One of the main limits to signing up for bank account bonuses is the fact that they usually pull your ChexSystems report, this is similar to your credit report that is maintained by Experian/Equifax/TransUnion but tracks deposit accounts instead. Some banks & credit unions won’t allow you to open an account if you have too many new accounts on your Chexsystems report, but not all financial institutions look at your ChexSystems report and these won’t show up. I thought it would be useful to have a dedicated page to this.
The easiest way to find out what financial institutions do/don’t pull your ChexSystems is by requesting a free copy of your report and then comparing that to the accounts you’ve signed up for recently. If you do this, please share your results in the comments.
Contents
- 1 Banks & Credit Unions That Do Pull Your ChexSystems
- 1.1 1st Advantage Federal Credit Union
- 1.2 1st Source
- 1.3 1st United
- 1.4 316 Financial
- 1.5 Abound FCU
- 1.6 Academy Bank
- 1.7 Achieva Credit Union
- 1.8 Affinity Credit Union
- 1.9 Air Academy Credit Union
- 1.10 Alden Credit Union
- 1.11 All America Bank
- 1.12 Alliant
- 1.13 Ally
- 1.14 Amalgamated
- 1.15 Amerant Bank
- 1.16 American Eagle
- 1.17 Ameris Bancorp
- 1.18 Andigo Bank
- 1.19 Andrews Federal Credit Union
- 1.20 Arizona Central Credit Union
- 1.21 Arkansas Federal Credit Union
- 1.22 Arvest
- 1.23 Astoria
- 1.24 Atlantic Credit Union
- 1.25 Avidia Bank
- 1.26 Axos Bank
- 1.27 Bancorp South
- 1.28 Bank Independent
- 1.29 Bank of Greene County
- 1.30 Bank of Maine
- 1.31 Bank Of The West
- 1.32 BankMutual
- 1.33 Bank OZK
- 1.34 BB&T
- 1.35 Bethpage
- 1.36 BMO Harris
- 1.37 Bank of Colorado
- 1.38 Bank of Denver
- 1.39 Bank Of Hawaii
- 1.40 Bank Of Hope
- 1.41 Bank of the West
- 1.42 BankPurely
- 1.43 Bar Harbor Bank & Trust
- 1.44 Bask Bank
- 1.45 BECU
- 1.46 Blue Federal Credit Union
- 1.47 Blue Foundry Bank
- 1.48 Blue Hills Bank
- 1.49 BlueVine
- 1.50 BluPeak
- 1.51 BrightStar Credit Union
- 1.52 Brio Direct
- 1.53 Buckeye State Bank
- 1.54 Busey Bank
- 1.55 Byline Bank
- 1.56 Cambridge Savings Bank
- 1.57 Camden National Bank
- 1.58 Canyon View Credit Union
- 1.59 Carter Bank
- 1.60 Carver Federal Savings Bank
- 1.61 CBT Bank
- 1.62 CEFCU
- 1.63 Centennial Bank & Trust
- 1.64 Centier Bank
- 1.65 Central Bank of Oklahoma
- 1.66 Central Bank of the West
- 1.67 Century Bank
- 1.68 Chartway Federal Credit Union
- 1.69 Chemical
- 1.70 Chesapeake Bank
- 1.71 Christian Community Credit Union (CCCU)
- 1.72 CIBC
- 1.73 CIBM Bank
- 1.74 CIT Bank
- 1.75 Citi
- 1.76 City National Bank
- 1.77 Citywide
- 1.78 Clearview Credit Union
- 1.79 Climate First Bank
- 1.80 Clinton Savings Bank
- 1.81 Columbia Bank (NJ)
- 1.82 Columbia Bank (MD)
- 1.83 Comerica Bank
- 1.84 Commerce Bank
- 1.85 CommonWealth One Credit Union
- 1.86 Community First Credit Union
- 1.87 Compass Credit Union
- 1.88 Costumers Bank
- 1.89 Country Bank For Savings
- 1.90 Credit Human Federal Credit Union
- 1.91 Credit Union Of Colorado
- 1.92 Customers Bank
- 1.93 Cyprus Credit Union
- 1.94 Dedham Savings Bank
- 1.95 Del Norte Credit Union
- 1.96 Digital Federal Credit Union (DCU)
- 1.97 Dollar Bank
- 1.98 Dollar Savings Direct
- 1.99 E*Trade
- 1.100 Eagle Federal Credit Union
- 1.101 East Boston Savings Bank
- 1.102 Eastern Bank
- 1.103 Eastman Savings Bank
- 1.104 Elements Financial
- 1.105 Elevations Credit Union
- 1.106 ENT Credit Union
- 1.107 Equity Bank
