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calwatch
calwatch (@guest_2092974)
July 6, 2025 01:59

Webull is doing a flat 2% bonus (no tiers) for new customers only until September 30, 2025. This looks similar to the 2024 bonus except that the bonus will be paid in monthly installments over 24 months instead of 50% after one year and 50% after two years. And you get 30 days of premium and the 4% APY booster. Valid for deposits from $2,000 to $1,000,000. https://www.webull.com/offers-promotions/deposit

Svy
Svy (@guest_2092982)
July 6, 2025 02:28

Direct link to promo you mentioned: https://www.webull.com/offers-promotions/deposit

Chuck
Editor
Chuck(@chucksithe)
July 6, 2025 23:19

Nice, will post soon

Jay
Jay (@guest_2093647)
July 7, 2025 12:14

Looks like Webull does not let you transfer *any* money out and keep your bonus, be warned.

“After the first payment date, if your withdrawals and transfers out are greater than your deposits and transfers in, you will be disqualified from receiving any remaining bonus installments.”

Calwatch
Calwatch (@guest_2082996)
June 23, 2025 02:41

Robinhood has reintroduced the 1% bonus for taxable and 2% for IRAs again until July 7. The five year holding period of the bonus plus transferred value applies (you can withdraw profits above that). https://robinhood.com/us/en/support/articles/account-transfer-bonus-june/

Calwatch
Calwatch (@guest_2082998)
June 23, 2025 02:43
Chuck
Editor
Chuck(@chucksithe)
July 6, 2025 23:31

I missed this one. Bummer that they are requiring 5 years for the 1% bonus. I did it at the 2 year requirement, and even that was a lot.

CV
CV (@guest_2069436)
May 29, 2025 20:53

Just saw an offer for $1000 instead of $700 on Chase Self-Directed:

This is an invitation to get up to $1,000 when you open a J.P. Morgan Self-Directed Investing account—an investing experience that puts you in control

Summer
Summer (@guest_2069573)
May 30, 2025 02:31
  CV

question.. I just did a Chase Self-directed bonus.. just got the bonus and about to close account. Seems like I need to wait 12 months from closure before going for round 2?

Alex
Alex (@guest_2070423)
June 1, 2025 03:56

I have a similar question. Based on my understanding, one can open multiple Chase Self-directed accounts? You can get the bonus for a new account given it has been 12 months since you got the bonus last time. Therefore you do not necessarily close the account for opening a new account to get again the bonus, it is only the date for your last bonus that matters. Am I understanding correctly?

Summer
Summer (@guest_2069195)
May 29, 2025 12:15

Is there a list of brokerage bonuses that are allowed to be churned, somewhere? I keep seeing Merrill mentioned but are there others?

Danny Deala
Danny Deala (@guest_2069362)
May 29, 2025 18:44

Chase private client. Having to go in with the coupon code can be a bit painful tho

Summer
Summer (@guest_2069572)
May 30, 2025 02:30

thanks! oh! have to go into a branch? if so, that’s inconvenient

catcat
catcat (@guest_2069732)
May 30, 2025 13:23

Summer In my experience, you can do etrade twice (new accounts including retirement accounts although they have offers for existing customers from time to time), Schwab (they also match other brokerages), Citi Self-Invest (once per quarter), Wells Fargo (once per year), Chase Self-Directed (once per year), and Chase Private Client (once per year). I’m not 100% sure about Merrill since they say it’s once per account type but DPs here are pretty positive.

To my knowledge, these brokerages are not churnable: TastyTrade, moomoo, HSBC.

Some other brokerages I know that come out with unique offers from time to time that you can participate in include SoFi, TradeUP, and Webull.

Not sure about others.

Summer
Summer (@guest_2070089)
May 31, 2025 11:37

catcat this is a really great list! Did you mean to say that you did Schwab twice? I’ve had Schwab accounts (brokerage, checking) forever.. I wish it could be done twice.
Wow Citi can be done 4x per year? I just did my first Citi Invest this year.. well still waiting for the bonus to post.. it’s due later this month. I was told I need to keep my Citi checking open until the bonus posts. But catch-22.. if I close my Citi checking then it could be difficult to open a new one in the future.. since Citi seems to block me for a few years in between churns.
Does WellsFargo do smaller bonuses? I only see that 250k brokerage bonus for WellsFargo right now. I guess I should close my old WellsTrade account I don’t use.. in case of any churn opportunities.

