Deal has ended, view more bank account bonuses by clicking here.
Offer at a glance
- Maximum bonus amount: $100 for both parties
- Availability: Locations in California & Texas [Branch locator]. In branch only (maybe not)
- Direct deposit required: Yes, $200+
- Additional requirements: See below
- Hard/soft pull: Soft (make sure you opt out of overdraft protection)
- ChexSystems: Unknown
- Credit card funding: Yes, varies by product (at least $500)
- Monthly fees: None
- Early account termination fee: None
- Household limit: None mentioned
- Expiration date: December 31, 2021
Contents
The Offer
- Premier America Credit Union is currently offering a $100 checking bonus when you open a new checking account and receive a direct deposit of $200 or more
The Fine Print
- $100 Head Start Savings Bonus is a promotional offer available 09/07/21 – 12/31/21.
- Monthly ACH Direct Deposit (minimum $200) must be added to account in first 45-days from account opening to qualify. Offer subject to change or end without notice.
- A deposit of $5 into a Smart Savings account is required to join Premier America Credit Union.
- For businesses, a deposit of $250 into a Business Savings account is required to join Premier America Credit Union. Federally Insured by NCUA.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about
Early Account Termination Fee
I wasn’t able to find an early account termination fee in their fee schedule.
Our Verdict
Previously they offered a $100 referral bonus for both parties, but that didn’t require a direct deposit. That was a great offer, but hasn’t been back since 2018. Because of that I think if you’re interested in this offer I think it’s worth doing. We will add this to our list of the best bank account bonuses.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
looking for a referral email @[email protected]
good
Hello! looking for referral please for $50/$50 ends in April 30, 2022 my email is [email protected] thank you in advance! 🙂
Hi, I’m learning on their website that their new referral bonus is down to $50 but requires no direct deposit. I would like to receive a referral. If you’re current member, you’re welcome to email me at [email protected]. Thanks!
My bad, the referral program is an entirely different one with different rules. But $50 just for opening an account and opting in for e-statement is a real easy one: https://www.premieramerica.com/raf50
Anyone tried doing both the referral and this one? I may give it a go if someone will refer me. I’m probably not in footprint so I might not be able to apply in the first place.
Denied in branch too. Sensitive to accounts within the last three months. I think I had 8
Opened online from CA 10/6.
$105 transfer from other account at BofA.
$200 DD (payroll) landed 10/27.
$100 bonus landed 11/21.
Checking twice to see if I can close account now (without consequences)…
There is a $50/$50 referral bonus good for those in 2P mode. Cannot be combined though https://www.premieramerica.com/raf50
It might work, my representative really wanted me to have a referral to get an extra $50
Hello! looking for referral please for $50/$50 ends in April 30, 2022 my email is [email protected] thank you in advance! 🙂
Don’t have an account. AC can maybe help
10/15: Account opened online (in CA)
10/31: Employer DD
11/24: $100 bonus posted to savings account
AC Would you like to refer me? Looks like we can get $50 each. https://www.premieramerica.com/raf50 My email address is [email protected].
Ok send you an email~~~
AC Got it, thank you!
10/4: Account opened online (in CA)
10/8: $200 Schwab brokerage DD
11/18: $100 bonus posted to savings account
Was looking for this exact data point. Apparently, schwab works for a lot of bank accounts. 😂
Thanks brother!
zeer0 Would you like to refer me? The $50-$50 referral is good until Dec 31. https://www.premieramerica.com/raf50 My email address is [email protected].
Hiro would be happy to refer you but I can’t find a referral link or code anywhere on my account
zeer0 Thank you for trying! I just emailed the support asking for instructions. Hopefully I’ll hear back tomorrow. Then you’ll be able to refer others as well. In NorthOne’s case, the referral link was only accessible through the mobile app, but I don’t know if Premier America is set up the same way.
10/3 Opened
10/15 Employer DD
11/12 Employer DD
11/18 $100 bonus posted in savings
Abby Normal Would you like to refer me and earn $50? Their referral program ends December 31. https://www.premieramerica.com/raf50 My email is [email protected], thanks! 🙂