One of the main limits to signing up for bank account bonuses is the fact that they usually pull your ChexSystems report, this is similar to your credit report that is maintained by Experian/Equifax/TransUnion but tracks deposit accounts instead. Some banks & credit unions won’t allow you to open an account if you have too many new accounts on your Chexsystems report, but not all financial institutions look at your ChexSystems report and these won’t show up. I thought it would be useful to have a dedicated page to this.
The easiest way to find out what financial institutions do/don’t pull your ChexSystems is by requesting a free copy of your report and then comparing that to the accounts you’ve signed up for recently. If you do this, please share your results in the comments.
Contents
- 1 Banks & Credit Unions That Do Pull Your ChexSystems
- 1.1 1st Source
- 1.2 1st United
- 1.3 316 Financial
- 1.4 Abound FCU
- 1.5 Achieva Credit Union
- 1.6 Affinity Credit Union
- 1.7 Air Academy Credit Union
- 1.8 Alden Credit Union
- 1.9 All America Bank
- 1.10 Alliant
- 1.11 Ally
- 1.12 Amalgamated
- 1.13 Amerant Bank
- 1.14 American Eagle
- 1.15 Andigo Bank
- 1.16 Andrews Federal Credit Union
- 1.17 Arizona Central Credit Union
- 1.18 Arkansas Federal Credit Union
- 1.19 Arvest
- 1.20 Astoria
- 1.21 Atlantic Credit Union
- 1.22 Avidia Bank
- 1.23 Axos Bank
- 1.24 Bancorp South
- 1.25 Bank of Greene County
- 1.26 Bank of Maine
- 1.27 Bank Of The West
- 1.28 BankMutual
- 1.29 Bank OZK
- 1.30 BB&T
- 1.31 Bethpage
- 1.32 BMO Harris
- 1.33 Bank of Colorado
- 1.34 Bank of Denver
- 1.35 Bank of the West
- 1.36 BankPurely
- 1.37 Bar Harbor Bank & Trust
- 1.38 Bask Bank
- 1.39 BECU
- 1.40 Blue Federal Credit Union
- 1.41 Blue Foundry Bank
- 1.42 Blue Hills Bank
- 1.43 BlueVine
- 1.44 BluPeak
- 1.45 BrightStar Credit Union
- 1.46 Brio Direct
- 1.47 Buckeye State Bank
- 1.48 Busey Bank
- 1.49 Byline Bank
- 1.50 Cambridge Savings Bank
- 1.51 Camden National Bank
- 1.52 Carver Federal Savings Bank
- 1.53 CBT Bank
- 1.54 CEFCU
- 1.55 Centennial Bank & Trust
- 1.56 Centier Bank
- 1.57 Central Bank of Oklahoma
- 1.58 Central Bank of the West
- 1.59 Century Bank
- 1.60 Chartway Federal Credit Union
- 1.61 Chemical
- 1.62 Chesapeake Bank
- 1.63 Christian Community Credit Union (CCCU)
- 1.64 CIBC
- 1.65 CIBM Bank
- 1.66 CIT Bank
- 1.67 Citi
- 1.68 City National Bank
- 1.69 Citywide
- 1.70 Clearview Credit Union
- 1.71 Climate First Bank
- 1.72 Clinton Savings Bank
- 1.73 Columbia Bank (NJ)
- 1.74 Columbia Bank (MD)
- 1.75 Comerica Bank
- 1.76 Commerce Bank
- 1.77 Community First Credit Union
- 1.78 Compass Credit Union
- 1.79 Costumers Bank
- 1.80 Country Bank For Savings
- 1.81 Credit Union Of Colorado
- 1.82 Customers Bank
- 1.83 Cyprus Credit Union
- 1.84 Dedham Savings Bank
- 1.85 Del Norte Credit Union
- 1.86 Digital Federal Credit Union (DCU)
- 1.87 Dollar Bank
- 1.88 Dollar Savings Direct
- 1.89 E*Trade
- 1.90 Eagle Federal Credit Union
- 1.91 East Boston Savings Bank
- 1.92 Eastern Bank
- 1.93 Eastman Savings Bank
- 1.94 Elements Financial
- 1.95 Elevations Credit Union
- 1.96 ENT Credit Union
- 1.97 Equity Bank
- 1.98 Essex Bank
- 1.99 Liberty Federal Credit Union (Evansville Teachers Federal Credit Union)
