Posted by William Charles on September 5, 2016
Bank Account Bonuses

Published on September 5th, 2016 | by William Charles


[KS, MO, NE, IA, WY, CO only] Pinnacle Bank $100 Checking Bonus, No Requirements For Bonus

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: KS, MO, NE, IA, WY, CO only
  • Direct deposit required: No
  • Additional requirements: Minimum account opening of $100
  • Hard/soft pull: Soft pull
  • Credit card funding: Up to $1,000 see what is and isn’t coded as a cash advance. Visa & Mastercard only
  • Monthly fees: $4, unavoidable
  • Early account termination fee: 90 days otherwise bonus is forfeited
  • Expiration date: September 30th, 2016 December 31st, 2016 January 31st, 2017 March 31st, 2017 May 31st, 2017 June 30th, 2017 July 31st, 2017 August 31st, 2017

The Offer

Direct link to offer

  • Open a new Diamond Secure Account with Pinnacle Bank with a minimum opening deposit and receive a $100 bonus
  • This account also comes with a number of benefits (listed below in the image)

pinnacle bank

The Fine Print

  • Terms and conditions for our $100 offer valid for Diamond Secure Account applicants only.
  • Account must be opened online.
  • The minimum amount to open an account is $100.
  • The maximum payment per customer is $100. This offer is for new checking account customers only.
  • A new checking account customer eligible for the bonus is someone who has had no previous checking account relationship with Pinnacle Bank in the previous 48 calendar months.
  • The money will be deposited after 90 days of account opening.
  • Account must be maintained in good standing with no overdrafts for the first 90 days.
  • Open to residents of Kansas, Missouri, Nebraska, Iowa, Wyoming and Colorado only.
  • The $100 bonus will be reflected on a 1099-INT that will be issued and reported to the IRS at year-end.
  • Offer expires September 30, 2016. May 31st, 2017

Avoiding Fees

This account has a $4 fee that you cannot avoid, you’ll be charged an additional $5 per month if you choose to receive a paper statement as well. You must keep the account open for a minimum of 90 days otherwise you will forfeit the bonus.

Our Verdict

Their previous bonus was one of our all time favorite bonuses as it had no requirements and it was on the free checking account. This is still a great bonus, you’re just going to have to pay the monthly fees for the first three months (maybe longer depending on how long it takes for your bonus to post). We’ve added this bonus to our best bank account bonus list, but it’s not as high as their previous bonus was.

Big thanks to reader, Jeff H who let us know. Please consider sharing bank bonuses with this site so we can make it even better.

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11 Responses to [KS, MO, NE, IA, WY, CO only] Pinnacle Bank $100 Checking Bonus, No Requirements For Bonus

  1. Jeff H says:

    I am close to a B&M branch. Talking to them, they will credit MO deposits same day. You can change your Debit card design and PIN in the branch. I walked out with the new design card on the same trip.
    ACH in or out is possible. ACH out is a $3.00 fee. Also POPMoney here. After CC deposit, I did ACH inbound deposit.
    Young millennials and Senior Citizens can get an added benefit from a short menu. See website.

  2. Kyle Sh says:

    Any word on closing these accounts? I opened an account in Sept, and the bonus has posted and I’m past the 90 days, so I’m looking to close the accounts. They don’t have any locations within 2 hours from me, so I was hoping this is something I can do online.

  3. bobwinkle says:

    Don’t activate your debit card right when you get it! Wait until they send you an email, and they’ll give you $5 just to activate it. I received the $5 offer about 60 days into having the account opened. The same is true for Pinnacle Bank of Colorado.

    • bobwinkle says:

      And then, if you haven’t used the debit card, they’ll send you another email offering $10 just for using the debit card 13 times in next 30days.

  4. Austin says:

    Data Point: I opened a Bank of Colorado and Pinnacle Bank account on the same day in February. I have received the Bank of Colorado bonus, but a CSR from Pinnacle Bank told me I will not be able to receive their bonus.

  5. Davezilla says:

    DP for Kansas: Opened mid Feb 2017 – bonus posted in mid May 2017 almost 90 days.

  6. Dave says:

    Received the following message at the end of my application: “You do not qualify for the product you requested.”

    Odd…high credit score and very few new checking accounts opened this year.

  7. The Cat says:

    A couple of data points:
    In the last two weeks or so I funded with a Chase Hyatt that posted as a purchase and my girlfriend funded with a Chase Southwest Rapid Rewards Plus which funded as a deposit as well.

  8. greg says:

    Site now says “Offer expires August 31, 2017.”

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