One of the main limits to signing up for bank account bonuses is the fact that they usually pull your ChexSystems report, this is similar to your credit report that is maintained by Experian/Equifax/TransUnion but tracks deposit accounts instead. Some banks & credit unions won’t allow you to open an account if you have too many new accounts on your Chexsystems report, but not all financial institutions look at your ChexSystems report and these won’t show up. I thought it would be useful to have a dedicated page to this.
The easiest way to find out what financial institutions do/don’t pull your ChexSystems is by requesting a free copy of your report and then comparing that to the accounts you’ve signed up for recently. If you do this, please share your results in the comments.
Contents
- 1 Banks & Credit Unions That Do Pull Your ChexSystems
- 1.1 1st Source
- 1.2 1st United
- 1.3 316 Financial
- 1.4 Abound FCU
- 1.5 Achieva Credit Union
- 1.6 Affinity Credit Union
- 1.7 Air Academy Credit Union
- 1.8 Alden Credit Union
- 1.9 All America Bank
- 1.10 Alliant
- 1.11 Ally
- 1.12 Amalgamated
- 1.13 Amerant Bank
- 1.14 American Eagle
- 1.15 Andigo Bank
- 1.16 Andrews Federal Credit Union
- 1.17 Arizona Central Credit Union
- 1.18 Arkansas Federal Credit Union
- 1.19 Arvest
- 1.20 Astoria
- 1.21 Atlantic Credit Union
- 1.22 Avidia Bank
- 1.23 Axos Bank
- 1.24 Bancorp South
- 1.25 Bank of Greene County
- 1.26 Bank of Maine
- 1.27 Bank Of The West
- 1.28 BankMutual
- 1.29 Bank OZK
- 1.30 BB&T
- 1.31 Bethpage
- 1.32 BMO Harris
- 1.33 Bank of Colorado
- 1.34 Bank of Denver
- 1.35 Bank of the West
- 1.36 BankPurely
- 1.37 Bar Harbor Bank & Trust
- 1.38 Bask Bank
- 1.39 BECU
- 1.40 Blue Federal Credit Union
- 1.41 Blue Foundry Bank
- 1.42 Blue Hills Bank
- 1.43 BlueVine
- 1.44 BluPeak
- 1.45 BrightStar Credit Union
- 1.46 Brio Direct
- 1.47 Buckeye State Bank
- 1.48 Busey Bank
- 1.49 Byline Bank
- 1.50 Cambridge Savings Bank
- 1.51 Camden National Bank
- 1.52 Carver Federal Savings Bank
- 1.53 CBT Bank
- 1.54 CEFCU
- 1.55 Centennial Bank & Trust
- 1.56 Centier Bank
- 1.57 Central Bank of Oklahoma
- 1.58 Central Bank of the West
- 1.59 Century Bank
- 1.60 Chartway Federal Credit Union
- 1.61 Chemical
- 1.62 Chesapeake Bank
- 1.63 Christian Community Credit Union (CCCU)
- 1.64 CIBC
- 1.65 CIBM Bank
- 1.66 CIT Bank
- 1.67 Citi
- 1.68 City National Bank
- 1.69 Citywide
- 1.70 Clearview Credit Union
- 1.71 Climate First Bank
- 1.72 Clinton Savings Bank
- 1.73 Columbia Bank (NJ)
- 1.74 Columbia Bank (MD)
- 1.75 Comerica Bank
- 1.76 Commerce Bank
- 1.77 Community First Credit Union
- 1.78 Compass Credit Union
- 1.79 Costumers Bank
- 1.80 Country Bank For Savings
- 1.81 Credit Union Of Colorado
- 1.82 Customers Bank
- 1.83 Dedham Savings Bank
- 1.84 Del Norte Credit Union
- 1.85 Digital Federal Credit Union (DCU)
- 1.86 Dollar Bank
- 1.87 Dollar Savings Direct
- 1.88 E*Trade
- 1.89 Eagle Federal Credit Union
- 1.90 East Boston Savings Bank
- 1.91 Eastern Bank
- 1.92 Eastman Savings Bank
- 1.93 Elements Financial
- 1.94 Elevations Credit Union
- 1.95 ENT Credit Union
- 1.96 Essex Bank
- 1.97 Liberty Federal Credit Union (Evansville Teachers Federal Credit Union)
