There is a rumor that the Chase Sapphire Reserve will have an increased annual fee of $795 and new benefits. American Express has increased bonus on the Morgan Stanley card to 150,000 points, Charles Schwab Platinum to 125,000 points and Schwab Investor to $300.
BMO Harris is offering a nationwide bank bonus of $400. USAA has a $250 checking & $200 savings bonus. SoFi is offering a $300 + $375 bonus. A lot of other state specific bonuses can be viewed below.
Discover is offering $10/$15 off Amazon when adding a Discover card to Amazon. Rakuten is offering a 7,500 Membership Rewards points sign up bonus. AT&T Wireless deals from both Chase & Citi are also back.
As always a lot of the good deals have already expired, make sure to either follow us on Twitter or get daily e-mail updates so you don’t miss any deals. If we missed any deals or you have an idea for a post, please let us know ([email protected] or [email protected]).
Contents
All Of Our Posts
Credit Cards
- [Rumor] Chase Sapphire Reserve To Increase Annual Fee To $795, New Benefits
- American Express Morgan Stanley Platinum 150,000 Points
- American Express Charles Schwab Platinum 125,000 Point Bonus
- Schwab Investor Card from American Express $300 Sign Up Bonus
- [YMMV] American Express Business Platinum – 150,000/200,000 Points, No Lifetime Language
- [Targeted] Synchrony Virgin Red – 80,000 Point Bonus
- Citi Rewards+ Card Paused, But Available For Product Change (YMMV)
- Rakuten: Get $100/10,000 When Signing Up For Chase Sapphire Preferred, INK Unlimited ($75 Freedom Unlimited)
- Capital One Venture 100,000 Points Referral Offer – Share Your Referrals (Ends Soon)
- Chase Sapphire Preferred 100,000 Online Offer To End On May 15th
- New Benefit For Apple Card: 6 Months Of Uber One For Free
- Discover Now Allowing Product Changes From Discover it Miles to Discover it 5% Cards
- [Targeted] American Express: Add An Authorized User & Get 20,000 Points
- [Targeted] Chase IHG Cards: Spend $20,000, Get 20,000 Bonus Points
- [Targeted] Chase Cards: Spend $100 & Get 1,000 Ultimate Rewards Points
- View Your Pre-Approved & Pre-Qualified Credit Card Offers (Updated For 2025)
- [Targeted] Cardless Spending Bonuses On Dining
- [Targeted] Discover Offers
- [Expired] [135k Offer, Ends Today] Chase United Business Refresh: $150 Annual Fee, 125,000 Signup Bonus, Instacart & Rideshare Credit and more
Bank Bonuses
- BMO Bank $400 Checking Bonus (FKA BMO Harris)
- USAA $250 Checking Bonus
- USAA $200 Savings Bonus
- SoFi Checking & Savings $300 + $375/37,500 Signup Bonus via Rakuten (Nationwide; Requires $5,000 Direct Deposit)
- [PA & OH, In Branch] S&T Bank $900 Business Checking Bonus
- TD Bank $500 Business Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- [NE & KS Only] Union Bank & Trust $500 Checking Bonus
- [MA, NH, ME, RI, CT, VT] Country Bank $400 Checking Bonus, Direct Deposit Optional
- [MI only] Financial Plus Credit Union $300 Checking Bonus
- [CO only] On Tap Credit Union $150 Checking Bonus
- [YMMV] E*Trade $250-$750 Savings Bonus (Requires $25k-$75k Deposit)
- Oanda (Forex Trading Platform): Up To $10,000 Bonus
Deals
- [Targeted] Amazon: Add Discover Card & Get $15 Off $15.01
- Rakuten: Sign Up, Spend $25 & Receive 7,500 Membership Rewards Points
- [Targeted] Chase Offers: AT&T Wireless, Spend $100 & Get $75 Back
- [Midwest] Family Fare: $100 Giftcards For $80 (Starbucks & More)
- United, American, Alaska Shopping Portal Bonuses
- Citi Offers: AT&T Wireless, $50 Off $65
- Citi Offers: JetBlue, Spend $200+ & Get $50 Back
- Wyndham Shopping Portal 1,000 Points Bonus With Purchase
