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Zack
Zack (@guest_551151)
January 16, 2018 14:05

Has anyone had any luck closing this account out of state? I wont be back on the east coast for a few more months

Grant
Grant (@guest_528747)
December 2, 2017 14:13

This is not really relevant to this post, but I had 5 M&T Bank checking accounts open and only received the bonus on the first 4 (QI, QC, QE, and QD) not on QJ. I just called to close all the checking accounts and the agent was able to close all 5 accounts over the phone. I opened the first account on 4/11 and the last account on 7/20. Since the last account didn’t earn the bonus, there was no early termination fee. The 4 other checking accounts were all 6+ months old, so no termination fee on those accounts.

shubha
shubha (@guest_489381)
October 7, 2017 03:07

I did ACH from Ally 7 days back, still no bonus. it shows as P2P. Would i get the bonus or do i need to deposit from some other bank. This is on Long Island NY.

SamSimon
SamSimon (@guest_509892)
November 6, 2017 23:14

Shubha – what happened with your account and bonus? thanks

HML
HML (@guest_478808)
September 18, 2017 10:17

I didn’t read all the comments but has anyone closed an M&T account online? Or do you have to go into a branch?

BillF
BillF (@guest_478869)
September 18, 2017 11:57

I haven’t, but it looks like there are multiple methods:

You have to have a balance of $0 to close via phone.

In person: 1, 2
Mail: 1
Phone: 1
Secured Message: 1, 2, 3, 4 (more info)

https://www.doctorofcredit.com/complete-list-of-ways-to-close-bank-accounts-at-each-bank/#MT

Felix
Felix (@guest_461340)
August 18, 2017 17:16

I opened this on 8/10, funded with $25 and faxed in signature card. Account shows up online but with no balance even though the $25 has been deducted from my real checking account. When I called to activate the card it said it couldn’t be activated and tried to transfer me to a banker. Also, when I tried to link the account for transfers to my real bank, the trial deposits didn’t go through and the bank said the account is “locked.” Any ideas?

MarcoPolo
MarcoPolo (@guest_461353)
August 18, 2017 17:48
Felix
Felix (@guest_461438)
August 18, 2017 21:19

Thanks, but that didn’t answer my question. My accounts are all still open, and I haven’t re-used a code.

MarcoPolo
MarcoPolo (@guest_461442)
August 18, 2017 21:29

Read the comments and you will get the answer.

MarylandMama
MarylandMama (@guest_461498)
August 18, 2017 23:29

Felix, I’ve redeemed codes QI, QD, QJ and QC (in that order). I opened one with QI, in April. That EZChecking account took 10 days to show up online. My $50 opening deposit pulled from my existing Direct Checking account the next day, but took 2 weeks to post to the EZChecking account.

The other three took about 6 days from when the opening deposit was taken from my Direct Checking account, until the deposits posted to the new EZ accounts. In all 4 cases, the respective bonuses posted the day after my DD was made (and for the 3 later cases, I used an ACH push from Ally.) I do live in suburban Baltimore, so I’m in their targeted area.

If you have another account at M&T, try transferring $5-10 to the new checking account, then retry linking the checking account to your external account. I did that successfully with the QD account. I was able to get the full account number from my funding account, and Ally sent trial deposits before the opening deposit even posted. I wouldn’t try activating the card until there is money in the account.

Maybe I overlooked it, but which code did you use to open this account?

SS
SS (@guest_457157)
August 11, 2017 13:56

Working datapoint:

Applied online with QJ code. Funded via $25 ACH. Faxed in signature card and activated debit card.

Pushed $100.xx from online bank account and $200 bonus posted today.

I am in 07030 NJ. There is an M&T branch in town. This is 8th account and successful bonus.

Sergio
Sergio (@guest_453992)
August 6, 2017 08:53

Live in Bowie, central MD. There are literally 10 M&T banks within 15 miles of me. DD from posted 8/4 with code QJ no bonus as of 8/6. This is my 4th account previous bonuses QD, QL QC posted within a day of DD.,

Sergio
Sergio (@guest_453995)
August 6, 2017 08:58

Make those previous codes, QL, QE, and QC. All DD’s from job.

gabriel
gabriel (@guest_453906)
August 6, 2017 01:50

Applied for first MTB using QD 3 wks ago. In FL so not targeted. Took a while to get login and acct number, so actual employee DD didn’t hit till yesterday. $150 bonus posted today! 🙂 FWIW I applied and shortly after people started stating their bonus weren’t posting if they weren’t targeted. Not sure if I got the last of it. Probably going to apply using same code again and report back.

Jeff G
Jeff G (@guest_453904)
August 6, 2017 01:40

I see three different routing numbers. Does it matter which one I use? Let’s assume that my address is not in the states listed….

MarcoPolo
MarcoPolo (@guest_453910)
August 6, 2017 02:15

I prefer to use the one they assign to the account at the time of account opening.
But you can’t go wrong with NY routing number which seems to be the default if you don’t input the zip code on the landing page.

Ken
Ken (@guest_452546)
August 3, 2017 10:42

I moved and need to change my address for all of my accounts. Is it possible to do this online myself? I’d rather not draw attention to my pile of accounts.