Our posts on the best bank account bonuses and best credit card bonuses are some of the most popular on the site, recently I’ve been trying to post more brokerage bonuses as I know some people use these to make some extra money and it helps them grow their investments. This post will be for the best brokerage bonuses, I’m relatively new to these so I’d welcome your input on bonuses we might have missed and any relevant important information you think should be included. Unlike other sites we don’t use affiliate links for brokerage bonuses so you can ensure you’re getting the best possible deal, rather than the one that pays us the most.
Contents
- 1 WeBull Brokerage – 2% match & $100
- 2 Wells Fargo $2,500 Premier Bonus
- 3 Robinhood – 2% IRA Transfer Bonus
- 4 Robinhood 1-3% IRA Contribution Match
- 5 Firstrade – 2%/3% IRA Bonus
- 6 TradeUp – $2,000 Bonus + Free Stocks
- 7 TastyTrade – Up To $5,000
- 8 Public Brokerage – Up To $10,000
- 9 Citi Wealth Management – Up To $5,000
- 10 M1 Finance – .5% Bonus
- 11 Merrill – $1,000
- 12 TD Bank – $750
- 13 Schwab – $101
- 14 Schwab – Up to $1,000
- 15 E*Trade – Up To $4,000
- 16 E*Trade – Up To $40,000 IRA Bonus
- 17 Interactive Brokers – Up To $1,000
- 18 Moomoo – $600 & More
- 19 Chase Self Directed – $700
- 20 Smaller Bonuses – No Requirement
- 21 Bonuses Not Listed
- 22 Post History
WeBull Brokerage – 2% match & $100
2% match on brokerage transfers, valid through September 30, 2025. Plus $100 bonus for initial deposit of $2,000.
- Read our full post
- Bonus broken up into 24 monthly deposits
Wells Fargo $2,500 Premier Bonus
Requires $250,000 in cash or investments. Must open checking Premier checking account; $250,000 requirement can be done with the brokerage. Must be opened in a Wells Fargo branch. Account also has a $35 month fee, waived if you have $250,00 balance.
Robinhood – 2% IRA Transfer Bonus
This one also requires Robinhood Gold for 1 year ($50) and also has a long 5 year hold period requirement.
Robinhood 1-3% IRA Contribution Match
This bonus is limited due to the annual contribution limits to IRAs. Robinhood Gold members get a 3% match and everyone else gets 1%.
- Read our full post
- Deposits must be maintained for five years
Firstrade – 2%/3% IRA Bonus
2% on IRA transfers and 3% on new contributions. Requires 5 year hold.
TradeUp – $2,000 Bonus + Free Stocks
Get $1,000 with $50,000 transfer or $2,000 with $100,000 transfer.
- Read our full post
- Deposits must be maintained for at least 1 year (possibly closer to 2 years) to get the full bonus
TastyTrade – Up To $5,000
Excellent deal to get $3,000 with $250,000 transfer. The other tiers are great too, such as $2,000 with $100,000 transfer. There is a 12 month holding period on the funds in order to be eligible.
Public Brokerage – Up To $10,000
Some pretty good tiers here, ranging from $150 with $5,000 transfer to $10,000 with $5M transfer.
- Read our full post
- Deposits must be maintained for 1 full year
Citi Wealth Management – Up To $5,000
Huge bonus and it works for self directed accounts, main issue is that account set up is all manual and extremely slow.
- Read our full post
- Deposits must be maintained for three months after account opening (but you can fund within two months of account opening meaning funds can be in there for roughly ~1 month)
M1 Finance – .5% Bonus
During January 2025, M1 Finance is offering a bonus of .5% on your investment transfers of $10,000 or more. Maximum $25,000 bonus (on a $5M transfer).
Merrill – $1,000
Merrill has a bonus of $1,000 with $250,000 asset transfer. There’s also a way to get $1,500 with $500,000, details in this post. There are other tiers as well.
TD Bank – $750
There are various tiers on this offer; the highest is $750 with $75,000 investment. Holding period of just 60-90 days.
Schwab – $101
The Schwab Starter Kit offer gives $101 in the S&P to new customers who deposit $50 within 30 days.
Schwab – Up to $1,000
This offer is for new Schwab members who get referred from a friend; ask a friend who is an existing Schwab member. Largest bonus of $1,000 requires an investment of $500,000+.
