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Albert
Albert

Any recent experiences on the savings account? Does the $15,000 have to be at account opening or just deposited within 10 days? The T&C seems to have been modified to say “… have a minimum of $15,000 … post within 10 days of account opening…” vs. what is noted in the post “…open your first new personal savings account on the same date between 9/12/19 and 12/26/19 with a minimum of $15,000”

It seems like they changed it from a “minimum of $15,000” to “post within 10 days”.

Bob
Bob

Expecting payout this week for September babies.

Ashley
Ashley

Today’s Wednesday still no payout for me.

ps
ps

Same. Hopefully next week . From previous history, it seems they pay Tuesday or Wednesday

L
L

No go.

Jim Jones
Jim Jones

I plan on trying to open an OOS account using mothman69 method listed below. I currently have Fifth Third, Andigo, UMB, and Associated Bank Checking accounts. Is an ACH pull when I initiate the transfer from my Citizen’s account to one of my other accounts? And a ACH push is when I initiate the transfer from one of my other accounts such as Fifth Third do my Citizen’s account? Which is a better way to receive a DD? An ACH Push or ACH Pull? Also out of the 4 accounts I listed above which ones do you recommend to use for a direct deposit?

Thanks!

mothman69
mothman69

Jim Jones Yes, you are correct in your understanding of ACH push/pull. It is best practice to do an ACH push from another bank when trying to simulate a direct deposit. Regarding your four DD options, it really doesn’t matter which one you use because pretty much all ACH pushes into your Citizens account will show up as direct deposits in their online banking system. Make sure to check if any of those four banks have fees associated with external transfers and preferably use one that is free.

Jim Jones
Jim Jones

Thanks! What about the 15k savings deposit. Is it better to do a ACH push or pull? And does it have to be all in 1 transaction?

mothman69
mothman69

Jim Jones For depositing the $15k, it shouldn’t matter whether you do a push or pull or multiple deposits as long as the funds are going directly into the savings account within 10 days of account opening. I do not believe you can deposit the $15k into checking and then transfer it to savings and still qualify for the bonus.

Nick
Nick

Did it work for you? I may have just gotten unlucky with whomever reviewed my application, but my proof of address was rejected because they want proof of both addresses.

Ted
Ted

Anyone’s bonus from September hit today? Usually it’s the 15th. I’m a little worried.

Bob
Bob

The table says paid out by January 31st. Worry on Feb 1st.

silentmovie
silentmovie

Not yet. None from checking or saving.

zerob
zerob

Do they measure “first” account by SSN? Had them previously, wondering if there’s a way in

Ashley
Ashley

Hmm no bonus yet. I opened for the $600 bonus in September and fulfilled the requirements as of 12/31. Any idea when the bonus might post this month?

Ted
Ted

According to the table above, bonus will be paid by 1/31.

mothman69
mothman69

I think I may have screwed up a bit for P2. I opened the account on 12/24 and then had to deal with multiple holidays and weekends to get trial deposits through and initiate an ACH transfer. The $15k finally arrived on 1/4 but was 1 day past their 10-day window. I sent a SM and a rep replied that it is indeed 10 calendar days, not 10 business days…but I have a hard time trusting reps with bonus qualifications.

Has anyone had luck getting the extra $300 bonus from depositing $15k after the 10-day window?

Worst case, I’ll withdraw the $15k to use elsewhere and collect my $300 at the end of April.

Abzejan
Abzejan

Looking at trying this again.

Marty
Marty

8/16 – opened both checking and savings
8/21 – $15000 ACH to savings, $500 ACH to checking
10/1 – $1 ACH to checking to avoid fee
11/1 – $1 ACH to checking to avoid fee
12/1 – $1 ACH to checking to avoid fee
12/15 – $600 BALBLDR BONUS deposited in checking
1/5 – $16100 ACH out
1/7 – Closed both accounts via phone

momo
momo

Is anyone else having trouble enrolling for an online profile? Trying to set up the online account but the “create profile” button is grayed out. Tried incognito, different browsers, even mobile app.

Momo
Momo

Edit: nvm. It was because I was trying to use symbols in my password which is not allowed, lol… What an archaic system.