Published on April 13th, 2017 | by William Charles152
Best Current Credit Card Sign Up Bonuses For April, 2017
Reposting this for April, I’ve updated it as much as I can. I’ll be keeping this updated as I go now and reposting every month, if you think something should be included and isn’t – let us know in the comments. Similarly let us know the reverse! You can view the most recent changes by clicking here.
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Given how popular our best bank account bonus page is, I thought I’d try my hand at something similar for credit card bonuses. This page will be updated regularly, so feel free to bookmark it and share it on social media/forums (I’ll also add it to the header under credit cards to make it easily accessible). Keep in mind we do not use credit card affiliate links, so this is an unbiased list.
A few final thoughts before we get to this list:
- There will be a random amount of entries on this list at any one time dependent on how many cards I currently think are worth signing up for.
- I’ll be taking into account whether a bonus is at it’s highest level ever or not (mostly because I don’t think an offer is truly the best if it regularly goes up to a higher level or I suspect it’ll go to a higher level in the near future).
- I won’t be taking into account special application rules (e.g Chase 5/24 rule or American Express once per lifetime rule), but I will mention them clearly.
- If there is a card that is popular and I haven’t included, I’ll put it under “Not On The List” and explain my reasons why.
Keep in mind that having a clear goal will help you decide what the best cards for you are! If you don’t want to travel and just want to earn cash back, then the best card for you will be different than somebody that wants to fly first class to Paris and stay in 5 star accommodation.
- 1 Personal Cards
- 1.1 Platinum 100,000 Point Offer
- 1.2 Merrill+ 50,000 Points Phone Offer
- 1.3 Wells Fargo Propel World 40,000 Points In Branch Or Phone
- 1.4 Chase Sapphire Preferred – Up To 75,000 Points
- 1.5 Barclaycard Arrival 50,000 Points
- 1.6 Avianca Vuela Visa Card – 40,000/60,000
- 1.7 Wells Fargo Visa Signature 20,000 Point Bonus
- 1.8 Chase Marriott Personal Premier 100,000 + 7,500 Points
- 1.9 Bank of America Alaska Airlines 30,000 Miles + $100 Statement Credit
- 1.10 Chase IHG 80,000 Points (Personal)
- 1.11 Chase Southwest Personal Plus/Premier – 50,000 Points
- 1.12 Citi Prestige 50,000 Points
- 1.13 TravElite Credit Card From FNBO – $250 + $100 In Airline Incidentals
- 1.14 Discover it – $50 + Double Cash Back
- 1.15 Chase Hyatt Two Free Night + $50 + 5,000 Point Bonus
- 1.16 U.S. Bank FlexPerks Gold American Express – 30,000 Points
- 2 Business Card Bonuses
- 3 Not On The List
- 4 Recent Changes
- 5 Final Thoughts
These cards are listed in order from absolute best to best (e.g the better cards are at the top).
Platinum 100,000 Point Offer
Not everybody is able to get this offer to show, but if you are then it’s a great offer. Just keep in mind it does have a massive $550 annual fee, but for that you get good lounge access, $200 in airline incidentals per calendar year (so you can get it twice and only pay the annual fee once) and $200 in Uber credits per card member year as well. Obviously not for everybody, but if you can maximize those airline incidentals then this is a really great offer.
Merrill+ 50,000 Points Phone Offer
This deal did disappear for a bit and then was available by phone only,
now we have an online link again back to phone only. This is worth $500 in cash or $1,000 towards airfare. More information on redeeming points here.
Wells Fargo Propel World 40,000 Points In Branch Or Phone
This card isn’t available online anymore and I can’t see it being available in branch for too much longer either. Card also comes with $100 in travel reimbursements each year and the annual fee of $175 is waived the first year as well. Points are worth 1¢ each so this bonus is worth $400 + the $100 in travel reimbursements.
Chase Sapphire Preferred – Up To 75,000 Points
There is an in branch offer for up to 75,000 points on the Chase Sapphire Preferred. I believe it is supposed to be for CPC clients but readers are having success applying for the in branch 50,000 point offer and then requesting a match. This offer would be much higher if this was more of a guarantee to work but it’s still worth trying if you get an in branch pre-approval to bypass the 5/24 rule.
