- PNC learns the downside of paying cash bonuses to new customers. On one side it’s amazing it has taken this long for PNC to realize this, their analytics must be true garbage. Probably a good idea to hit up those PNC bonuses now though.
- Hilton Hotels Announce Their Newest Brand: TEMPO by Travel Codex. I feel like there are way too many different types of brands these days, I have no idea whats what anymore.
- Capital One Spark: How To Get It Off Your Personal Credit Report by Help Me Build Credit. Basically need to provide financials and have a credit limit of $150,000+
Deals starting/expiring at the end of today or starting today (view the full deal calendar here):
- [Targeted] AmEx Offer: Macy’s, Spend $75+ & Receive $15 Statement Credit or 1,500 Points
- Amex Offers: J. Crew, Spend $50 or $100 & Get $10 Back
- Discover Savings Bonus $150/$200 with $15,000/$25,000 Deposit
- American Express Vail Centurion Lounge Popup (1/16 – 1/20)
- Krispy Kreme: Free Mini Doughnut Every Monday In January (4PM – 7PM)
- [YMMV] eBay: No Selling Fees On Up To 5 Items
Deals starting/expiring at end of tomorrow:
- Use UPS Access Points Delivery & Get up to $15 Target Giftcard + 6 Months MyChoice Premium
- Kroger: Save $10 When You Buy $150 in Visa/MC Giftcards
- United & American Airlines Shopping Portal Bonus: Spend $150/$300 & Earn 500/1,000 Bonus Miles
- Publix: Buy $50 Visa Giftcard & Get $10 Off When You Purchase $50+ In Groceries As Well
Here are some of the most popular posts from past few days:
Chase literally taught me how to churn.. I was a very loyal 20-year customer with them including a paid-off mortgage. I saw an advertisement for a $300 checking account bonus and went in-branch and inquired about the bonus… they said “new customers only” I asked about how much they care about loyal customers… she said, “new customers only get the bonus”. I then got the hint and asked how I became a “new customer”? she said, “close your account and come back in 90 days.”… I said perfect… close my savings account also… I made over $10k last year in bank bonuses including $2500 just for moving my direct deposits around… this year I’m already at $1k in moving my dd around… not a bad hobby… THANKS, DOC!!!
once the banks give us a reason to be loyal then we will be loyal…. until then… churn baby churn!!!
speaking of PNC, I’m closing my accounts with them end of this week lol
3rd one with them, and I’ve opened them all in the branch since they’re very close to my place. I kept this one open longer than usual only because I was waiting for a $100 as a workplace referral bonus
Haha… noice.
I opened 13 bank accounts last year, closing 9 of them. Some were online, some were local. I made $4700 in bonuses alone. I was never denied due to Chex or EWS.
If banks want to keep my money long term, they have to offer a locked in rate for a set term on a MM or savings account.
It is a good idea when opening an account at a local bank to sit with a banker, and see what they can offer. This is especially true if you have 25K or more to play with. I managed to get SunTrust to lock me in for 1 year last October at 2.25% on a MM, plus give me the $300 sign up checking bonus. When the year expires, I will ask what they can offer to keep me there.
Except now SunTrust merged into Truist, so they can change your deal due to M&A…
Give the new customer a Toaster 😁. I don’t get offering $1,000 for a 90 day deposit.
I thought Ally was going to arrest me for being a Thief……lol. I’m waiting on my $1,000 at Capital One….similar kind of idiotic deal.
What $1k deal(s) are you referencing?
Days of churning bank bonuses are coming to an end.
PNC is the only bank that has ever straight up rejected me for a CK account. And that’s saying something.
Credit union pays a dividend of $25-$75 every year depending on what you do.
PNC screwed me on a checking bonus and I will remember that for a very long time.
You were deemed a Deplorable.
Sounds like their CEO will really care….
Actually I complained to an investment counselor of theirs who kind of made up for it by inviting me to a conference and giving me a $200 gift card. So it was not a total loss, but the checking account hoops were a PITA and unnecessary.
Chase sent me an email today saying my account would be closed for inactivity if not used within 60 days. That’s the first time I’ve ever received said notice. Im not sure if they’re referring to my business checking or personal checking. When I went to website didn’t see a notice. I have $1500 in the business account to keep it fee free but I guess now they starting to want to see activity.
Is that Capital One trick mainly just for real businesses, not “businesses”? I wonder what kind of numbers they need to see to give you a $150,000 limit.