I was able to churn SoFi in the past around 2022.. but I think they cracked down on it.
I was really hoping to find a brokerage bonus I could do, that’s available to me, because I want to park some SGOV somewhere.. but looks like I can’t find any that I currently qualify for at this moment. I’ve already done TradeUP, TT, etc.

sg77
sg77 (@guest_2070166)
May 31, 2025 14:05

You don’t need to close the WellsTrade account. The bonus is for the Premier checking account, and an existing WellsTrade account can be linked to it. But I haven’t seen Wells bonuses (that count brokerage balance) for lower than $250K.

catcat
catcat (@guest_2070543)
June 1, 2025 11:10

Hi Summer For Schwab, I just remembered that I had to ask for new offers while I was already doing the referral offer for $500/$100k, and they came back with something similar as long as I was depositing new money.

However I asked them to match the TastyTrade offer for $1k/$100k, and they said they’d match if I did the $2k/$250k tier instead. I eventually went with TastyTrade because I wanted the lower tier. So I think it is possible to participate in additional offers with Schwab if you ask.

For Citi, yes my advisor said the offer is valid once per quarter so I split my IRA to do 2 back-to-back quarters. The bonuses were deposited into my IRA.

I believe sg77 is correct about Wells Fargo in that I have not seen a lower tier than $250k and that you keep your WellsTrade account open.

Summer
Summer (@guest_2070892)
June 2, 2025 01:51

nice! I should ask Schwab if they have any offers. I got my first and only bonus with them like 13 years ago.
I’m curious, did you ask them over the phone? Or did you do via chat / secure message so there’s written proof?

Sorry for all the questions, but for Citi.. do you know how Citi calculates the “once per quarter?” Like for example, I opened my account in February.. but received the bonus in June. Does that mean I need to wait until 3rd quarter of 2025 or I could go for another bonus now?

catcat
catcat (@guest_2071050)
June 2, 2025 12:27

Summer I think the first time I asked about Schwab’s existing offers was over the phone. For TastyTrade matching, it was through chat and I sent them screenshots over secure message. The confirmed the offer they’d match over secure message and the terms and conditions.

For Citi, I realized I did Citi Personal Wealth Management and not Citi Self-Invest because CPWM had better tiers. The terms might be different for Self-Invest. My advisor (free) helped me open the CPWM accounts.

Regarding “once per quarter”, CPWM will have the current quarter’s deadlines on the offer page and when those expire, the next quarter will be posted. I’m not sure if you did CPWM or Citi Self-Invest. If you did CPWM Q1 offer in Feb, you should be able to do the CPWM Q2 offer which ends in June.

Again, my DP with Citi is with CPWM and not Self-Invest.

SomebodyInGNV
SomebodyInGNV (@guest_2077835)
June 14, 2025 09:52

You don’t have to close the CPWM account. Leave a couple hundred bucks worth of ETFs just to keep it open. It streamlines the next round, as much as Citi can be streamlined.

Summer
Summer (@guest_2070092)
May 31, 2025 11:39

actually, I haven’t done HSBC. but I also don’t see any current bonuses with them at the moment.

catcat
catcat (@guest_2070544)
June 1, 2025 11:11

Summer There is a referral offer for HSBC expiring 6/30/25 for $1500/$100k and $2500/$250k. Happy to give you a referral if you’d like.

https://www.us.hsbc.com/refer

Summer
Summer (@guest_2070890)
June 2, 2025 01:42

hi catcat sounds good! Can I please have a referral? can I email you? tia

catcat
catcat (@guest_2071051)
June 2, 2025 12:28

Summer Yes! Please email me at catnissd33 at gmail dot com.

Acid Bath
Acid Bath (@guest_2070444)
June 1, 2025 06:42

I think the following brokerage bonuses are churnable, that I did not see mentioned yet:
-Tradestation
-eToro

Summer
Summer (@guest_2070500)
June 1, 2025 09:28

TradeStation no-go.. several datapoints showing churn failed in 2024 and 2025. For me they denied it even I met all requirements and filed CFPB

eToro.. any good offers currently? 🙂

RelaxandSmile
RelaxandSmile (@guest_2071384)
June 2, 2025 23:41

E*Trade is churnable. I’ve done it at least 3 times, maybe even more (i don’t have access to my whole history right now).

catcat
catcat (@guest_2071573)
June 3, 2025 12:08

RelaxandSmile Oh interesting. I tried to do the IRA offer earlier this year after completing 2 regular brokerage bonuses but the promo couldn’t be attached. They said the system showed that I reached the limit of 2 for new brokerage account openings. They said they did have an IRA offer for existing members tho but the tiers weren’t as good.