Barclaycard Arrival 50,000 Points
Standard offer on this card is 40,000 points so this is slightly increased. Annual fee of $89 is waived the first year as well. The card has had some benefits cut, this means it isn’t worth holding long term anymore (at least in my opinion) but this bonus is worth $250 in cash or $500 against travel charges. You also get 5% of points back when redeeming for travel, effectively making this bonus worth $525+ in travel.
The nice thing is that this card is issued by Barclaycard and they usually pull your TransUnion credit report and don’t have as many restrictions on getting sign up bonuses multiple times (although the cards are harder to get approved for).
Avianca Vuela Visa Card – 40,000/60,000
Best part of this card is two fold:
- It’s issued by Banco Popular, we don’t know a lot about them currently but at least it’s something different.
- The card requires no spend to get the bonus, only a single purchase!
Unfortunately the annual fee of $149 is not waived in the first year, but still great deal. The downside is that some people have been having major issues with their card.
Wells Fargo Visa Signature 20,000 Point Bonus
Makes Wells Fargo points worth 1.5¢ each towards airfare. Also earns 5x on Gas, Grocery, Drugstores for first six months (unfortunately can’t put much volume through anymore).
Chase Marriott Personal Premier 100,000 + 7,500 Points
Even if you don’t value Marriott points highly, this offer is still interesting as you can transfer them at a ratio of 3:1 to SPG. You can read more about what the best options are for Marriott/SPG points here.
Bank of America Alaska Airlines 30,000 Miles + $100 Statement Credit
The real value here is the fact that Bank of America allows you to combine inquiries. That means you can pair this bonus with another Bank of America card (or two) and only receive the single hard pull.
Chase IHG 80,000 Points (Personal)
This one takes a bit of work to actually get, you have to apply for a lower offer and then asked to be matched to the 80,000 offer but I haven’t heard of any reports of people not being successful in that match, although it does require a slightly higher $2,000 spend now. IHG points aren’t the most valuable, although if you can find hotels that work with their Points Break list this bonus would be worth 20 free nights (highly unlikely).
One of the big pluses of this card is that every year you receive a free night certificate that can be used on any IHG property (annual fee is only $49) so this is one of the few cards that I think is worth considering long term. Also the Chase 5/24 rule doesn’t apply to this card.
Chase Southwest Personal Plus/Premier – 50,000 Points
Great cards, especially if you can get approved for one of these and then the 60,000 points on the business card. As that gives you enough points for the Southwest companion pass. It’s also a good time of year for these cards you’ll have the companion pass for the majority of 2017 and all of 2018. Difficulty is getting approved as the chase 5/24 rule does apply to these cards. You can view what to do with your Southwest points here.
Citi Prestige 50,000 Points
Honestly cuts to the benefits of this card have hurt, but the sign up bonus is still good. Keep in mind another big annual fee of $450 on this card, again offset by the $250 travel credit (see what counts for this credit here). Citi also has strict application rules that mean you won’t be eligible if you’ve opened or closed any ThankYou cards within the past 24 months.
TravElite Credit Card From FNBO – $250 + $100 In Airline Incidentals
Not a huge sign up bonus (only $250) but the card does also offer $100 in airline incidentals and has no annual fee meaning it could be great value long term if that benefit stays around.
Discover it – $50 + Double Cash Back
The sign up bonus on this card is low ($50 when you use a referral) but the real bonus is that after the first year you get your cash back doubled for that year (including the $50 referral bonus). This card has 5% rotating categories (up to $1,500 in spend per quarter), this means you’ll get 10% cash back on those categories. This card really only makes sense if you’ll be able to max out those categories at least some of the time.
There is also currently a public $75 bonus offer. Read our review.
Chase Hyatt Two Free Night + $50 + 5,000 Point Bonus
Good offer, but you need to make sure you have a plan for those two free night certificates otherwise you can quickly end up needing to redeem them for a sub optimal option. This is as good as this offer gets (unless you prefer pure point offers. Last one was 40,000 points but they are highly targeted).
U.S. Bank FlexPerks Gold American Express – 30,000 Points
Relatively new card, points are worth $300 in cash or up to $600 in airfare (or $450 in hotels) so some good value to be had here with a nice fallback cash redemption option as well. Annual fee of $85 is not waived in the first year, but it does also earn 3x points for restaurant purchases.
Business Card Bonuses
Chase Southwest Business Premier – 60,000 Points
Really good card, especially if you can get approved for one of the personal Southwest cards as well – that way you have enough Southwest points for the companion pass. This is a good time of year to go for the companion pass as well as you’ll get the pass for the rest of 2017 and 2018. Chase 5/24 rule does apply to this card and the personal cards, so it’ll be extremely difficult for most people to get the two bonuses required for this bonus.
