I’ve been an OCCU member for 5+ years and they are still my main bank, even though I moved up to SF a few years ago.

If you want a referral, please email me: grant at travel with grant dot com

Thank you 🙂

hiima
hiima

PM me for a referral.

Andrew
Andrew

I can provide a referral link, irvine resident. email me at gerde989@gmail.com

J
J

Email me if you need a referral!
chronoxg3@hotmail.com

Closertothesun
Closertothesun

Any data on chex sensitivity? Success/failure for people with lots of bank accounts?

Kapil Dev Tejwani
Kapil Dev Tejwani

email me @ ktejwani@gmail.com if you need a referral

C
C

Email me if you need a referral: codybotella @pga.com

Cliff
Cliff

Email me if you need a referral:

clifffjames@yahoo.com

Lake Forest resident.

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