Posted by William Charles on July 25, 2017
Bank Account Bonuses

Published on July 25th, 2017 | by William Charles

150

Regions Bank $200/$250 Checking Bonus [ AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX]

Bonus is back, doesn’t look good for the bigger bonuses making a return.

Offer at a glance

  • Maximum bonus amount: $200/$250 with referral
  • Availability: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX. Note that opening online doesn’t seem to work in some areas, according to some, you need to live within 50 miles of a branch. [Branch locator]
  • Direct deposit required: Yes, $500+ 
  • Additional requirements: See below
  • Hard/soft pull: Soft
  • ChexSystems: Unknown
  • Credit card funding: Up to $1,000 (and another $1,000 when you open a free savings account). American Express not accepted.
  • Monthly fees: $8-$18, waive-able
  • Early account termination fee: $25 if closed within 180 days
  • Household limit: None mentioned
  • Expiration date: June 30th, 2017 September 30th 2017

The Offer

Direct link to offer

  • Receive a bonus of $200 when you open a new Regions Bank checking account and complete the following requirements:
    • E-mail yourself a voucher if opening by phone/in branch otherwise use the promotional code 200D17Q3 online (probably a good idea to e-mail yourself a voucher due to some of the wording in the fine print)
    • Make 10 purchases with a Regions Visa Checkcard (must post within 60 days of account opening) [Read: How To Meet Minimum Debit & Credit Transaction Requirements]
    • Make $500 or more in qualifying direct deposits such as payroll or government benefits
    • Enroll in Online Statements through Online Banking (within 60 days of account opening)
  • You may be able to get another $50 by using a referral link (see below)

regions $200 bonus

The Fine Print

  • Our goal is to be your new bank. We think that once you bank with us, you will experience our award-winning customer service and become a long term customer. We reserve the right to terminate this offer without notice at any time in the event of any suspected or actual abuse or fraud.
  •  Offer valid in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee and Texas. Present a personalized voucher with applicant’s name and registered email address in order to open in branch. This offer is non-transferable, may not be combined with any other offer, does not apply if you have or had an ownership interest in a Regions checking account on or after April 1, 2016, only applies to personal LifeGreen checking accounts, and may be withdrawn at any time without notice. To earn this bonus, you must meet all requirements of the offer described above within 60 days of opening your new account. If earned, the bonus will be issued within 120 days of meeting these requirements and will be in the form of a credit to the new checking account which must be open at the time the credit is issued.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Regions offers six LifeGreen checking accounts. One applies only to ages 62+, one applies only to students, and one has a $5 non-waive-able fee, leaving three. Of the three, the eAccess Account is the easiest to waive the fee on, given the requirements of this bonus, though the LifeGreen Checking account will also work.

LifeGreen eAccess Account, $8 Monthly Fee

The monthly fee goes from $8 to $10 if you opt for paper statements instead of online statements, but this bonus requires you to opt for online statements. The monthly fee is waived if you make 10 or more Regions CheckCard purchases per statement cycle.

LifeGreen Checking, $8 Monthly Fee

The monthly fee goes from $8 to $10 if you opt for paper statements instead of online statements, but this bonus requires you to opt for online statements. The monthly fee is waived if you do any of the following:

  • Receive a single ACH direct deposit, such as a recurring payroll or government benefit deposit, of at least $500, OR
  • Receive multiple ACH direct deposits, such as a recurring payroll or government benefit deposit, with a total combined amount of at least $1,000, OR
  • Have an average monthly balance of $1,500 or more (this is presumably calculated using a daily average and is not the same as a minimum monthly balance)

LifeGreen Preferred Checking, $18 Monthly Fee

The monthly fee of $18 is waived if you meet any of the following:

  • $5,000 average monthly balance, OR
  • Combined minimum deposit balances from all of your Regions checking, savings, money markets, CDs and IRAs of $25,000, OR
  • Combined $25,000 minimum outstanding loan balances from all of your Regions personal installment loans, lines of credit, equity lines of credit, equity loans, direct loans and credit cards in good standing, OR
  • Any first-lien home mortgage with Regions in any amount and in good standing (excluding home equity loans and home equity lines of credit, and construction, manufactured housing and business loans)

Regions notes that the balances for the middle two requirements are determined at the beginning of the last day of your checking account statement period. (They also note that “good standing” means you are not past due or in default under your credit agreement, but hopefully everyone already knows that!).

Early Account Termination Fee

There is an early account closure fee of $25 if you close your account within 180 days of account opening.

Referral Bonus $50

There is also a referral bonus you can receive in addition to this $200 bonus (bringing the total to $250). This has worked in the past, but it is no guarantee to work this time around. Feel free to share yours in the comments below.

