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TD
TD

Offer page says it’s targeted: “To be eligible for this offer, you must have accessed this page via a direct communication (email or digital ad) from Fulton Bank.” Anyone know? I just closed Fulton from my last round so can’t try myself.

Bob
Bob

They were specific last time about having received a paper email years ago when I did it. I ended up getting $100 of the $200 they promoted.

Just a word of warning.

IS250

This is likely targeted and they could deny paying up:

In addition to the other eligibility criteria set forth below, this promotion is only available to individuals that: (1) access this landing page via an email communication or digital advertisement received directly from Fulton Bank and (2) apply utilizing that link. Individuals who obtain or access this landing page by any means other than those described above will not be eligible for the promotion.

Gadget - Bank Bonus Geek

It’s not hard to get targeted. Pops up on my screen all the time, even when I was in FL. When I just Google Fulton Bonus and the ad comes up as the first AD on the list. Also appears on DoC as a banner ad, and in my Yahoo mail sidebar. Just take a screenshot.

They do specifically state in their terms they do not open accounts for people who reside OOF, so I wouldn’t try if you live elsewhere.

However, I have been pushing Chex pretty hard lately and I got denied. The rep that called me said I have a 3rd party freeze on one of my credit reports, but that is not the case. I believe it was a Chex score fail. The rep said I can open in branch… yeah, great! The bonus requires an online opening. Oh well… I have churned this a couple of times, so maybe that has something to do with my failure.

IS250

Yeah that’s what I did last week. Just did a Google search without any adblockers and it came up. Screenshotted everything just in case.

But I was instantly approved and this is the 3rd time churning Fulton. I had 4 Chex pulls in the preceding 3 weeks before Fulton so YMMV on sensitivity.

Gadget - Bank Bonus Geek

I am at like 7/1… so, I got what I deserve. Maybe next month. It’s a vicious cycle. ieatdogfood

ieatdogfood
ieatdogfood

You dare to reapply again? I haven’t touched Fulton at all this year. Guaranteed inquiry for just application regardless of outcome.

Jon
Jon

You need to live in specific counties in those states.
This is mentioned in the post but maybe update that in the title as well? I almost applied before I realized I not in one of those counties.

ieatdogfood
ieatdogfood

Trying to resist temptation. My arch nemesis. 12 inquiries last year. Fuck Fulton. Gadget 🕵️

random52
random52

At this time, we are unable to approve your online application to open an account.
This decision was based on one or more of the below reasons:

We were unable to verify some of the information you or your co-applicant (if you had one) supplied on the application.
Your co-applicant’s Qualifile® credit score contained in a report provided by ChexSystems® Inc., a nationwide consumer reporting agency.
We required more information from you in order to complete your application, and it was never provided. After 30 days, we close all applications that have not been completed.
You may be eligible to apply for an account in one of our many convenient branches. For more information, please call us during regular business hours.

I called and they said they couldn’t verify my identity online, so have to go in and start a new application if I want to open an account. There were no co-applicants.

ieatdogfood
ieatdogfood

You will get an inquiry per denial. Good luck.

random52
random52

I’ve had this happen with FNBO too. I used drivers license number for identity. Is using passport number more reliable?

Basically only happens with small banks, big banks online account opening is fine for me.

ieatdogfood
ieatdogfood

Did you autofill with your license? I can’t recall if I did or not in the past since autofill can mess things up as it has with some other select banks.

DP
DP

I used DL and Passport same message… P2 went through

RXSAMG
RXSAMG

William Charles , if doing DD method, the total is $500 required (not $250)

Novacat05
Novacat05

And “re-occuring” so that seems to me that you’d need at least two $250 DDs.

RXSAMG
RXSAMG

I’ve got a few more days on the clock before i can churn this one. Holds a dear spot in my heart as it is was my first bank bonus. And I was a bit spoiled as it paid in less than I week when it was 15 Debits without any minimum spend…hence going to do the “easier” DD route.

Rick James
Rick James

I did this last year. It worked without issue. My 12 month date is 08/11/2020. Ill open on 08/12/2021

Gadget - Bank Bonus Geek

Offer is back… It showed in my Google ads. However, when I try to paste the link it’s got a huge URL… I went to try and cut it off, but it doesn’t work then. William Charles

temp
temp

P3: Permanent resident, denied
P4: Applied, approved 3/6, completed 15 debit via Cashapp/Venmo on 3/26, bonus deposited 4/9
P5: Applied, approved 3/31, completed 15 debit via Cashapp on 5/13, bonus deposited 5/26

MHS
MHS

DP – Bonus-earning and account-closing data points:
– 3/19/2020 – Account (Simply Checking) opened
– 3/23/2020 – Deposited $250 into the account
– 4/3/2020-5/4/2020 – Made 17 purchases using debit card, all between $5 and $9
– 5/7/2020 – $200 bonus deposited into account
– 5/12/2021 – Requested that account be closed (in-person in-branch, as over-the-phone was not allowed).
– 5/13/2021 – Account closed

Note that many of the purchases I attempted with the debit card took several days to clear and/or failed to clear.

BRIAN ANDERSON
BRIAN ANDERSON

Was your deposit a paycheck thru your job or a deposit from one of your other external accounts ?