Below we’ve listed the best checking & saving account bonuses in order from best to worst for April, 2026. We’ve also included a little bit of information on each bonus, make sure you click through and read our detailed posts on each offer before signing up – that way you won’t be caught unawares of hidden fees.
Note: This page is updated monthly and keeps the same URL, so feel free to bookmark it or link to it knowing that it’ll be kept up to date. Because of this the comment section might contain discussion about deals that are no longer current, please keep that in mind. You can view the most recent changes by clicking here.
Contents
- 1 Best Checking Account Bonuses
- 1.1 Chase $300-$400 ($900 With Savings)
- 1.2 Bank of America $100-$500
- 1.3 U.S. Bank $450
- 1.4 Chime $425 Portal Bonus
- 1.5 Wells Fargo $425 Checking Bonus
- 1.6 BMO Harris $400 Checking Bonus
- 1.7 SoFi Checking & Savings $675 Signup Bonus
- 1.8 Capital One $300
- 1.9 e*Trade $300 Checking Bonus
- 1.10 PSECU $300 Checking Bonus
- 1.11 PNC $200/$400 Checking Bonus
- 1.12 Citi $325
- 1.13 USAA $300
- 1.14 United Debit Card 10,000 Miles
- 1.15 Upgrade Rewards Checking $200 Referral Bonus
- 1.16 Affinity Federal Credit Union $100 Referral Bonus
- 1.17 Charles Schwab Up To $500 Bonus
- 1.18 Unify Financial Credit Union $150
- 1.19 Varo Money $150 Referral
- 1.20 Lake Michigan Credit Union $100 Referral
- 2 Best Saving Account Bonuses
- 2.1 Capital One Up To $1,500 Bonus
- 2.2 Citi Up To $2,000 Bonus – No Direct Deposit Required
- 2.3 MooMoo $1,000 Cash Account Bonus
- 2.4 HSBC Up To $1,500-$7,000 Checking Bonus
- 2.5 Raisin/Savebetter + Topcashback: Up To $2,250 Savings
- 2.6 TD Bank up To $200 Savings Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- 2.7 Buckeye State Bank 14% APY On Balances Up To $15,000 – OH
- 3 Best Business Bank Bonuses
- 3.1 Chase $500-$750 Business Checking Bonus
- 3.2 Bank of America $400/$750
- 3.3 Capital One $500 Business
- 3.4 BMO Harris $400-$1,000
- 3.5 Wells Fargo $400/$825
- 3.6 Citibank Up To $2,000 Business Checking Bonus – In Branch Only
- 3.7 American Express Business Checking 30,000 Points
- 3.8 U.S. Bank $400/$1,500 Business Checking Bonus
- 3.9 BlueVine Business Checking $500
- 3.10 Grasshopper $200 Business Referral Bonus
- 3.11 Found $125 Business Checking Bonus
- 3.12 SkyOne Federal Credit Union – 1% Up To $50,000
- 3.13 ACNB – $1,000-$2,000 Bonus – PA & MD only
- 3.14 Equity Bank $1,000 – KS, MO, AR, OK, NE
- 3.15 BOK Financial $500-$1,500 – CO
- 3.16 Keybank $500 AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA, In Branch
- 3.17 Provident Credit Union – $475 – CA, In Branch
- 3.18 Axos Bank $100/$200 Business Checking
- 3.19 TD Bank $500 – CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA
- 3.20 M&T Bank $300-$1,500 Business Checking Bonus – MA, CT, DE, D.C., MD, NJ, NY, PA, VA, WV
- 3.21 Huntington Bank $200/$500/$1,000 – OH, MI, IN, PA, KY, WV, IL, CO, MN, SD, WI, NC
- 3.22 PNC $200/$500 Business Checking AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
- 3.23 Associated Bank $750 – IA, IL, IN, KS, MI, MN, MO, OH and WI
- 3.24 S&T Bank $900 – PA & OH
- 3.25 Hawthorn Bank $500-$1,000 Business Checking – MO
- 3.26 Broadway Bank $300-$400 – TX
- 3.27 Community Credit Union Florida – $500 – FL
- 3.28 Fulton Bank $500 – DE, DC, MD, NJ, PA, & VA
- 3.29 WaterStone Bank $300/$500 – WI, In Branch Only
- 3.30 Union Savings Bank – $305/$605 Bonus – CT Only
- 3.31 Hancock Whitney $300/$1,000 Checking Bonus – LA, MS, FL, AL, TX
- 3.32 Farm Bureau Bank $250 – NV
- 3.33 Fulton Bank – $225 Business Checking DE, DC, MD, NJ, PA, & VA
- 3.34 1st United Credit Union – $200 Business Checking Bonus – CA only
- 4 Best State Specific Bonuses
- 4.1 Abington Bank $300 Checking Bonus, Direct Deposit Not Required MA, CT, RI, NH
- 4.2 Stanford Federal Credit Union $620 – CA
- 4.3 Truist $400 AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- 4.4 Webster Bank $300 – NY, MA, RI, and CT Only, In Branch only
- 4.5 4Front Credit Union $400 – MI – Direct Deposit Not Required
- 4.6 North Shore Bank $400 Checking Bonus WI + IL – Direct Deposit Not Required
- 4.7 BECU $500 Bonus – WA, ID & OR
- 4.8 TruNorth Bank $300 – Direct Deposit Not Required – MA, CT, RI, NH
- 4.9 Visions Federal Credit Union – NY, PA, NJ – $500
- 4.10 Waterstone Bank $250 Checking – WI only
- 4.11 Associated Bank – $600 Bonus – IA, IL, IN, KS, MI, MN, MO, OH and WI
- 4.12 Fulton Bank $300 – DE, DC, MD, NJ, PA, & VA – Direct Deposit Not Required
- 4.13 TruStone Financial $500 – WI & MN only
- 4.14 Equity Bank $400 – KS, MO, AR, OK & NE?