Our Verdict

They have offered recent bonuses of $300/$350 & 400/$450 so this bonus is significantly worse. Before that $200/$250 was fairly standard. We can only hope that the larger bonuses come back in the near future. Because those larger bonuses were so recently offered and the fact you usually need to wait a year+ before getting the bonus again I don’t consider this one of the best checking sign up bonuses currently available.

Big thanks to reader, Haywood J who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:


Related Posts



150 Responses to Regions Bank $200/$250 Checking Bonus [ AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX]

  1. payyoutuesday says:
    March 18, 2017 at 10:24 am

    The “Direct Deposit Required:” space is blank, but the offer says,

    “3. Make $500 or more of qualifying ACH direct deposits such as payroll or government payment (Within 60 days of account opening)”

    Reply
  2. Kevin Ross says:
    March 18, 2017 at 10:42 am

    http://bit.ly/2nkKiDz

    When I did the last one got the card about a month after completing requirements.

    Reply
    • Kevin Rise says:
      April 22, 2017 at 12:29 am

      I’ll follow the new rule.

      If you’re still looking to do a referal link

      https://www.regions.referlive.com/newcustform/61B75D45B530/4/08900588EY8T3JV

      Now, I’m also going to add to this for when I did the $400. I also want to add the warning that a lot of people are waiting on the $300/$400 and I seem to be an outlier on getting the bonus quickly.

      1-20 Account opened in branch with $300 coupon.
      1-24 Regions email agrees to upgrade offer to $400.
      1-25 Regions $400 coupon comes in email.
      1-31 All 10 debit card transactions done.
      2-03 Payroll Deposit.
      2-13 $400 reward posted.
      Edit 1: Adding details:
      Direct Deposit was an actual payroll deposit.
      Debit Transactions: 3x JC Penny (<2.50 ea), 2x Target (<2.00ea), 1x Wal-Mart (2.50), 1x WaWa (<1.00), 1x Amazon (<1.00), 1x Publix (<2.00), 1x Godiva (<2.00)

      Reply
    • JuicyJosh says:
      April 22, 2017 at 2:02 pm

      This looks like posting double referral links to me which is one of Docs listed complaints. Also, replying to early comments to jump all the other links with your own. Two strikes in one post. Good going Kev.

      Perhaps you should read the article again.
      https://www.doctorofcredit.com/problems-letting-readers-share-referral-links/

      Reply
      • Kevin Rose says:
        April 22, 2017 at 2:16 pm

        My own comment with my own link.

        Updating the link to comply with the new rules and adding a data point is only contributing. I half exceptés Will to come back through and clear the bit.ly links from this thread even though it was active before the last post.

        I think a little critical thinking is due here.

        Reply
      • William Charles says:
        April 22, 2017 at 8:58 pm

        I don’t think Kevin is trying to skirt the rules here. I’m way too lazy to go back through and retroactively change how referral links worked in previous posts.

        Reply
  3. PJ says:
    March 18, 2017 at 10:57 am

    I may do this. I know there is better offers with Regions but there is a certain opportunity cost with waiting and the sooner I do this the sooner I’ll be eligible next year I guess.

    Reply
  4. tennismenace3 says:
    March 18, 2017 at 11:19 am

    Here’s a referral link for you all:

    http://bit.ly/2nl0dBH

    Reply
  5. JuicyJosh says:
    March 18, 2017 at 11:32 am

    Here is another referral link also! Enjoy the bonus bonus!

    [10 max referral max reached]

    Reply
  6. Bryan says:
    March 18, 2017 at 11:38 am

    I still haven’t received my bonus from the $400/ $450 offer…I’ve completed all requirements, and I know it says 120 days, but on the other thread I saw reports of bonuses posting within a couple of days of meeting requirements. Anyone else in that boat?

    Reply
    • Heather O says:
      March 18, 2017 at 1:10 pm

      I’m the same way. Annoying.

      Reply
    • John says:
      March 18, 2017 at 2:58 pm

      This was the same for me. I contacted Regions and asked them to a) confirm that my account had the bonus, and b) that I have met the requirements. Because the bonus pays out so much later than the deadline, I wanted to make sure.

      They answered a) Yes, I signed up under the promo code for $400. But for b) they just restated that I should review the requirements and verify I have met them.

      The part that concerns me is the card purchases. I know I made more than 10, but I am not sure if some code as pinless debit or credit or if it matters. I guess I will see. I am not out any money, but I also don’t want to go through the hassle for nothing 🙂

      Reply
    • bryce says:
      March 18, 2017 at 3:42 pm

      Same here :/

      Reply
    • Mattlaw says:
      March 18, 2017 at 4:06 pm

      Still haven’t gotten mine either from the $400 promo.