- 1.108 Essex Bank
- 1.109 Liberty Federal Credit Union (Evansville Teachers Federal Credit Union)
- 1.110 Excite Credit Union
- 1.111 Fairwinds Credit Union
- 1.112 Farmers Insurance Federal Credit Union
- 1.113 Fidelity Bank (PA)
- 1.114 Fidelity Bank (MA/Online)
- 1.115 Fidelity (Cash Management)
- 1.116 Fidelity
- 1.117 Financial Builders Credit Union
- 1.118 Fifth Third
- 1.119 First Advantage Bank
- 1.120 First American Bank
- 1.121 FirstBank
- 1.122 First Bank (Myfirstbank)
- 1.123 First Bank Financial Center
- 1.124 First Bank & Trust
- 1.125 First Citizens Bank
- 1.126 First Class Community Credit Union
- 1.127 First Commerce Credit Union
- 1.128 First Commonwealth Federal Credit Union
- 1.129 First Federal Bank of Kansas City
- 1.130 First Federal Of Lakewood
- 1.131 First Financial Bank
- 1.132 First Financial Credit Union
- 1.133 First Horizon Bank
- 1.134 First Merchants Bank
- 1.135 First Midwest Bank
- 1.136 First National Bank
- 1.137 First National Bank of Long Island
- 1.138 First National bank of Omaha (FNBO)
- 1.139 First National Bank of PA
- 1.140 First National Bank & Trust (WI)
- 1.141 First National Bank of Waterloo
- 1.142 First Niagara
- 1.143 First Republic Bank
- 1.144 First Tech Federal Credit Union
- 1.145 First Tennessee
- 1.146 First Trade Union Bank
- 1.147 First United Bank
- 1.148 Fitsimons Credit Union
- 1.149 Five Star Bank
- 1.150 Flagstar Bank
- 1.151 Flushing Bank
- 1.152 Florida Community Bank
- 1.153 Forcht Bank
- 1.154 Found
- 1.155 Fulton Bank
- 1.156 Gateway First Bank
- 1.157 GBC Bank
- 1.158 GECU Federal Credit Union
- 1.159 Goldman Sachs Bank
- 1.160 Great River Federal Credit Union
- 1.161 Great Southern Bank
- 1.162 Grow Financial Credit Union
- 1.163 GTE Financial Credit Union
- 1.164 Gulf Coast Bank & Trust
- 1.165 Hanscom Federal Credit Union
- 1.166 HarborOne Bank
- 1.167 HarborStone Credit Union
- 1.168 Healthcare Associates Credit Union
- 1.169 Home Federal Bank Tennessee
- 1.170 Home Savings Bank
- 1.171 HomeStreet Bank
- 1.172 Hometown Community Banks
- 1.173 HomeTrust Bank
- 1.174 Hudson Valley
- 1.175 Iberia Bank
- 1.176 Ideal Credit Union
- 1.177 Indiana Members Credit Union
- 1.178 Investors Bank
- 1.179 iTHINK Financial
- 1.180 Jovia
- 1.181 Justice Federal Credit Union
- 1.182 Keen Bank
- 1.183 KeyBank
- 1.184 Keypoint
- 1.185 Kohler Credit Union
- 1.186 Lakeland Bank
- 1.187 Lake Shore Savings
- 1.188 LBS Financial Credit Union
- 1.189 Leader Bank
- 1.190 LegacyTexas Bank
- 1.191 Liberty Bank For Savings
- 1.192 Local Bank
- 1.193 Lyons National Bank
- 1.194 Macatawa
- 1.195 Mainstreet Federal Credit Union
- 1.196 Marquette Bank
- 1.197 Memory Bank
- 1.198 Middlesex Federal Credit Union
- 1.199 MidFirst Bank (Monifi)
- 1.200 Midland States Bank
- 1.201 Minnwest Bank
- 1.202 Mission Federal Credit Union
- 1.203 MoneyLion
- 1.204 Monona Bank
- 1.205 Mountain America Credit Union
- 1.206 Municipal Credit Union
- 1.207 My Banking Direct
- 1.208 MyUSA
- 1.209 Nationwide Bank
- 1.210 NBKC Bank
- 1.211 Neighborhood Credit Union
- 1.212 Nevada State Bank
- 1.213 Newtek Bank
- 1.214 Newtown Savings Bank
- 1.215 NJCU FCU
- 1.216 NWFCU
- 1.217 North Easton Savings Bank
- 1.218 Northern Bank Direct
- 1.219 Northfield Bank
- 1.220 Northpointe Bank
- 1.221 Northstate Bank
- 1.222 Northwest Bank
- 1.223 Northwest Federal Credit Union
- 1.224 NRLFCU
- 1.225 NuVision Federal Credit Union
- 1.226 OceanFirst
