Over the past couple of years, streaming services has become a popular bonus/promo category from various issuers. This is likely due to the inherent limits in the volume of charges people can make on streaming services; most probably spend less than $50 per month on these various services. Regardless, I thought it’s worth putting together a list for easy reference. I’ll put temporary promo/category bonuses in the list as well, and remove them when they no longer apply.
Important Note: Most issuers who offer a streaming service bonus do so on a provider-specific level; be sure to check if the services you use are included in the specific bank’s category. You can likely find this information by clicking through to the linked posts for each bank where we’ll usually try clarifying the details on that, or check the fine print on the bank’s website.
We also have a dedicated Benefits Workshop which discusses what counts as Streaming with Amex; while that list is dedicated to Amex cards, it can be a useful check to see what can potentially work elsewhere too.
Contents
- 1 Blue Cash Preferred: 6% & Disney Credit
- 2 Blue Cash Everyday: Disney Credit
- 3 US Bank Cash: 5%
- 4 Wells Fargo Propel: 3x Points
- 5 Citi Preferred: 2x ThankYou Points
- 6 US Bank Altitude Go: 2x Points & Free Month ($15)
- 7 Citigold Debit: $200 Annual Credit
- 8 US Bank Altitude Connect: 2x Points & Free Month ($30)
- 9 Chase Ink Plus/Cash/Preferred: (5x/3x)
- 10 Capital One Savor: 4%
- 11 Capital One Savor One: 3%
- 12 Synchrony Marvel: (3%)
- 13 AmEx Platinum $20 Credit (Select Services)
- 14 Temporary
- 15 Our Verdict
Blue Cash Preferred: 6% & Disney Credit
Blue Cash Preferred offers 6% on Streaming services with no limit. (Our Post)
Receive $7 back each month (up to $84 back annually) after spending $13.99 or more each month on an eligible subscription to The Disney Bundle which includes Disney+, Hulu, and ESPN+ using your Card. Enrollment required. (Our Post).
Blue Cash Everyday: Disney Credit
Receive $7 back each month (up to $84 back annually) after spending $13.99 or more each month on an eligible subscription to The Disney Bundle which includes Disney+, Hulu, and ESPN+ using your Card. Enrollment required. (Our Post).
US Bank Cash: 5%
US Bank Cash+ has Streaming services as one of its 5% categories, up to $2,000 per quarter. This is a constant category which you can keep as your steady 5% category each quarter. (Our Post)
Wells Fargo Propel: 3x Points
Wells Fargo Propel earns 3x points on streaming services. (Our Post)
Citi Preferred: 2x ThankYou Points
Citi Preferred earns 2x ThankYou points on Streaming services. (Our Post)
US Bank Altitude Go: 2x Points & Free Month ($15)
US Bank Altitude Go earns 2x points on streaming services. Card also gets $15 statement credit after paying for 12 of streaming service on the card. (Our Post)
Citigold Debit: $200 Annual Credit
Citigold customers get up to $200 in select subscriptions reimbursed per year when charged to the debit card. Includes some streaming services such as Spotify and Hulu. (Our Post)
US Bank Altitude Connect: 2x Points & Free Month ($30)
US Bank Altitude Connect earns 2x points on streaming services. Card will also get a $30 statement credit after paying for 12 months of streaming service on the card. (Our Post)
Chase Ink Plus/Cash/Preferred: (5x/3x)
Chase INK Plus/Cash earn 5x on Internet, Cable, and Phone Service, and INK Preferred earns 3x on those categories. Anecdotally, some streaming services have been working to earn 5x/3x under those categories. You can check out our post on this or our Payments Workshop for data points of which services work to earn the bonus on these cards. (Our Post)
Capital One Savor: 4%
Capital One Savor earns 4% on eligible Streaming services including Netflix, Hulu and Disney +. Some services, such as Prime Video, AT&T TV and Verizon FIOS On Demand, are excluded, as well as audiobook subscription services and fitness programming. (Our Post)
Capital One Savor One: 3%
Capital One SavorOne earns 3% on eligible Streaming services including Netflix, Hulu and Disney +. Some services, such as Prime Video, AT&T TV and Verizon FIOS On Demand, are excluded, as well as audiobook subscription services and fitness programming. (Our Post)
