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cannadawolf (@guest_805800)
September 3, 2019 14:31

does someone know this account has termination fee?

cannadawolf (@guest_775317)
June 27, 2019 04:42

Does “The qualification period is two consecutive calendar months following the calendar month the account is opened” mean it requires two DD in two separate calendar month and total amount should be over 500? or Just need to do DD over 500 within the first 60 days?

Dayn_Perrys_Vape (@guest_775325)
June 27, 2019 06:37

I’m thinking the former based on previous DPs, but I also wish it was more clear.

ORDChurner18 (@guest_776191)
June 28, 2019 20:07

When I went in-branch, they explicitly told me the deposits have to hit in 2 separate months.

Dayn_Perrys_Vape (@guest_765185)
May 30, 2019 17:35

Got a better/easier version of this. Flyer looks mostly the same, but mine’s specifically for Naperville Bank & Trust, and from what I was told when I called, should work at any of the Wheaton Bank & Trust Company charter banks under Wintrust, which includes Bolingbrook, Wheaton, Glen Ellyn, and Naperville Bank & Trust.

$300 bonus if you open a Total Access Checking Account (no monthly fees whatsoever, no minimum balance) with an opening deposit of at least $100 by June 28th, enroll in online banking, activate e-statements, and complete a direct deposit of $500+ within 2 months of account opening. Within 30 days after that 2 month period, they’ll deposit the $300 into your account. Account must be open at that time, but no mention of any ETF or any length of time you have to keep the account open after receiving the bonus.

Same deal on just mentioning the flyer, I didn’t bother to bring mine in. I called and asked if the bonus would be attached if I applied online, when I called Wintrust they said probably but couldn’t confirm it and said I wouldn’t get confirmation after opening, when I called the local branch they said I had to open in branch for the bonus.

There were also a couple of stackable savings bonuses, I didn’t get all the details, one was $50 for an opening deposit of $1000 maintained for (3 months, 30 days, one of those two), the other was $150 for… something. It was a big stand on the banker’s desk that I opened with.

Opted out of overdraft protection, no hard pull, they print and activate your debit card on the spot. Took me maybe 15 minutes in the bank. I’ll be happy to upload images of the flyer or bonus offer addendum if that’s helpful.

I’m a little curious if there’s any way to also receive the Premiere Checking bonus at one of the location that offers it, as the language on the bonus offer addendum specifically references the Total Access Checking bonus offer, but the “not available to existing or closed checking account customers of Wintrust” clause likely locks that out. I’d love to know if you can combine this with the business checking offer. The addendum does specifically state that you can combine this with the savings offers.

ORDChurner18 (@guest_776192)
June 28, 2019 20:08

I was able to open at Naperville. Thank you!

fullacrobat (@guest_1032513)
August 8, 2020 12:18

Opened account on 05/06/20 with 100 deposit. Got DDs from employer in June and July. No bonus yet

E0 (@guest_760378)
May 17, 2019 10:16

Opened 2/16, did several employer DD, bonus posted 5/17.

e0 (@guest_761845)
May 22, 2019 10:39

Requested to close via Secure Message on 5/20 while balance is 0. Account closed 5/22. No mention of early termination fee or clawing back the bonus.

fullacrobat (@guest_1032515)
August 8, 2020 12:18

Opened account on 05/06/20 with 100 deposit. Got DDs from employer in June and July. No bonus yet

Art (@guest_726878)
February 25, 2019 12:01

I see the same looking mailer in informed delivery, except for ‘Village Bank & Trust’, which is in Prospect Heights.

AllwaysLearning22 (@guest_726745)
February 24, 2019 23:02

The eligibility language is kind of murky: ‘This bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation and its subsidiaries (“WTFC”) or its active employees’

Does this mean you are not eligible if you ever had a checking account with NSCB? I did have one some 3-4 years ago.

Charles Mann
Charles Mann (@guest_750809)
April 21, 2019 17:14

I’m in the same boat, had an account with them about 3 years ago, pretty lousy bank; cust serv practically nonexistent.

Matthew (@guest_726603)
February 24, 2019 16:24

I will add that Premier Checking comes with waived fees on money orders, cashier’s checks, incoming wire transfers, and the smallest size Safe Deposit box (or equivalent discount on a larger box).

DaBrain13 (@guest_726585)
February 24, 2019 15:00

Did this a few months ago with “Evanston Community Bank,” also a Wintrust community bank. Bonus came through no problem (although a little slowly) after 3DDs from employer. No hard pull. Haven’t gotten a Chex report since but when I do I’ll update.

blah blah
blah blah (@guest_726660)
February 24, 2019 18:55

Will any other DD count i.e. Capital one 360?

Tim (@guest_726570)
February 24, 2019 14:03

I just have a Wintrust Commercial Bank near me. So, I would have to drive a good hour to the Chicago burbs. Tempting..

AlertTip (@guest_726622)
February 24, 2019 17:08

There are several Wintrust Banks in the city, where you can open a North Shore Community Bank account