- 1.100 Excite Credit Union
- 1.101 Fairwinds Credit Union
- 1.102 Farmers Insurance Federal Credit Union
- 1.103 Fidelity Bank (PA)
- 1.104 Fidelity Bank (MA/Online)
- 1.105 Fidelity (Cash Management)
- 1.106 Fidelity
- 1.107 Financial Builders Credit Union
- 1.108 Fifth Third
- 1.109 First Advantage Bank
- 1.110 First American Bank
- 1.111 FirstBank
- 1.112 First Bank (Myfirstbank)
- 1.113 First Bank Financial Center
- 1.114 First Bank & Trust
- 1.115 First Citizens Bank
- 1.116 First Class Community Credit Union
- 1.117 First Commerce Credit Union
- 1.118 First Commonwealth Federal Credit Union
- 1.119 First Federal Bank of Kansas City
- 1.120 First Federal Of Lakewood
- 1.121 First Financial Bank
- 1.122 First Financial Credit Union
- 1.123 First Horizon Bank
- 1.124 First Merchants Bank
- 1.125 First Midwest Bank
- 1.126 First National Bank
- 1.127 First National Bank of Long Island
- 1.128 First National bank of Omaha (FNBO)
- 1.129 First National Bank of PA
- 1.130 First National Bank & Trust (WI)
- 1.131 First National Bank of Waterloo
- 1.132 First Niagara
- 1.133 First Republic Bank
- 1.134 First Tech Federal Credit Union
- 1.135 First Tennessee
- 1.136 First Trade Union Bank
- 1.137 First United Bank
- 1.138 Fitsimons Credit Union
- 1.139 Five Star Bank
- 1.140 Flagstar Bank
- 1.141 Flushing Bank
- 1.142 Florida Community Bank
- 1.143 Forcht Bank
- 1.144 Found
- 1.145 Fulton Bank
- 1.146 Gateway First Bank
- 1.147 Goldman Sachs Bank
- 1.148 Great River Federal Credit Union
- 1.149 Great Southern Bank
- 1.150 Grow Financial Credit Union
- 1.151 GTE Financial Credit Union
- 1.152 Gulf Coast Bank & Trust
- 1.153 Hanscom Federal Credit Union
- 1.154 HarborOne Bank
- 1.155 HarborStone Credit Union
- 1.156 Healthcare Associates Credit Union
- 1.157 Home Federal Bank Tennessee
- 1.158 Home Savings Bank
- 1.159 HomeStreet Bank
- 1.160 Hometown Community Banks
- 1.161 HomeTrust Bank
- 1.162 Hudson Valley
- 1.163 Iberia Bank
- 1.164 Ideal Credit Union
- 1.165 Indiana Members Credit Union
- 1.166 Investors Bank
- 1.167 iTHINK Financial
- 1.168 Jovia
- 1.169 Justice Federal Credit Union
- 1.170 Keen Bank
- 1.171 KeyBank
- 1.172 Keypoint
- 1.173 Lakeland Bank
- 1.174 Lake Shore Savings
- 1.175 LBS Financial Credit Union
- 1.176 Leader Bank
- 1.177 LegacyTexas Bank
- 1.178 Liberty Bank For Savings
- 1.179 Lyons National Bank
- 1.180 Macatawa
- 1.181 Mainstreet Federal Credit Union
- 1.182 Marquette Bank
- 1.183 Memory Bank
- 1.184 Middlesex Federal Credit Union
- 1.185 MidFirst Bank (Monifi)
- 1.186 Midland States Bank
- 1.187 Mission Federal Credit Union
- 1.188 MoneyLion
- 1.189 Monona Bank
- 1.190 Mountain America Credit Union
- 1.191 My Banking Direct
- 1.192 MyUSA
- 1.193 Nationwide Bank
- 1.194 NBKC Bank
- 1.195 Neighborhood Credit Union
- 1.196 Nevada State Bank
- 1.197 Newtek Bank
- 1.198 Newtown Savings Bank
- 1.199 NJCU FCU
- 1.200 NWFCU
- 1.201 North Easton Savings Bank
- 1.202 Northern Bank Direct
- 1.203 Northfield Bank
- 1.204 Northpointe Bank
- 1.205 Northstate Bank
- 1.206 Northwest Bank
- 1.207 Northwest Federal Credit Union
- 1.208 NRLFCU
- 1.209 NuVision Federal Credit Union
- 1.210 OceanFirst
- 1.211 Old National Bank
- 1.212 Old Second Bank
