[IL & IA only] South East National Bank 3% APY On Balances Up o $10,000

Offer at a glance

  • Interest Rate: 3%
  • Minimum Balance: None
  • Maximum Balance: $10,000
  • Availability: IL & IA only
  • Direct deposit required: Yes, or ACH transfer
  • Additional requirements: 12 debit card transactions & eStatements
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Insured: FDIC

The Offer

Direct link to offer

  • South East National Bank is offering a 3% APY rate on balances  up to and including $10,000 on the Kasasa Cash account when you meet the following requirements:

kasasa cash

The Fine Print

  • SENB reserves the right to limit the number of accounts to two (2) accounts per social security number.

Avoiding Fees

No monthly fee.

Our Verdict

This is a mid range interest rate, it doesn’t really require a direct deposit so that is a bonus but it does still require the ACH transfer and 12 debit card transactions. Most people will be able to find a better high interesting savings account. All that being said, if somebody does sign up please share your data points in regards to if they allow credit card funding and if it’s a soft pull.

Big thanks to reader, Connor C who let us know. Learn how to find bonuses and contribute to the site here.

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last time i applied they denied me due to too many accounts opened, they are inquiry sensitive


I already have a Kasasa checking and saving accounts at a bank. Will they allows me to open another Kasasa account at another bank?