Synchrony Marvel: (3%)
Synchrony Marvel earns 3% on many entertainment venues, and apparently works for most streaming services too. (Source)
AmEx Platinum $20 Credit (Select Services)
American Express consumer Platinum card has a $20 digital credit per month which can be used for Peacock, Sirius, Audible, NYT, Disney+, Disney+ bundle, Hulu, ESPN+. (Our Post)
Temporary
Chase Freedom: 5%
Chase Freedom and Freedom Flex are offering the Streaming category as one of their Q3 2021 5% categories through September 30, 2021. (Our Post)
Citi Dividend 5%
Citi Dividend is offering the Streaming category as one of their Q1 2021 5% categories through March 30, 2021. (Our Post)
SoFi: 10%
SoFi is offering 10% cashback on Netflix, Disney+, and Spotify when using with their debit card through January 31, 2021. (Our Post)
Capital One Venture: Redeem Points
Capital One Venture allows redeeming points to offset Streaming charges through April 30, 2021 (usually only Travel charges can be offset). (Our Post)
Our Verdict
Hopefully this list is a useful reference. Other cards that can potentially get a bonus on streaming services would include the US Bank Altitude Reserve if you pay with mobile wallet and the Bank of America Cash Rewards if the service is coded as Online Purchase. Please let us know if anything is missing from this list or anything needs updating.
Other useful categories:
- Best Credit Cards For Every Day Purchases
- Best Credit Cards For Restaurant Spend
- Best Credit Card For Grocery Store Purchases
- Best Credit Cards For Office Supply Purchases
- Best Credit Cards For Home Improvement Stores
- Best Credit Cards For Telecommunication Expenses
- Best Credit Card For Department Store Purchases
- Best Credit Card For Drugstore Purchases
- Best Credit Card For Charity Donations
- Best Gas Credit Cards
- Best Credit Cards For Amazon Purchases – Up to 5x Points/5% Cash Back
- Best Credit Cards For Bookstore Purchases
- Best Credit Card For People With Very High Spend
- Best Credit Cards For Travel Purchases
- Best Credit Card For Streaming Services
Also the recently refreshed PenFed Platinum Rewards Visa Signature pays 3 points for streaming. Periodically, some of their retail/dining gift cards are offered at nearly 1cpp value (e.g. $10/1050pts). (Normal redemption rate has historically been about 85/100ths of a cent value.) Also pays 5x for gas and 3x for dining, TV, radio, cable, internet, and groceries (including Walmart and Target).
Cardless Boston 7x back on streaming
I am surprised there is no mention of BMO Harris Bank – they are offering 5% back on streaming
It seems the Altitude Go gives a $15 credit regardless of the price of the streaming service, based on how I read the fine print. This makes the math more favorable if your monthly cost is less than $15 (e.g., 12.5% back on $9.99/mo on Spotify).
Here is the fine print:
An automatic statement credit of $15 per 12-month period will be applied to your U.S. Bank Altitude Go Visa Signature Card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases, such as Netflix, Hulu, Apple Music, if the Account is in good standing (open and able to use). Refer to Program Rules for official list of qualifying streaming services merchants. We reserve the right to adjust or reverse any portion or all of any streaming services credit for unauthorized purchases or transaction credits.
Fixed that, thank you
Synchrony’s Marvel Mastercard earns 3% on most of the streaming services I’ve tried so far. Per the Reward Terms, “Entertainment categories include Movie Theatres, Video Rental and Game Stores, Theatrical and Concert Promoters, Amusement Parks, Digital Entertainment, Games and Software, Music, Books and Newsstands, Toys and Hobby Stores (but excluding sporting goods retailers).”
I put Netflix on my Chase Ink Cash for 5x. Plus my cable and cell phone bills….
Temporary: 5% on Affinity CU card until the end of the month
I’d say for most people the best bet is buying gift cards at the grocery store and getting 5% back plus fuel points.
Fixed, thanks