- 1.213 OneWest Bank
- 1.214 Onpoint Community Credit Union
- 1.215 Orange County Credit Union
- 1.216 Orion Federal Credit Union
- 1.217 PayPal
- 1.218 Parkside Credit Union
- 1.219 Pathways Financial Credit Union
- 1.220 PECU
- 1.221 Penn Community Bank
- 1.222 Peoples Bank
- 1.223 People’s United Bank
- 1.224 Picatinny Federal Credit Union
- 1.225 Pinnacle Bank
- 1.226 Pittsfield Coop Bank
- 1.227 Popular Community Bank
- 1.228 Porte Bank
- 1.229 Power Financial Credit Union
- 1.230 Premier Bank
- 1.231 Premier Member Credit Union
- 1.232 Presidential Bank
- 1.233 Primis
- 1.234 Provident Credit Union
- 1.235 PSECU
- 1.236 Quontic Bank
- 1.237 Quorum
- 1.238 RBFCU
- 1.239 Redstone Federal Credit Union
- 1.240 Republic Bank
- 1.241 Rockland Trust Bank
- 1.242 Salal Credit Union
- 1.243 Salem Five Bank
- 1.244 Sandy Spring Bank
- 1.245 Santander
- 1.246 Scient Federal Credit Union
- 1.247 Seacoast National
- 1.248 Security Bank of Crawford
- 1.249 SENB Bank
- 1.250 Service Credit Union
- 1.251 Service Federal Credit Union
- 1.252 SkyOne
- 1.253 Sunward (Previously SLFCU)
- 1.254 SmartBank
- 1.255 Southern Bank & Trust
- 1.256 Southland Credit Union
- 1.257 S&T Bank
- 1.258 Stanford Credit Union
- 1.259 Star One
- 1.260 State Bank of India
- 1.261 State Department Federal Credit Union
- 1.262 State Farm Bank
- 1.263 Sterling National Bank
- 1.264 Stoneham Bank
- 1.265 South State Bank
- 1.266 Sun East Federal Credit Union
- 1.267 Sunflower Bank
- 1.268 Susser Bank
- 1.269 Synchrony
- 1.270 TDECU
- 1.271 Teachers Credit Union
- 1.272 Teachers Federal Credit Union
- 1.273 Tech CU
- 1.274 Telhio Credit Union
- 1.275 The State Bank Group (IL)
- 1.276 Three Rivers Credit Union
- 1.277 Thrivent Federal Credit Union
- 1.278 TIAA
- 1.279 T-Mobile Money
- 1.280 Town and Country Bank
- 1.281 Truist
- 1.282 Truliant
- 1.283 Trustco Bank
- 1.284 TTCU Federal Credit Union
- 1.285 UFB Direct
- 1.286 Umass Five Federal Credit Union
- 1.287 UMB Bank
- 1.288 UniBank
- 1.289 Unify
- 1.290 UnionBank
- 1.291 Union Bank & Trust
- 1.292 United Community Bank
- 1.293 Unitus Community Credit Union
- 1.294 University First Federal Credit Union
- 1.295 Univest
- 1.296 U of I Community Credit Union
- 1.297 US Alliance
- 1.298 US Century
- 1.299 USE Credit Union
- 1.300 Utah First
- 1.301 Webster Bank
- 1.302 Wesbanco
- 1.303 Wescom
- 1.304 Westfield Bank
- 1.305 Westmark Credit Union
- 1.306 Wings Financial Credit Union
- 1.307 Wisconsin Bank & Trust
- 1.308 WyHy FCU
- 1.309 Vantage Credit Union
- 1.310 VantageWest
- 1.311 Veridian Credit Union
- 1.312 Visions Federal Credit Union
- 1.313 VyStar Credit Union
- 1.314 Xceed Financial Credit Union
- 2 Banks & Credit Unions That Don’t Pull Your ChexSystems
- 2.1 Academy Bank
- 2.2 ACNB
- 2.3 Addition Financial
- 2.4 Albert Bank
- 2.5 American Express High Yield Savings
- 2.6 Arizona Financial Credit Union
- 2.7 Armed Forces Bank
- 2.8 Ashland Credit Union
- 2.9 Aspiration
- 2.10 Atmos Financial
- 2.11 Bank of America
- 2.12 BankESB
- 2.13 Bank of Missouri
- 2.14 Barclays
- 2.15 BBVA Compass
- 2.16 Cedar Rapids Bank & Trust (CRB&T)
- 2.17 Central Minnesota Credit Union
- 2.18 CFG Bank
- 2.19 Chase
- 2.20 Cheese (Coastal Community)
- 2.21 Chime
