It’s almost the end of the month and the end of the year, there are a lot of deals that are expiring on December 31st so I thought I’d do a recap of the deals that are dying and also say a few words about each deal/offer (and if I think they will be extended or not).
Contents
Bank Account Bonuses
View the current best bank account bonuses
- Citibank $300 Checking Bonus with $15,000 Initial Deposit – No Direct Deposit Needed. Will likely be extended, but I am hoping they come back with a $400 offer.
- [WV, PA, OH, IN, KY Only] WesBanco $200 Checking Promotion. No idea if they will extend or not. I suspect not.
- [OR, WA only] Columbia Credit Union $100 Checking Bonus – No Direct Deposit. Hasn’t been extended in the past.
- [MD, DC & VA only] Sandy Spring Bank $100 Checking Bonus. Bit of a weird offer and I’m not sure if they usually extend it or not.
- [OH, PA only] Dollar Bank $150 Checking Bonus In Branch. Hasn’t been extended in the past.
- [OH, MI, IN, PA, KY, WV] Huntington Bank $500 Fast Track Business Checking Bonus, In Branch. See below.
- [OH, MI, IN, PA, KY, WV] Huntington Bank $300 Community Business Checking Bonus, In Branch. I think either this will be extended, or they will come out with another offer.
- [AZ only] MidFirst Bank $150 Checking Bonus – Direct Deposit Optional. Unsure if it’ll be extended or not.
- CIT Bank High Yield Savings Account Up To $200 Bonus + 0.95% APY – Nationwide. Requires a huge deposit so unlikely to be worth it for most people.
- [OK only] MidFirst Bank $125 Checking Bonus – Direct Deposit Optional. Unlikely to be extended.
- [AZ, IA, IL, WI, CO, NM] Bank & Trust $200 Money Market/Savings Bonus For Existing Customers. Unlikely to be extended.
- [NY & CA only] Industrial and Commercial Bank of China (ICBC-USA) $185 Business & $160 Personal Checking Bonus. No idea if they extend or not.
- [MO only] FCB South County Bank $125 Checking Bonus. Not sure if they extend or not.
- [MA only] Blue Hills Bank $250 Gift Card In Branch Business Checking Promotion. Unsure.
- [FL, MS, NC, SC, TN, TX, VA only] First Tennessee $150 Visa Gift Card Business Checking or Savings Promotion. Likely to either be extended or replace with another offer.
- Northpointe $50 Bonus + $50 To Charity + 5% APY Checking Account – No Bonus Requirements – DoC Exclusive. Suspect this will be extended, but don’t know for sure.
- [WA only] BECU $100 Referral Checking Bonus For Both Parties – No Direct Deposit Required. Will likely be extended.
- [KS, MO, NE, IA, WY, CO only] Pinnacle Bank $100 Checking Bonus, No Requirements For Bonus. Will more than likely be extended.
- [NM, NE, WY, CO] Bank Of Colorado $100 Checking Bonus +$100 Donation To Charity – No Requirements. Same as above.
- [WI & IL Only]Heritage Credit Union $100 Money Market Bonus. Requires a massive deposit.
- PNC $300 Checking Bonus [AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV]. Will more than likely be extended.
- [AZ only] Arizona Central Credit Union $200 Checking Bonus. Will probably be extended.
- [MA, NH, RI, or VT] Capital One 360 $100 Checking Bonus. Was extended in the past.
- Ascend Federal Credit Union $100 Checking Bonus Hendersonville, TN Branch Only (No Direct Deposit Required). Limited footprint, doubt it will be extended.
- [CO only] Denver Community Credit Union $100 Referral Bonus For Both Parties – No Direct Deposit + 5.28% APY Account. Another one we don’t know enough about.
- [MI, OH + Targeted] Monroe Bank & Trust (MBT) $150 Checking Bonus. Targeted offer.
- [PA, NJ, and DE] Royal Bank America Checking Bonus: $100 Amazon Gift Card – No Direct Deposit. Still don’t know if it’s a hard or soft pull.
- [AZ only] Desert Schools Federal Credit Union $100 Referral Bonus For Both Parties. Still don’t enough about this bonus.
- PNC $400 Checking Bonus [IL Only]. Has been extended in the past, but this is as good as this bonus gets so I’d grab it now.
- [FL, IN, KY, OH & TN] Republic Bank $100 Student Checking Bonus – No Direct Deposit Requirements. Hard pull kills the deal.
- [LA, MS, FL, AL, TX] Hancock Whitney Bank $150 Checking Bonus. Hope this isn’t extended as they have had bigger bonuses in the past.
- [CA, AZ & CO] $200 FirstBank Checking Bonus. Constantly extended.
- Merrill Edge Brokerage Bonus: Up To $1000 In Cash. If you’re on the fence for Merrill Edge, now is the time.
