Posted by William Charles on February 17, 2019
Bank Account Bonuses

Published on February 17th, 2019 | by William Charles


[MA only] Westfield Bank $100 Checking Bonus, Must Be 16-25 Years Old

Warning: They offered a bonus in 2017 and it was mostly a disaster due to out of state applications being allowed and then automatically declined. I’d recommend reading through that thread to know what you’re getting yourself into.

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: MA residents only. Must also be aged 16-25 (those 16 and 17 need parental permission)
  • Direct deposit required: No
  • Additional requirements: See below
  • Hard/soft pull: Soft
  • ChexSystems: Yes, report of being sensitive
  • Credit card funding: Up to $500. Can fund with American Express, Discover, Mastercard & Visa.
  • Monthly fees: None
  • Early account termination fee: Unknown, maybe 180 days bonus forfeit
  • Household limit: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • Westfield Bank is offering a bonus of $100 when you open a new WB 16-25 Checking account and complete the following requirements:
    • Use promo code ONLINE100
    • Order a debit card and enroll in online banking to receive a $25 bonus
    • Enroll in eStatements and receive a $75 bonus

The Fine Print

  • The WB 16-25 account is available to customers between the ages of 18 and 25, or to customers between ages 16 and 17 with a parent or guardian co-owner.
  • The account requires statement presentation in electronic format (eStatements) available through our online banking site.
  • One offer per person available to new WB 16-25 Checking account customers only.
  • Order a debit card and enroll in online banking to receive $25
  • . Enroll in e-statements and receive $75.
  • The bonuses will be deposited into your account within 45 days after the criteria is met, which must happen within 60 days of account opening.
  • Minimum balance to open a WB 16-25 Checking account is $10.
  • Offer can be rescinded at any time.Promotional code: ONLINE100.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about

Early Account Termination Fee

With other bonuses account has needed to be kept open for 180 days to avoid losing the bonus.

Our Verdict

Fairly restricted bonus that won’t be that useful to most people, but might be good for some younger DoC readers. Keep in mind the Chex senstivity and issues with previous bonuses. Given that there is no direct deposit required we will be adding this to our list of the best bank bonuses.

Hat tip to reader YAR

Useful posts regarding bank bonuses:

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Dan - Legal Bank Robber
Dan - Legal Bank Robber

Thanks Doc perfect for me!

Andrew Donshik
Andrew Donshik

This is Westfield bank of MA?

Dan - Legal Bank Robber
Dan - Legal Bank Robber

+1 this is MA
William Charles

Andrew Donshik
Andrew Donshik

One offer per person available to new WB 16-25 Checking account customers only.

I’ve hit them before with their (now closed) WB free account, never had a 16-25 before and terms seem to indicate I can hit them again.


Thank you Doc. I’m in MA for college so this looks like it’ll work out. I like that I only need to put $10 in and no direct deposit. Makes it easy and not much of a loss if something about it doesn’t work out.

Andrew Donshik
Andrew Donshik

update–looks like they manually review online promo code usage and decline to attach them if you ever have gotten a bonus before. small banks man,,

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