- 4.15 Regions Bank $400 Checking Bonus + $50 – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
- 4.16 Fifth Third $300 Checking Bonus – AL, FL, GA, IL, IN, KY, MI, NC, OH, TN, WV, SC
- 4.17 Old National Bank $300/$650 Bonus – IA, IL, IN, KY, MN, WI, TN, ND & MI
- 4.18 MIDFLORIDA Credit Union – $400 – FL
- 4.19 First Bank Financial Centre (FBFC) $150 Bonus – Direct Deposit Not Required – WI Only
- 4.20 SECU $350 – DC, DE, PA, VA, WV, MD
- 4.21 TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- 4.22 MidFirst Bank $300/$350 – AZ, OK
- 4.23 AllTru Credit Union $300 Checking Bonus – MO
- 4.24 Canandaigua National Bank $300 – NY
- 4.25 Trustco Bank $300 Checking Bonus – FL, MA, NJ, NY, VT
- 4.26 Florida Credit Union $300 Checking – FL
- 4.27 Unity Bank $300-$400 – NJ, PA
- 4.28 BOK Financial $450-$750 – CO
- 4.29 Pittsfield Coop Bank $500/$750 – MA Pittsfield/Hinsdale Area
- 4.30 Fidelity Bank $500 Checking – Northeastern PA only
- 4.31 Clearview Credit Union $412 – PA Only – Direct Deposit Not Required
- 4.32 bankESB (Easthampton Savings Bank) $325 – Direct Deposit Not Required – MA, CT, RI & NH
- 4.33 Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- 4.34 Santander $400 Checking Bonus – NH, MA, RI, CT, DE, NY, NJ & PA
- 4.35 Huntington Bank – $400 – OH, MI, IN, PA, KY, WV, IL, CO, MN, SC, WI, NC
- 4.36 Travis Credit Union $475 Checking – CA
- 4.37 Middlesex Savings Bank $300, Direct Deposit Not Required – MA
- 4.38 Sunflower Bank $200 – AZ, MO, NM, KS & CO and TX, In Branch only – Direct Deposit Not Required
- 4.39 South State Bank $200 checking Bonus – AL, CO, FL, GA, NC, SC, TX, VA – Direct Deposit Not Required
- 4.40 Numerica Credit Union $300 – WA, ID – Direct Deposit Not Required
- 4.41 Flushing Bank $350 Bonus – NY & NJ
- 4.42 Frontwave Credit Union $350 – CA
- 4.43 PeoplesBank (Bankatpeoples) $350 MA & CT Only
- 4.44 Metro Credit Union $500 Checking Bonus – MA, Southern NH
- 4.45 Flagstar Bank $300-$500 – AZ, CA, FL, IN, MI, NJ, NY, OH, WI
- 4.46 Busey Bank $200-500 – AZ, CO, FL, IL, IN, KS, MO, OK, TX
- 4.47 Country Bank $400 – MA, NH, ME, RI, CT, VT – Direct Deposit Not Required
- 4.48 Academy Bank $500 – AR, MO, KS, CO, AZ
- 4.49 M&T Bank $450 Checking/Savings Bonus – CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, VA, VT, WV
- 4.50 First Commonwealth Federal Credit Union $400 Checking Bonus – PA, NJ
- 4.51 OneAZ $300 Checking Bonus – AZ Only
- 4.52 KeyPoint Credit Union $300 Checking – CA Only
- 4.53 Stanford Federal Credit Union $250/$500 – CA
- 4.54 Camden National Bank $300 – ME, NH
- 4.55 Eastern Bank $350 Checking Bonus – MA, NH, ME, RI
- 4.56 Unitus Community Credit Union OR & WA – $300
- 4.57 SAFE Credit Union $300 Bonus – CA Only
- 4.58 Air Academy Credit Union $225 – CO
- 4.59 Bar Harbor Bank & Trust $200 Checking Bonus – ME, VT & NH
- 4.60 PECU $200, Direct Deposit Not Required – TX
- 4.61 Old Second Bank $300 Bonus – IL only
- 4.62 Oostburg State Bank $300 – WI
- 4.63 People Driven Credit Union – $300 – MI
- 4.64 Vantage Credit Union $250, Direct Deposit Not Required – MO & IL
- 4.65 Westmark Credit Union $250 – Direct Deposit Not Required, ID Only
- 4.66 Safe 1 Credit Union $200 – CA, Direct Deposit Not Required
- 4.67 WECU $250 Checking Bonus – WA
- 4.68 Honor Credit Union $250 Checking Bonus – MI
- 4.69 Freedom Credit Union $200 Referral Bonus – PA
- 4.70 CIBC US $200 IL, MI, MO, FL, CA & WI