- 1.98 Excite Credit Union
- 1.99 Fairwinds Credit Union
- 1.100 Farmers Insurance Federal Credit Union
- 1.101 Fidelity Bank (PA)
- 1.102 Fidelity Bank (MA/Online)
- 1.103 Fidelity (Cash Management)
- 1.104 Fidelity
- 1.105 Financial Builders Credit Union
- 1.106 Fifth Third
- 1.107 First Advantage Bank
- 1.108 First American Bank
- 1.109 FirstBank
- 1.110 First Bank (Myfirstbank)
- 1.111 First Bank Financial Center
- 1.112 First Bank & Trust
- 1.113 First Citizens Bank
- 1.114 First Class Community Credit Union
- 1.115 First Commerce Credit Union
- 1.116 First Commonwealth Federal Credit Union
- 1.117 First Federal Of Lakewood
- 1.118 First Financial Bank
- 1.119 First Financial Credit Union
- 1.120 First Horizon Bank
- 1.121 First Merchants Bank
- 1.122 First Midwest Bank
- 1.123 First National Bank
- 1.124 First National Bank of Long Island
- 1.125 First National bank of Omaha (FNBO)
- 1.126 First National Bank of PA
- 1.127 First National Bank & Trust (WI)
- 1.128 First National Bank of Waterloo
- 1.129 First Niagara
- 1.130 First Republic Bank
- 1.131 First Tech Federal Credit Union
- 1.132 First Tennessee
- 1.133 First Trade Union Bank
- 1.134 First United Bank
- 1.135 Fitsimons Credit Union
- 1.136 Five Star Bank
- 1.137 Flagstar Bank
- 1.138 Flushing Bank
- 1.139 Florida Community Bank
- 1.140 Forcht Bank
- 1.141 Found
- 1.142 Fulton Bank
- 1.143 Gateway First Bank
- 1.144 Goldman Sachs Bank
- 1.145 Great River Federal Credit Union
- 1.146 Grow Financial Credit Union
- 1.147 GTE Financial Credit Union
- 1.148 Gulf Coast Bank & Trust
- 1.149 Hanscom Federal Credit Union
- 1.150 HarborOne Bank
- 1.151 HarborStone Credit Union
- 1.152 Healthcare Associates Credit Union
- 1.153 Home Federal Bank Tennessee
- 1.154 Home Savings Bank
- 1.155 HomeStreet Bank
- 1.156 Hometown Community Banks
- 1.157 HomeTrust Bank
- 1.158 Hudson Valley
- 1.159 Iberia Bank
- 1.160 Ideal Credit Union
- 1.161 Indiana Members Credit Union
- 1.162 Investors Bank
- 1.163 iTHINK Financial
- 1.164 Jovia
- 1.165 Justice Federal Credit Union
- 1.166 Keen Bank
- 1.167 KeyBank
- 1.168 Keypoint
- 1.169 Lakeland Bank
- 1.170 Lake Shore Savings
- 1.171 LBS Financial Credit Union
- 1.172 Leader Bank
- 1.173 LegacyTexas Bank
- 1.174 Liberty Bank For Savings
- 1.175 Lyons National Bank
- 1.176 Macatawa
- 1.177 Marquette Bank
- 1.178 Memory Bank
- 1.179 Middlesex Federal Credit Union
- 1.180 MidFirst Bank (Monifi)
- 1.181 Midland States Bank
- 1.182 Mission Federal Credit Union
- 1.183 MoneyLion
- 1.184 Monona Bank
- 1.185 Mountain America Credit Union
- 1.186 My Banking Direct
- 1.187 MyUSA
- 1.188 Nationwide Bank
- 1.189 NBKC Bank
- 1.190 Neighborhood Credit Union
- 1.191 Nevada State Bank
- 1.192 Newtek Bank
- 1.193 Newtown Savings Bank
- 1.194 NJCU FCU
- 1.195 NWFCU
- 1.196 North Easton Savings Bank
- 1.197 Northern Bank Direct
- 1.198 Northfield Bank
- 1.199 Northpointe Bank
- 1.200 Northstate Bank
- 1.201 Northwest Bank
- 1.202 Northwest Federal Credit Union
- 1.203 NRLFCU
- 1.204 NuVision Federal Credit Union
- 1.205 OceanFirst
- 1.206 Old National Bank
- 1.207 Old Second Bank
- 1.208 OneWest Bank
- 1.209 Onpoint Community Credit Union