- 1.227 Old National Bank
- 1.228 Old Second Bank
- 1.229 Omni Community Credit Union
- 1.230 OneWest Bank
- 1.231 Onpath Federal Credit Union
- 1.232 Onpoint Community Credit Union
- 1.233 Orange County Credit Union
- 1.234 Orion Federal Credit Union
- 1.235 PayPal
- 1.236 Parkside Credit Union
- 1.237 Pathways Financial Credit Union
- 1.238 PECU
- 1.239 Penn Community Bank
- 1.240 Pennsylvania State Employees Credit Union
- 1.241 Peoples Bank
- 1.242 People’s United Bank
- 1.243 Picatinny Federal Credit Union
- 1.244 Pinnacle Bank
- 1.245 Pittsfield Coop Bank
- 1.246 Police Credit Union Of California
- 1.247 Popular Community Bank
- 1.248 Porte Bank
- 1.249 Power Financial Credit Union
- 1.250 Premier Bank
- 1.251 Premier Member Credit Union
- 1.252 Presidential Bank
- 1.253 Primis
- 1.254 Provident Credit Union
- 1.255 PSECU
- 1.256 Quontic Bank
- 1.257 Quorum
- 1.258 RBFCU
- 1.259 Redstone Federal Credit Union
- 1.260 Republic Bank
- 1.261 Rockland Trust Bank
- 1.262 Salal Credit Union
- 1.263 Salem Five Bank
- 1.264 Sandy Spring Bank
- 1.265 San Francisco Federal Credit Union
- 1.266 Santander
- 1.267 Scient Federal Credit Union
- 1.268 Seacoast National
- 1.269 SECU
- 1.270 Security Bank of Crawford
- 1.271 Securityplus Federal Credit Union
- 1.272 SENB Bank
- 1.273 Service Credit Union
- 1.274 Service Federal Credit Union
- 1.275 SkyOne
- 1.276 Sound Community Bank
- 1.277 Southstate Bank
- 1.278 Sunward (Previously SLFCU)
- 1.279 SmartBank
- 1.280 Southern Bank & Trust
- 1.281 Southland Credit Union
- 1.282 S&T Bank
- 1.283 Stanford Credit Union
- 1.284 Star One
- 1.285 State Bank of India
- 1.286 State Department Federal Credit Union
- 1.287 State Farm Bank
- 1.288 Sterling National Bank
- 1.289 Stoneham Bank
- 1.290 South State Bank
- 1.291 Sun East Federal Credit Union
- 1.292 Sunflower Bank
- 1.293 Susser Bank
- 1.294 Synchrony
- 1.295 TDECU
- 1.296 Teachers Credit Union
- 1.297 Teachers Federal Credit Union
- 1.298 Tech CU
- 1.299 Telhio Credit Union
- 1.300 The State Bank Group (IL)
- 1.301 Three Rivers Credit Union
- 1.302 Thrivent Federal Credit Union
- 1.303 TIAA
- 1.304 T-Mobile Money
- 1.305 Town and Country Bank
- 1.306 Travis Credit Union
- 1.307 Truist
- 1.308 Truliant
- 1.309 Trustco Bank
- 1.310 TTCU Federal Credit Union
- 1.311 UFB Direct
- 1.312 Umass Five Federal Credit Union
- 1.313 UMB Bank
- 1.314 UniBank
- 1.315 Unify
- 1.316 UnionBank
- 1.317 Union Bank & Trust
- 1.318 United Community Bank
- 1.319 Unitus Community Credit Union
- 1.320 University First Federal Credit Union
- 1.321 Univest
- 1.322 U of I Community Credit Union
- 1.323 US Alliance
- 1.324 US Century
- 1.325 USE Credit Union
- 1.326 Utah First
- 1.327 Webster Bank
- 1.328 Wesbanco
- 1.329 Wescom
- 1.330 Westfield Bank
- 1.331 Westmark Credit Union
- 1.332 Wings Financial Credit Union
- 1.333 Wisconsin Bank & Trust
- 1.334 WyHy FCU
- 1.335 Vantage Credit Union
- 1.336 VantageWest
- 1.337 Veridian Credit Union
- 1.338 Visions Federal Credit Union
- 1.339 VyStar Credit Union
- 1.340 Xceed Financial Credit Union
- 2 Banks & Credit Unions That Don’t Pull Your ChexSystems
- 2.1 Academy Bank
- 2.2 ACNB
- 2.3 Addition Financial
- 2.4 Albert Bank
- 2.5 American Express High Yield Savings
- 2.6 Arizona Financial Credit Union
- 2.7 Armed Forces Bank
- 2.8 Ashland Credit Union
- 2.9 Aspiration
- 2.10 Atmos Financial
- 2.11 Bank of America
- 2.12 BankESB
- 2.13 Bank of Missouri