Credit Card Bonuses
View current best credit card bonuses
- American Express Membership Rewards: 50% Transfer Bonus To Plenti (500:750) – Get 1.5¢ Per Point. Very much an underrated deal, great way to get rid of some Membership Rewards points at a decent rate.
- 50% Transfer Bonus: American Express Membership Rewards To Iberia (250:300). Problem is we still don’t know how this program will change when Avios merge.
- American Express Membership Rewards: 40% Transfer Bonus To Alitalia (1000:1400). The fact they devalue with little to no notice makes this a deal breaker for me.
- Haven’t Used Your Chase Ritz-Carlton $300 Travel Credit? Here’s What To Know. Needs to post to your account before the 31st, so it might already be too late but should be time.
- Haven’t Used Your American Express $200/$100 Travel Credit? Here’s What To Know. See above.
- Haven’t Used Your Citi Prestige $250 Travel Credit? Here’s What To Know. See above.
- [YMMV] 2,500 SPG Points For Adding An Authorized User For American Express Cardholders. Easy points if you’re targeted.
- [YMMV] 2,500 Delta Miles For Adding An Authorized User & Spending $500. Some easy Delta miles if you have this offer.
- [Targeted] Spend $2,000 Outside Bestbuy & Get $200 Reward Certificate With Citi Best Buy Card. Targeted offer but worth completing if you have it.
- [Targeted] American Express Blue Cash Everyday Offer – Preferred Categories Until End Of Year For Existing Cardholders. Very nice deal to maximize grocery stores.
- [YMMV] Discover Cardholders – Get 30% Back On Uber Rides. There has been a lot of Uber promotions recently, but might be worth using this one up as it expires soon.
- [Targeted]Visa Fidelity: Extra 1x Point Per $1 Spent (3% Cashback) After $X In Spend. Max this out if you haven’t already and find it useful.
- Chase Marriott Cardholders: Spend $50 At GAP Stores, Get $20 Back ($7 Moneymaker). Quick little money maker.
- American Express Offering 2x Membership Rewards Points At Select Merchants. 2x isn’t that exciting.
- Targeted Offer on Various Barclaycards for up to $20 Back. Meh offer.
- [Targeted] Banana Republic, Gap, Old Navy Etc. Credit Cards Earning 5x Points + 100 Points Per Day. Bit late to be really maximizing this deal.
- [Targeted] USAA Preferred Cash Rewards $200 Bonus. Deal is a bit confusing due to the two different dates listed.
- [Targeted] Spend $1,000 Or More On Bank of America Credit Card – Get $50 Off Any Alaska Airlines Flight. Not bad if you can reach the spend requirement and will have a paid flight with Alaska.
- Navy Federal Offering 2% Extra Cashback At Warehouse Clubs Until December 31st, 2016 (Up To 4x W/ No Cap). Last chance to use this.
- [Targeted] 4x Total Rewards Credits Per $1 Spent.
Amex Offer Deals
- #AmExStaples: Spend $100, Get $20 (Online Only) – $13.05 Moneymaker. If you have this offer saved, it’s a winner.
- #AmexNewegg $25 Off $200, Lock in Savings Anywhere with Gift Card Purchases. Lots of gift cards to buy at a discount, including Visa cards.
- #AmexBestBuy: Spend $250, Get $25 Back. Another nice way to lock in discounts on gift cards both online and in-store.
- Amex Offers: Up to 6,000 MR Points for Purchases at Panera, Dunkin, Papa John’s, & Burger King. Buy a gift card at your favorite restaurant to lock in the deal.
- [Targeted] Amex Offers: Get 2,000 Points with Courtyard by Marriott. People have had success buying a gift card at the desk. Even better if you have this 3,000 MR offer for Marriott which will stack with the Courtyard offer.
- [Targeted] AmEx Offers: 10% Off Your Insurance Bill (Limit Of $30 Back). Time to prepay this if you can.
- #AmexHilton: Spend $250, Get $50 Back.
- Amex Offers: Delta $60 Off $300 [Targeted]. Lock in the discount with a gift card. Expires 1/2/17.
- #AmexExxonMobil: Spend $30 Get $5 Back At The Pump * 2. Fill ‘er up.
- Amex Offer for Business Cards: $20 off $100 at Office Max/Depot. Small moneymaker buy purchasing $200 Visa/MC gift cards.
- Amex Offers: $15 off $100 at Macy’s and macys.com [Targeted]. Expires 12/30.
- [Targeted] AmEx Offer At Lowe’s: Spend $50, Get $10 (Third Party Giftcards For 20% Off). Nice way to lock in Amazon or even Visa gift cards at 20% off.
- [Targeted] AmEx Offer: 3x MR Points At Amazon.com. Finish off those Amazon purchases now.
- [Targeted] AmEx Offer Saks Fifth Avenue: Spend $450, Get $100 – Make $20+ Profit. Was a great deal when coupons were reducing the price of gift cards as well, but sadly that didn’t last long.