- 2.22 Coastal Credit Union
- 2.23 ConnexUs
- 2.24 Consumers Credit Union
- 2.25 Copper Banking
- 2.26 Current (Metropolitan Commercial)
- 2.27 Delta Community Credit Union
- 2.28 Educational Systems Federal Credit Union
- 2.29 Ellevest
- 2.30 Empower
- 2.31 Enzo
- 2.32 Figure Pay
- 2.33 First Florida Credit Union
- 2.34 Fitness Bank
- 2.35 GoBank
- 2.36 Grasshopper
- 2.37 Greensboro Municipal FCU
- 2.38 Hancock Whitney
- 2.39 H-E-B Debit
- 2.40 Heritage Bank
- 2.41 HUSTL
- 2.42 Incredible Bank
- 2.43 Juno
- 2.44 Langley Credit Union
- 2.45 Laurel Road
- 2.46 LendingClub
- 2.47 Lili Bank
- 2.48 Live Oak Bank
- 2.49 M1 Finance
- 2.50 Marcus Bank
- 2.51 Metropolitan Commercial Bank
- 2.52 Nearside
- 2.53 Motiv
- 2.54 Navy Federal Credit Union (NFCU)
- 2.55 NetSpend
- 2.56 NorthOne
- 2.57 Old Missouri
- 2.58 One Finance
- 2.59 On Tap Credit Union
- 2.60 Oxygen
- 2.61 PenFed
- 2.62 Regions Bank
- 2.63 Revolut
- 2.64 Roger Bank
- 2.65 Simple Finance
- 2.66 SoFi Money
- 2.67 Spiral
- 2.68 Stash
- 2.69 Stripe
- 2.70 TAB Bank
- 2.71 TBK Bank
- 2.72 TD Bank
- 2.73 Texas Trust Credit Union
- 2.74 Upgrade
- 2.75 USAA
- 2.76 Varo Money
- 2.77 WinTrust
- 2.78 Wise
- 2.79 Wysh
- 2.80 Zynlo
- 3 Banks & Credit Unions With Mixed Data Points
- 3.1 Associated Bank
- 3.2 Barclays
- 3.3 Capital One 360
- 3.4 Charles Schwab
- 3.5 Citizens Bank
- 3.6 Discover
- 3.7 HM Bradley
- 3.8 HSBC
- 3.9 Huntington
- 3.10 Insight
- 3.11 Lake Michigan CU
- 3.12 M&T Bank
- 3.13 Oostburg State Bank
- 3.14 PNC
- 3.15 SunTrust
- 3.16 TCF Bank
- 3.17 Tower Federal Credit Union
- 3.18 Unify Financial Credit Union
- 3.19 U.S. Bank
- 3.20 Washington Savings Bank
- 3.21 Wells Fargo
- 4 Final Thoughts
Banks & Credit Unions That Do Pull Your ChexSystems
1st Source
1st United
- Does pull: 1,
316 Financial
- Does pull: 1,
Abound FCU
Achieva Credit Union
- Does pull: 1,
Affinity Credit Union
Air Academy Credit Union
Alden Credit Union
- Does pull: 1,
All America Bank
Alliant
Ally
Amalgamated
Amerant Bank
- Does pull: 1,
American Eagle
- Does pull: 1
Andigo Bank
Andrews Federal Credit Union
Arizona Central Credit Union
- Does pull: 1
Arkansas Federal Credit Union
- Does pull: 1,
Arvest
- Does pull: 1,
Astoria
- Does pull: 1
Atlantic Credit Union
Avidia Bank
- Does pull: 1
Axos Bank
Bancorp South
Bank of Greene County
- Does pull: 1,
Bank of Maine
- Does pull: 1
Bank Of The West
BankMutual
- Does pull: 1
Bank OZK
- Does pull: 1,
BB&T
Bethpage
- Does pull: 1,
BMO Harris
Bank of Colorado
- Does pull: 1
Bank of Denver
- Does pull: 1,
Bank of the West
BankPurely
Does pull: 1
Bar Harbor Bank & Trust
- Does pull: 1,
Bask Bank
BECU
- Does pull: 1,
Blue Federal Credit Union
Blue Foundry Bank
- Does pull: 1,
Blue Hills Bank
BlueVine
- Does not pull: 1
BluPeak
- Does pull: 1,
BrightStar Credit Union
- Does pull: 1
Brio Direct
- Does pull: 1,
Buckeye State Bank
- Does pull: 1,
Busey Bank
- Does pull: 1,
Byline Bank
- Does pull: 1,
Cambridge Savings Bank
Camden National Bank
- Does pull: 1
Carver Federal Savings Bank
- Does pull: 1
CBT Bank
- Does pull: CBT Bank,
CEFCU
- Does pull: 1
Centennial Bank & Trust
- Does pull: 1
Centier Bank
- Does pull: 1,
Central Bank of Oklahoma
Central Bank of the West
- Does pull: 1
Century Bank