      Reply
    • William Charles says:
      March 18, 2017 at 8:16 pm

      Don’t think anybody has gotten the $400 bonus unless they upgraded from $300. I wouldn’t worry too much until 120 days has past.

      Reply
      • Mattlaw says:
        March 19, 2017 at 1:09 pm

        I upgraded from the $300 and still haven’t received it (my partner started with the $400 and hasn’t either); however, I had that confirmed before I completed the requirements for the $300 bonus. If that makes a difference.

        Reply
      • YZ says:
        April 22, 2017 at 12:55 am

        that is true, all the DPs i saw who got the $400 is a match from previous $300
        BTW, have not got mine either

        Reply
  7. James says:
    March 18, 2017 at 11:48 am

    They still never even paid out the last $400 bonus for most people lol

    Reply
  8. Chris says:
    March 18, 2017 at 11:51 am

    How often can we repeat these offers from Regions? I had it last year and closed the account Dec 2016.
    Also, just a data point, bonus posted quickly and I managed to get the $50 bonus in addition by registering for it after getting my $200 bonus.

    Reply
  10. Benjamin Wang says:
    March 18, 2017 at 12:23 pm

    Here are my referral link:

    http://bit.ly/2nkXvfy

    Get the bonus + bonus

    Referral bonus requirement:

    For a personal LifeGreen checking account:
    Complete the entire ReferLive process, AGREE to the Terms and Conditions, AND
    Open a new Regions personal LifeGreen checking account with a Regions Visa CheckCard within 90 days of the initial email communication or the social media communication initiated by you through the official means of the program, AND
    Keep new account open and in good standing for at least 60 days, AND
    Complete all of the following within 60 days after account opening:
    Have at least (1) one $300 or more ACH direct deposit (such as a reoccurring payroll or government benefit deposit.), AND
    Complete at least 10 Visa CheckCard purchases that post to the account, AND
    Sign up for Online Banking with Online Statements. (A Social Security or Taxpayer Identification Number is needed for enrollment. Personal account holders may visit a branch to determine if they are eligible for alternative enrollment methods if they do not have a Social Security or Taxpayer Identification Number.)

    Reply
  11. Fei says:
    March 18, 2017 at 12:30 pm

    Here is my referral link:
    http://bit.ly/2nl8oy1
    Thanks.

    Reply
  12. Mike says:
    March 18, 2017 at 12:44 pm

    The following link stacks with the $200 bonus and gets you another $50 bonus (as a visa gift card).
    Last time they did this, I received the $200 bonus, and an additional $50 gift card a few weeks later.
    I filled out the form after opening the account.
    https://www.regions.referlive.com/newcustform/6E4X479F955D/14/0840084YTTSKEG5

    Reply
  13. Sugan says:
    March 18, 2017 at 12:57 pm

    Here is my referal link

    http://bit.ly/2nD9WjU

    Reply
  15. Joe says:
    March 18, 2017 at 4:57 pm

    Do you need to be a resident of these states? (For regions and in general for all of these state-specific bank offers) I will definitely be able to go in a Regions branch and hopefully a few other banks on my road trip coming up.

    Reply
  16. PD says:
    March 18, 2017 at 5:51 pm

    My Regions referral link:

    http://bit.ly/2nm2BYP

    Thank you!

    Reply
  17. TJ says:
    March 18, 2017 at 8:00 pm

    My SSN ends with 000 so the online app thinks it’s invalid. No other bank ever had this issue. If I change the last 0 to a 1 it will work which of course I’m not going to do. If I open it by phone can I do CC funding? I want to put the 2k on CSR. I’m so annoyed right now.

    Reply
  18. justdoit says:
    March 18, 2017 at 10:54 pm

    My referral link for the $50 bonus

    https://www.regions.referlive.com/newcustform/463151D8724E/4/1140133YE527WRJ

    Thanks in advance!

    Reply
  19. Ash says:
    March 19, 2017 at 12:06 pm

    Much obliged. $50 visa gift card referral bonus which will be sent after you open your new regions checking account and satisfy the DD requirements as mentioned in this Doc’s thread. Please make sure you open the account first and then fill out my referral form.

    http://bit.ly/2noxcFk

    Reply
  20. Sherman says:
    March 19, 2017 at 2:22 pm

    Thank you in advance, would appreciate if at least (1) person use my referral code.
    $50 visa gift card referral bonus which will be sent after you open your new regions checking account and satisfy the DD requirements as mentioned in this Doc’s thread. Please make sure you open the account first and then fill out my referral form.

    https://www.regions.referlive.com/?ProspectID=DE2EA3B84AEE49CB903DBB2940F3DA85

    Reply
  23. Jon says:
    March 20, 2017 at 10:47 am

    Any idea if they will match to this promo? I just opened check/savings to meet minimum spend and would love an added bonus.