- Read our full post
- Deposit must be maintained for one year
E*Trade – Up To $4,000
The $4,000 tier requires $1.5M deposit. There are lots of other tiers as well. Notably, there is a $100 tier with $50 deposit which is an easy bonus for a lot of people.
E*Trade – Up To $40,000 IRA Bonus
Many useful tiers. For example, $200,000 IRA transfer gets $1,000. There are lots of other tiers as well.
Interactive Brokers – Up To $1,000
Direct link to offer
Promotion is a bit confusing as it’s not that clear when/how long the funds need to be in your account for. You also get the bonus in the form of interactive brokers shares and these can’t be sold for one year.
Moomoo – $600 & More
Moomoo is offering a 3% match on investments, up to $600. Max this out with a $20,000 investment transfer. Also stacks with 8.10% APY promo for 90 days. You can also ACH transfer an additional $2,000 $5,000 for another bonus of 30 60 free stocks.
Chase Self Directed – $700
Highest tier requires $250,000+ investment. Must be maintained for 90 days.
Smaller Bonuses – No Requirement
There are a number of smaller brokerages that offer sign up bonuses with no deposit requirement. The bonuses are much smaller, but might still be worth picking up for some people.
Acorns – $23
$13.50 is from Swagbucks, other $10 is from Acorns.
- Read our full review
- No deposit requirement
Robinhood – Free Stock & $50 Rakuten
You only get a free stock worth $3-$150, but better than nothing and Robinhood offers commission free trading. You can now sign up via Rakuten and get $50 or 5,000 points as well.
- Read our full post
- No deposit requirement
Webull – Four Free Stocks
Basically the same as Robinhood, you get four stocks stock valued between $3 and $1,000.
- Read our full post
- No deposit required
Bonuses Not Listed
Below are some brokerage bonuses we don’t want listed under the ‘best brokerage bonuses’, we are including them here so that readers know they have been intentionally left out and why.
- Betterment 30,000 American Airlines bonus. Bonus is relatively small and you need betterment to manage your funds, not worth doing with the fees involved.
- Personal Capital. Current referral bonus is $20-$50 Amazon gift card, but we’ve seen bonuses as high as $100 in the past.
Post History
- [7/6/25] Added WeBull 2% brokerage bonus match + $100
- [7/6/25] Removed WeBull $30,000 + 8.1% APY brokerage bonus
- [6/16/25] Removed Robinhood 2% unlimited brokerage bonus (5 year hold)
- [6/14/25] Removed SoFi 1% unlimited bonus
- [5/20/25] Added WeBull $30,000 + 8.1% APY brokerage bonus
- [4/4/25] Added Merrill $1,000 bonus
- [4/4/25] Removed BofA/Merrill $3,000 bonus
- [3/18/25] Added Firstrade 2-3% IRA transfer/contribution bonus (5 year hold)
- [3/18/25] Added Robinhood 2% brokerage transfer bonus (5 year hold)
- [3/18/25] Added Robinhood 2% IRA transfer bonus (5 year hold)
- [3/18/25] Added IRA bonus of up to $40,000
- [3/18/25] Added SoFi 1% unlimited bonus
- [3/18/25] Added TradeUp $2,000 bonus, free stocks and more
- [2/20/25]: Added Moomoo $600 investment transfer bonus + 8.1% + 30 stocks
- [2/20/25]: Removed Moomoo $300 investment transfer bonus
- [1/8/25] Added TD Bank $750
- [1/5/25] Added M1 .5% bonus
- [1/5/25] Removed M1 $10,000 bonus
- [12/17/24] Added Public $10,000 bonus
- [12/12/24] Removed Schwab $6,000 bonus
- [10/2/24] Added Trade Up $2,000 bonus
- [9/11/24] Removed Streetbeat $14,000
- [7/9/23] Added WeBull 2% brokerage bonus
- [7/9/24] Added Robinhood 3% IRA match
- [7/9/24] Removed Robinhood 3% IRA bonus
- [6/26/24] Removed Fidelity – $100 Bonus
- [5/6/24] Added E*Trade $4,000 bonus
- [5/6/24] Added TastyTrade $3,000 bonus
- [5/6/24] Added Robinhood 1% brokerage bonus
- [4/18/24]: Added Moomoo $300 investment transfer bonus
- [4/18/24] Added $10,000Â Sofi Invest bonus
- [4/18/24] Removed $5,000Â Sofi Invest bonus
