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Avi
Avi

Offer no longer available.

meathead
meathead

Not worth a hard pull. There are too many credit card offers worth $500+ to even consider this. I don’t get the appeal.

Flynn

Applied and denied today, by email. I’m yeehaw/24 so not surprised. Applied earlier for the USB Leverage card and was hoping to combine HPs, but Wings pulled Experian and USB pulled Transunion. Welp.

Bertrand

Are hard pulls from different institutions ever combined? I’ve never heard of that.

aabdoc123
aabdoc123

No.

Ruven Pinkhasov
Ruven Pinkhasov

Bertrand no they don’t. The guy is misunderstanding.

Toni
Toni

You can’t churn this bonus. It says that if you received a bonus in the past ever, not within the last 12 months bot ever, you can’t be eligible.

Sunshine
Sunshine

I got a hard pull from this stupid credit union
very high credit score

just to be denied

Their person called me.. and I kept trying to call them back.. and then just denied

wasted hard pull.. in short fuck Wings

SDubbs

Failed DP
7/2 – Opened
7/19 – Cap1 $60X transfer
7/26 – Cap 1 $60X transfer
Met the 5 $25 debit card transactions and eStatements.
Should’ve done another transfer in August and September. Oh well. Hopefully they keep the new customer requirements the same so I can give it another go in a year or so.

Anthony Paganini
Anthony Paganini

Also had bonus pay today, did not have DD, simply the $2k balance (plus eDocs and debit spend)

Frazz
Frazz

DP from Pennsylvania. I took the “…and have active recurring direct deposit…at time of the promotional payment (10/1/22)” part of the terms seriously and set up a recurring transfer to ensure that this requirement was met, even though I usually kept $2000+ in the account:

07/21/2022: Account opened.
07/22/2022: Opening transfer of $100 (from Ally) posts.
07/28/2022: Transfer of $2500 (from Ally to Wings) posts. Coded as “ALLY BANK P2P”.
08/25/2022: Transfer of $605 (from Fidelity CMA to Wings) posts. Coded as “FID BKG SVC LLC MONEYLINE”.
09/13/2022-09/22/2022: 13 debit card purchases made, 8 of which were $25+.
09/23/2022: Transfer of $605 (from Fidelity CMA to Wings) posts. Coded as “FID BKG SVC LLC MONEYLINE”.
09/29/2022: “JULY NEW MEMBER BONUS-CHECKING” of $200 posts.

Wings FCU sent an email to me indicating that I received the bonus as well. Thanks, Doc.

Anthony Paganini
Anthony Paganini

$100 Wings visa GC came today, I assume related to signing up using a referral link?

Churn, baby
Churn, baby

Did you receive it through email or physical?

Jennifer
Jennifer

You cannot churn this time around. Before you could, though they gave me a hard time paying the bonus because I had received one in the past but their T&C did allow that at that time. Now they don’t. So, don’t even think of applying if you have received a bonus in the past, they have made it very clear this time, it’s one in a lifetime.

Jun
Jun

bonus is once per lifetime? does it specifically say that in the terms to make it a lifetime?

fineprint says you can

New members and new recipients only: 1) Cannot have been a previous member (owner of a Primary Share account) of Wings Financial Credit Union in the last 12 months; 2) Cannot have previously received a new account bonus offer.

wilsonhammer
wilsonhammer

It’s not in the T&Cs but their system doesn’t play nicely if you try to open a new account online after having previously been a customer. I did my first in dec 2019 and then opened my second one last july in branch and it was a total PITA. took 40+ minutes because of the old account causing problems in the system.

I imagine that any second-time applications will fail online and require a physical visit, where a banker can just tell you to get lost. YMMV though. HF;GL

Toni
Toni

You answered yourself, it says: ; 2) Cannot have previously received a new account bonus offer. That means, you cannot be eligible if you EVER received a bonus in the past

Bertrand

It says “2) Cannot have previously received a new account bonus offer.” That’s pretty clear, no?