- 2.14 Barclays
- 2.15 BBVA Compass
- 2.16 Cedar Rapids Bank & Trust (CRB&T)
- 2.17 Central Minnesota Credit Union
- 2.18 CFG Bank
- 2.19 Chase
- 2.20 Cheese (Coastal Community)
- 2.21 Chime
- 2.22 Coastal Credit Union
- 2.23 ConnexUs
- 2.24 Consumers Credit Union
- 2.25 Copper Banking
- 2.26 Current (Metropolitan Commercial)
- 2.27 Delta Community Credit Union
- 2.28 Educational Systems Federal Credit Union
- 2.29 Ellevest
- 2.30 Empower
- 2.31 Enzo
- 2.32 Figure Pay
- 2.33 First Florida Credit Union
- 2.34 Fitness Bank
- 2.35 GoBank
- 2.36 Grasshopper
- 2.37 Greensboro Municipal FCU
- 2.38 Hancock Whitney
- 2.39 H-E-B Debit
- 2.40 Heritage Bank
- 2.41 HUSTL
- 2.42 Incredible Bank
- 2.43 Juno
- 2.44 Langley Credit Union
- 2.45 Laurel Road
- 2.46 LendingClub
- 2.47 Lili Bank
- 2.48 Live Oak Bank
- 2.49 M1 Finance
- 2.50 Marcus Bank
- 2.51 Metropolitan Commercial Bank
- 2.52 Nearside
- 2.53 Motiv
- 2.54 Navy Federal Credit Union (NFCU)
- 2.55 NetSpend
- 2.56 NorthOne
- 2.57 Old Missouri
- 2.58 One Finance
- 2.59 On Tap Credit Union
- 2.60 Oxygen
- 2.61 PenFed
- 2.62 Regions Bank
- 2.63 Revolut
- 2.64 Roger Bank
- 2.65 Simple Finance
- 2.66 SoFi Money
- 2.67 Spiral
- 2.68 Stash
- 2.69 Stripe
- 2.70 TAB Bank
- 2.71 TBK Bank
- 2.72 TD Bank
- 2.73 Texas Trust Credit Union
- 2.74 Upgrade
- 2.75 USAA
- 2.76 Varo Money
- 2.77 WinTrust
- 2.78 Wise
- 2.79 Wysh
- 2.80 Zynlo
- 3 Banks & Credit Unions With Mixed Data Points
- 3.1 Associated Bank
- 3.2 Barclays
- 3.3 Capital One 360
- 3.4 Charles Schwab
- 3.5 Citizens Bank
- 3.6 Discover
- 3.7 HM Bradley
- 3.8 HSBC
- 3.9 Huntington
- 3.10 Insight
- 3.11 Lake Michigan CU
- 3.12 M&T Bank
- 3.13 Oostburg State Bank
- 3.14 PNC
- 3.15 SunTrust
- 3.16 TCF Bank
- 3.17 Tower Federal Credit Union
- 3.18 Unify Financial Credit Union
- 3.19 U.S. Bank
- 3.20 Washington Savings Bank
- 3.21 Wells Fargo
- 4 Final Thoughts
Banks & Credit Unions That Do Pull Your ChexSystems
1st Advantage Federal Credit Union
- Does pull: 1,
1st Source
1st United
- Does pull: 1,
316 Financial
- Does pull: 1,
Abound FCU
Academy Bank
Achieva Credit Union
- Does pull: 1,
Affinity Credit Union
Air Academy Credit Union
Alden Credit Union
- Does pull: 1,
All America Bank
Alliant
Ally
Amalgamated
Amerant Bank
- Does pull: 1,
American Eagle
- Does pull: 1
Ameris Bancorp
- Does pull: 1,
Andigo Bank
Andrews Federal Credit Union
Arizona Central Credit Union
- Does pull: 1
Arkansas Federal Credit Union
- Does pull: 1,
Arvest
- Does pull: 1,
Astoria
- Does pull: 1
Atlantic Credit Union
Avidia Bank
- Does pull: 1
Axos Bank
Bancorp South
Bank Independent
- Does pull: 1,
Bank of Greene County
- Does pull: 1,
Bank of Maine
- Does pull: 1
Bank Of The West
BankMutual
- Does pull: 1
Bank OZK
- Does pull: 1,
BB&T
Bethpage
- Does pull: 1,
BMO Harris
Bank of Colorado
- Does pull: 1
Bank of Denver
- Does pull: 1,
Bank Of Hawaii
- Does pull: 1,
Bank Of Hope
- Does pull: 1,
Bank of the West
BankPurely
Does pull: 1
Bar Harbor Bank & Trust
- Does pull: 1,
Bask Bank
BECU
- Does pull: 1,
Blue Federal Credit Union
Blue Foundry Bank
- Does pull: 1,
Blue Hills Bank
BlueVine
- Does not pull: 1
BluPeak
BrightStar Credit Union
- Does pull: 1
Brio Direct
- Does pull: 1,
Buckeye State Bank
- Does pull: 1,
Busey Bank
- Does pull: 1,
Byline Bank
- Does pull: 1,
Cambridge Savings Bank
Camden National Bank
- Does pull: 1
Canyon View Credit Union
- Does pull: 1,
Carter Bank
- Does pull: 1,
