Posted by William Charles on June 4, 2017
Bank Account Bonuses

Published on June 4th, 2017 | by William Charles

13

[Expired] [Pima County, AZ only] TruWest Credit Union $250 Checking Bonus

This deal has expired and is no longer available. You can view the best checking deals hereFollow us on Twitter/Facebook or sign up for notifications to let you know whenever we post a new deal.

Offer at a glance

  • Maximum bonus amount: $250
  • Availability: Pima County, AZ residents only
  • Direct deposit required: Yes, $500+
  • Additional requirements: None
  • Hard/soft pull: Hard pull
  • ChexSystems: Unknown
  • Credit card funding: Up to $5,000? (Visa/Mastercard only)
  • Monthly fees: None
  • Early account termination fee: $10, 90 days
  • Household limit: None listed
  • Expiration date: July 31st, 2017

The Offer

Direct link to offer

  • Open a new TruWest checking account and receive $500 in aggregate direct deposits within 60 days of account opening and receive a $250 checking bonus
  • You’re also entered to win $2,500

The Fine Print

  • Offer valid from May 15, 2017 to July 31, 2017, for Pima County residents and subject to change without notice.
  • Must be a TruWest member with a minimum of $5 deposit for $250.
  • Must have a TruWest checking account with $500 aggregate in direct deposits effective within 60 days after opening account.
  • $250 will be deposited into new member’s checking account after first direct deposit, within 60 days of account opening.
  • If member does not have an initiated direct deposit within 60 days of account opening, member is ineligible for the Promotion.TruWest membership not required for entries.
  • No purchase necessary.
  • Must be 18 years of age and a U.S. resident to participate.
  • Promotion period 5/15/17 through 7/31/17.
  • Contact the credit union at (855) 878-9378 or write to us at TruWest Credit Union, “Pima County New Member Giveaway”, PO Box 3489, Scottsdale, AZ 85271 to obtain a complete copy of the official rules for this promotion.
  • Click here for complete terms and conditions.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Their choice checking account does not have any monthly fees to worry about. There is a $10 early account termination fee if the account is closed within 90 days of account opening.

Our Verdict

Hard pull makes this bonus unattractive, but it might still be worth considering if you can still fund it up to $5,000 and that codes as a purchase instead of a cash advance (using a 2% card would net you another $100 tax free). In my opinion getting a hard pull for $100 tax free and $250 taxed is worth it. Shame that the $250 bonus is so geographically restricted. We will be adding this to our list of the best checking bonuses.

Big thanks to reader, Curmudgeon who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:



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icemule1
icemule1

How do you figure that using a 2% card would net an additional $250 tax free? 2% of $5,000 is $100.

david
david

can someone please confirm about the credit card funding status still valid?
thanks!

Wyle
Wyle

Yes, but not sure if all majors are accepted. You enter the card number and it populates the type. I used Visa. $4995 checking and $5 typical CU membership savings. Didn’t think to enter other card numbers to test funding options before continuing.
Experian pull right away. 🙁

Deltron
Deltron

Barclaycard arrival+ used for funding, posted as purchase. Only visa or mc accepted for funding.

Dan
Dan

Vanguard distribution on 6-29-17 triggered my bonus. Bonus received 7-6-17

Felix
Felix

FYI, can’t fund with Amex–only Visa and Mastercard.

Dfg
Dfg

There is a $100 bonus + $25 Amazon Gift Card available for December: https://truwest.org/otg100/

The account is age restricted (18-29 yrs). Unfortunately doesn’t stack with their referral bonus: https://truwest.org/member-referral/

Sammy
Sammy

Can still confirm to this date, $5,000 is able to be funded via Visa or Mastercard which can be split between the TruWest Savings and Checking account with a $5 minimum required for the savings account. I had received instant approval online, but was denied the next business day when my application was manually reviewed. The reason for the denial was due to “information contained in my Chexsystems” in the application page, but when I received my Chex report no bad remarks were on there. I concluded that the 8 Chex inquiries I received in the last year were most likely the reason for denial. They also do pull your credit report via Experian once you submit your application, though I was not denied due to that with 7 inquiries in the last year.

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