- 4.71 KeyBank $300/$500 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- 4.72 BOK Financial $300 College Bonus OK, AR, AZ, CO, KS, NM, TX & MO – Direct Deposit Not Required
- 4.73 Seacoast Bank $400 Bonus – FL only
- 4.74 Power Financial Credit Union $199 – FL – Direct Deposit Not Required
- 4.75 Everwise Credit Union $250 [Formerly Teachers Credit Union] IN & MI – Direct Deposit Not Required
- 4.76 Credit Human $300 Bonus – TX, LA only
- 4.77 Broadway Bank $300 – TX
- 4.78 Fidelity Bank Up To $300 Checking Bonus + $100 Savings – MA, NH
- 4.79 Star Financial Bank – $300 – IN, In Branch
- 4.80 S&T Bank $300/$400 – PA & OH
- 4.81 Tower Federal Credit Union $100 – MD – No Requirements
- 4.82 Westfield Bank $100 Bonus – OH Only – Direct Deposit Not Required
- 4.83 Orange County’s Credit Union $100 Checking Bonus – No Direct Deposit Required – CA Only
- 4.84 Horizon Credit Union $200 Checking Bonus – WA, ID, MT, OR – Direct Deposit Not Required
- 4.85 Alpena Alcona Area Credit Union $125 (Youth), $275 (Adult) – MI – Direct Deposit Not Required
- 4.86 CCFBank $300 – WI, MN, MI
- 4.87 Teachers Federal Credit Union – $300 – NY, FL
- 4.88 St. Mary’s Bank $300 Checking Bonus – NH only
- 4.89 California Credit Union – $250 – CA
- 4.90 WinTrust Community Bank $500 Bonus – IL, WI, FL
- 4.91 Addition Financial $400 Bonus – FL only
- 4.92 TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- 4.93 GECU Federal Credit Union – $300 – NM, TX
- 4.94 Savings Bank of Danbury $100-$300 – CT
- 4.95 Community First Credit Union $200 Bonus – FL only
- 4.96 Bank of Hawaii $100 – $400 – HI
- 4.97 Independent Bank – $350 Bonus – MI
- 4.98 Arapahoe Credit Union $200 Referral Bonus – CO
- 4.99 Provident Credit Union $300 Checking Bonus – CA
- 4.100 Broadview Federal Credit Union – $350 – NY
- 4.101 Vantage Credit Union $250 – MO, IL – Direct Deposit Not Required
- 4.102 Blaze Credit Union $225 Bonus, Direct Deposit Not Required – MN
- 4.103 Berkshire Bank – $300 + $360 Streaming Credit – MA, NY, CT, RI, or VT
- 4.104 Delta Community Credit Union $250 Bonus – GA Only
- 4.105 Sacramento Credit Union $200 – CA
- 4.106 Credit Union One $200 Bonus – MI only
- 4.107 Superior Credit Union – OH, KY, IN, MI
- 4.108 Communication Federal Credit Union $250 – OK & KS
- 4.109 Cornerstone Community Financial Credit Union – $300 – MI, OH
- 4.110 DFCU Financial $100 Referral Bonus – FL, MI
- 4.111 OMNI Community Credit Union $200 Referral – MI, IN
- 4.112 Jovia Financial Credit Union $150 Checking Bonus – NY Only
- 4.113 Grow Financial Federal Credit Union $300 FL, SC, & Military Only
- 4.114 Pinnacle Financial Partners $200 Mastercard Checking Bonus – TN
- 4.115 OneAZ $200 Checking Bonus – AZ Only – Direct Deposit Not Required
- 4.116 Seattle Credit Union $150 Checking Bonus, Direct Deposit Not Required – WA
- 4.117 Desert Financial Credit Union $100 Referral Bonus For Both Parties – AZ only
- 4.118 Collins Community Credit Union $100 Bonus – IA only
- 4.119 America First Credit Union $100 – No Requirements – UT, NV, AZ, ID, OR, NM
- 4.120 Power Financial Credit Union $100 – No Direct Deposit Required – FL only
- 4.121 Mainstreet Credit Union – $300 – KS & MO
- 4.122 Union Savings Bank – $150 Checking Bonus – CT Only
- 4.123 1st Advantage Federal Credit Union – $200 – VA, NC
- 4.124 Capital Bank $105 – NY – Direct Deposit Not Required
- 4.125 Portland Federal Credit Union (PFCU) – MI – $100 Referral
- 4.126 Verity Credit Union $100 Referral Bonus – WA
- 4.127 Greater Nevada Credit Union $100 – NV