Carver Federal Savings Bank
- Does pull: 1
CBT Bank
- Does pull: CBT Bank,
CEFCU
- Does pull: 1
Centennial Bank & Trust
- Does pull: 1
Centier Bank
- Does pull: 1,
Central Bank of Oklahoma
Central Bank of the West
- Does pull: 1
Century Bank
- Does pull: 1,
Chartway Federal Credit Union
Chemical
- Does pull: 1
Chesapeake Bank
- Does pull: 1,
Christian Community Credit Union (CCCU)
CIBC
CIBM Bank
- Does pull: 1,
CIT Bank
Citi
- Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31,
- Doesn’t pull: 1 (savings)
City National Bank
Citywide
- Does pull: 1,
Clearview Credit Union
- Does pull: 1,
Climate First Bank
- Does pull: 1,
Clinton Savings Bank
- Does pull: 1,
Columbia Bank (NJ)
Columbia Bank (MD)
- Does pull: 1,
Comerica Bank
Commerce Bank
- Does pull: 1,
CommonWealth One Credit Union
- Does pull: 1,
Community First Credit Union
- Does pull: 1,
Compass Credit Union
- Does pull: 1,
Costumers Bank
Country Bank For Savings
- Does pull: 1
Credit Human Federal Credit Union
- Does pull: 1,
Credit Union Of Colorado
- Does pull: 1
Customers Bank
- Does pull: 1
Cyprus Credit Union
- Does pull: 1,
Dedham Savings Bank
- Does pull: 1
Del Norte Credit Union
- Does pull: 1,
Digital Federal Credit Union (DCU)
Dollar Bank
Dollar Savings Direct
- Does pull: 1,
E*Trade
1, 2 (works if Frozen)
Eagle Federal Credit Union
- Does pull: 1
East Boston Savings Bank
- Does pull: 1
Eastern Bank
Eastman Savings Bank
- Does pull: 1,
Elements Financial
Elevations Credit Union
- Does pull: 1
ENT Credit Union
- Does pull: 1,
Equity Bank
Essex Bank
Liberty Federal Credit Union (Evansville Teachers Federal Credit Union)
Excite Credit Union
- Does pull: 1,
Fairwinds Credit Union
Farmers Insurance Federal Credit Union
Fidelity Bank (PA)
Fidelity Bank (MA/Online)
- Does pull: 1,
Fidelity (Cash Management)
Fidelity
- Doesn’t pull: 1,
Financial Builders Credit Union
- Does pull: 1,
Fifth Third
- Does pull: 1, 2, 3 (combined into a single pull for checking & savings on same day), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
First Advantage Bank
- Does pull: 1
First American Bank
- Does pull: 1,
FirstBank
First Bank (Myfirstbank)
- Doesn’t pull: 1,
First Bank Financial Center
- Does pull: 1
First Bank & Trust
- Does pull: 1,
First Citizens Bank
- Does pull: 1
First Class Community Credit Union
- Does pull: 1,
First Commerce Credit Union
- Does pull: 1,
First Commonwealth Federal Credit Union
- Does pull: 1,
First Federal Bank of Kansas City
- Does pull: 1,
First Federal Of Lakewood
- Does pull: 1,
First Financial Bank
First Financial Credit Union
- Does pull: 1
First Horizon Bank
First Merchants Bank
First Midwest Bank
- Does pull: 1,
First National Bank
First National Bank of Long Island
First National bank of Omaha (FNBO)
- Does pull: 1,
First National Bank of PA
- Does pull: 1,
First National Bank & Trust (WI)
- Does pull: 1,
First National Bank of Waterloo
- States they do pull on bonus page
First Niagara
First Republic Bank
- Does pull: 1,
First Tech Federal Credit Union
First Tennessee
First Trade Union Bank
- Does pull: 1
First United Bank
- Does pull: 1,
Fitsimons Credit Union
- Does pull: 1,
Five Star Bank
- Does pull: 1
Flagstar Bank
- Does pull: 1,
Flushing Bank
Florida Community Bank
- Does pull: 1
Forcht Bank
- Does pull: 1,
Found
- Does pull: 1,
Fulton Bank
Gateway First Bank
- Does pull: 1,
GBC Bank
- Does pull: 1,
GECU Federal Credit Union
Goldman Sachs Bank
- Does pull: 1
Great River Federal Credit Union