- 1.210 Orange County Credit Union
- 1.211 Orion Federal Credit Union
- 1.212 PayPal
- 1.213 Parkside Credit Union
- 1.214 Pathways Financial Credit Union
- 1.215 PECU
- 1.216 Penn Community Bank
- 1.217 Peoples Bank
- 1.218 People’s United Bank
- 1.219 Picatinny Federal Credit Union
- 1.220 Pinnacle Bank
- 1.221 Pittsfield Coop Bank
- 1.222 Popular Community Bank
- 1.223 Porte Bank
- 1.224 Power Financial Credit Union
- 1.225 Premier Bank
- 1.226 Premier Member Credit Union
- 1.227 Presidential Bank
- 1.228 Primis
- 1.229 Provident Credit Union
- 1.230 PSECU
- 1.231 Quontic Bank
- 1.232 Quorum
- 1.233 RBFCU
- 1.234 Redstone Federal Credit Union
- 1.235 Republic Bank
- 1.236 Rockland Trust Bank
- 1.237 Salal Credit Union
- 1.238 Salem Five Bank
- 1.239 Sandy Spring Bank
- 1.240 Santander
- 1.241 Scient Federal Credit Union
- 1.242 Seacoast National
- 1.243 Security Bank of Crawford
- 1.244 SENB Bank
- 1.245 Service Credit Union
- 1.246 Service Federal Credit Union
- 1.247 SkyOne
- 1.248 Sunward (Previously SLFCU)
- 1.249 SmartBank
- 1.250 Southern Bank & Trust
- 1.251 Southland Credit Union
- 1.252 S&T Bank
- 1.253 Stanford Credit Union
- 1.254 Star One
- 1.255 State Bank of India
- 1.256 State Department Federal Credit Union
- 1.257 State Farm Bank
- 1.258 Sterling National Bank
- 1.259 Stoneham Bank
- 1.260 South State Bank
- 1.261 Sun East Federal Credit Union
- 1.262 Sunflower Bank
- 1.263 Susser Bank
- 1.264 Synchrony
- 1.265 TDECU
- 1.266 Teachers Credit Union
- 1.267 Teachers Federal Credit Union
- 1.268 Tech CU
- 1.269 Telhio Credit Union
- 1.270 The State Bank Group (IL)
- 1.271 Three Rivers Credit Union
- 1.272 Thrivent Federal Credit Union
- 1.273 TIAA
- 1.274 T-Mobile Money
- 1.275 Town and Country Bank
- 1.276 Truist
- 1.277 Truliant
- 1.278 Trustco Bank
- 1.279 TTCU Federal Credit Union
- 1.280 UFB Direct
- 1.281 Umass Five Federal Credit Union
- 1.282 UMB Bank
- 1.283 UniBank
- 1.284 Unify
- 1.285 UnionBank
- 1.286 Union Bank & Trust
- 1.287 United Community Bank
- 1.288 Unitus Community Credit Union
- 1.289 University First Federal Credit Union
- 1.290 Univest
- 1.291 U of I Community Credit Union
- 1.292 US Alliance
- 1.293 US Century
- 1.294 USE Credit Union
- 1.295 Utah First
- 1.296 Webster Bank
- 1.297 Wesbanco
- 1.298 Wescom
- 1.299 Westfield Bank
- 1.300 Westmark Credit Union
- 1.301 Wings Financial Credit Union
- 1.302 Wisconsin Bank & Trust
- 1.303 WyHy FCU
- 1.304 VantageWest
- 1.305 Veridian Credit Union
- 1.306 Visions Federal Credit Union
- 1.307 VyStar Credit Union
- 1.308 Xceed Financial Credit Union
- 2 Banks & Credit Unions That Don’t Pull Your ChexSystems
- 2.1 Academy Bank
- 2.2 ACNB
- 2.3 Addition Financial
- 2.4 Albert Bank
- 2.5 American Express High Yield Savings
- 2.6 Arizona Financial Credit Union
- 2.7 Armed Forces Bank
- 2.8 Ashland Credit Union
- 2.9 Aspiration
- 2.10 Atmos Financial
- 2.11 Bank of America
- 2.12 BankESB
- 2.13 Bank of Missouri
- 2.14 Barclays
- 2.15 BBVA Compass
- 2.16 Cedar Rapids Bank & Trust (CRB&T)
- 2.17 Central Minnesota Credit Union
- 2.18 CFG Bank
- 2.19 Chase
- 2.20 Cheese (Coastal Community)
- 2.21 Chime
- 2.22 Coastal Credit Union