    Reply
  24. Kimberly says:
    March 20, 2017 at 11:53 am

    Here’s my referral link. Thanks everyone! Thanks Doc!

    http://bit.ly/2neub9V

    Reply
  25. Amy says:
    March 20, 2017 at 2:27 pm

    Has anyone received a 1099-INT from Regions regarding this bank bonus? I talked to my local branch and the toll free customer service. They cannot find any 1099-INT info for my $200 bank bonus. I thought bank bonuses are usually considered as interest and will be reported to IRS…???

    Reply
    • Robert says:
      March 21, 2017 at 1:50 pm

      I have same problem and sent secure message. They said if I had any tax documents they would be under the documents section. I am just going to report it and cover my bases without the 1099.

      Reply
  26. Haoran says:
    March 20, 2017 at 11:43 pm

    Thx William! You said it may need to be within 50 miles of a branch. I just happen to live at 48 miles away from a branch. Is it necessary to open the account at this branch or I can go any other ones?

    Reply
  27. Steve says:
    March 21, 2017 at 11:39 am

    Chase Sapphire Preferred wife’s card, set cash advance limit to $20. Card declined for this and PNC. Called my wife the next day to ask about fraud. So, not sure whether it was coding as cash advance or being flagged as fraud. Would I gain anything by sending a secure message to Chase to clarify? Or is that not going to help me and shine a light on the bank account funding? Thanks for any tips. Found this site last month and now visit daily.

    Reply
  28. John K says:
    March 23, 2017 at 9:05 am

    Opened and funded with CSR for $1,000. Did not code as a cash advance fee. I have not lowered my cash advance line with my CSR.

    Reply
  29. John K says:
    March 23, 2017 at 9:12 am

    My $50 for you, $50 for me referral link:

    http://bit.ly/2ngBhdP

    Cheers! Good luck out there.

    As always, thanks DoC.

    Reply
  30. Mike Brooks says:
    March 23, 2017 at 9:47 am

    $50 regions bank visa gift card if you open life green checking account within 90 days of this posting (so would expire 6/21/17). I also get a $50 kick back.

    https://www.regions.referlive.com/newcustform/44DD9179D6C3/0/0840084BZX6YBK6/3887470/ET

    Thanks for the referral!

    Reply
  31. Eric says:
    March 29, 2017 at 3:40 pm

    Used a referral link above, thanks everyone! Here’s my referral link in case anyone hasn’t signed up yet:

    http://bit.ly/2nAS23g

    Reply
  32. brandonr1985 says:
    April 5, 2017 at 5:00 pm

    I have not seen any comments on this, so figured I would share. I was able to fund $3000 CC on Chase Reserve card by opening checking account and 2 different savings accounts (Regions LifeGreen Savings account & Regions Savings account). THey also have 4 different checking accounts, although each has monthly fees that are avoidable. Max $1000 CC funding per account means you could easily fund 6k if you opened all of those accounts. For me all coded as purchase, so that accounted for 3k of the 4k spend requirement to get the 100k UR points. Did the same thing for my wife as well 😉

    Reply
    • BubbleHead-Bee says:
      April 26, 2017 at 5:03 pm

      Thanks for your input. Did you open the account in branch, over the phone, or online? How soon were/are you able to transfer your CC funding out of the accounts?

      Reply
      • brandonr1985 says:
        April 26, 2017 at 6:10 pm

        Opened account online. I think the cc funding posted to account within 2-3 days. I did 3 separate $1000 fundings, and then transferred $500 to the checking account that required $1500 balance to avoid monthly fees, and left $300 in the savings account that had that as a minimum balance to avoid fees, and then withdrew the rest (except I left $100 in the other savings account that didn’t have a minimum balance).

        This was such an easy deal that once I get my bonus I plan to cancel these accounts so I can do the same thing again in the future when I need to meet a spend requirement for a CC bonus.

        Reply
  33. Terry says:
    April 6, 2017 at 1:00 pm

    This offer has expired unless you already have a printout showing you are registered for it.

    Reply
  34. debbiq T says:
    April 21, 2017 at 12:16 pm

    Thank you for using my Referral link

    https://www.regions.referlive.com/newcustform/86B56A3994D2/0/08800615UFED8AX/4044833/ET

    One more thing you need to be careful, last time I signed up for 400 and it did not come that fast and easily, so the bonus may come for a quite long time.

