[YMMV] American Express Business Platinum 110,000 Points Signup Bonus Offer with $15,000 Spend via Referral

The Offer

Some people are seeing an increased signup bonus on the American Express business Platinum card when using a referral link and going incognito:

  • Get 110,000 Membership Rewards points after you spend $15,000 within 3 months of signup.

Card Details

  • Annual fee of $595 is not waived the first year
  • Card earns at the following rates:
    • 5x points per $1 spent on purchases made with airlines or hotels booked directly from AmericanExpress Travel website
    • 1.5x points on qualifying purchases of $5,000 or more
    • 1x points on all other purchases
  • $200 airline incidental credit per calendar year
  • Lounge access:
    • Centurion lounge access
    • International American Express lounge access
    • Delta SkyClub lounge access
    • Priority pass select membership
    • Airspace lounge access
  • Internet Access:
    • Unlimited Boingo internet access
  • SPG gold status (this will also give you Marriott Gold status)
  • Hilton gold status
  • Fee Credit for Global Entry or TSA Pre✓
  • No foreign transaction fees
  • View these other hidden benefits
  • SoulCycle benefits
  • You can only get the sign up bonus on American Express cards once per lifetime.

Our Verdict

This offer is being reported by some r/churning members as appearing when they click the referral link incognito. I don’t see it on a few links I checked, YMMV.

We’ve seen 110,000 point offer that required $25,000 in spend on a non-referral offer; this one is for less spend and gives your friend the referrer credit – might be the best offer we’ve ever seen. Some are also able to get 100,000 after $10,000 in spend via the call in method.

Might be worth waiting a few days  to see how the ‘exciting offers’ on Business Platinum pans out. As always you can read more about American Express cards here.

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Thomas
Thomas (@guest_1173405)
April 8, 2021 11:15

Seeing 130k/15k/3mo via Vanilla Plat referral today  William Charles

Thomas
Thomas (@guest_1173985)
April 9, 2021 12:31

yessir, biz plat offer. I happened to use the vanilla plat to generate referral but looks like that doesnt matter much

Sophie
Sophie (@guest_1160045)
March 12, 2021 15:10

I have this card now (the 100k version called in). When I applied it this time didn’t pop out window alert. Will I still get bonus?

J T
J T (@guest_1150102)
February 24, 2021 20:16

This is the referral offer I got last month:

“110,000 Membership Rewards points after you spend $15,000 on purchases on your new Card in your first 3 months (92 days) of Card Membership.

5X Membership Rewards® points on eligible purchases on the Card in the following categories:

U.S. purchases for advertising in select media (online, TV, radio)
Wireless telephone services purchased directly from U.S. service providers
Gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations)
Shipping services purchased in the U.S. for courier, postal, and freight.
Office supplies purchased directly from U.S. office supply stores (supplies purchased at other retail stores are excluded).
Up to a total of 80,000 bonus points in each category, within the first 3 months of Card Membership.
That’s 4 additional points (on top of the 1 you already earn.)

The offer expires on July‎ ‎17‎, ‎2021“

Ehawk
Ehawk (@guest_1129770)
January 18, 2021 14:32

Some of y’all are crazy. Overpaying taxes for 10-15K + paying the fee + annual fee. The net gain is very small 595 + 200 or 250.. netting what? 30K MR points. If you can use all the perks and travel crap right now with the pandemic.

Jeff
Jeff (@guest_1130435)
January 19, 2021 20:04

me too.. i’m really thinking hard why I should apply for Amex plat w/o much travelling? Altho they did introduce $30 paypal for 6 months in 2021, but for me it’s still hard to make the math work out with the hefty membership fees…

Vic
Vic (@guest_1130533)
January 20, 2021 05:12

Dell $300, airline $400. 1st year AF is negative. 110k is free money. Travel perks were never the point of churning.

Hoang Nguyen
Hoang Nguyen (@guest_1133076)
January 24, 2021 12:26

well, you’re clearly not in the game for churning. And that’s fine. Btw your valuation is way off.

Road Dog
Road Dog (@guest_1137597)
February 1, 2021 17:09

You’re thinking too small. You can max out the 5x promo categories to get 80k MR. Plus my 110k MR SUB, that’s 205k MR when you factor in the 15k MR from the spend. Cash out with Schwab and it’s $2,562.50. Subtract the AF and you get $1,967.50. But I still put value on the things I can buy with $300 in Dell credits and $400 in airline credits, so it’s not like you’re simply “out” the $595 from your earnings.

Even if you did overpay taxes, $5k+ purchases get you 1.5x and the fee is only 1.99%. $5k tax payment plus the 1.99% fee ($99.50) would net you 7,600 MR, which you can cash out via Schwab for $95. Taking a net loss of $4.50 in order to hit a SUB is completely worth it.

Road Dog
Road Dog (@guest_1126443)
January 12, 2021 22:39

Pulled a 110k MR offer from a referral. Offer terms also include the 5x in the promotional categories (office supply) during the 3-month SUB. This is as good as it gets IMO. Unless they come out with a 125k, but I feel that would be either $25k or tiered (aka 75k/$15k, 50k/$10k).

jpv
jpv (@guest_1125809)
January 12, 2021 01:28

85K regular offer if you go to the organic search result “amex business platinum”, 100K for the ad link. Both 15K spend.

Phil
Phil (@guest_1125530)
January 11, 2021 16:57

I see 110k offer for Biz Plat and 60k Biz Gold with my referral.

BuBu4
BuBu4 (@guest_1125528)
January 11, 2021 16:54

Internet Access:
Unlimited Boingo internet access

didnt this die?

Brad
Brad (@guest_1129674)
January 18, 2021 12:17

Yes it did

SG
SG (@guest_1125480)
January 11, 2021 15:47

Yes I can see elevated (personal) Gold 60k and Biz Platinum 110k

Jake
Jake (@guest_1125479)
January 11, 2021 15:47

I was able to get the referral link to pop up in Chrome incognito with my P2 bus platinum.