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Master Allan
Master Allan

Signed up in branch for the $300 offer. Concerned about my Chex so I pulled the report a few days before and saw 2 accounts for 2022 – far less than the real number of new accounts. In and out in about 30 minutes.

WafflesAreDelicious
WafflesAreDelicious

This credit union is infamous for being super duper chex sensitve. But with that being said, how are people applying online? I get this message when I go to their online application “We apologize that we are unable to complete your request online. Please visit your local branch or call 1-800-368-9328 to complete an application and join Blue Federal Credit Union. To schedule an appointment click here.” Did they geofence their online application?

Not that it matters because I wasn’t actually going to join, and I have more chex inquiries in the last 6 & 12 months then I can count.

STEVEN G.
STEVEN G.

BEWARE BLUE FCU!!! If you allow them to pull your credit and chex, do so at your own risk. Like many others, they wasted a hard pull on me last year and gave me every excuse in the book for why they wouldn’t do it. BUT, BUT… they told me that if I went and met their bank manager in-person and showed that I was a local, they might look at it differently. I think these guys don’t like dealing with out-of-state applicants. Even though they say they do, it’s definitely a cherry-picking situation. Still, BEWARE you may waste credit and chex pulls and not get anything from it.

Super Samauri

Filed a complaint against because they would not issue a credit card to an out of state resident.

Tom
Tom

Any more DP (good or bad)? For Chex I am zero in last 6 months but when they look at my Chex they will see lots of pulls from 18 to 24 months ago.
Hate to try this and get burned.

Too Big To Bail
Too Big To Bail

Highly chex sensitive, less than 3/year – too much drama, last year after asking me to call them and asking questions like if I was opening a account because of the bonus, etc., they rejected the application citing chex inquiries – I may have had 5-6 chex

Tom
Tom

YOu mean you have an average of less than 3 chex items per year, and they still gave you a hard time?

Too Big To Bail
Too Big To Bail

No I had more than 3 but less than 6 or so I think when I applied last year, this year I think I am also 0 in 6 months – let us know if you apply and are able to get approved.

Tom
Tom

I might give it a shot tomorrow for. $300 … though I bet they will not approve me since I did several bank bonuses about 24 to 18 months ago.

STEVEN G.
STEVEN G.

I 2nd this experience with very few pulls the year prior. And if you challenge them, they start piling on more and more excuses. Not worth dealing with them IMO.

Mike V
Mike V

Thanks for the feedback, saved me a wasted trip and hassel

Sunshine
Sunshine

Out of state?

Jason
Jason

I think this is in branch only.

ma61187
ma61187

Yep, when you click on the join button it says please visit a branch. Also the credit card funding seems to no longer be a thing anymore