    Reply
  35. YZ says:
    April 21, 2017 at 12:45 pm

    my referal link:
    http://bit.ly/2pLx1lD

    Make ten (10) Visa® Check Card purchases, AND
    Have at least (1) one $300 or more ACH direct deposit (such as a reoccurring payroll or government benefit deposit.), AND
    Sign up for Online Banking with Online Statements which requires you to either: have a Social Security or Taxpayer Identification number, or use alternative enrollment procedures available by visiting a branch.

    Reply
  36. Daniel says:
    April 21, 2017 at 12:52 pm

    Just applied using one of the above links. Please use mine if applying for this deal:

    https://www.regions.referlive.com/newcustform/AA96BF81E0AD/0/0890058QRFEDPFA/4044932/ET

    Thanks!

    Reply
  37. Andy says:
    April 21, 2017 at 12:55 pm

    I opened regions account at the end of last year and got $200 bonus.

    Here is my referral link:
    https://www.regions.referlive.com/newcustform/FEE99XE1DF56/0/0840084TPAKVDDK/4044945/ET

    Additional referral requirement:
    1. Have at least (1) one $300 or more ACH direct deposit (such as a reoccurring payroll or government benefit deposit.), AND
    2. Complete at least 10 Visa CheckCard purchases that post to the account, AND
    3. Sign up for Online Banking with Online Statements.

    Thanks in advance for using my link.

    Reply
  38. Emily says:
    April 21, 2017 at 1:00 pm

    I used Ferris link. Here is my link:

    https://www.regions.referlive.com/newcustform/1BDB4E79F73B/0/0840084VSP8N7S6/4044963/ET

    Register in the above link first to score $50 bonus.

    Reply
  39. NIl says:
    April 21, 2017 at 1:03 pm

    William- Is the offer available again? If I click the link, it directs me to another page.

    Reply
  40. Daniel says:
    April 21, 2017 at 3:01 pm

    Here is my referral link for $50 when you complete this bonus.

    Remember, you must sign up at this link with THE SAME name, address, and email as you use when creating your regions account.

    http://bit.ly/2pMl3YY

    Reply
  41. Joe says:
    April 21, 2017 at 3:57 pm

    I’m an MN resident but I will be down south for business. If I print off an offer and open in branch am I eligible? Anyone done this before?

    Reply
  42. Ryan says:
    April 21, 2017 at 4:29 pm

    Is it gone?

    The direct link just goes to the generic Regions page….

    Reply
  43. Mimi says:
    April 21, 2017 at 5:35 pm

    I already received my $400 bonus but DH has not received his yet and we were upgraded to the $400 offer on the same day. Maybe it’ll post before end of 120 days.

    Here’s my referral link to get $50 for you and for me as well:

    http://bit.ly/2pO9BPA

    Thanks in advance : )

    Reply
    • Terry says:
      April 21, 2017 at 7:07 pm

      I had the same experience as Mimi. Received my $400 bonus soon after completing requirements but my DW has not received hers yet even though we upgraded within a day of each other. I sent an email to Regions and was told that I had met the requirements and would receive the bonus within 120 days. Hopefully it will show up. My referral link is:

      http://bit.ly/2pMOryh

      Thanks.

      Reply
  44. Phillip says:
    April 21, 2017 at 9:14 pm

    Tried the link today for S&G’s. Appears that this promo is dead. When putting in the code it said it was expired. Anyone else having issues?

    Reply
  45. Meloney S says:
    April 22, 2017 at 12:28 am

    use chuck’s updated new link to apply for 200 bonus: Open any LifeGreen® checking account by June 30, 2017 (Open online using promo code 200D17Q2 OR present personalized voucher in branch), also you can use my refer link below for EXTRA $50 if you like.
    I confirmed with banker, yes, you can get 200 and 50 if you can fulfill the terms.

    http://bit.ly/2pNQn9B

    Reply
  46. Debra says:
    April 22, 2017 at 4:19 am

    The promo code in the description needs to be updated, as per comment above, it is now 200D17Q2.

    I tried going for this but they strictly require the credit card for your funding to have the same billing address you use to open the account so heads up. This was a problem because my billing address is PO box, not allowed and out of area for opening the account, so I couldn’t do any MS, rats. Even changing the billing address on my card for this one transaction didn’t work, maybe it didn’t update instantly, in any case Regions couldn’t “verify” the card.

    Reply
  47. Chris says:
    April 22, 2017 at 2:03 pm

    If I open in branch, will funding using a CC count as a cash advance?

    Reply
  49. bill says:
    April 22, 2017 at 9:21 pm

    Here is your referral link to get extra $50 if you plan to open an account and get additional 200 bonus.

    https://www.regions.referlive.com/newcustform/7X1F2323BC46/4/0840084SYGH5FBK

    Reply
  50. Brandon Ruiz says:
    May 3, 2017 at 8:08 am

    Woohoo! Opened my account January 16th, and met the requirements for the bonus within about 30 days. Just got my bonus deposited into my account today!

