This deal has expired and is no longer available. The best checking bonuses still available can be found when you click here.
Offer at a glance
- Maximum bonus amount: $150
- Availability: Kuna & Hayden branches in Idaho
- Direct deposit required: Yes, or obtain a loan. No minimum mentioned.
- Additional requirements: None
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Six months or bonus forfeit
- Household limit: None
- Expiration date: September 30th, 2017
The Offer
Direct link to offer: Kuna branch & Hayden branch
- Idaho Credit Union is offering a bonus of $150 when you open a new checking account at their Kuna or Hayden branches and complete the following requirements:
- Open new account with at least $100
- Have either a direct deposit or obtain a loan
The Fine Print
- To receive $150 you must be a new member and open a checking account with a $100 minimum balance and have either Direct Deposit or obtain a loan (Visa, auto, RV, signature, or mortgage loan). All loans OAC.
- $150 to be deposited at time of signing up for Direct Deposit or obtaining loan in conjunction with checking account.
- Account must remain open for minimum of six months from reward date or $150 will be debited from account at closing.
- Membership required, based on eligibility.
- Offer expires 9/30/17.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
You need to keep the account open for six months otherwise they will claw back the bonus! They also offer a free checking account with no requirements, so keeping the account open shouldn’t be an issue. There is also a $5 one time membership fee.
Our Verdict
They have offered this bonus before but previously it didn’t require in branch opening. Might be worth it if it’s a soft pull, if anybody signs up then please share your experiences in the comments. For now I won’t be adding it to our list of the best checking account bonuses.
Big thanks to reader, Curmudgeon who let us know. Learn how to find bonuses and contribute to the site here.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
Who is this honestly helping?
People that live in the target areas? Not every deal is going to be attractive to everybody. I assume you can tell by the title if it applies to you or not?
Helps me.