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Aaron
Aaron

I can confirm that First Tech uses ChexSystems to run your history. They were able to see that I opened or tried to open 15+ bank accounts in the last 24 months. They even printed the report and gave it to me. At the top of the report, it said “Prepared by ChexSystems” or something to that effect. In any case, I was denied an account, so you could even say that they are ChexSystems inquiry sensitive.

Cole
Cole

Geewiz question.. on what grounds do banks do hard pulls if they are not extending credit?