    Reply
  51. Christian says:
    May 4, 2017 at 1:57 am

    Here is another referral link for an additional $50. Thank you in advance!

    https://www.regions.referlive.com/newcustform/E175C564AD4C/14/0840084J4UK2AGE

    Reply
  52. Jacqueline says:
    May 5, 2017 at 3:17 am

    Thank you for using my referral link. This one is also $50 for you and $50 for me ontop of that $200 when you sign up

    https://www.regions.referlive.com/newcustform/7D3B88967294/14/0840084ATEDRU47

    Reply
  53. DC says:
    May 11, 2017 at 12:13 pm

    I signed up with a referral link in the comments and here is my $50 referral link – https://www.regions.referlive.com/newcustform/47A58573F657/14/08400843SPF4UTX

    Reply
  54. Pat says:
    May 31, 2017 at 2:38 pm

    Hi! This is the referral link that you can get $50 on top of that $200 when you sign up. Thanks!

    https://www.regions.referlive.com/newcustform/21C533261871/26/0840084ZXK82YVA

    Reply
  56. Gadget says:
    June 17, 2017 at 5:41 pm

    Looks to me that the requirement to “Enroll in Online Statements through Online Banking (within 60 days of account opening)” has been removed. However, the referral program stills lists it as a requirement.

    Reply
  57. Terry says:
    June 20, 2017 at 8:01 pm

    Rejoined after 18 months away today. Website won’t allow previous customers to join online. Called and after a long hold got one person who put me on hold again to speak with a person to open an account over the phone. I was assured that I could fund with a credit card this way as well as you can online. Rep said that these is no place to enter a voucher code for the promo, but my email address should suffice to activate it.

    Reply
  59. Tikky says:
    June 29, 2017 at 5:21 am

    Thanks guys, I used a referral and successfully received the $50 bonus!

    https://www.regions.referlive.com/newcustform/F3DA43303CDB/14/0840084UMXCVSR5

    Reply
  60. John K says:
    July 1, 2017 at 7:29 pm

    Just got my $50 visa gift card. I can’t even remember whose referral link I used, but thanks!

    Reply
  61. Crypto says:
    July 21, 2017 at 10:58 pm

    Hey DoC! Happy to say the deal is back for Q3!
    Link is nasty from Facebook, sorry! Not sure how to access the direct link otherwise and this may even reroute you… But the promo code required is 200S17Q3

    https://info.regions.com/regions/16/hhg/cashoffer/campaignlp/index.html?promo=200S17Q3&ProspectID=81599E66EE1F47A18FC309F5D97F5B60&utm_campaign=Regions+-+Checking+-+Kenshoo+Social&utm_source=KHSFB&utm_medium=KS+-+Facebook%3ASOCIAL%3ARETARGETING_DOLLARFLOWER&utm_content=retargeting+dollarflower

    Reply
  62. Fay says:
    July 23, 2017 at 12:01 am

    Offer extended to 09/30/2017. I opened the account with the direct link below – the new $200 promo code is 200D17Q3. Also needed to manually entered the new promo code at account opening page.

    https://info.regions.com/regions/16/hhg/cashoffer/campaignlp/index.html?promo=200D17Q3

    I used Tikky’s referral link to sign up. Here is my referral link. Thanks.

    https://www.regions.referlive.com/?ProspectID=A75E6F9DBADE4EBEB6117A85AA60B70D

    Reply
  63. Darla says:
    July 25, 2017 at 2:17 pm

    Question – the $500 DD can be split over multiple deposits, yes? So in theory I could cycle the same $50 10 times?

    And how hard is closing the account? I’m 60 miles from a branch – can I close online?

    Reply
    • William Charles says:
      July 25, 2017 at 6:58 pm

      Lots of you leaving your referral links but nobody answering questions? That’s a poor effort.

      To answer your question: I think that’s the case but I’d just do one $500 deposit if you can.

      Closing account DP can be found here: https://www.doctorofcredit.com/complete-list-of-ways-to-close-bank-accounts-at-each-bank/

      Reply
    • Gadget says:
      July 25, 2017 at 8:22 pm

      If you do the referral program too, it requires at least ONE $300+ DD. Ten $50’s won’t do it.

      I usually recommend zeroing the balance at the beginning of the statement cycle, then send a secure message after the transaction has cleared. They won’t charge you a fee for the final month when you close the account mid-statement cycle. I usually SM saying “Provided there isn’t a fee to do so, please close this account.” And, I request written confirmation of account closure. Good luck!

