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People
People

People Pay says that if recipient’s routing and account number is given, a DD is made a few days later. Is that listed in the DD database as recognized by many recipient banks?

Gadget - Bank Bonus Geek

Several banks use the People Pay service. You can try it as a Direct Deposit, but it will likely show up as P2P and will only work as a Direct Deposit for the most lenient banks. Also, the transaction limit is somewhat low at $500, and the daily limit is $1,000, at Premier anyway. No mention of monthly limits, but I am thinking it would raise flags if you hit the limits multiple times.

I used it last summer to send to Capital One 360, and appeared as a Deposit from PREMIER BANK PEO PEOPLE PAY FIRSTINITIAL LASTNAME (of the sender). I was not trying to trigger a bonus though.

People
People

Thank you. I appreciate the answer. I may try at some banks where I can see if it was counted, but won’t use it for pursuing a bonus.

AbjectRaise
AbjectRaise

Denied in PA – live probably 20 mins from a branch. Can’t imagine I’m even close to lol/24 when it comes to Chex – maybe < 10 or so. Didn't even get to identity verification.

Gadget - Bank Bonus Geek

Apply in branch… I had no issues, from VA.

https://www.doctorofcredit.com/oh-premier-bank-250-checking-bonus/#comment-1227955

I average about 1-2 Chex inquiries per month, at that time anyway.

frankie
frankie

how can i add code? thank you every one! {(Promo code is Smile (must use the proper capitalization)}

Gadget - Bank Bonus Geek

They have changed their website. You used to have to enter the code to start the application. Looks to me like they got rid of the requirement to enter a code.

As you go through the application, I would look for a promo code block, but if it’s not there, you should at least take screenshots. And, if that doesn’t work for you, ie not comfortable, go to a branch to open, or call them and ask.

frankie
frankie

thanks

AllenW

Anyone receive a 1099??

Gadget - Bank Bonus Geek

No. Nothing was received via mail. I just changed the tax form to electronic in online banking and tried to view:

“There are currently no documents available to view online for the selected date range.”

AllenW

Thanks that’s helpful. seems likes its like PNC, when there debit card usage no 1099.

Kyle

Successfully opened account for P2 after being denied last year. For those that may have been denied in the past maybe give it a shot again? This time around the security questions seemed a bit easier.

Jay
Jay

instant denial. in Ohio

Scott
Scott

I opened mine in branch in Ohio (Toledo) without issue. I usually open 10-15 accounts/year.

Strange Explanation
Strange Explanation

I was told to call in. The strange thing was one of the security questions asking me which street was the closest. I had to look them up, the closest was nowhere near my neighborhood.

Joe

Has anyone tried churning this one yet? No clear definition for new customer is listed.

Scott
Scott

Offer not available to existing Premier Bank checking account customers, those with a Premier Bank checking account closed within the past twelve (12) months, and employees of Premier Financial Corp. and their immediate family members living in the same household

Joe

Thanks! Much appreciated

Another DP
Another DP

William Charles The deal is available till 3/31/22 at https://www.yourpremierbank.com/BuildYourNewMoneyMindset or https://www.yourpremierbank.com/letyourselfshine

1 Offer valid for new customers opening a Simple Checking account, does not include Access Banking account. Receive $50.00 for the completion of 10 debit card Point-of-Sale transactions ($10.00 minimum) within 45 days of account opening. Receive $50.00 for the completion of a people pay transaction ($10.00 minimum) within 45 days of account opening. Receive $50.00 for the completion of a mobile deposit transaction ($10.00 minimum) within 45 days of account opening. Receive $50.00 for the completion of a bill pay transaction ($10.00 minimum) within 45 days of account opening. Receive $50.00 for direct deposits equaling a minimum of $100 within the first 45 days of account opening. Incentives will be deposited into your new checking account 120 days after account opening and after the completion of the corresponding requirements. Offer not available to existing Premier Bank checking account customers, those with a Premier Bank checking account closed within the past twelve (12) months, and employees of Premier Financial Corp. and their immediate family members living in the same household. May not be combined with any other offer, and only one offer valid per person per calendar year. Subject to change without notification. One offer per household. Minimum $50.00 deposit to open. Offer valid until March 31, 2022.

Logan
Logan

Appears to not require the SMILE code either.

Another DP
Another DP

As there was no promotional code during signup, I sent a secured message a couple of days after the account was opened to confirm that it was enrolled in the promotion. Got a reply saying that, “The promotional code has been added to your checking account.” So, it maybe prudent to get it confirmed that it has been added.

Mel
Mel

@Doc – this is now expired.

The real churner
The real churner

11/12: opened in branch
12/13: last day that Finished all requirements
1/20: $250 bonus post finally