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The Offer
No direct link, targeted offer
- Spend up to $1,000 in one or more transactions online or in-store at Lowe’s and get 10% back in statement credits.
The Fine Print
- Limit of $100 in total statement credits per American Express Card Member.
- Expires November 30, 2018.
- Excludes electronic gift cards and corporate cards.
- Excludes Porch.com, Lowe’s Zone, Lowe’s custom blinds & shades store, The Mine, Resolve, Partsquik website, Lowes.com/giftcards, Lowesstore.wgiftcard.com and Lowes.com/activation.
Our Verdict
Like the Staples offer it looks like this is only on business cards, I’d save it now if you see it as it won’t last long due to hitting the enrollment limit. I’d recommend reading Chuck’s post on how he maximized a similar offer in the past. If you’re purchasing items at Lowe’s directly, don’t forget they frequently offer a 11% rebate. Keep in mind electronic gift cards are excluded.
View more Amex offers here & if you have any questions abut American Express offers then read this post.
- AmEx Offers: An Introduction & Profitable Examples
- How To Sign Up For Multiple American Express Sync Offers
- Amex Offer Credit Not Posting, What to Do?
- How Does American Express Decide Who Receives What AmEx Sync Offer?
- Do I Need To Make A Single Purchase For AmEx Offers, Or Is It Cumulative?
- What Happens When You Have Two Active AmEx Offers For The Same Store?
- Amex Offers: Do Electronic Wallets Trigger the Offer Credit?
Purchased several Amazon gift cards over a 2 day period from Lowe’s & Staples to use on Prime day, and only received 10% back on the first Lowe’s purchase. Only 4 days since they posted. Should I worry?
Any updates?
Looks like there is some kind of velocity limit for gift card activation at Lowes. Everytime I tried to buy 5 GC’s at a time, some get declined. A painful process to get everything refunded, some managers are stupid and try to tell me the charge will fall off for the unactivated ones, even when the receipt shows otherwise. So, as a warning, do NOT buy too many at once, maybe one or two at a time will be fine.
Yes. It is 3 cards within one hour time fame. After this happened twice on a single visit, each time the manager called to get the refund processed by the “corporate” – I watched the process when the person on the other end of the phone did the entries in the system that showed up on the screen in front of the manager…
On the 2nd instance she finally found out it was 3 cards limit and the interval is minimum one hour.
Even if you split the 5 into 3 and 2, and did the 2nd 2 at a different register, by a manager, it would still be declined. It is nation-wide and store-wide. Changing register does not help.
might be for vgc/mgc/amex only.
I bought OD and shell GC, 5 cards total, it went through file.
However, when i did 5 vgc, 3 declined, 2 went through. when cashier tried again for 3 new vgc, 1 went though,
so 3 vgc/hour might be true.
Was this a recent change? Last month I was able to buy 5x multiple times.
DP: Bought 5 “everywhere” type VGC at Lowes for $204.95 ea. Only 3 cards activated and the cashiers couldn’t get others to work, so they refunded me the $410 for the non-activated cards.
Still got the $100 credit from Amex a couple of days after the charge posted.
Exact same thing happened to me on June 14. It took the CS manager a long phone call to the corporate to produce a refund to the AMEX card.
Did your store refund to the AMEX or a cash refund? Refund to the AMEX card would eventually trigger a claw back on the rebate associated to the refund.
It would then also mean you have not earned the full $100 and can make up the unearned balance.
They refunded my card. I’ll probably buy a few more just in case so I don’t get a claw back. I’m thinking just buying one, maybe two at a time to avoid this problem again.
AMEX will claw back 10% on the refund portion. No biggie. Just make it up between now and Nov. The offer expires on 11/30/18.
I had 2 failed transactions – one was 2 cards not activated out of a 5 cards purchase, and one was activation declined on just 2 cards purchase, about 30 min after the initial fiasco. Both the transactions and the refunds posted. Offer said redeemed, so I fully expect the full $100 will post, but later $40.90 will be clawed back.
The more pressing issue is if Lowes would further tighten it up. Over 1/2 of the stores here are cash / debit only. We are lucky to have one or two stores take CC AND are willing to help when things dont work out when the managers themselves also dont understand why – they at first thought it was defective cards – it wasn’t. It is the velosity programmed in the activation process.
All Lowes transactions – both the 5 cards and 2 cards transactions and 2 refunds on the failed activation – posted on the same day.
Today the AMEX statement credits posted in a very strange way.
2 $100 credit, and 1 $100 reversal of the credit. I thought it would be 1 $100 credit and a $38.51 reversai because only a net $614.85, or 3 cards have gone thru.
I guess I will see the crawl back of $38.51 in coming days/weeks. Right now I prefer to leave it alone and not to do any more Lowes transaction on this card to prevent further confusion.
I got a bunch of $500 Lowes GC’s from dollar store for discount during recent promo. Any idea how and where to sell them for profit?
Offer gone (again)
Have a 10% off coupon for Lowe’s from the USPS as well. Wonder if it will stack with this offer.
Yep. Using a coupon and Lowe’s own 5% discount credit card is the only instance I can think of where a coupon and CC cashback don’t stack (YMMV with portal cashback for online orders).
Has anyone been successful triggering this with vgc’s? Staples 10% back already posted for my vgc purchase I made there but nothing for lowe’s. I also got emails about the amex offer after staples and exon but nothing from lowe’s. Not sure why vgc’s wouldn’t trigger here since terms only exclude “corporate” gift cards, but not sure what they are referencing there.
Didn’t receive an Amex offer email for my vgc Lowe’s purchase either. Did you buy vgc in store or online for Staples?
in store, only 1 $200 since I don’t know what they will classify as “bulk”
Was this one a personal or biz card?
Biz card, specifically biz plat
Guess I’m my own dp as I just logged in to check something else and I have 10% back credit on my biz plat. Never got an email but processed through it looks like.
I received my 10% on Lowes and Staples! It was on my Everyday Biz card.
Having issues buying vgcs at Lowe’s. “Gift card declined” at cashier. Charged for vgcs that are not activated. Need to get a cc refund for charges that did not activate the vgcs.
VGC or one of the Everywhere GC? The latter’s fee is cheaper and could be almost just as easily liquidated.
Had the same issue yesterday with the variable Amazon gift cards (25-500 and 25-200). Got charged for the gifts cards that were not activated. The cashier processed a refund but refused to try to run them again.
Same happened to me with the 25-500 and 25-200 Amazon twice at the same store last week, tried the $100 and worked fine, try buying $100 and report back.
bought GC but never got the Congr Email, finger crossed
Yup same here. Both me and my wife purchased GCs at Lowe’s and neither of us got Congrats email.
Don’t think anybody has gotten the e-mail yet so I wouldn’t worry too much.
New to Amex and was wondering if these statement credits normally post shortly after the transaction posts or at the end of the offer period (November 2018)?
Most of the time it posts shortly like 2-3 days.
The rebate is posting about two days after the charge posts. But the charge often takes 2 days or more to post from pending. I’d say it’s mor like 4-5 days.
Good for buying GCs but for actual merch at Lowe’s you’re probably better off buying gift cards which can frequently be had on eBay Deals for 15% off.
Either way, combine this offer or the discounted GCs with readily available 10% off movers coupons and there are deals to be had.
Depends on what it is, if its something you want price protection, extended warranty, etc. on it might be worth buying the merch on your AMEX.