- Does pull: 1,
Chartway Federal Credit Union
Chemical
- Does pull: 1
Chesapeake Bank
- Does pull: 1,
Christian Community Credit Union (CCCU)
CIBC
CIBM Bank
- Does pull: 1,
CIT Bank
Citi
- Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30,
- Doesn’t pull: 1 (savings)
City National Bank
Citywide
- Does pull: 1,
Clearview Credit Union
- Does pull: 1,
Climate First Bank
- Does pull: 1,
Clinton Savings Bank
- Does pull: 1,
Columbia Bank (NJ)
Columbia Bank (MD)
- Does pull: 1,
Comerica Bank
Commerce Bank
- Does pull: 1,
Community First Credit Union
- Does pull: 1,
Compass Credit Union
- Does pull: 1,
Costumers Bank
Country Bank For Savings
- Does pull: 1
Credit Union Of Colorado
- Does pull: 1
Customers Bank
- Does pull: 1
Cyprus Credit Union
- Does pull: 1,
Dedham Savings Bank
- Does pull: 1
Del Norte Credit Union
- Does pull: 1,
Digital Federal Credit Union (DCU)
Dollar Bank
Dollar Savings Direct
- Does pull: 1,
E*Trade
1, 2 (works if Frozen)
Eagle Federal Credit Union
- Does pull: 1
East Boston Savings Bank
- Does pull: 1
Eastern Bank
Eastman Savings Bank
- Does pull: 1,
Elements Financial
Elevations Credit Union
- Does pull: 1
ENT Credit Union
- Does pull: 1,
Equity Bank
- Does pull: 1,
Essex Bank
Liberty Federal Credit Union (Evansville Teachers Federal Credit Union)
Excite Credit Union
- Does pull: 1,
Fairwinds Credit Union
Farmers Insurance Federal Credit Union
- Does pull: 1,
Fidelity Bank (PA)
Fidelity Bank (MA/Online)
- Does pull: 1,
Fidelity (Cash Management)
Fidelity
- Doesn’t pull: 1,
Financial Builders Credit Union
- Does pull: 1,
Fifth Third
- Does pull: 1, 2, 3 (combined into a single pull for checking & savings on same day), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
First Advantage Bank
- Does pull: 1
First American Bank
- Does pull: 1,
FirstBank
First Bank (Myfirstbank)
- Doesn’t pull: 1,
First Bank Financial Center
- Does pull: 1
First Bank & Trust
- Does pull: 1,
First Citizens Bank
- Does pull: 1
First Class Community Credit Union
- Does pull: 1,
First Commerce Credit Union
- Does pull: 1,
First Commonwealth Federal Credit Union
- Does pull: 1,
First Federal Bank of Kansas City
- Does pull: 1,
First Federal Of Lakewood
- Does pull: 1,
First Financial Bank
First Financial Credit Union
- Does pull: 1
First Horizon Bank
- Does pull: 1,
First Merchants Bank
First Midwest Bank
- Does pull: 1,
First National Bank
First National Bank of Long Island
First National bank of Omaha (FNBO)
- Does pull: 1,
First National Bank of PA
- Does pull: 1,
First National Bank & Trust (WI)
- Does pull: 1,
First National Bank of Waterloo
- States they do pull on bonus page
First Niagara
First Republic Bank
- Does pull: 1,
First Tech Federal Credit Union
First Tennessee
First Trade Union Bank
- Does pull: 1
First United Bank
- Does pull: 1,
Fitsimons Credit Union
- Does pull: 1,
Five Star Bank
- Does pull: 1
Flagstar Bank
- Does pull: 1,
Flushing Bank
Florida Community Bank
- Does pull: 1
Forcht Bank
- Does pull: 1,
Found
- Does pull: 1,
Fulton Bank
Gateway First Bank
- Does pull: 1,
Goldman Sachs Bank
- Does pull: 1
Great River Federal Credit Union
- Does pull: 1,
Great Southern Bank
- Does pull: 1,
Grow Financial Credit Union
- Does pull according to information given by the credit union