- 4.128 California Coast Credit Union $100 Bonus – CA only
- 4.129 USE Credit Union $100 Bonus – CA only
- 4.130 Heritage Credit Union – WI & IL only – $100 Bonus
- 4.131 Mountain America Credit Union – $150 – UT, ID, NV, NM, MT, AZ
- 4.132 iTHINK Financial $125 – FL & GA
- 4.133 Lafayette Federal Credit Union $150 – MD, D.C. & VA
- 4.134 Financial Partners Credit Union – CA – $100 Referral Bonus
- 4.135 Kohler Credit Union $100 Referral – WI
- 4.136 Primeway Federal Credit Union – $100 – TX, Select Counties
- 4.137 Virginia Credit Union $100 – VA Only
- 4.138 Western State Bank – $100-$250 – AZ, ND, MN – In Branch Only
- 4.139 The Bank of Princeton $100 Checking Bonus – NJ & PA, In Branch
- 4.140 City National Bank – $100 Checking – VA, WV, OH – In Branch
- 4.141 Neighborhood Credit Union $300 Checking Bonus – TX
- 5 Highly Region Specific/Branch Specific
- 5.1 Redstone Federal Credit Union $500 – AL, TN
- 5.2 TTCU Federal Credit Union $500 – OK Select Branches
- 5.3 Picatinny Credit Union $285 NJ – Morris County, New Jersey. Morris Essex Union Somerset
- 5.4 Apple Bank $300 – NY, Rego Park branch
- 5.5 Truity Credit Union $250 Referral – OK, KS, Highly Select Areas only
- 5.6 MyUSA Credit Union $200 Checking Bonus – OH – No Requirements
- 5.7 Southland Credit Union $200 Checking Bonus – CA Long Beach
- 5.8 City National Bank VA, WV, OH, In Branch only – $200 Bonus
- 5.9 San Mateo Credit Union $150 Bonus – Direct Deposit Not Required – CA Only
- 5.10 Purdue Federal Credit Union $400 IN, Lake & Porter County
- 6 Recent Changes
Best Checking Account Bonuses
Chase $300-$400 ($900 With Savings)
Can also be combined with a $200 savings bonus and if you do both you get an additional $400. There is also a straight $400 checking bonus that is better if you can’t do the savings bonus.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit required, no minimum
Bank of America $100-$500
You have 90 days to meet the direct deposit requirements.
- Read our full post
- Soft pull
- Direct deposits totaling $2,000-$10,000 within 90 days required
- No credit card funding, but can fund $250 with a debit card
U.S. Bank $450
Anti churn language is now 12 months instead of 24 months. Sometimes available via a portal as well.
- Read our full post
- Soft pull
- Can fund up to $250 with a credit card
- Direct deposit of $2,000-$8,000 required
Chime $425 Portal Bonus
Various portals like Swagbucks, MyPoints, and Inbox Dollars offer a bonus of $390-$426 bonuses when you open a Chime account after clicking through their portal and then receiving $200+ direct deposit.
- Read our full post
- Soft pull
- No credit card funding
- $200 direct deposit required
Wells Fargo $425 Checking Bonus
Can be opened online. Requires $1,000 direct deposit.
BMO Harris $400 Checking Bonus
Nice that this bonus is now available nationwide.
- Read our full post
- Soft pull
- Cannot fund with a credit card
- Direct deposits totaling $4,000 – $7,500
SoFi Checking & Savings $675 Signup Bonus
$300 is from SoFi and the other $375 is from Rakuten. The Rakuten/Swagbucks/Topcashback rates move around a lot, but can often get $200-$375, that’s on top of the $300 from SoFi.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit of $3,000+ required
Capital One $300
Has been higher bonuses in the past but not worth waiting as that was many years ago and was a marginal difference. There is also a $250 bonus without direct deposit.
