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Mike
Mike (@guest_620025)
July 21, 2018 11:59

Hey Docs,
Love this site; long time user. Just a thought: if an offer is definitely targeted and escpecially via mail only (ie unique offer code such as this, via mailing), it might not be worth your all’s time to bother with posting. Meaning only that the folks who visit this site are probably already looking out for offers in the mail.
Taegeted email offers make sense to be featured, if nothing else as a prompt to check spam folders and such.
The “our verdict” is definitely helpful for targeted folks trying to decide, but I’d argue they could also easily check your awesome section of best historical bank/credit card offers, should they get such a mailing.

Just my two cents, again in the interest of your time, and thanks again for all you do.

Daniel
Daniel (@guest_620066)
July 21, 2018 15:03

Offers won’t be sent within a day nationwide. So at least these targeted offer post would give you a sense what you should do IF you could receive a targeted offer in the future.

Charles Mann
Charles Mann (@guest_620083)
July 21, 2018 16:52

Indeed!

arizonapv
arizonapv (@guest_620126)
July 21, 2018 19:23

+1 That’s exactly how I look at it. Thanks Daniel!

Atul
Atul (@guest_620096)
July 21, 2018 18:13

Usually enjoy reading even when not tagetted, just keep me updated on what going on.

Ann
Ann (@guest_620191)
July 22, 2018 04:10

Posts like this also provide a place for people who do receive the offer and sign up for it, to discuss how the process goes.

Cynthia Dawn Barnett
Cynthia Dawn Barnett (@guest_620024)
July 21, 2018 11:58

Everyone keeps telling me to cancel my accounts with Wells Fargo because of all the things going on with them. I’ve been with this bank for years and so far so good. But it does bother me that they are offering 200. To people for opening an account. I dont know whether I should change to another bank or not. Seems like I’m always reading terrible things going on.

jc
jc (@guest_620170)
July 22, 2018 00:23

I was in your position too. But I choose to switch bank and leave Wells Fargo as a churning bank. Same thing I did with Chase

Jasmine
Jasmine (@guest_620182)
July 22, 2018 03:47

All major banks got shenanigans up the ying yang. That is the nature of the industry. You don’t succeed to become a big bank in a cut throat world without being cut throat yourself. Wells Fargo just got caught. At least now they got caught they are under heavier scrutiny than other major banks continuing to get away with shenanigans.

Katherine
Katherine (@guest_620238)
July 22, 2018 11:55

They actually ruined bankers’ careers by effectively banning employees from the banking industry when they dissented with WF’s illegal practices or tried to whistle blow. The rabbit hole goes a lot deeper than you think with Wells Fargo, they are a negative force even in the banking industry which is saying a lot for that industry.

From the New York Times:

The U5 forms, the senators wrote, “confirm that Wells Fargo had ample information about the scope of fraudulent sales practices” long before it reached a settlement in September with the Consumer Financial Protection Bureau.

“In addition,” the letter continued, “public reports indicate that Wells Fargo may have filed inaccurate or incomplete Form U5s for fired employees and that the bank may have done so to retaliate against whistle-blowers. If this is the case, then it would appear that Wells Fargo concealed key information from regulators.”

https://www.nytimes.com/2016/11/04/business/dealbook/wells-fargo-faces-scrutiny-for-black-marks-on-ex-employee-files.html

DO NOT BANK WITH WELLS FARGO

Possible exception: Nab their bonus and then close your account asap.