GTE Financial Credit Union
- Does pull: 1,
Gulf Coast Bank & Trust
- Does pull: 1,
Hanscom Federal Credit Union
- Does pull: 1,
HarborOne Bank
HarborStone Credit Union
- Does pull: 1,
Healthcare Associates Credit Union
- Does pull: 1,
Home Federal Bank Tennessee
- Does pull: 1 (via e-mail on 10/8/22)
Home Savings Bank
- Does pull: 1
HomeStreet Bank
- Does pull: 1
Hometown Community Banks
- Does pull: 1
HomeTrust Bank
Hudson Valley
- Does pull: 1
Iberia Bank
Ideal Credit Union
Indiana Members Credit Union
- Does pull: 1,
Investors Bank
iTHINK Financial
- Does pull: 1,
Jovia
Justice Federal Credit Union
- Does pull: 1
Keen Bank
- Does pull: 1,
KeyBank
Keypoint
Lakeland Bank
- Does pull: 1,
Lake Shore Savings
- Does pull: 1
LBS Financial Credit Union
- Does pull: 1,
Leader Bank
LegacyTexas Bank
- Does pull: 1
Liberty Bank For Savings
- Does pull: 1
Lyons National Bank
- Does pull: 1,
Macatawa
- Does pull: 1,
Mainstreet Federal Credit Union
- Does pull: 1,
Marquette Bank
- Does pull: 1
Memory Bank
Middlesex Federal Credit Union
- Does pull: 1,
MidFirst Bank (Monifi)
Midland States Bank
Mission Federal Credit Union
- Does pull: 1
MoneyLion
- Does pull: 1,
Monona Bank
- Does pull: 1,
Mountain America Credit Union
- Does pull: 1
My Banking Direct
MyUSA
- Does pull: 1,
Nationwide Bank
NBKC Bank
- Does pull: 1,
Neighborhood Credit Union
- Does pull: 1,
Nevada State Bank
- Does pull: 1
Newtek Bank
- Does pull: 1,
Newtown Savings Bank
NJCU FCU
- Does pull: 1,
NWFCU
- Does pull: 1,
North Easton Savings Bank
- Does pull: 1,
Northern Bank Direct
- Does pull: 1,
Northfield Bank
- Does pull: 1,
Northpointe Bank
Northstate Bank
- Does pull: 1,
Northwest Bank
Northwest Federal Credit Union
- Does pull: 1,
NRLFCU
NuVision Federal Credit Union
- Does pull: 1
OceanFirst
Old National Bank
Old Second Bank
- Does pull: 1,
OneWest Bank
Onpoint Community Credit Union
- Does pull: 1,
Orange County Credit Union
- Does pull: 1,
Orion Federal Credit Union
PayPal
Parkside Credit Union
- Does pull: 1
Pathways Financial Credit Union
- Does pull: 1,
PECU
- Does pull: 1,
Penn Community Bank
- Does pull: 1
Peoples Bank
- Does pull: 1,
People’s United Bank
- Does pull: 1,
Picatinny Federal Credit Union
- Does pull: 1,
Pinnacle Bank
Pittsfield Coop Bank
Popular Community Bank
Porte Bank
Power Financial Credit Union
- Does pull: 1
Premier Bank
Premier Member Credit Union
- Does pull: 1,
Presidential Bank
- Does pull: 1,
Primis
- Does pull: 1,
Provident Credit Union
PSECU
Quontic Bank
Quorum
RBFCU
- Does pull: 1
Redstone Federal Credit Union
Republic Bank
- Does pull: 1,
Rockland Trust Bank
Salal Credit Union
- Does pull: 1,
Salem Five Bank
Sandy Spring Bank
Santander
- Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23 (personal & business), 24, 25,
- Doesn’t pull: 1,
Scient Federal Credit Union
- Does pull: 1
Seacoast National
- Does pull: 1
Security Bank of Crawford
- Does pull: 1,
SENB Bank
- Does pull: 1,
Service Credit Union
Service Federal Credit Union
- Does pull: 1,
SkyOne
Sunward (Previously SLFCU)
SmartBank
- Does pull: 1 (via e-mail on 9/24/20)
Southern Bank & Trust
- Does pull: 1,
Southland Credit Union
- Does pull: 1,
S&T Bank
Stanford Credit Union
Star One
