Deal has ended, view more bank account bonuses by clicking here.
Offer at a glance
- Maximum bonus amount: $600
- Availability: IN, KY
- Direct deposit required: Yes, $500+ per month for two consecutive months
- Additional requirements: See below
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: Up to $1,000
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: No
- Expiration date: December 31, 2025
Contents
The Offer
- Centra Credit Union is offering a $600 bonus when you open a Cashback or High Interest Checking account and complete the following requirements:
- Use promo code GET600
- Sign up for electronic statements.
- Receive at least $500 in direct deposits each month for two consecutive months.
The Fine Print
- Must use promo code “GET600” at account opening.
- To qualify for this offer, you must qualify for Membership with Centra and cannot be a current Member of the Credit Union.
- Offer is available when you become a Centra Credit Union Member, open a Cashback Checking or High Interest Checking account, and complete the following qualifying activities: sign up for eStatements and receive at least $500 in direct deposits each month to the new checking account for two consecutive months. T
- he account must be opened between November 1, 2025, and December 31, 2025.
- You will have 90 days from the date you open your checking account to complete qualifying activities.
- The earned incentive will be deposited into your Member Loyalty Account on or around the 5th of the month following the end of the qualification period.
- For tax purposes, you will receive a Form 1099-INT for the bonus.
- Offer cannot be combined with any offers.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Neither account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
Previously this was only $150. Even if this turns out to be a hard pull I think it’s worth doing as the bonus is so big. Will add this to our list of the best bank account bonuses.
Hat tip to reader hoopsbca
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