      Reply
  64. Steve says:
    July 25, 2017 at 3:01 pm

    Seasoned account with freshly generated offer link:
    https://www.regions.referlive.com/newcustform/B3534E5C48FE/14/0840084JNAR5XDG

    Thank you

    Reply
  65. _here_ says:
    July 25, 2017 at 3:34 pm

    “does not apply if you have or had an ownership interest in a Regions checking account on or after July 1, 2016”

    Any DP if this is really enforced?

    Reply
  66. scott says:
    July 25, 2017 at 3:55 pm

    I may do this just for the cc funding. I need to spend $1300 to finish the minimum spend on a new card.

    Reply
  68. Emily says:
    July 25, 2017 at 4:04 pm

    https://www.regions.referlive.com/newcustform/9FAC7FAF6477/4/0840084VSP8N7S6

    Above is my referral link. We both can get $50 if you meet the referral requirement.

    Thanks.

    Reply
  69. Curmudeon says:
    July 25, 2017 at 4:29 pm

    Regions referral link: http://bit.ly/2v5tO6i

    Reply
  70. Gadget says:
    July 25, 2017 at 6:20 pm

    Thanks in advance. Keeping my account in good standing and open until at least January 2018.

    https://www.regions.referlive.com/newcustform/73AA9B94BE6C/4/08900587PFHRCYA

    Reply
  71. Ryan says:
    July 26, 2017 at 8:13 am

    The link to send vouchers is not working.

    Reply
  72. Doug says:
    July 26, 2017 at 10:36 am

    “Thank you for your interest in Regions Bank. Based on the information provided, we regret that your account can not be opened online. Please visit your nearest Regions branch to open an account.”

    Getting this message after entering basic info: name/SSN/address/Driver’s License…I’m located in Chicago..what gives, it says this is for Illinois….

    Reply
    • Gadget says:
      July 26, 2017 at 6:50 pm

      In Doc’s article above:

      “Note that opening online doesn’t seem to work in some areas, according to some, you need to live within 50 miles of a branch.”

      I opened mine on vacation in FL, in-branch, and using an out-of-state DL & address. Of course, that takes away the joy of the CC funding, and adds the fun of sitting at a desk with a nosey banker for 30 mins.

      Reply
  73. Natalia from New Orleans says:
    July 26, 2017 at 5:15 pm

    How do you get $50 and $200 at the same time at the opening?
    2 separate links, one doesn’t mention another.

    Reply
    • Gadget says:
      July 26, 2017 at 6:40 pm

      You select a “referlive” link above. Fill out your information, and submit it. That registers you for the $50 referral.

      I registered mine in May, and the gift card e-mail I got said:

      “Get a $50 Visa® Reward Card
      After you open a NEW REGIONS personal LifeGreen® checking account and fulfill all requirements of the offer! Dear… , Don’t forget to open a new personal LifeGreen® checking account at Regions Bank to take advantage of this great $50 Visa® Reward Card offer.

      You may choose to open your account:
      Online at http://www.regions.com/open
      By phone at 1-800-REGIONS
      In a branch, click here to locate a branch near you”

      The link in the response e-mail is not referral or attached to a code, so it doesn’t matter how you open your account. Ignore the e-mail – it is just a reminder, then go after the $200 promo.

      Then, within 90 days, you open an account, online, phone, in-branch, and do the $200 promotion. Presumably with the same info – address, e-mail, and phone.

      I believe at sometime during the month, they match up that those that registered for the gift card to their new accounts, ensure you meet the requirements, and probably about a month or so later, they send out the gift cards.

      I signed up for the $50 Gift Card in May using someone’s link above (don’t recall which), opened the account in June, met the requirements in July, and expect to get my gift card in August or Sept I imagine. Nothing about bank bonuses and promotions is quick money with Regions, but I can wait.

      Unless they have changed the program?

      Reply
  74. Grant says:
    July 27, 2017 at 11:30 am

    Here are my data points on the Regions LifeGreen Checking account:

    4/26 – Funded $1,000 with Barclays Arrival+
    5/12 – Completed 10 debit card transactions (Amazon gift card balance reloads)
    5/18 – $500 direct deposit posted
    7/25 – $200 bonus posted

    Reply
  75. Natalia from New Orleans says:
    July 28, 2017 at 2:58 am

    https://www.regions.referlive.com/newcustform/4A5359113A11/14/0840084SEZ4A57J
    newly opened account with referral link – you get $50 and me too!

