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Sam F.
Sam F. (@guest_1006892)
June 30, 2020 10:45

Anyone that did this deal get the June bonus today? The courtesy first month bonus posted on the last day of May (my opening month) for me. I fooled around too long and tried to do a bunch of small things to reach 8 that posted just *yesterday*. I don’t see the June $35 this morning. Wondering if I missed out. (I will not be calling to complain–none of my activities were in the spirt of the offer.)

Sam F.
Sam F. (@guest_1007903)
July 1, 2020 14:20

Answering my own question. Looks like they post the monthly bonus at the end of the day. Got my June $35. I better not fool around for July.

DTW2MSP Scott
DTW2MSP Scott (@guest_992537)
June 4, 2020 14:04

Applied 5/29. Recieved call to review on 6/2. Understand delay in processing application. They are working remotely like most of us in Minnesota. After some double checking they verified I would still get bonus. Also they told me that CC would code as cash advance. Went ahead and tried my Citi American Airlines AAdvantage MileUpâ„  Card anyways. Called Citi to close cash advance just in case, but they would only reduce to $750. Today it is sitting in the pending category Mortgage Companies-financial Institution, but 5K amount shows in pending purchases. Hopefully it sticks! Will update if it doesn’t clear.

MikeTheCreator
MikeTheCreator (@guest_992602)
June 4, 2020 15:31

It should clear if its showing as pending, it would have been declined if it was cash advance because of the 750$ limit.

DTW2MSP Scott
DTW2MSP Scott (@guest_993510)
June 6, 2020 11:07

Sure did clear. It is official my first DP.

Roy
Roy (@guest_992116)
June 3, 2020 22:22

First tried to fund $5000 with US Bank Leverage Business card, but transaction was cancelled because it coded as cash advance and I have cash advance turned off. Then used Chase World of Hyatt card and it coded as a purchase.

BB
BB (@guest_990289)
June 1, 2020 12:47

Chase Ink Unlimited and Freedom Unlimited both coded as purchase for $5k ($4995 +$5).

BB
BB (@guest_989253)
May 30, 2020 10:59

They contacted me and P2 to ask employment info. Said account would open and be funded next day. Pending $4995 and $5 on CIU.

Jason
Jason (@guest_989260)
May 30, 2020 11:24
  BB

When did you apply?

BB
BB (@guest_989518)
May 31, 2020 00:51

5/23. Was contacted on 5/25.

Jason
Jason (@guest_988702)
May 29, 2020 10:22

I applied on the 28th and have not heard anything yet. How long till others have received an update?

Jason
Jason (@guest_989261)
May 30, 2020 11:24

Oops. Actually applied on the 27th

David
David (@guest_987398)
May 27, 2020 11:21

Thanks for all the DPs here. Any thoughts on ways this account could be used as a target for WU billpay, Moneygram or other services like that? If not, thinking this will be a short-lived account for the quick bonus.

Tim
Tim (@guest_986796)
May 26, 2020 10:43

DP, Banker called and said it is a soft pull. Must not be Chex sensitive because banker said I have great credit and my Chex report has an embarrassing number of pulls.

JR
JR (@guest_985564)
May 23, 2020 18:26

Based on past experience with other CUs, I expect they will start scrutinizing the applications when they start seeing a bunch of $5k CC initial funding. In one case they were holding funds and had to have a lengthy discussion with their security folks about my intentions with the accounts before they were released.

BB
BB (@guest_985683)
May 24, 2020 01:16
  JR

Were you straightforward?

George
George (@guest_985750)
May 24, 2020 09:23
  JR

I can see this happening if you apply out of footprint but otherwise that should rarely be the case. A bank can’t hold funds without cause and perceived promotional abuse isn’t cause. Cause is fraud. So unless something doesn’t match on your application, no reason to hold funds.

Lemm
Lemm (@guest_985496)
May 23, 2020 14:35

DP: I have a family member who is a manager for this bank. Confirms this is a SOFT pull on CR.

Ki
Ki (@guest_989720)
May 31, 2020 13:23

Do you mind referring me? [email protected]