- Read our full post
- Soft pull
- No credit card funding
- Requires two direct deposits of $500+
e*Trade $300 Checking Bonus
Terms give them lots of wiggle room to get out of paying for the bonus.
- Read our full post
- Unknown if hard/soft pull
- Unknown if credit card funding is possible
- Two direct deposits of $1,500+ required
PSECU $300 Checking Bonus
This is technically PA only, but anybody can join Pennsylvania Recreation and Park Society (PRPS) for $20 and you get $10 of that back.
- Read our full post
- Soft pull
- Can fund up to $100 with a Visa or Mastercard
- Direct deposit of $250+ required
PNC $200/$400 Checking Bonus
The offer available depends on where you live.
- Read our full post
- Soft pull
- Can fund with a credit card but codes as a cash advance
- Direct deposit of $2,000 – $5,000 required
Citi $325
Nice part of this bonus is that it doesn’t require a huge deposit like the other Citi checking bonus.
USAA $300
United Debit Card 10,000 Miles
Relatively easy bonus with debit card account signup and $500 spend on the debit card.
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
Upgrade Rewards Checking $200 Referral Bonus
Bonus is even better if you can refer a few people, just keep in mind that people that open accounts rarely get the $200 account straight away.
Affinity Federal Credit Union $100 Referral Bonus
Affinity have offered a $150 bonus in this past, this is better if you’re referred by a friend or family member and they are happy to give some of their bonus.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- Direct deposit of $100+ required
Charles Schwab Up To $500 Bonus
This is now a soft pull making it much more interesting. People like this account because the account is quite useful (e.g ATM fees reimbursed, no fees for foreign transaction withdrawals) and you can also get this account and a brokerage account at the same time for one hard pull. The brokerage account then gives you access to the Charles Schwab credit cards. Obviously not for everybody, but a pretty good combination.
- Read our post
- Soft pull to open
- No requirements for bonus
- Unknown credit card funding
Unify Financial Credit Union $150
Sometimes this is only available in specific areas/states but currently seems to be nationwide.
- Read our full post
- Soft pull
- Can fund up to $2,000 with a credit card
- Direct deposit of $500+ required
Varo Money $150 Referral
Both parties get $150
Lake Michigan Credit Union $100 Referral
Out of state you do need to an appointment to open.
- Read our full post
- Hard pull
- Can fund up to $50 with a credit card
- Two direct deposits of $500+ required
Best Saving Account Bonuses
Capital One Up To $1,500 Bonus
The higher $1,500 tier does require $100,000 deposit. The account earns a decent interest rate and so this is well worth considering if you have the cash.
- Read our full post
- Soft pull as long as you opt out of overdraft protection
- No credit card funding
- Direct deposit not required
Citi Up To $2,000 Bonus – No Direct Deposit Required
This is really more of a savings bonus as it requires a large deposit. Works out to be 8.6% APY for the best bonus.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
MooMoo $1,000 Cash Account Bonus
MooMoo brokerage has a $1,000 bonus for making $100,000 deposit into their Cash Account and holding for 60 days. The $1,000 comes as NVDA stock which you can immediately sell. The account also comes with some other bonuses.
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
HSBC Up To $1,500-$7,000 Checking Bonus
Can put it in an account that earns 3.3% APY or use investments. Referral option best for most people but there is another option that has higher tiers of up to $7,000.
- Read our full post
- Soft pull
- Requires a $100,000 deposit for a $1,500 bonus or $250,000+ for $2,500
Raisin/Savebetter + Topcashback: Up To $2,250 Savings
Topcashback seems to vary, but $150 is the highest you can expect.
TD Bank up To $200 Savings Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
Can also be combined with a $300 checking bonus.
- Read our full post
- Soft pull
- Can fund up to $300 with a credit card
- Requires a deposit of $20,000+ for 90 days
Buckeye State Bank 14% APY On Balances Up To $15,000 – OH
Basically a $525 bonus if you max out the account.
Best Business Bank Bonuses
There are a lot less business bank bonuses than personal bonuses, you can view all of them here.
Chase $500-$750 Business Checking Bonus
Can be done by anyone online. Pretty easy offer to complete with a $10,000 deposit and 5 transactions. There is also a $750 offer that requires a $20,000 deposit (not currently available).
- Read our full post $500 | $750 full post
- Soft pull
- $500 credit card funding, but it codes as cash advance
- Deposit of $10,000+ and 25 transactions required
Bank of America $400/$750
Requires a deposit of $5,000-$15,000 and maintain it from day 31 through 90.