- Does pull: 1,
Great Southern Bank
- Does pull: 1,
Grow Financial Credit Union
GTE Financial Credit Union
- Does pull: 1,
Gulf Coast Bank & Trust
- Does pull: 1,
Hanscom Federal Credit Union
- Does pull: 1,
HarborOne Bank
HarborStone Credit Union
- Does pull: 1,
Healthcare Associates Credit Union
- Does pull: 1,
Home Federal Bank Tennessee
- Does pull: 1 (via e-mail on 10/8/22)
Home Savings Bank
- Does pull: 1
HomeStreet Bank
- Does pull: 1
Hometown Community Banks
- Does pull: 1
HomeTrust Bank
Hudson Valley
- Does pull: 1
Iberia Bank
Ideal Credit Union
Indiana Members Credit Union
- Does pull: 1,
Investors Bank
iTHINK Financial
- Does pull: 1,
Jovia
Justice Federal Credit Union
- Does pull: 1
Keen Bank
- Does pull: 1,
KeyBank
Keypoint
Kohler Credit Union
- Does pull: 1,
Lakeland Bank
- Does pull: 1,
Lake Shore Savings
- Does pull: 1
LBS Financial Credit Union
- Does pull: 1,
Leader Bank
LegacyTexas Bank
- Does pull: 1
Liberty Bank For Savings
- Does pull: 1
Local Bank
- Does pull: 1,
Lyons National Bank
- Does pull: 1,
Macatawa
- Does pull: 1,
Mainstreet Federal Credit Union
- Does pull: 1,
Marquette Bank
- Does pull: 1
Memory Bank
Middlesex Federal Credit Union
- Does pull: 1,
MidFirst Bank (Monifi)
Midland States Bank
Minnwest Bank
- Does pull: 1,
Mission Federal Credit Union
- Does pull: 1
MoneyLion
- Does pull: 1,
Monona Bank
- Does pull: 1,
Mountain America Credit Union
- Does pull: 1
Municipal Credit Union
- Does pull: 1,
My Banking Direct
MyUSA
- Does pull: 1,
Nationwide Bank
NBKC Bank
- Does pull: 1,
Neighborhood Credit Union
- Does pull: 1,
Nevada State Bank
- Does pull: 1
Newtek Bank
- Does pull: 1,
Newtown Savings Bank
NJCU FCU
- Does pull: 1,
NWFCU
- Does pull: 1,
North Easton Savings Bank
- Does pull: 1,
Northern Bank Direct
- Does pull: 1,
Northfield Bank
- Does pull: 1,
Northpointe Bank
Northstate Bank
- Does pull: 1,
Northwest Bank
Northwest Federal Credit Union
- Does pull: 1,
NRLFCU
NuVision Federal Credit Union
- Does pull: 1
OceanFirst
Old National Bank
Old Second Bank
- Does pull: 1,
Omni Community Credit Union
- Does pull: 1,
OneWest Bank
Onpath Federal Credit Union
- Does pull: 1,
Onpoint Community Credit Union
- Does pull: 1,
Orange County Credit Union
- Does pull: 1,
Orion Federal Credit Union
PayPal
Parkside Credit Union
- Does pull: 1
Pathways Financial Credit Union
- Does pull: 1,
PECU
- Does pull: 1,
Penn Community Bank
- Does pull: 1
Pennsylvania State Employees Credit Union
- Does pull: 1,
Peoples Bank
- Does pull: 1,
People’s United Bank
- Does pull: 1,
Picatinny Federal Credit Union
- Does pull: 1,
Pinnacle Bank
Pittsfield Coop Bank
Police Credit Union Of California
- Does pull: 1,
Popular Community Bank
Porte Bank
Power Financial Credit Union
- Does pull: 1
Premier Bank
Premier Member Credit Union
- Does pull: 1,
Presidential Bank
- Does pull: 1,
Primis
- Does pull: 1,
Provident Credit Union
PSECU
Quontic Bank
Quorum
RBFCU
- Does pull: 1
Redstone Federal Credit Union
Republic Bank
- Does pull: 1,
Rockland Trust Bank
Salal Credit Union
- Does pull: 1,
Salem Five Bank
Sandy Spring Bank
San Francisco Federal Credit Union
Santander
- Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23 (personal & business), 24, 25,
- Doesn’t pull: 1,
Scient Federal Credit Union
- Does pull: 1
Seacoast National
- Does pull: 1
SECU
- Does pull: 1,
Security Bank of Crawford
- Does pull: 1,
Securityplus Federal Credit Union
- Does pull: 1,