- [4/18/24] Removed $75Â Sofi Invest bonus
- [4/17/24] Removed Fidelity $100 brokerage bonus
- [4/17/24] Removed WeBull $5,000 brokerage bonus
- [4/17/24] Removed WeBull $18,000 IRA bonus
- [2/28/24] Added Schwab $2,500 brokerage bonus
- [12/17/23] Removed Fidelity Bloom – $86 Bonus
- [11/22/23] Added Webull Up To $18,000 IRA Bonus
- [10/27/23] Added Robinhood 1% bonus with no limit
- [10/23/23] Added WeBull $5,000 bonus
- [10/15/23] Added BofA/Merrill $3,000 bonus
- [10/11/23] Removed eTtrade
- [10/11/23] Removed TD Ameritrade – Up To $1,000
- [10/11/23] Removed Axos – $250
- [6/2/23] Removed Merrill Edge Brokerage: Up To $1,000 Cash Bonus Signup Bonus for Moving Over your Investments
- [5/6/23] Added M1 Finance – Up To $15,000
- [4/20/23] Added $50 Rakuten bonus for Robinhood signup
- [2/20/23]Â Added Wells Fargo Premier $2,5000 bonus
- [2/15/23] Added Axos $250 bonus
- [1/13/23] Updated Chase Self-Directed from $625 to $700
- [12/4/22] Updated Stash from $50 to $110
- [11/20/22] Updated Fidelity bonus from $100 to $150
- [10/29/22] Removed M1 Finance – Up To $5,000
- [8/3/22] Added Robinhood $600 bonus
- [7/28/22] Added Chase YouInvest – Up To $625 Bonus
- [7/25/22] Added Fidelity Bloom – $86 Bonus
- [3/4/22] Updated Schwab Starter Kit Offer from $50 to $101
- [2/14/22] Added Streetbeat – $1,020
- [2/13/22] Added Titan – $100 – No Requirements
- [1/30/22] Added Merrill Edge – Up To $1,000
- [1/24/22] Added TD Ameritrade $1,000 Bonus
- [1/24/22] Removed Axos Bank $150 Bonus
- [12/7/21] Added Axos Bank $150 Bonus
- [11/11/21] Added Axos Bank $100 Bonus
- [11/11/21] Added M1 Finance $500
- [10/24/21] Added Tastyworks $500 Bonus
- [10/19/21] Added Fidelity $100 Bonus
- [10/19/21] Removed Fidelity $50 Bonus
- [10/8/21] Added Fidelity $50 Bonus
- [10/8/21] Removed Fidelity $100 Bonus
- [4/17/21] Removed Merrill Edge – Up To $900
- [4/10/21] Removed SoFi Invest – Invest $1,000+, Get $50 Bonus
- [4/7/21] Added Popular Bank: Up To $1,000 Brokerage Bonus FL, NJ, NY
- [3/19/21] Removed Dough – Free Stock
- [2/4/21] Added SoFi Invest – Up To $2,500
- [1/13/21] Added TradeStation – Deposit $500, Get $100
- [11/25/20] Removed Chase YouInvest – Up To $725 Bonus
- [8/18/20] Citi Wealth Management – Up To $3,500
- [8/9/20] Removed TD Ameritrade – Up To $1,500
- [8/4/20] Added Interactive Brokers – Up To $1,000
- [5/2/20] Removed PNC Invest – Up To $1,500
- [5/1/20] Added M1 Finance – Up To $2,500
- [4/19/20] Added TradeStation – Up To $2,500
- [2/7/20] Added Dough – Free Stock
- [2/2/20] Removed M1 Finance – Up to $2,500
- [1/16/20] Added TradeUP – $50 + Free Stocks
- [1/9/2020] Added Stash Invest – $50
- [1/5/2020] Removed Tastyworks – $250 Bonus
- [12/31/19] Added Tastyworks – $250 Bonus
- [12/20/19] Added Firstrade – Free Stock
- [10/5/19] Added Merrill Edge – Up To $900
- [10/2/19] Added SoFi Invest – Invest $100+, Get $50 Bonus
- [10/1/19] Removed Coin Brokerage – $50
- [8/13/19] Removed SoFi Invest – $25
- [8/3/19] Added SoFi Invest – $25
- [07/30/19] Added Coinbase – $50
- [07/07/19] Removed PNC – Up To $1,500
- [06/-3/19]: Removed Ellevest Online Investing $50 Signup Offer via Referral + $50 Referral
- [06/02/19]: Added PNC Investments: Invest $20k-$500k And Get A $50-$1,500 Bonus
Webull is doing a flat 2% bonus (no tiers) for new customers only until September 30, 2025. This looks similar to the 2024 bonus except that the bonus will be paid in monthly installments over 24 months instead of 50% after one year and 50% after two years. And you get 30 days of premium and the 4% APY booster. Valid for deposits from $2,000 to $1,000,000. https://www.webull.com/offers-promotions/deposit
Direct link to promo you mentioned: https://www.webull.com/offers-promotions/deposit
Nice, will post soon
Looks like Webull does not let you transfer *any* money out and keep your bonus, be warned.