- [Targeted] AmEx Offer: Spend $500 On Delta Or Partners, Get $100 Back. Good chance to lock in some paid flights and get a discount if you have any coming up.
- Targeted AmEx Offer: Spend $500 With Emirates & Get $100 Back (Stack For $150 Off $500). Same as above.
- [Targeted] AmEx Offer: Undercover Tourist (Disney etc), Spend $100, Get $20 Back. Pretty good deal if you have plans to visit Disney.
- New AmEx Offers: #AmexSears, #AmexFIVEGUYS, #AmexOliveGarden, #AmexFedex, #AmexTCS. The Sears and Five Guys deals expires on the 31st. Lock in the Sears deal with gift cards.
- New AmEx Offers: #AmexBonefish, #AmexSwarovski.
- New AmEx Offers: #AmExDell, #AmexJCPenney, #AmexBoxed, #AmexDrybar, #AmexPetco. Only some expire this December.
- [Targeted] AmEx Offer: Lyft, Get 2x Membership Rewards Points. 2x points is pretty average.
Other Deals
- Free $15 on Amazon for Discover Cardholders [Prime Only, First Time Only]. Excellent deal if you didn’t do this already and you have Prime.
- [YMMV] Free Kohl’s $10 Discover Deal, Expires 12/31/2016. If you don’t want to use the credit, exchange it for Amazon credit in the comments.
- Discover: $20 Off $200 at Best Buy [Targeted]
- Discover: Spend $100 Get $10 At Home Depot [Targeted]. Might be useful to some.
- Amazon: Get $5 Off $25+ With Amazon Assistant (Works On Giftcards). Don’t think Amazon typically extends these deals but there is a chance we could see a similar/same deal in the future.
- Two Free $65 Uber Rides at Select Airports for Amex Cardholders [expires 12/31]. Great deal if you have a use for it.
- 50% Off up to Five Uber Rides with Android Pay – BACK AGAIN. Remember to use this up if you have any Uber rides coming up.
- Free 1,500 La Quinta Points For Linking Any Visa Card + Ability To Redeem Points For Most Purchases. Some nice and easy free points.
- [YMMV] Paypal Mystery Rewards: Spend $100 & Get $5, $10, $15 or $100. Nice and easy $5 at the very least if you’re targeted.
- Samsung Pay Rewards Redemption Details Are Out + 2x Points Until December 31st, 2016. Good time to get the highest level of status for upcoming months, I suspect we will see more promotions for Samsung Pay.
- 100 Free Hilton HHonors Points. Not sure if this is usually extended or not.
- [YMMV] $20 Off $25+ At Home Depot When You Pay With Paypal In Store. Great deal that you should use if you’re targeted.
- [YMMV] $5 Statement Credit From American Express For First Time App User. Easy $5
- 30% Transfer Bonus To Cathay Pacific Asia Miles (Hotel Programs, Including SPG). SPG is really the only program worth transferring from.
- Kroger & Affiliates: $20+ Moneymaker & Free Beer [AK, ID, OR or WA]. Great deal if you live in the target area.
- [YMMV] Control Card: Load A Check & Get $10 Bonus. May or may not work.
- Two Free Premium Drinks At Delta Skyclub For American Express Delta Cardholders. Drinks are normally free, but this gives you access to premium drinks.
- United Shopping Portal Bonus – 1,000 Miles For $250 In Spend – Lots Of Restrictions. Deal has too many restrictions for most people.
- 2,000 IHG Points For Joining Dine & Earn And Spending $30+. These come and go, so no huge rush.
- Get £20 (~$25) Off Any Item + Enter To Win £100 From Luxury Travel Diary – DoC Readers Only. Last chance to use this up.
- $50 Statement Credit When You Spend $500+ At Hyatt Regency For Hyatt Cardholders – Bad Deal. Better to purchase gift cards at a discount, but Hyatt have had issues with gift cards recently.
- [YMMV] Free $10 Amazon Credit with $50 Gift Card Purchase. First time gift card purchasers only, same deal will be back next month.
- 1,000 Free Voila Hotel Rewards Points. Free points but I doubt most people will have a use for them.
- Rocketmiles (Hotel Booking Website) $50 Amazon Giftcard For New Users & Amazon.com Cardholders. Make sure you price compare as I find that Rocketmiles is usually more expensive.
Misc
- Donate To A Charity Using Paypal & They’ll Add An Extra 1%. Good time of year to sort out any charity donations you’d like to make.
- SPG & Total Rewards Partnership To End On December 31st, 2016. Just something to keep in mind, might make sense to rebook elsewhere now that you won’t earn credits for these stays.
- Free Returns for Purchases Paid with Paypal [2016]. If you need to make returns with Paypal, now is the time to do it.
Our Verdict
I’m sure I missed some stuff, so let us know in the comments below. It’s worth spending a bit of time going through this list (and checking back later to look at the comments to see what I’ve missed) so that you can grab any last minute deals possible.