SENB Bank
- Does pull: 1,
Service Credit Union
Service Federal Credit Union
- Does pull: 1,
SkyOne
Sound Community Bank
- Does pull: 1,
Southstate Bank
- Does pull: 1,
Sunward (Previously SLFCU)
SmartBank
- Does pull: 1 (via e-mail on 9/24/20)
Southern Bank & Trust
- Does pull: 1,
Southland Credit Union
- Does pull: 1,
S&T Bank
Stanford Credit Union
Star One
State Bank of India
- Does pull: 1,
State Department Federal Credit Union
State Farm Bank
- Does pull: 1,
Sterling National Bank
Stoneham Bank
South State Bank
Sun East Federal Credit Union
- Does pull: 1
Sunflower Bank
Susser Bank
- Does pull: 1,
Synchrony
- Does pull: 1
TDECU
- Does pull: 1,
Teachers Credit Union
- Does pull: 1,
Teachers Federal Credit Union
Tech CU
Telhio Credit Union
- Does pull: 1,
The State Bank Group (IL)
- Does pull: 1,
Three Rivers Credit Union
- Does pull: 1,
Thrivent Federal Credit Union
TIAA
- Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
- Doesn’t pull: 1 (savings), 2 (previous account holder), 3,
T-Mobile Money
- Does pull: 1,
Town and Country Bank
- Does pull: 1
Travis Credit Union
- Does pull: 1,
Truist
Truliant
- Does pull: 1,
Trustco Bank
- Does pull: 1,
TTCU Federal Credit Union
- Does pull: 1,
UFB Direct
- Does pull: 1,
Umass Five Federal Credit Union
- Does pull: 1,
UMB Bank
- Does pull: 1,
UniBank
- Doesn’t pull: 1,
Unify
UnionBank
- Does pull: 1,
Union Bank & Trust
United Community Bank
- Does pull: 1,
Unitus Community Credit Union
- Does pull: 1,
University First Federal Credit Union
- Does pull: 1,
Univest
- Does pull: 1
U of I Community Credit Union
- Does pull: 1,
US Alliance
US Century
- Does pull: 1
USE Credit Union
- Does pull: 1,
Utah First
- Does pull: 1,
Webster Bank
- Does pull: 1,
Wesbanco
- Does pull: 1
Wescom
Westfield Bank
Westmark Credit Union
- Does pull: 1,
Wings Financial Credit Union
Wisconsin Bank & Trust
- Does pull: 1
WyHy FCU
- Does pull: 1 (via e-mail on 4/11/18)
Vantage Credit Union
- Does pull: 1,
VantageWest
Veridian Credit Union
Visions Federal Credit Union
- Does pull: 1,
VyStar Credit Union
- Does pull: 1,
Xceed Financial Credit Union
- Does pull: 1,
Banks & Credit Unions That Don’t Pull Your ChexSystems
Academy Bank
ACNB
- Doesn’t pull: 1
Addition Financial
Albert Bank
American Express High Yield Savings
Arizona Financial Credit Union
- Doesn’t pull: 1,
Armed Forces Bank
Ashland Credit Union
- Doesn’t pull: 1,
Aspiration
Atmos Financial
- Doesn’t pull: 1,
Bank of America
- Did pull: 1,
- Doesn’t pull: 1, 2 (existing savings account), 3, 4, 5, 6, 7, 8, 9,
- Doesn’t pull with existing account: 1, 2 (credit card), 3 (checking)
BankESB
- Doesn’t pull: 1,
Bank of Missouri
- Doesn’t pull: 1,
Barclays
- Doesn’t pull: 1,
BBVA Compass
Cedar Rapids Bank & Trust (CRB&T)
- Doesn’t pull: 1,
Central Minnesota Credit Union
- Doesn’t pull: 1,
CFG Bank
- Doesn’t pull: 1,
Chase
- Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36,
- Business doesn’t pull: 1, 2, 3, 4,
Cheese (Coastal Community)
- Doesn’t pull: 1,
Chime
Coastal Credit Union
ConnexUs
Consumers Credit Union
Copper Banking
- Doesn’t pull: 1,
Current (Metropolitan Commercial)
Delta Community Credit Union
Educational Systems Federal Credit Union
- Doesn’t pull: 1,
Ellevest
- Doesn’t pull: 1,
Empower
- Doesn’t pull: 1,
Enzo
Figure Pay
- Doesn’t pull: 1,
First Florida Credit Union
Fitness Bank
- Doesn’t pull: 1,
GoBank
- Does pull: 1,
Grasshopper
- Doesn’t pull: 1,
Greensboro Municipal FCU