City National Bank 100,000 Point Visa Business Offer
Requires a big spend of $15,000. Offer is valid until March 31st, 2017. Card doesn’t have any annual fee or benefits like the personal card. Points are worth 1¢ towards airfare, so bonus is $1,000 in airfare for $15,000 in spend. Good deal if you can get it. Requires opening in branch (NY, DE, GA, TN, NV & CA).
Not On The List
- American Express Hilton 75,000/100,000 Offers. By no means a bad deal, but there were leaked links for 100,000/125,000 recently so I suspect we will see those offers publicly available sometime in the near future. If you have an immediate need for Hilton points then these cards could make sense.
- Citi Hilton 75,000 offer. Similar to above (but no leaked links of a higher offer). I suspect Hilton points will become less valuable in the short term with the removal of award categories. In addition to this, I think the Citi AA no 24 month language offers present better value.
- Chase Ink Preferred 80,000 point offer. There is a rumor of a higher 100,000 point offer coming, even if that is a targeted offer you might as well wait to see if you are targeted.
- American Express Delta Gold 50,000 + $50/$100. Similar to above, offers of 75,000 miles have been floating around. I never feel comfortable holding Delta miles, especially now that they have no award chart. Again, if you have an immediate need/plan for the miles then go for it.
- American Express Delta Platinum 70,000 + 10k MQM + $100. Again, same as above. If you have an immediate need go for it.
- I also didn’t include any of the American Express incognito mode offers as people seem to have difficulty to get them to show up. There are some really good offers there though, so it’s worth checking to see if you’re eligible for any of them. Here are some (I’ve tried to somewhat rank them):
- Blue Cash Everyday: Up To $450 Back ($250 Sign Up Bonus + 10% On Restaurants)
- AmEx Everyday 25,000 points
- American Express Green Charge Card 25,000 Membership Rewards Points Offer
- American Express Gold Charge Card 25,000 Membership Rewards Points Bonus
- Blue Cash Preferred: Up To $450 Back ($250 Sign Up Bonus + 10% On Restaurants)
- AmEx Everyday Preferred 30,000 points
- Amex Business Gold Rewards 75,000 Signup Bonus for $5,000 Spend [YMMV]
- Platinum Card from American Express for Ameriprise Financial. Annual fee on this card is waived first year (normally $450). Wait until it comes with a sign up bonus as well to jump onto this.
I thought it would be useful to list when and why I make changes here.
- [04/27] Added American Express Personal Platinum 100,000 Points After $5,000 In Spend
- [04/24] Added Wells Fargo Visa Signature 20,000 Point Bonus – Worth $300 Towards Airfare & 5x On Gas, Grocery, Drugstores
- [04/24] Added Chase Hyatt Two Free Night + $50 + 5,000 Point Bonus
- [04/12] Added TravElite Credit Card From FNBO Review – Now With 25,000 Point ($250 Sign Up Bonus), No AF + $100 Travel Credit
- [04/12] Added Chase Marriott 100k point offer
- [04/07] Removed SPG 35,000 point offers
- [03/21] Removed CitiBusiness / AAdvantage Platinum Select 50,000 Signup Bonus
- [03/20] Added Merrill+ phone offer
- [03/14] Added CNB 100,000 point business offer
- [03/14] Added CNB 70,000 point personal offer
- [03/14] Removed Ritz-Carlton 3 free night offer as bonus has expired
- [03/14] Removed Chase Sapphire Reserve as bonus has dropped to 50,000 points
- [03/06] Removed Citi AA 50k offer with no 24 month language as it expired again
- [03/05] Added Chase Sapphire Preferred up to 75,000 point offer
- [03/05] Removed Merrill+ card as the offer had expired
- [02/28] Added Citi American Airlines 50,000 Offer without 24 Month Language
- [02/26] Added Citi Business AA 50k offer as it contains no 24 month language.
- [02/26] Removed the blue for business offer from American Express as it had expired
- [02/21] Added the Chase Ritz-Carlton 3 night Link as I didn’t know it was still available
- [o2/21] Removed Citi American Airlines 50k/60k offer because the no 24 month language link has died.
I’m looking forward to the comments on this one, what do you think I’ve gotten wrong? What should be higher and what should be lower? What missed out and what should be removed from the list all together?