Chad
Chad (@guest_2054356)
May 4, 2025 08:45

I know it’d be crazy work, but maybe putting the tiers on this page for each broker, all one line (eg. $100,000:$500;$250,000:$2000;$500,000:$3000;$1,000,000:$5000) would make it easy to search so someone looking to invest 500k could quickly see the highest offer

Relax and Smile
Relax and Smile (@guest_2054624)
May 4, 2025 18:23

Different brokerages have their tiers at different levels. Some don’t have tiers. There aren’t that many brokerages, so it only takes a short while to compare them.

Mark
Mark (@guest_2050985)
April 28, 2025 21:09

Don’t see this brokerage bonus being discussed anywhere. CIT bank has a self-directed investment account with bonus up to $750, managed by First Citizens Wealth:

https://www.cit.com/cit-bank/invest/self-directed-investing

gary
gary (@guest_2052456)
April 30, 2025 23:46

I got an email about it today. beware of the fees. outgoing acat fee $100 (partial and full). IF you do an ira and closeout its $95 and if the balance is less than 100,000 the ira also has a $50 annual fee. they also have a no activity fee of $50 if balance below 100,000 for all types.

  • Also, all bonuses go to the checking or saving account even if you open an ira you still pay taxes as they are reporting it as interest. CIT Bank will deposit the qualifying bonus into the customer’s Savings or eChecking account within 30 days following the 60-day qualifying period.

pdf of fees
https://www.firstcitizens.com/content/dam/firstcitizens/pdfs/hosted/wealth/self-directed-investing-fee-schedule.pdf

the positive is that it looks like you can close right after receiving the bonus but calculate the fees before doing so. I was going to with an ira, but between the acat and closure fee as partial wouldnt be worth it. it would cost $195 of the bonus to start with.

Summer
Summer (@guest_2052472)
May 1, 2025 00:31

why do an IRA with so many fees? just do an individual brokerage and not worry

gary
gary (@guest_2052922)
May 1, 2025 19:25

even with the individual brokerage there is a $100 acat out fee (even partial) and a no activity fee if under 100,000. I was looking for the larger bonus which is why i was looking at an ira account with them. my brokerage is locked up with webull which i just deposited to and they have a much higher bonus for the same deposit amounts. THey also have an acat out fee, $75.

Mark
Mark (@guest_2054919)
May 5, 2025 09:05

Thanks for all of the details. The outgoing transfer fee is $100. It did not specify partial or full. I see many other brokerages also has the same fee listed, but they do not actually charge for partial transfer fee. I guess we need a dp on this. The good thing about this promotion is that you only need to maintain the funds for 60 days and you can close it after you get the bonus.

calwatch
calwatch (@guest_2046890)
April 20, 2025 01:46

Should probably take Robinhood and SoFi off the list.

SomebodyInGNV
SomebodyInGNV (@guest_2037970)
April 4, 2025 10:10

The current entry in the list for Merrill is described as “Only valid for new Bank of America customers who open new checking account and connect with a Merrill advisor on the phone who will apply the offer.” That is inaccurate. The $3,000 deal has expired (and your linked page says that) but the $1000 new money/new account bonus at Merrill Edge is still active: https://www.merrilledge.com/offers/pr1000

Chuck
Editor
Chuck(@chucksithe)
April 4, 2025 10:53

Updated now

Ashman
Ashman (@guest_2023314)
March 14, 2025 22:55

It looks like Robinhood dropped an elevated 2% brokerage transfer bonus today https://go.robinhood.com/goldmonth

EdwardD
EdwardD (@guest_2021409)
March 12, 2025 14:12

Currently P1 and P2 have a joint WellsTrade brokerage account at Wells Fargo. Is there any brokerage firm offering bonus and also allow ACAT from ‘joint’ brokerage account to ‘single’ brokerage account? My goal is to make it a single ownership account as P1 and P2 taking turn to own the account in order to double the bonus amount? Any suggestions?