- Doesn’t pull: 1
Hancock Whitney
H-E-B Debit
- Doesn’t pull: 1,
Heritage Bank
- Doesn’t pull: 1,
HUSTL
- Doesn’t pull: 1,
Incredible Bank
- Doesn’t pull: 1,
Juno
- Doesn’t pull: 1,
Langley Credit Union
- Doesn’t pull: 1,
Laurel Road
- Doesn’t pull: 1,
LendingClub
- Doesn’t pull: 1,
Lili Bank
Live Oak Bank
- Doesn’t pull: 1,
M1 Finance
- Doesn’t pull: 1,
Marcus Bank
Metropolitan Commercial Bank
- Doesn’t pull: 1,
Nearside
- Doesn’t pull: 1,
Motiv
- Does pull: 1,
- Doesn’t pull: 1,
NetSpend
- Doesn’t pull: 1,
NorthOne
- Doesn’t pull: 1,
Old Missouri
- Doesn’t pull: 1
One Finance
On Tap Credit Union
- Doesn’t pull: 1,
Oxygen
- Dosn’t pull: 1,
PenFed
Regions Bank
Revolut
Roger Bank
- Doesn’t pull: 1,
Simple Finance
- Doesn’t pull: 1,
SoFi Money
Spiral
- Doesn’t pull: 1,
Stash
- Doesn’t pull: 1,
Stripe
- Doesn’t pull: 1,
TAB Bank
- Doesn’t pull: 1 (6/28/22 via e-mail)
TBK Bank
- Doesn’t pull: 1,
TD Bank
Texas Trust Credit Union
- Doesn’t pull: 1,
Upgrade
USAA
- Doesn’t pull: 1,
Varo Money
WinTrust
Wise
- Doesn’t pull: 1,
Wysh
- Doesn’t pull: 1,
Zynlo
- Doesn’t pull: 1,
Banks & Credit Unions With Mixed Data Points
With banks in this section, it’s probably important to look at the date of data points, stuff that is more recent is more likely to be accurate as some financial institutions have transitioned away from relying on ChexSystems.
Associated Bank
Barclays
Capital One 360
- Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9,
- Doesn’t pull: 1, 2 (already had checking), 3, 4, 5, 6, 7, 8, 9,
Charles Schwab
- Does pull: 1, 2, 3, 4, 5, 6 (for savings account on 2/8/22 via e-mail), 7, 8,
- Doesn’t pull for brokerage ONE investment account: 1
Citizens Bank
Discover
- Checking, does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (savings), 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21,
- Doesn’t pull: 1, 2 (savings), 3 (savings), 4 (savings), 5 (savings), 6 (aaa savings), 7 (savings), 8 (savings), 9 (savings), 10, 11, 12,
HM Bradley
HSBC
Huntington
Insight
- Doesn’t pull: 1
Lake Michigan CU
M&T Bank
Oostburg State Bank
- Doesn’t pull: 1,
PNC
- Does pull: 1, 2, 3, 4, 5, 6, 7, 8,
- Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8 (in branch), 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23,
SunTrust
TCF Bank
Tower Federal Credit Union
Unify Financial Credit Union
- Does pull: 1,
U.S. Bank
- Does pull: 1, 2, 3 (also reports that they have signs up saying they specifically do use ChexSystems), 4, 5, 6, 7, 8,
- Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21,
Washington Savings Bank
- Does pull: 1,
Wells Fargo
- Does pull: 1,
- Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34,
Final Thoughts
Resource pages like this are as useful as readers make them, if you can contribute then please do so to increase the knowledge base for everybody. I’ll be including a link to this page on every bank bonus post to encourage people to share their data points. We’ll also add a section to the quick glance bit for whether they do/don’t use ChexSystems to give quick access to this information as well. If you found this page helpful, you might also enjoy the following pages:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Reference Pages
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Bank Accounts That Can Be Funded With A Credit Card
- List Of Methods Banks Count As Direct Deposits
- Is Opening A Bank Account A Soft Or Hard Pull?