“After the first payment date, if your withdrawals and transfers out are greater than your deposits and transfers in, you will be disqualified from receiving any remaining bonus installments.”
Robinhood has reintroduced the 1% bonus for taxable and 2% for IRAs again until July 7. The five year holding period of the bonus plus transferred value applies (you can withdraw profits above that). https://robinhood.com/us/en/support/articles/account-transfer-bonus-june/
Here are terms for the IRA bonus: https://robinhood.com/us/en/support/articles/ira-gold-match-2025-june/
I missed this one. Bummer that they are requiring 5 years for the 1% bonus. I did it at the 2 year requirement, and even that was a lot.
Just saw an offer for $1000 instead of $700 on Chase Self-Directed:
This is an invitation to get up to $1,000 when you open a J.P. Morgan Self-Directed Investing account—an investing experience that puts you in control
Link?
question.. I just did a Chase Self-directed bonus.. just got the bonus and about to close account. Seems like I need to wait 12 months from closure before going for round 2?
I have a similar question. Based on my understanding, one can open multiple Chase Self-directed accounts? You can get the bonus for a new account given it has been 12 months since you got the bonus last time. Therefore you do not necessarily close the account for opening a new account to get again the bonus, it is only the date for your last bonus that matters. Am I understanding correctly?
Is there a list of brokerage bonuses that are allowed to be churned, somewhere? I keep seeing Merrill mentioned but are there others?
Chase private client. Having to go in with the coupon code can be a bit painful tho
thanks! oh! have to go into a branch? if so, that’s inconvenient
To my knowledge, these brokerages are not churnable: TastyTrade, moomoo, HSBC.
Some other brokerages I know that come out with unique offers from time to time that you can participate in include SoFi, TradeUP, and Webull.
Not sure about others.
Wow Citi can be done 4x per year? I just did my first Citi Invest this year.. well still waiting for the bonus to post.. it’s due later this month. I was told I need to keep my Citi checking open until the bonus posts. But catch-22.. if I close my Citi checking then it could be difficult to open a new one in the future.. since Citi seems to block me for a few years in between churns.
Does WellsFargo do smaller bonuses? I only see that 250k brokerage bonus for WellsFargo right now. I guess I should close my old WellsTrade account I don’t use.. in case of any churn opportunities.
I was able to churn SoFi in the past around 2022.. but I think they cracked down on it.
I was really hoping to find a brokerage bonus I could do, that’s available to me, because I want to park some SGOV somewhere.. but looks like I can’t find any that I currently qualify for at this moment. I’ve already done TradeUP, TT, etc.
You don’t need to close the WellsTrade account. The bonus is for the Premier checking account, and an existing WellsTrade account can be linked to it. But I haven’t seen Wells bonuses (that count brokerage balance) for lower than $250K.
Hi
Summer For Schwab, I just remembered that I had to ask for new offers while I was already doing the referral offer for $500/$100k, and they came back with something similar as long as I was depositing new money.
However I asked them to match the TastyTrade offer for $1k/$100k, and they said they’d match if I did the $2k/$250k tier instead. I eventually went with TastyTrade because I wanted the lower tier. So I think it is possible to participate in additional offers with Schwab if you ask.
For Citi, yes my advisor said the offer is valid once per quarter so I split my IRA to do 2 back-to-back quarters. The bonuses were deposited into my IRA.
I believe
sg77 is correct about Wells Fargo in that I have not seen a lower tier than $250k and that you keep your WellsTrade account open.
nice! I should ask Schwab if they have any offers. I got my first and only bonus with them like 13 years ago.