- 2.23 ConnexUs
- 2.24 Consumers Credit Union
- 2.25 Copper Banking
- 2.26 Current (Metropolitan Commercial)
- 2.27 Delta Community Credit Union
- 2.28 Educational Systems Federal Credit Union
- 2.29 Ellevest
- 2.30 Empower
- 2.31 Enzo
- 2.32 Figure Pay
- 2.33 First Florida Credit Union
- 2.34 Fitness Bank
- 2.35 GoBank
- 2.36 Grasshopper
- 2.37 Greensboro Municipal FCU
- 2.38 Hancock Whitney
- 2.39 H-E-B Debit
- 2.40 Heritage Bank
- 2.41 HUSTL
- 2.42 Incredible Bank
- 2.43 Juno
- 2.44 Langley Credit Union
- 2.45 Laurel Road
- 2.46 LendingClub
- 2.47 Lili Bank
- 2.48 Live Oak Bank
- 2.49 M1 Finance
- 2.50 Marcus Bank
- 2.51 Metropolitan Commercial Bank
- 2.52 Nearside
- 2.53 Motiv
- 2.54 Navy Federal Credit Union (NFCU)
- 2.55 NetSpend
- 2.56 NorthOne
- 2.57 Old Missouri
- 2.58 One Finance
- 2.59 On Tap Credit Union
- 2.60 Oxygen
- 2.61 PenFed
- 2.62 Regions Bank
- 2.63 Revolut
- 2.64 Roger Bank
- 2.65 Simple Finance
- 2.66 SoFi Money
- 2.67 Spiral
- 2.68 Stash
- 2.69 Stripe
- 2.70 TAB Bank
- 2.71 TBK Bank
- 2.72 TD Bank
- 2.73 Texas Trust Credit Union
- 2.74 Upgrade
- 2.75 USAA
- 2.76 Varo Money
- 2.77 WinTrust
- 2.78 Wise
- 2.79 Wysh
- 2.80 Zynlo
- 3 Banks & Credit Unions With Mixed Data Points
- 3.1 Associated Bank
- 3.2 Barclays
- 3.3 Capital One 360
- 3.4 Charles Schwab
- 3.5 Citizens Bank
- 3.6 Discover
- 3.7 HM Bradley
- 3.8 HSBC
- 3.9 Huntington
- 3.10 Insight
- 3.11 Lake Michigan CU
- 3.12 M&T Bank
- 3.13 Oostburg State Bank
- 3.14 PNC
- 3.15 SunTrust
- 3.16 TCF Bank
- 3.17 Tower Federal Credit Union
- 3.18 Unify Financial Credit Union
- 3.19 U.S. Bank
- 3.20 Washington Savings Bank
- 3.21 Wells Fargo
- 4 Final Thoughts
Banks & Credit Unions That Do Pull Your ChexSystems
1st Source
1st United
- Does pull: 1,
316 Financial
- Does pull: 1,
Abound FCU
Achieva Credit Union
- Does pull: 1,
Affinity Credit Union
Air Academy Credit Union
Alden Credit Union
- Does pull: 1,
All America Bank
Alliant
Ally
Amalgamated
Amerant Bank
- Does pull: 1,
American Eagle
- Does pull: 1
Andigo Bank
Andrews Federal Credit Union
Arizona Central Credit Union
- Does pull: 1
Arkansas Federal Credit Union
- Does pull: 1,
Arvest
- Does pull: 1,
Astoria
- Does pull: 1
Atlantic Credit Union
Avidia Bank
- Does pull: 1
Axos Bank
Bancorp South
Bank of Greene County
- Does pull: 1,
Bank of Maine
- Does pull: 1
Bank Of The West
BankMutual
- Does pull: 1
Bank OZK
- Does pull: 1,
BB&T
Bethpage
- Does pull: 1,
BMO Harris
Bank of Colorado
- Does pull: 1
Bank of Denver
- Does pull: 1,
Bank of the West
BankPurely
Does pull: 1
Bar Harbor Bank & Trust
- Does pull: 1,
Bask Bank
BECU
- Does pull: 1,
Blue Federal Credit Union
Blue Foundry Bank
- Does pull: 1,
Blue Hills Bank
BlueVine
- Does not pull: 1
BluPeak
- Does pull: 1,
BrightStar Credit Union
- Does pull: 1
Brio Direct
- Does pull: 1,
Buckeye State Bank
- Does pull: 1,
Busey Bank
- Does pull: 1,
Byline Bank
- Does pull: 1,
Cambridge Savings Bank
Camden National Bank
- Does pull: 1
Carver Federal Savings Bank
- Does pull: 1
CBT Bank
- Does pull: CBT Bank,
CEFCU
- Does pull: 1
Centennial Bank & Trust
- Does pull: 1
Centier Bank
- Does pull: 1,
Central Bank of Oklahoma
Central Bank of the West
- Does pull: 1