Capital One $500 Business
Requires a $5,000 balance for the $500 bonus. There has been a $1,000 tier in the past.
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
BMO Harris $400-$1,000
Quite a high deposit requirement but still worth doing.
- Read our full post
- Soft pull
- Cannot fund with a credit card
- Requires a direct deposit of $4,000 – $7,500
Wells Fargo $400/$825
Requires a balance of $2,500/$25,000 but thankfully only for 30 days.
Citibank Up To $2,000 Business Checking Bonus – In Branch Only
No direct link, being offered in branch
Only available in branch and not all branches have this offer. This is more of a savings bonus as the $2,000 bonus requires a deposit of $200,000+ for example.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
American Express Business Checking 30,000 Points
Requires $5,000 in deposits for 60 days and also 10 transactions. Fairly simple bonus to do a nice bonus (though it was once higher at 60k).
U.S. Bank $400/$1,500 Business Checking Bonus
Previously terms excluded you if you had an account in the last 24 months, now it’s in the last 12 months. $400 bonus is very attractive. Larger bonus has been increased to $1,200.
BlueVine Business Checking $500
Bit annoying that the easiest way to get the bonus is by spending $2,000+ every month for three months. Better than the $300 bonus offered below.
- Read our full post
- Soft pull
- No credit card funding
Grasshopper $200 Business Referral Bonus
Has been as high as $300 in the past, but the requirements are easier to meet now.
Found $125 Business Checking Bonus
Requires a $5,000 deposit and must maintain that for 30 days.
SkyOne Federal Credit Union – 1% Up To $50,000
Must maintain balance for 90 days as well.
ACNB – $1,000-$2,000 Bonus – PA & MD only
Requires a $10,000/$25,000 balance for three consecutive months.
Equity Bank $1,000 – KS, MO, AR, OK, NE
Requires a $20,000 deposit but no hold period, not even sure if you need to deposit all $20,000 at once or if it can be cycled.
- Read our full post
- Soft pull
- Direct deposit of $1,000+ required
- Can fund up to $2,500 with a credit card
BOK Financial $500-$1,500 – CO
There are three tiers, each requires the deposit be maintained for 60 days: $500 requires $5,000, $1,000 requires $25,000 and $1,500 requires $100,000. $1,000 and $1,500 deals are comparable so better to do the $1,000 deal so you don’t need to tie up as much in funds.
Keybank $500 AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA, In Branch
Direct link to offer
First time we have seen a business bonus from Keybank.
- Read our full post
- Soft pull
- Can fund up to $50 with a credit card online, not sure if possible in branch
Provident Credit Union – $475 – CA, In Branch
Unfortunately has to be opened in branch.
Axos Bank $100/$200 Business Checking
Just need an average balance of $2,500+ for the first two months. Bonus is $200 if business must be incorporated after 6/01/2020
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
TD Bank $500 – CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA
Requires a $2,500 deposit for 90 days and 25 qualifying transactions per month for three months.
- Read our full post
- Soft pull
- No direct deposit required
- Can fund up to $1,000 with a credit card
M&T Bank $300-$1,500 Business Checking Bonus – MA, CT, DE, D.C., MD, NJ, NY, PA, VA, WV
$1,500 bonus requires $100,000 in deposits unfortunately.
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
Huntington Bank $200/$500/$1,000 – OH, MI, IN, PA, KY, WV, IL, CO, MN, SD, WI, NC
The $400 bonus has been increased to $500. $750 bonus has been increased to $1,000.
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
PNC $200/$500 Business Checking AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
Not nationwide like the personal bonus unfortunately. They have offered a $300 bonus in the past, but that hasn’t been available for some time. It’s also now easier to keep the account fee free and because of that we’ve added it back to this list. In some states this is now $500.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit not required
Associated Bank $750 – IA, IL, IN, KS, MI, MN, MO, OH and WI
Requires $20,000 for the full bonus, but smaller bonuses available as well.
S&T Bank $900 – PA & OH
$300 of the bonus is very easy, the rest needs a $25,000 deposit.
- Read our full post
- Soft pull
- Can fund up to $100 with a credit card
- No direct deposit is required
Hawthorn Bank $500-$1,000 Business Checking – MO
Requires a deposit of $50,000 or $10,000 but only in the last full month of the 120 day qualifying period.
Broadway Bank $300-$400 – TX
Requires a $25,000 deposit for the $400 bonus and $2,000 for the $300 bonus.
Community Credit Union Florida – $500 – FL
Checking bonus has been increased to $500, previously it was $300 and there was a $200 savings bonus.
