Posted by William Charles on October 13, 2018
Bank Account Bonuses

Published on October 13th, 2018 | by William Charles

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[Expired] [YMMV & MA, RI, CT, NH, ME or VT only] Rockland Trust Bank $200 Checking Bonus

This offer has expired, view the best current checking bonuses by clicking here.

Bonus is back and valid until November 30th, 2018. Keep in mind it still contains the targeted language. Hat tip to reader Dan.

Originally said it was MA only but it’s actually open to MA, RI, CT, NH, ME or VT. Still has the targeted language, so keep that in mind. Hat tip to reader Aleks.

Offer at a glance

The Offer

Direct link to offer

  • Receive a bonus of $200 when you open a new worry-free checking account before November 30th, 2018 with Rockland Trust and complete the following requirements:
    • Receive direct deposits totaling $2,000 or more within the first 90 days of account opening

 

The Fine Print

  •  Offer must be redeemed by person residing at the address on the mailer.
  • Non Transferable.
  • One per Customer and Household.
  • Individuals who currently own or have had a Rockland Trust Checking account within the 90 days prior to the account open date are not eligible.
  • To be eligible for the $200 bonus you must open a new Worry-Free Checking account between July 6, 2018 and August 31, 2018.
  • To earn the $200 bonus you must have Direct Deposits totaling $2,000 post to your account in the first 90 days.
  • The bonus will be paid directly to your account by December 31, 2018.
  • Bonus payment will be reported to the IRS for the tax year in which it is paid. Offer may be discontinued at any time without prior notice

Avoiding Fees

Worry free checking account has no monthly fee to worry about. I wasn’t able to find a fee schedule so I’m unsure on any early account termination fees.

Our Verdict

Previously they offered the same bonus but required debit card transactions instead of direct deposits. Sadly we still don’t know if it’s a hard pull and if the targeted language is enforced or not. If anybody knows then please share your experiences in the comments below. For now it won’t be added to our best checking bonuses, at least until we know more.

Big thanks to reader, DT who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:

 



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Nelida Santini
Nelida Santini

Please stop sending me texts. I am not interested. Unsubscrbr

Tom
Tom

I’ve tried a few times over the years online and in branch. Always rejected due to Chex sensitivity which must be set really low. I’ve even timed it based on my other inquires.

Dan
Dan

really? even in branch gets rejected for chex sensitivity? usually that’s a way that works to bypass chex sensitivity

Tom
Tom

I asked in branch and was told it’s the same system and wouldn’t mke a difference. They are even called up some Online Chex thingy which seemed meaningless to me but they said it verified it has to go through the same process. I called s different branch and was told the same thing. Do you think they are incorrect.

I have a lot of accounts and likely a lot of inquiries ( I need to check the number) but the thing is he vast majority of the time I still get approved at the banks that are supposedly Chex sensitive and are rejecting people left and right through posts on this board but have never been able to get approved at this one.

Dan
Dan

Nope, dont think you are incorrect. I just found it interesting, seems like they are picky (even in branch). I’m not even going to touch this one

Kevin
Kevin

They are Chex sensitive, denied with a good amount of accounts opened over the last year.

Aleks
Aleks

Applied online, went through Chex verify w/out problem (not too many accounts), charged $2.5K to Citi Biz – will see if it goes well in few days.

Aleks
Aleks

CC deposit posted as purchase – business services.

Aleks
Aleks

The app actually stated that residents of ALL New England states can apply: MA, VT, RI, ME, NH, CT.
Initial screen says you will need checking funding, but at the end screen first funding option is any type of credit card. Other that this the app is simple, there is no mention of early termination fee that I can find, but there is mention of Wire Transfer fee of $12. Don’t know if that applies to domestic transfers from checking to checking?

HardTacoKit
HardTacoKit

I’m at lol/24 on Chex, but application seems to have gone through.

They gave me an account number and a message that “your application is currently being reviewed”.

I’m in Vermont but did not get a mailer. So we will see if I get the bonus.

I put $2,500 on my Amex card that I need to put spend on for bonus, and I see the charge as pending on the Amex website, category = business services.

I think I am going to put real employee payroll direct deposit on this one since there are no DP’s for what counts as a direct deposit, and they may be a small bank where a real person actually looks at these.

april
april

Is it recognized as eligible spending for welcome bonus

april
april

Did you get the bonus of AMEX card?

bob
bob

Yes

Kiwii
Kiwii

Is there any way to get around the “mailer” requirement if you haven’t received a mailer?

HardTacoKit
HardTacoKit

They don’t ask for a code or anything from the mailer.

So I’m just hoping that I get the bonus. I don’t think anyone knows yet..

GH
GH

Maybe you can send them an email to confirm your eligibility to receive the bonus and let us know …

bob
bob

Tried to do that and they wouldn’t confirm…. said accounts will be reviewed by “marketing team” in December for eligibility

Joey
Joey

definitely chex sensitive. initially it will look like your account is approved as you are given an “ID” and your funding will show up as “pending” but they do have a manual review afterwards and send you an email saying they can’t approve you due to “chex report”

No HP for my app though.

Evilex
Evilex

Too bad you can’t apply if you live in new york, i really need to spend some cash on my amex to get a bonus but the banks that accept amex as cc funding are nowhere to be found.

Christian
Christian

Applied Friday. Today on Monday, I received email from Rockland Trust “We regret to inform you we are not able to open a new account for you online. If you are still interested in opening a new account, you can visit any branch location to discuss your account options.” I live in CT (which is one of the states they list for being eligible), and my Chex should be 3/24, so pretty low. I assume, applying at a branch one is not able to use an Amex for $2500 of credit card funding…

Ukenburger
Ukenburger

I had to apply twice online to get an account with Rockland Trust Bank. I tried on August 6th using a Citi ThankYou Premier card (deposit attempt of $2403.22). I was denied with message of:

“We regret to inform you we are not able to open a new account for you online. If you are still interested in opening a new account, you can visit any branch location to discuss your account options.”

I applied again today (August 15th) online using the same credit card (deposit attempt of $2260.00), submitted my driver’s license instead of a passport, and they accepted my application. Not sure if they didn’t care for my passport or I just needed to give it another try.

JH
JH

CC funding DP: Citi ThankYou Premier coded as a purchase

GH
GH

Funded $2500 using Citi Premier and post as a purchase. No HP.

Dan
Dan

Hey William Charles looks like this got extended, open by nov 30. https://www.rocklandtrust.com/wfc As a side note, I recently opened blue hills account and just got a letter in the mail stating that they are being acquired by Rockland Trust Bank with the conversion to take place sometime in early 2019. so sounds like blue hills will be no more (all branches switching to rockland)

LoveToTravel15
LoveToTravel15

Just applied and I got approved. Funded $2450 with Citi AA plat. Now I need to set up the dd but they only gave me the account number. No routing so I might I have to call in.

Michael
Michael

You can find it at the bottom of their homepage.

Routing Number: 011304478

BW
BW

I hate chex.

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