Century Bank
- Does pull: 1,
Chartway Federal Credit Union
Chemical
- Does pull: 1
Chesapeake Bank
- Does pull: 1,
Christian Community Credit Union (CCCU)
CIBC
CIBM Bank
- Does pull: 1,
CIT Bank
Citi
- Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30,
- Doesn’t pull: 1 (savings)
City National Bank
Citywide
- Does pull: 1,
Clearview Credit Union
- Does pull: 1,
Climate First Bank
- Does pull: 1,
Clinton Savings Bank
- Does pull: 1,
Columbia Bank (NJ)
Columbia Bank (MD)
- Does pull: 1,
Comerica Bank
Commerce Bank
- Does pull: 1,
Community First Credit Union
- Does pull: 1,
Compass Credit Union
- Does pull: 1,
Costumers Bank
Country Bank For Savings
- Does pull: 1
Credit Union Of Colorado
- Does pull: 1
Customers Bank
- Does pull: 1
Dedham Savings Bank
- Does pull: 1
Del Norte Credit Union
- Does pull: 1,
Digital Federal Credit Union (DCU)
Dollar Bank
Dollar Savings Direct
- Does pull: 1,
E*Trade
1, 2 (works if Frozen)
Eagle Federal Credit Union
- Does pull: 1
East Boston Savings Bank
- Does pull: 1
Eastern Bank
Eastman Savings Bank
- Does pull: 1,
Elements Financial
Elevations Credit Union
- Does pull: 1
ENT Credit Union
- Does pull: 1,
Essex Bank
Liberty Federal Credit Union (Evansville Teachers Federal Credit Union)
Excite Credit Union
- Does pull: 1,
Fairwinds Credit Union
Farmers Insurance Federal Credit Union
- Does pull: 1,
Fidelity Bank (PA)
Fidelity Bank (MA/Online)
- Does pull: 1,
Fidelity (Cash Management)
Fidelity
- Doesn’t pull: 1,
Financial Builders Credit Union
- Does pull: 1,
Fifth Third
- Does pull: 1, 2, 3 (combined into a single pull for checking & savings on same day), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
First Advantage Bank
- Does pull: 1
First American Bank
- Does pull: 1,
FirstBank
First Bank (Myfirstbank)
- Doesn’t pull: 1,
First Bank Financial Center
- Does pull: 1
First Bank & Trust
- Does pull: 1,
First Citizens Bank
- Does pull: 1
First Class Community Credit Union
- Does pull: 1,
First Commerce Credit Union
- Does pull: 1,
First Commonwealth Federal Credit Union
- Does pull: 1,
First Federal Of Lakewood
- Does pull: 1,
First Financial Bank
First Financial Credit Union
- Does pull: 1
First Horizon Bank
- Does pull: 1,
First Merchants Bank
First Midwest Bank
- Does pull: 1,
First National Bank
First National Bank of Long Island
First National bank of Omaha (FNBO)
- Does pull: 1,
First National Bank of PA
- Does pull: 1,
First National Bank & Trust (WI)
- Does pull: 1,
First National Bank of Waterloo
- States they do pull on bonus page
First Niagara
First Republic Bank
- Does pull: 1,
First Tech Federal Credit Union
First Tennessee
First Trade Union Bank
- Does pull: 1
First United Bank
- Does pull: 1,
Fitsimons Credit Union
- Does pull: 1,
Five Star Bank
- Does pull: 1
Flagstar Bank
- Does pull: 1,
Flushing Bank
Florida Community Bank
- Does pull: 1
Forcht Bank
- Does pull: 1,
Found
- Does pull: 1,
Fulton Bank
Gateway First Bank
- Does pull: 1,
Goldman Sachs Bank
- Does pull: 1
Great River Federal Credit Union
- Does pull: 1,
Grow Financial Credit Union
- Does pull according to information given by the credit union
GTE Financial Credit Union
- Does pull: 1,
Gulf Coast Bank & Trust