- Read our full post
- Hard pull
- Direct deposit of $500+ required
- Unknown if credit card funding is possible
Fulton Bank $500 – DE, DC, MD, NJ, PA, & VA
Requires a $5,000 deposit for 60 days.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit not required
WaterStone Bank $300/$500 – WI, In Branch Only
Bonus was originally $250 but now $300 and $500 are available
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit not required
Union Savings Bank – $305/$605 Bonus – CT Only
Bonus has increased but so have the monthly balance requirements.
- Read our full post
- Soft pull
- No credit card funding
- Requires an average monthly balance of $4,000/$15,000
Hancock Whitney $300/$1,000 Checking Bonus – LA, MS, FL, AL, TX
This is a $300 checking bonus but can get up to $1,000 when doing the savings portion at the same time.
Farm Bureau Bank $250 – NV
There is also a $150 personal checking bonus but not clear if both of these bonuses can be done.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
Fulton Bank – $225 Business Checking DE, DC, MD, NJ, PA, & VA
Has been as high as $300 in the past.
- Read our full post
- Soft pull
- No direct deposit required
- Can fund up to $500 with a credit card
1st United Credit Union – $200 Business Checking Bonus – CA only
Normally in branch only but can also be opened online.
- Read our full post
- Soft pull
- Can fund up to $2,000 with a credit card
- Direct deposit not required
Best State Specific Bonuses
In the past we haven’t listed state specific bonuses on this page, I thought it was worth listing ones that are definitely worth doing, so here they are.
Abington Bank $300 Checking Bonus, Direct Deposit Not Required MA, CT, RI, NH
We don’t know much about this bank, but this bonus seems easy to trigger and is much higher than normal.
- Read our full post
- Unknown if soft pull
- Up to $1,000
- Direct deposit is optional
Stanford Federal Credit Union $620 – CA
Highest this has ever been and no longer requires opening in branch.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Truist $400 AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
Have seen a slightly higher bonus at launch but I doubt we will see that again and has been lower at $300 for some time.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Two direct deposits totaling $1,000+ are required
Webster Bank $300 – NY, MA, RI, and CT Only, In Branch only
Previously this always had targeted language, but that is no longer the case but it is in branch only. Santander acquiring Webster so maybe last chance.
4Front Credit Union $400 – MI – Direct Deposit Not Required
No monthly fees to worry about either
- Read our full post
- Soft pull
- Can fund up to $5,000 with a credit card
- No direct deposit required
North Shore Bank $400 Checking Bonus WI + IL – Direct Deposit Not Required
Either requires a direct deposit or 10 debit card purchases per month.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
BECU $500 Bonus – WA, ID & OR
Previously offered as a referral bonus of $100
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $250+ required
TruNorth Bank $300 – Direct Deposit Not Required – MA, CT, RI, NH
TruNoth Bank is the new name of Abington Bank & North Shore Bank. So most likely a soft pull to open.
Visions Federal Credit Union – NY, PA, NJ – $500
Bonus is at an all time high, has been $300 and $200 in the past.
- Read our full post
- Soft pull
- Can fund up to $2,500 with a credit card
- Direct deposit of $500+ required
Waterstone Bank $250 Checking – WI only
No monthly fee. There is also a $100 money market bonus.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $300+ required
Associated Bank – $600 Bonus – IA, IL, IN, KS, MI, MN, MO, OH and WI
Huge bonus, does require a large balance of $10,000+ for a short period of time for the full $400 bonus but well worth doing if you have the spare funds. Available in a lot more states now.
Fulton Bank $300 – DE, DC, MD, NJ, PA, & VA – Direct Deposit Not Required
Nice bonus that only requires 15 debit card transactions to trigger. Bonus has been increased to $300 from $200.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit not required
TruStone Financial $500 – WI & MN only
Previously this was only $150 or $350.
- Read our full post
- Soft pull
- Can fund up to $2,000 with a Visa/Mastercard
- Direct deposit of $5,000+ required
Equity Bank $400 – KS, MO, AR, OK & NE?
Not sure if NE works or not, but they recently acquired a bank that operates in NE.
- Read our full post
- Soft pull
- Direct deposit of $1,000+ required
- Can fund up to $2,500 with a credit card
Regions Bank $400 Checking Bonus + $50 – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
This is the highest variation of this bonus we see. They are churnable every 12 months you might as well get that clocking going for another bonus ASAP.
- Read our full post
- Soft pull
- Can fund up to $100 with a credit card
- Direct deposit of $500+ required
Fifth Third $300 Checking Bonus – AL, FL, GA, IL, IN, KY, MI, NC, OH, TN, WV, SC
This seems to range from $250-$400 on a semi frequent basis. Best to do it when it’s $400 obviously.