I’m curious, did you ask them over the phone? Or did you do via chat / secure message so there’s written proof?
Sorry for all the questions, but for Citi.. do you know how Citi calculates the “once per quarter?” Like for example, I opened my account in February.. but received the bonus in June. Does that mean I need to wait until 3rd quarter of 2025 or I could go for another bonus now?
For Citi, I realized I did Citi Personal Wealth Management and not Citi Self-Invest because CPWM had better tiers. The terms might be different for Self-Invest. My advisor (free) helped me open the CPWM accounts.
Regarding “once per quarter”, CPWM will have the current quarter’s deadlines on the offer page and when those expire, the next quarter will be posted. I’m not sure if you did CPWM or Citi Self-Invest. If you did CPWM Q1 offer in Feb, you should be able to do the CPWM Q2 offer which ends in June.
Again, my DP with Citi is with CPWM and not Self-Invest.
You don’t have to close the CPWM account. Leave a couple hundred bucks worth of ETFs just to keep it open. It streamlines the next round, as much as Citi can be streamlined.
actually, I haven’t done HSBC. but I also don’t see any current bonuses with them at the moment.
https://www.us.hsbc.com/refer
hi
catcat sounds good! Can I please have a referral? can I email you? tia
I think the following brokerage bonuses are churnable, that I did not see mentioned yet:
-Tradestation
-eToro
TradeStation no-go.. several datapoints showing churn failed in 2024 and 2025. For me they denied it even I met all requirements and filed CFPB
eToro.. any good offers currently? 🙂
E*Trade is churnable. I’ve done it at least 3 times, maybe even more (i don’t have access to my whole history right now).
I know it’d be crazy work, but maybe putting the tiers on this page for each broker, all one line (eg. $100,000:$500;$250,000:$2000;$500,000:$3000;$1,000,000:$5000) would make it easy to search so someone looking to invest 500k could quickly see the highest offer
Different brokerages have their tiers at different levels. Some don’t have tiers. There aren’t that many brokerages, so it only takes a short while to compare them.
Don’t see this brokerage bonus being discussed anywhere. CIT bank has a self-directed investment account with bonus up to $750, managed by First Citizens Wealth:
https://www.cit.com/cit-bank/invest/self-directed-investing
I got an email about it today. beware of the fees. outgoing acat fee $100 (partial and full). IF you do an ira and closeout its $95 and if the balance is less than 100,000 the ira also has a $50 annual fee. they also have a no activity fee of $50 if balance below 100,000 for all types.
pdf of fees
https://www.firstcitizens.com/content/dam/firstcitizens/pdfs/hosted/wealth/self-directed-investing-fee-schedule.pdf
the positive is that it looks like you can close right after receiving the bonus but calculate the fees before doing so. I was going to with an ira, but between the acat and closure fee as partial wouldnt be worth it. it would cost $195 of the bonus to start with.
why do an IRA with so many fees? just do an individual brokerage and not worry
even with the individual brokerage there is a $100 acat out fee (even partial) and a no activity fee if under 100,000. I was looking for the larger bonus which is why i was looking at an ira account with them. my brokerage is locked up with webull which i just deposited to and they have a much higher bonus for the same deposit amounts. THey also have an acat out fee, $75.
Thanks for all of the details. The outgoing transfer fee is $100. It did not specify partial or full. I see many other brokerages also has the same fee listed, but they do not actually charge for partial transfer fee. I guess we need a dp on this. The good thing about this promotion is that you only need to maintain the funds for 60 days and you can close it after you get the bonus.
Should probably take Robinhood and SoFi off the list.
The current entry in the list for Merrill is described as “Only valid for new Bank of America customers who open new checking account and connect with a Merrill advisor on the phone who will apply the offer.” That is inaccurate. The $3,000 deal has expired (and your linked page says that) but the $1000 new money/new account bonus at Merrill Edge is still active: https://www.merrilledge.com/offers/pr1000
Updated now
It looks like Robinhood dropped an elevated 2% brokerage transfer bonus today https://go.robinhood.com/goldmonth
Currently P1 and P2 have a joint WellsTrade brokerage account at Wells Fargo. Is there any brokerage firm offering bonus and also allow ACAT from ‘joint’ brokerage account to ‘single’ brokerage account? My goal is to make it a single ownership account as P1 and P2 taking turn to own the account in order to double the bonus amount? Any suggestions?