    Funded with Wells Fargo’s Cash Wise $1000.00 each checking and saving
    Charges (1k each separate transaction) is still pending, cash advance limit not affected, so hopefully will go through as a purchase.
    Will post update once the charges are posted

    Reply
    • Natalia from New Orleans says:
      August 1, 2017 at 7:11 am

      Update :
      Credit card funding using Well’s Fargo’s Cash Wise did not trigger cash advance.
      However, I can not add Region’s checking into my Well’s Fargo’s Checking to proceed with (hopefully)DD… Added to all other banks I have, but this one…

      Reply
      • Gadget says:
        August 3, 2017 at 12:04 am

        You should be able to add Regions to WF. I was able to… unless WF is not allowing your account to ACH at all. Used RTN: 063104668 and 10 digit acct no. Typo maybe?

        Reply
        • Natalia from New Orleans says:
          August 8, 2017 at 9:19 pm

          My routing number is not the same as yours, it is different apparently from state to state ?and routing number for my saving is different as well.
          Its hard to typo when copy and paste, there is something going on there, I spoke to numerous CSReps from WF, the last one said my Regions checking simply do not qualify for ACH with WF… I highly doubt it is the truth, but I have had no luck so far to contact WF’s CSR who is knowledgeable or smart enough to comprehend the issue.. There were suggestions to clear cookies, cash , use other browser, type in info, copy in info, and so on and so forth; done and done and done and done…
          I hope I Barclays will trigger DD, that is my only hope at this point.

          Reply
          • Gadget says:
            August 8, 2017 at 9:37 pm

            You are correct about the ACH number being different from state to state – I was mistaken. However, I think any state routing numbers will work. To prove my point I added the Louisiana Regions bank routing number and my account number to my external accounts on Wells Fargo just now. RTN: 065403626 & 10 digit account number from my account. Trial deposits sent. See you in two days.

            I have seen where the Netspend cards won’t add to some banks, and Insight prepaid, and even had PNC not take my U.S. Bank Routing number. I feel your pain. I didn’t feel like calling either bank about it so I gave up and used an ancient form of writing – wrote a check.

          • Gadget says:
            August 8, 2017 at 9:41 pm

            Oh, and some banks get picky about accepting ACH to and from savings. So, I would not use that one. Has to do with reg D and them trying to make sure you don’t break the law… lol. I did not open a savings with Regions.

        • Natalia from New Orleans says:
          August 8, 2017 at 11:34 pm

          OK… so this is where it gets very weird !
          I used YOUR routing number and WF took it (with my account# of course).
          According to my OWN Regions website(when I log into my account) it it is NOT the routing for my checking account.
          However, I have no hard proof of MY REAL routing number since I never ordered the checks.
          Will see in a few days the trial deposits and such, I guess?

          Reply
  76. Jeff S. says:
    July 30, 2017 at 11:55 pm

    Thank you for using my link. I am a retired vet and would greatly appreciate the referral bonus.

    https://www.regions.referlive.com/newcustform/5699573A42E6/4/0890058ZQ4JZH6J

    Reply
  77. PetrieD says:
    July 31, 2017 at 3:25 pm

    Just an FYI – The offer voucher I emailed to myself looks like it’s requiring me to visit a branch to open the account. The online system won’t let me register due to being an “existing customer”. That is related to an account I closed over 18 months ago.

    Reply
  79. Sarah says:
    August 7, 2017 at 2:06 pm

    Thank you for helping us out. All 10 referrals available:

    https://www.regions.referlive.com/newcustform/C0D2D7D1C2E5/14/0840084J4UK2AGE

    Reply
  80. Preserve says:
    August 10, 2017 at 8:41 pm

    Does Amazon $0.50 gift cards work for the 10 debit card transactions? Do you have to opt out of pinless debit for it?

    Reply
  81. Charles says:
    August 10, 2017 at 9:35 pm

    DP: Funded checking and savings with chase hyatt with CA set to $100. Both went through as purchase. Will update when I figure out what counts for DD.

    Reply
  82. Hai says:
    August 11, 2017 at 10:43 am

    I used Sarah’s refer link to apply and fund with citi thankyou premier, will update if it work.

    Please use my refer link if you like. Thanks

    http://bit.ly/2vLXYve

    Reply
  83. Michael says:
    August 14, 2017 at 9:57 am

    Chase Freedom Unlimited codes as purchase

    Reply
  84. Michael says:
    August 14, 2017 at 2:37 pm

    DP: opened one for my Fiance, I set her Merrill+ cash advance limit to $200 tried to fund account for $1000 and and it was declined.

    Reply
  85. hai says:
    August 14, 2017 at 2:42 pm

    How do you know CC funding failed or not?

    I funded with Citi thank you premier on last Friday, I don’t see any pending on my credit card. And nothing shows on my regions account.

    Thanks.

    Reply
  86. Stella says:
    August 15, 2017 at 2:05 pm

    https://www.regions.referlive.com/newcustform/B294A78FA480/14/0840084ATEDRU47

    Thank you very much for helping me out with baby formula 🙂

    Reply

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