Update 10/3/24: Extended until 12/31/24.
Update 7/6/24: Bonus has been increased to $300 again. Still has targeted language but shows in google search result.
Update 6/23/24: Bonus is back, $250 again. Still has targeted language but shows in google search result. Hat tip to kas141
Update 4/8/23: Bonus now up to $300
Update 2/19/22: Available again.
Update 9/24/21: Available again, still has targeted language. Should show up if you do the following search ‘https://www.google.com/search?q=fulton+%24200‘. Hat tip to reader Gadget
Update 7/15/21: New link now available. Does have targeted language ‘To be eligible for this offer, you must have accessed this page via a direct communication (email or digital ad) from Fulton Bank.’
Update 2/1/21: Deal is back for 2021. Hat tip to kas141
Offer at a glance
- Maximum bonus amount: $250
- Availability: DE, MD, NJ, PA, DC & VA only. May need to live in one of the counties
- Direct deposit required: Optional
- Additional requirements: None
- Hard/soft pull: Soft. Make sure to opt out of overdraft protection
- ChexSystems: Yes.
- Credit card funding: Up to
$500$50 - Monthly fees: None
- Early account termination fee: None
- Household limit:
One (is enforced/isn’t enforced (2))None - Expiration date:
None ListedDecember 31, 2021December 31, 2022
Contents
The Offer
- Fulton Bank is offering a bonus of up to $300:
- Earn $300 when you open a Relationship Banking checking account online and within 60 days of account opening:
- Set up a recurring direct deposit totaling at least $500.
Earn $200 when you open a Simply Checking account online and within 60 days of account opening do one of the following:Set up a recurring direct deposit totaling at least $500. ORUse your contactless debit card to make a purchase at least 15 times, spending $300 or more in total purchases. This includes in-store and online purchases.Earn an extra $50 when you open a Simply Checking account and when you also open a Statement Savings5 account online and deposit at least $1,000 in new money within 60 days. Just select Statement Savings within the “Your Offers” page during the online account opening process.
- Earn $300 when you open a Relationship Banking checking account online and within 60 days of account opening:
The Fine Print
- This offer is valid for new consumer checking account customers only that have not had a checking account with any affiliate of Fulton Financial Corporation within the last 24 months.
- Promotion is limited to one cash bonus per person.
- If multiple accounts are opened for the same owner, only the first account will be eligible for the bonus.
- Fulton Financial Corporation employees and immediate family members sharing a household are not eligible.
- May not be combined with any other offer.
- Offer may be withdrawn without notice.
- Customers are responsible for possible tax implications.
- 25 minimum deposit to open a checking account online.
- This offer is valid when you open a new Simply Checking account and complete a minimum of 15 debit card purchases within 60 days after account opening (transactions must be posted to the account within the 60 day timeframe); or, set up recurring direct deposit in the cumulative amount of $250 or more within 60 days after account opening.
- The direct deposit must post to your account within this timeframe and is limited to Social Security, pension, payroll, or unemployment. $200 cash bonus will be credited to your checking account four to six weeks after the conditions above have been met.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
- Simply checking has no monthly fees to worry about
- Relationship Banking has a $20 monthly fee
- $5,000 minimum daily balance and one customer-initiated transaction posted each statement cycle OR
- $25,000 combined deposit and investment balance for the primary or secondary account owner on the last day of the statement cycle and one customer-initiated transaction6 posted each statement cycle
Early Account Termination Fee
I can find no references to an early account termination fee on their website.
Our Verdict
Previous best bonus was $150. This is an extra $50 for the same requirements. Definitely think this is worth doing if you live in a targeted area, I’ll be adding this to our list of the best checking account bonuses.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
4/29/2025: Account Opened (w targeted link)
5/2/2025: $1900 Real DD
5/24/2025: $300 Bonus Posted
4/24/25: Account opened, $25 Deposit (targeted)
4/29/25: $511.21 Wealthfront ACH Push
5/7/25: $512 Chase Personal ACH Push
5/15/25: $501 Work DD
5/21/25: $300 Bonus Posted
Unsure which triggered the bonus, but happy to see it come through.
Extended to December 31.
I kept getting “A technical error occurred. If you are seeing this message please call 1.844.713.3557.” no matter I tried on the phone or the laptop. Trying from outside the country. Is that why?
I also received the same message. I called and new acct dept said they “pushed the ‘next’ button” for me. I refreshed and it started again close to where it left off and eventually finished after signing lots of docs.
At funding stage it did not offer credit card. Only said debit card. I selected debit card option and entered my credit card info for Chase United Explorer. Said $50 max. Shows as pending at Chase
03/17/25 Account opened (not targeted)
03/19 $25 opening deposit
03/19 $502.89 Relay (Payroll DD in the memo)
03/21 $502.41 Relay (Payroll DD)
03/28 $503.87 Wise (Payroll DD)
03/31 $501.38 Wise (Payroll DD)
04/01 $300 Bonus posted.
Not sure what triggered it. Perhaps, Wise deposit on 03/28
Disregard my prior post, bonus posted today with only a direct deposit from the IRS back on February 12th.
IRS Direct Deposit’s do not count for bonus unfortunately, confirmed by rep today. Time to send another $500 in and keep waiting…
The given link ends with,
gclid=Cj0KCQiA4-y8BhC3ARIsAHmjC_EVi0WWdcJBHw3uI-GUJzXLbOMUFB-uX4o7QiSnewecoL93-Gd3JVUaAr9zEALw_wcB
When I searched for fulton bank promo in Google after disable all adblockers, my link ends with this,
gclid=EAIaIQobChMIvtGm_e7GiwMV_UL_AR3VESGJEAAYASAAEgJRQvD_BwE
or something else depending on what browser.
Also Doc’s link has adgroupid=153621843304 and mine has adgroupid=147014599819.
Does anyone know if this matters?
I wasnt targeted and still got the bonus. Was thinking of doing this for P2 but now when searching fulton bank bonus on google I no longer see their ads popping up. hope that doesnt mean they can enforce the targeted language
This bonus back and valid until 4/30/25