- Does pull: 1,
Hanscom Federal Credit Union
- Does pull: 1,
HarborOne Bank
HarborStone Credit Union
- Does pull: 1,
Healthcare Associates Credit Union
- Does pull: 1,
Home Federal Bank Tennessee
- Does pull: 1 (via e-mail on 10/8/22)
Home Savings Bank
- Does pull: 1
HomeStreet Bank
- Does pull: 1
Hometown Community Banks
- Does pull: 1
HomeTrust Bank
Hudson Valley
- Does pull: 1
Iberia Bank
Ideal Credit Union
Indiana Members Credit Union
- Does pull: 1,
Investors Bank
iTHINK Financial
- Does pull: 1,
Jovia
Justice Federal Credit Union
- Does pull: 1
Keen Bank
- Does pull: 1,
KeyBank
Keypoint
Lakeland Bank
- Does pull: 1,
Lake Shore Savings
- Does pull: 1
LBS Financial Credit Union
- Does pull: 1,
Leader Bank
LegacyTexas Bank
- Does pull: 1
Liberty Bank For Savings
- Does pull: 1
Lyons National Bank
- Does pull: 1,
Macatawa
- Does pull: 1,
Marquette Bank
- Does pull: 1
Memory Bank
Middlesex Federal Credit Union
- Does pull: 1,
MidFirst Bank (Monifi)
Midland States Bank
Mission Federal Credit Union
- Does pull: 1
MoneyLion
- Does pull: 1,
Monona Bank
- Does pull: 1,
Mountain America Credit Union
- Does pull: 1
My Banking Direct
MyUSA
- Does pull: 1,
Nationwide Bank
NBKC Bank
- Does pull: 1,
Neighborhood Credit Union
- Does pull: 1,
Nevada State Bank
- Does pull: 1
Newtek Bank
- Does pull: 1,
Newtown Savings Bank
NJCU FCU
- Does pull: 1,
NWFCU
- Does pull: 1,
North Easton Savings Bank
- Does pull: 1,
Northern Bank Direct
- Does pull: 1,
Northfield Bank
- Does pull: 1,
Northpointe Bank
Northstate Bank
- Does pull: 1,
Northwest Bank
Northwest Federal Credit Union
- Does pull: 1,
NRLFCU
NuVision Federal Credit Union
- Does pull: 1
OceanFirst
Old National Bank
Old Second Bank
- Does pull: 1,
OneWest Bank
Onpoint Community Credit Union
- Does pull: 1,
Orange County Credit Union
- Does pull: 1,
Orion Federal Credit Union
PayPal
Parkside Credit Union
- Does pull: 1
Pathways Financial Credit Union
- Does pull: 1,
PECU
- Does pull: 1,
Penn Community Bank
- Does pull: 1
Peoples Bank
- Does pull: 1,
People’s United Bank
- Does pull: 1,
Picatinny Federal Credit Union
- Does pull: 1,
Pinnacle Bank
Pittsfield Coop Bank
Popular Community Bank
Porte Bank
Power Financial Credit Union
- Does pull: 1
Premier Bank
Premier Member Credit Union
- Does pull: 1,
Presidential Bank
- Does pull: 1,
Primis
- Does pull: 1,
Provident Credit Union
PSECU
Quontic Bank
Quorum
RBFCU
- Does pull: 1
Redstone Federal Credit Union
Republic Bank
- Does pull: 1,
Rockland Trust Bank
Salal Credit Union
- Does pull: 1,
Salem Five Bank
Sandy Spring Bank
Santander
- Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23 (personal & business), 24, 25,
- Doesn’t pull: 1,
Scient Federal Credit Union
- Does pull: 1
Seacoast National
- Does pull: 1
Security Bank of Crawford
- Does pull: 1,
SENB Bank
- Does pull: 1,
Service Credit Union
Service Federal Credit Union
- Does pull: 1,
SkyOne
Sunward (Previously SLFCU)
SmartBank
- Does pull: 1 (via e-mail on 9/24/20)
Southern Bank & Trust
- Does pull: 1,
Southland Credit Union
- Does pull: 1,
S&T Bank
Stanford Credit Union
Star One
State Bank of India
- Does pull: 1,
State Department Federal Credit Union
State Farm Bank