State Bank of India
- Does pull: 1,
State Department Federal Credit Union
State Farm Bank
- Does pull: 1,
Sterling National Bank
Stoneham Bank
South State Bank
Sun East Federal Credit Union
- Does pull: 1
Sunflower Bank
Susser Bank
- Does pull: 1,
Synchrony
- Does pull: 1
TDECU
- Does pull: 1,
Teachers Credit Union
- Does pull: 1,
Teachers Federal Credit Union
Tech CU
Telhio Credit Union
- Does pull: 1,
The State Bank Group (IL)
- Does pull: 1,
Three Rivers Credit Union
- Does pull: 1,
Thrivent Federal Credit Union
TIAA
- Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
- Doesn’t pull: 1 (savings), 2 (previous account holder), 3,
T-Mobile Money
- Does pull: 1,
Town and Country Bank
- Does pull: 1
Truist
Truliant
- Does pull: 1,
Trustco Bank
- Does pull: 1,
TTCU Federal Credit Union
- Does pull: 1,
UFB Direct
- Does pull: 1,
Umass Five Federal Credit Union
- Does pull: 1,
UMB Bank
- Does pull: 1,
UniBank
- Doesn’t pull: 1,
Unify
UnionBank
- Does pull: 1,
Union Bank & Trust
United Community Bank
- Does pull: 1,
Unitus Community Credit Union
- Does pull: 1,
University First Federal Credit Union
- Does pull: 1,
Univest
- Does pull: 1
U of I Community Credit Union
- Does pull: 1,
US Alliance
- Does pull: 1,
US Century
- Does pull: 1
USE Credit Union
- Does pull: 1,
Utah First
- Does pull: 1,
Webster Bank
- Does pull: 1,
Wesbanco
- Does pull: 1
Wescom
Westfield Bank
Westmark Credit Union
- Does pull: 1,
Wings Financial Credit Union
Wisconsin Bank & Trust
- Does pull: 1
WyHy FCU
- Does pull: 1 (via e-mail on 4/11/18)
Vantage Credit Union
- Does pull: 1,
VantageWest
Veridian Credit Union
Visions Federal Credit Union
- Does pull: 1,
VyStar Credit Union
- Does pull: 1,
Xceed Financial Credit Union
- Does pull: 1,
Banks & Credit Unions That Don’t Pull Your ChexSystems
Academy Bank
ACNB
- Doesn’t pull: 1
Addition Financial
Albert Bank
American Express High Yield Savings
Arizona Financial Credit Union
- Doesn’t pull: 1,
Armed Forces Bank
Ashland Credit Union
- Doesn’t pull: 1,
Aspiration
Atmos Financial
- Doesn’t pull: 1,
Bank of America
- Did pull: 1,
- Doesn’t pull: 1, 2 (existing savings account), 3, 4, 5, 6, 7, 8, 9,
- Doesn’t pull with existing account: 1, 2 (credit card), 3 (checking)
BankESB
- Doesn’t pull: 1,
Bank of Missouri
- Doesn’t pull: 1,
Barclays
- Doesn’t pull: 1,
BBVA Compass
Cedar Rapids Bank & Trust (CRB&T)
- Doesn’t pull: 1,
Central Minnesota Credit Union
- Doesn’t pull: 1,
CFG Bank
- Doesn’t pull: 1,
Chase
- Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36,
- Business doesn’t pull: 1, 2, 3, 4,
Cheese (Coastal Community)
- Doesn’t pull: 1,
Chime
Coastal Credit Union
ConnexUs
Consumers Credit Union
Copper Banking
- Doesn’t pull: 1,
Current (Metropolitan Commercial)
Delta Community Credit Union
Educational Systems Federal Credit Union
- Doesn’t pull: 1,
Ellevest
- Doesn’t pull: 1,
Empower
- Doesn’t pull: 1,
Enzo
Figure Pay
- Doesn’t pull: 1,
First Florida Credit Union
Fitness Bank
- Doesn’t pull: 1,
GoBank
- Does pull: 1,
Grasshopper
- Doesn’t pull: 1,
Greensboro Municipal FCU
- Doesn’t pull: 1
Hancock Whitney
H-E-B Debit
- Doesn’t pull: 1,
Heritage Bank
- Doesn’t pull: 1,
HUSTL
- Doesn’t pull: 1,
Incredible Bank
- Doesn’t pull: 1,
Juno
- Doesn’t pull: 1,