- Safeway: Purchase $50 In Select Giftcards & Get $10 Off Your Next Shopping Order (Zift Choice & More) [Vons, Randall’s, Albertsons, Tom Thumb, Acme, Jewel, Shaw’s]
- Amazon: $30 Credit When You Spend On $100+ On Select Pet Products
- Smart & Final: Get $20 Shopping Credit With $100 Giftcard Purchase
- (Update) ShopBack Shopping Portal $20 Signup Bonus & More; Earn Cashback On Amazon, UberEATS & More
- (YMMV) DoorDash: Order Flowers & Get $50/$75 DoorDash Credit
- IHG: Earn 2k Points Every Two Nights Or Earn 8k Points Every Four Nights
- Peacock Premium (Ad Supported): 12 Months For $24.99
- Chase Offers: Get 10% Back on Southwest Ticket Purchases (Max $40)
- Giftcards.com: Purchase $50 In Selected Giftcards, Get $5 Bonus eGiftcard
- Walgreens: Free 8×10 Photo Print With Promo Code PICWITHMOM
- Amazon Prime Members: Link Earnify Account & Get 10¢ Off Per Gallon (BP, Amoco or AMPM) (May-June 20¢ Off Friday)
- Best Buy: $100 DoorDash eGiftcard For $85
- GrubHub+: Four Weeks Of Deals From May 12th – June 8th (Plus $10 Off $20 For Prime Members)
- [New Boosts] Cash App (Square Cash Debit Card): Cash Boost – Get Cash Back On Categories/Specific Merchants
- Costco: $100 inKind Giftcard For $69.99
- Stack Shopping Portal & AmEx Offer To Save Big on Blue Apron Meal Delivery
- Amazon: Save On Giftcards For Instacart, Uber, Lyft, Google Play, Ulta & More
- Rakuten: Get 100%/100x On NordVPN
- (Update) DoorDash: Save 15% Off Many eGiftcard Brands; Starbucks, Zift (Amazon), Lowe’s and many more
- [Expired] Walgreens: 2-Count 5″x7″ Customized Premium Photo Cards With Promo Code Huge2
- [Expired] [Ends Midnight PT] Newegg.com: $200 Hotels.com eGiftcard For $180 (Limit 5)
- [Expired] Southwest: 30% Off Base Fares With Promo Code SUNNY30
- [Expired] Shoprite: Buy $50 In Select Third-Party Giftcards, Get $10 Shopping Voucher
- [Expired] Walgreens: Free 8×10 Photo Print With Promo Code PICWITHMOM
- [Expired] T-Life (T-Mobile Tuesday): Free Large Slurpee & More
Misc
- Frontier Adds Companion Pass For Elite Platinum and Diamond Members
- Spirit Airlines To Launch New Debit Card
- FAQ On The $300 Rakuten Credit Card Bonus (Chase Sapphire Preferred, INK, Freedom)
- [Updated] Capital One Shopping Portal Removes Redemption Options
Manufactured Spending
- Office Depot/Max Stores: Buy $300 In Visa Giftcards & Get $15 Instant Discount (5/11 – 5/17)
- MastercardGiftCard.com: 100% Off Purchase Fees Mastercard eGift Cards With Promo Code MOM2025
- VanillaGift.com: 100% Off Purchase Fees Vanilla Cards With Promo Code VGMOM25
- TheGiftCardShop.com: 100% Off $100+ Visa Purchase Fees With Promo Code MOM25
- [Expired] Office Depot/Max Stores: Buy $300 In Mastercard Giftcards & Get $15 Instant Discount (5/4/25 to 5/10/25)
- [Expired] Meijer Mperks: $10 Off $150 Visa Giftcards (5/4-5/10)
Dang, Chase must have some intel about Amex going big on Plat refresh. Amex Plat AF going up $200+ I’m guessing
When is the optimal timing to product change a CSP to CSR based on the AF timing? (not the increase to 795, but the AF timing of when the $95 should post)
What I’ve noticed in having done 3 product changes with Chase is that they issue a prorated refund of the AF immediately for the old card, and then charge the new AF in full in the 4th month thereafter on the 1st (e.g., when I PC’d on February 7, the new AF was charged on June 1.)
Chase has a 45-day right to reject period where you can change your mind and decide to go back to the old card. They will not charge you the new AF during this time.
When I’ve PC’d after anniversary year but before the AF posted, I did not receive a prorated refund (as expected.)
Both annual fees prorate on the date of the change. You get a partial year charge on one and a partial year credit on the other.