- Does pull: 1,
Sterling National Bank
Stoneham Bank
South State Bank
Sun East Federal Credit Union
- Does pull: 1
Sunflower Bank
Susser Bank
- Does pull: 1,
Synchrony
- Does pull: 1
TDECU
- Does pull: 1,
Teachers Credit Union
- Does pull: 1,
Teachers Federal Credit Union
Tech CU
Telhio Credit Union
- Does pull: 1,
The State Bank Group (IL)
- Does pull: 1,
Three Rivers Credit Union
- Does pull: 1,
Thrivent Federal Credit Union
TIAA
- Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
- Doesn’t pull: 1 (savings), 2 (previous account holder), 3,
T-Mobile Money
- Does pull: 1,
Town and Country Bank
- Does pull: 1
Truist
Truliant
- Does pull: 1,
Trustco Bank
- Does pull: 1,
TTCU Federal Credit Union
- Does pull: 1,
UFB Direct
- Does pull: 1,
Umass Five Federal Credit Union
- Does pull: 1,
UMB Bank
- Does pull: 1,
UniBank
- Doesn’t pull: 1,
Unify
UnionBank
- Does pull: 1,
Union Bank & Trust
United Community Bank
- Does pull: 1,
Unitus Community Credit Union
- Does pull: 1,
University First Federal Credit Union
- Does pull: 1,
Univest
- Does pull: 1
U of I Community Credit Union
- Does pull: 1,
US Alliance
- Does pull: 1,
US Century
- Does pull: 1
USE Credit Union
- Does pull: 1,
Utah First
- Does pull: 1,
Webster Bank
- Does pull: 1,
Wesbanco
- Does pull: 1
Wescom
Westfield Bank
Westmark Credit Union
- Does pull: 1,
Wings Financial Credit Union
Wisconsin Bank & Trust
- Does pull: 1
WyHy FCU
- Does pull: 1 (via e-mail on 4/11/18)
VantageWest
Veridian Credit Union
Visions Federal Credit Union
- Does pull: 1,
VyStar Credit Union
- Does pull: 1,
Xceed Financial Credit Union
- Does pull: 1,
Banks & Credit Unions That Don’t Pull Your ChexSystems
Academy Bank
ACNB
- Doesn’t pull: 1
Addition Financial
Albert Bank
American Express High Yield Savings
Arizona Financial Credit Union
- Doesn’t pull: 1,
Armed Forces Bank
Ashland Credit Union
- Doesn’t pull: 1,
Aspiration
Atmos Financial
- Doesn’t pull: 1,
Bank of America
- Did pull: 1,
- Doesn’t pull: 1, 2 (existing savings account), 3, 4, 5, 6, 7, 8, 9,
- Doesn’t pull with existing account: 1, 2 (credit card), 3 (checking)
BankESB
- Doesn’t pull: 1,
Bank of Missouri
- Doesn’t pull: 1,
Barclays
- Doesn’t pull: 1,
BBVA Compass
Cedar Rapids Bank & Trust (CRB&T)
- Doesn’t pull: 1,
Central Minnesota Credit Union
- Doesn’t pull: 1,
CFG Bank
- Doesn’t pull: 1,
Chase
- Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36,
- Business doesn’t pull: 1, 2, 3, 4,
Cheese (Coastal Community)
- Doesn’t pull: 1,
Chime
Coastal Credit Union
ConnexUs
Consumers Credit Union
Copper Banking
- Doesn’t pull: 1,
Current (Metropolitan Commercial)
Delta Community Credit Union
Educational Systems Federal Credit Union
- Doesn’t pull: 1,
Ellevest
- Doesn’t pull: 1,
Empower
- Doesn’t pull: 1,
Enzo
Figure Pay
- Doesn’t pull: 1,
First Florida Credit Union
Fitness Bank
- Doesn’t pull: 1,
GoBank
- Does pull: 1,
Grasshopper
- Doesn’t pull: 1,
Greensboro Municipal FCU
- Doesn’t pull: 1
Hancock Whitney
H-E-B Debit
- Doesn’t pull: 1,
Heritage Bank
- Doesn’t pull: 1,
HUSTL
- Doesn’t pull: 1,
Incredible Bank
- Doesn’t pull: 1,
Juno
- Doesn’t pull: 1,
Langley Credit Union
- Doesn’t pull: 1,
Laurel Road
- Doesn’t pull: 1,
LendingClub