Langley Credit Union
- Doesn’t pull: 1,
Laurel Road
- Doesn’t pull: 1,
LendingClub
- Doesn’t pull: 1,
Lili Bank
Live Oak Bank
- Doesn’t pull: 1,
M1 Finance
- Doesn’t pull: 1,
Marcus Bank
Metropolitan Commercial Bank
- Doesn’t pull: 1,
Nearside
- Doesn’t pull: 1,
Motiv
- Does pull: 1,
- Doesn’t pull: 1,
NetSpend
- Doesn’t pull: 1,
NorthOne
- Doesn’t pull: 1,
Old Missouri
- Doesn’t pull: 1
One Finance
On Tap Credit Union
- Doesn’t pull: 1,
Oxygen
- Dosn’t pull: 1,
PenFed
Regions Bank
Revolut
Roger Bank
- Doesn’t pull: 1,
Simple Finance
- Doesn’t pull: 1,
SoFi Money
Spiral
- Doesn’t pull: 1,
Stash
- Doesn’t pull: 1,
Stripe
- Doesn’t pull: 1,
TAB Bank
- Doesn’t pull: 1 (6/28/22 via e-mail)
TBK Bank
- Doesn’t pull: 1,
TD Bank
Texas Trust Credit Union
- Doesn’t pull: 1,
Upgrade
USAA
- Doesn’t pull: 1,
Varo Money
WinTrust
Wise
- Doesn’t pull: 1,
Wysh
- Doesn’t pull: 1,
Zynlo
- Doesn’t pull: 1,
Banks & Credit Unions With Mixed Data Points
With banks in this section, it’s probably important to look at the date of data points, stuff that is more recent is more likely to be accurate as some financial institutions have transitioned away from relying on ChexSystems.
Associated Bank
Barclays
Capital One 360
- Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9,
- Doesn’t pull: 1, 2 (already had checking), 3, 4, 5, 6, 7, 8, 9,
Charles Schwab
- Does pull: 1, 2, 3, 4, 5, 6 (for savings account on 2/8/22 via e-mail), 7, 8,
- Doesn’t pull for brokerage ONE investment account: 1
Citizens Bank
Discover
- Checking, does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (savings), 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21,
- Doesn’t pull: 1, 2 (savings), 3 (savings), 4 (savings), 5 (savings), 6 (aaa savings), 7 (savings), 8 (savings), 9 (savings), 10, 11, 12,
HM Bradley
HSBC
Huntington
Insight
- Doesn’t pull: 1
Lake Michigan CU
M&T Bank
Oostburg State Bank
- Doesn’t pull: 1,
PNC
- Does pull: 1, 2, 3, 4, 5, 6, 7, 8,
- Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8 (in branch), 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23,
SunTrust
TCF Bank
Tower Federal Credit Union
Unify Financial Credit Union
- Does pull: 1,
U.S. Bank
- Does pull: 1, 2, 3 (also reports that they have signs up saying they specifically do use ChexSystems), 4, 5, 6, 7, 8,
- Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21,
Washington Savings Bank
- Does pull: 1,
Wells Fargo
- Does pull: 1,
- Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34,
Final Thoughts
Resource pages like this are as useful as readers make them, if you can contribute then please do so to increase the knowledge base for everybody. I’ll be including a link to this page on every bank bonus post to encourage people to share their data points. We’ll also add a section to the quick glance bit for whether they do/don’t use ChexSystems to give quick access to this information as well. If you found this page helpful, you might also enjoy the following pages:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Reference Pages
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Bank Accounts That Can Be Funded With A Credit Card
- List Of Methods Banks Count As Direct Deposits
- Is Opening A Bank Account A Soft Or Hard Pull?
