[Expired] [Philadelphia, PA only] American Heritage Credit Union $100 Checking Bonus

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Offer at a glance

• Maximum bonus amount: $100
• Availability: In branch at Philadelphia, PA only
• Direct deposit required: Yes, $500+
• Additional requirements: 25 debit card transactions
• Hard/soft pull: Hard pull
• ChexSystems: Unknown
• Credit card funding: Unknown 
• Monthly fees: None
• Early account termination fee: None listed
• Household limit: One
• Expiration date: August 31st, 2019 October 31st, 2019

The Offer

Direct link to offer

• American Heritage Credit Union is offering a bonus of $100 when you open a new checking account. Requirements are as follows:
  • Receive a direct deposit of $500+ in each of the subsequent three statement cycles after account opening (receive $25 per month)
  • Use your debit card 25+ times in the first 3 months (receive $25 bonus)

The Fine Print

• Offer valid as of 07/01/19.
• Offer valid for new checking accounts that are opened between July 1, 2019 through August 31, 2019.
• Set up a direct deposit in the cumulative amount of $500.00 or more in each of the subsequent three statement cycles after account opening, and receive $25 per statement cycle for a maximum of $75 in bonus awards.
• Receive an additional $25 bonus when 25 or more cumulative debit card transactions are made during the subsequent three statement cycles after account opening.
• Purchases only, ATM withdrawals are not eligible.
• American Heritage reserves the right to cancel, modify or extend this offer at any time without notice.
• Member must be in good standing with a minimum $15 deposit in the primary share account.
• Members receiving incentives may be responsible for paying taxes on the incentives. May not be combined with other promotions. Offer subject to change without notice.
• Limit (1) per household. Employees and their family, business and fiduciary accounts are not eligible. Overdraft or returned item fees may apply. Membership eligibility required.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

They offer a totally free checking account with no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to see any mention of any early account termination fee in their fee schedule.

Our Verdict

They have offered a bigger bonus of $135 in the past. Additionally not worth considering due to the hard pull to open the account. Because of that we won’t be adding this to our list of the best bank account bonuses.

Hat tip to reader Shawn

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