- Doesn’t pull: 1,
Lili Bank
Live Oak Bank
- Doesn’t pull: 1,
M1 Finance
- Doesn’t pull: 1,
Marcus Bank
Metropolitan Commercial Bank
- Doesn’t pull: 1,
Nearside
- Doesn’t pull: 1,
Motiv
- Does pull: 1,
- Doesn’t pull: 1,
NetSpend
- Doesn’t pull: 1,
NorthOne
- Doesn’t pull: 1,
Old Missouri
- Doesn’t pull: 1
One Finance
On Tap Credit Union
- Doesn’t pull: 1,
Oxygen
- Dosn’t pull: 1,
PenFed
Regions Bank
Revolut
Roger Bank
- Doesn’t pull: 1,
Simple Finance
- Doesn’t pull: 1,
SoFi Money
Spiral
- Doesn’t pull: 1,
Stash
- Doesn’t pull: 1,
Stripe
- Doesn’t pull: 1,
TAB Bank
- Doesn’t pull: 1 (6/28/22 via e-mail)
TBK Bank
- Doesn’t pull: 1,
TD Bank
Texas Trust Credit Union
- Doesn’t pull: 1,
Upgrade
USAA
- Doesn’t pull: 1,
Varo Money
WinTrust
Wise
- Doesn’t pull: 1,
Wysh
- Doesn’t pull: 1,
Zynlo
- Doesn’t pull: 1,
Banks & Credit Unions With Mixed Data Points
With banks in this section, it’s probably important to look at the date of data points, stuff that is more recent is more likely to be accurate as some financial institutions have transitioned away from relying on ChexSystems.
Associated Bank
Barclays
Capital One 360
- Does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9,
- Doesn’t pull: 1, 2 (already had checking), 3, 4, 5, 6, 7, 8, 9,
Charles Schwab
- Does pull: 1, 2, 3, 4, 5, 6 (for savings account on 2/8/22 via e-mail), 7, 8,
- Doesn’t pull for brokerage ONE investment account: 1
Citizens Bank
Discover
- Checking, does pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (savings), 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21,
- Doesn’t pull: 1, 2 (savings), 3 (savings), 4 (savings), 5 (savings), 6 (aaa savings), 7 (savings), 8 (savings), 9 (savings), 10, 11, 12,
HM Bradley
HSBC
Huntington
Insight
- Doesn’t pull: 1
Lake Michigan CU
M&T Bank
Oostburg State Bank
- Doesn’t pull: 1,
PNC
- Does pull: 1, 2, 3, 4, 5, 6, 7, 8,
- Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8 (in branch), 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23,
SunTrust
TCF Bank
Tower Federal Credit Union
Unify Financial Credit Union
- Does pull: 1,
U.S. Bank
- Does pull: 1, 2, 3 (also reports that they have signs up saying they specifically do use ChexSystems), 4, 5, 6, 7, 8,
- Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21,
Washington Savings Bank
- Does pull: 1,
Wells Fargo
- Does pull: 1,
- Doesn’t pull: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34,
Final Thoughts
Resource pages like this are as useful as readers make them, if you can contribute then please do so to increase the knowledge base for everybody. I’ll be including a link to this page on every bank bonus post to encourage people to share their data points. We’ll also add a section to the quick glance bit for whether they do/don’t use ChexSystems to give quick access to this information as well. If you found this page helpful, you might also enjoy the following pages:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Reference Pages
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Bank Accounts That Can Be Funded With A Credit Card
- List Of Methods Banks Count As Direct Deposits
- Is Opening A Bank Account A Soft Or Hard Pull?