Old National Bank $300/$650 Bonus – IA, IL, IN, KY, MN, WI, TN, ND & MI
Bit annoying to keep the $450 bonus fee free but can always just do the $250 bonus.
MIDFLORIDA Credit Union – $400 – FL
Older datapoints suggest hard pull but newer one say soft pull.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
First Bank Financial Centre (FBFC) $150 Bonus – Direct Deposit Not Required – WI Only
No monthly fees or direct deposit required. $150 donation is also made to a local school program.
- Read our full post
- Soft pull
- No credit card funding available
- No direct deposit required
SECU $350 – DC, DE, PA, VA, WV, MD
$350 is an all time high for this bonus.
TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
Excellent bonus, but does have quite a large direct deposit requirement to get the $300 and needs a balance of $2,500 to keep it fee-free. There is also a $200 savings bonus.
- Read our full post
- Soft pull
- Can fund up to $300 with a credit card
- Direct deposit of $500 for $150 bonus and $2,500 for $300 bonus
MidFirst Bank $300/$350 – AZ, OK
$300 is the highest we have seen from MidFirst.
AllTru Credit Union $300 Checking Bonus – MO
Just requires two $500+ direct deposits.
- Read our full post
- Soft pull
- Can fund with up to $500 with a credit card
- Direct deposit of $500+ required
Canandaigua National Bank $300 – NY
Bit annoying that there are multiple requirements that need to be completed over two months but worth it for $300.
- Read our full post
- Soft pull
- Direct deposit required in second and third month
- Unknown if credit card funding is possible
Trustco Bank $300 Checking Bonus – FL, MA, NJ, NY, VT
Previously there was a bonus that didn’t require a direct deposit. This one might be in branch only as well.
Florida Credit Union $300 Checking – FL
There is also a $300 CD bonus that can be done at the same time.
- Read our full post
- Soft pull
- Can fund up to $2,500 with a credit card
- Direct deposit of $500+ required
Unity Bank $300-$400 – NJ, PA
$300 bonus is easier to keep fee free.
BOK Financial $450-$750 – CO
There is also a $200 savings bonus, probably worth just paying the monthly fee on the $750 bonus to get the extra $300.
Pittsfield Coop Bank $500/$750 – MA Pittsfield/Hinsdale Area
Might as well do the $750 offer as it only requires an extra 10 debit card transactions.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required for six months
Fidelity Bank $500 Checking – Northeastern PA only
This is normally $400.
- Read our full post
- Deposit of $10,000 required for 30 days
- Soft pull
- Can fund up to $500 with a credit card
Clearview Credit Union $412 – PA Only – Direct Deposit Not Required
Much better than a previous deal that required a direct deposit and was smaller.
bankESB (Easthampton Savings Bank) $325 – Direct Deposit Not Required – MA, CT, RI & NH
No monthly fees or direct deposit required.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- Direct deposit not required
Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
This is the highest bonus they have offered, it’s hard to keep the account fee free but that shouldn’t really be an issue as you can just pay the monthly fee and still end up ahead.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- Direct deposit of $1,000+ required
Santander $400 Checking Bonus – NH, MA, RI, CT, DE, NY, NJ & PA
More difficult to keep fee free than the recent $300 bonus, but obviously an extra $100.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- One or more direct deposits totaling $5,000 required
Huntington Bank – $400 – OH, MI, IN, PA, KY, WV, IL, CO, MN, SC, WI, NC
There is new anti churning language and we aren’t sure how this will be enforced.
Travis Credit Union $475 Checking – CA
Used to be only $300 but you could fund up to $12,000 with a credit card. Bonus is bigger now but no credit card funding.
- Read our full post
- Soft pull
- Fine print says any electronic deposit will work
- No credit card funding
Middlesex Savings Bank $300, Direct Deposit Not Required – MA
Only requires 8 debit card purchases and has no monthly fees.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit not required
Sunflower Bank $200 – AZ, MO, NM, KS & CO and TX, In Branch only – Direct Deposit Not Required
This offer specifically states that ACH credits work to trigger the bonus, there is also no monthly fees to worry about.
South State Bank $200 checking Bonus – AL, CO, FL, GA, NC, SC, TX, VA – Direct Deposit Not Required
Doesn’t require a direct deposit either.
Numerica Credit Union $300 – WA, ID – Direct Deposit Not Required
Was $200, now increased to $300.
- Read our full post
- Unknown if hard or soft pull
- Can fund up to $500 with a credit card
- Direct deposit not required
Flushing Bank $350 Bonus – NY & NJ
No monthly fees to worry about, does require a direct deposit though.
Frontwave Credit Union $350 – CA
Looks like a regular ACH transfer will count for the direct deposit.
PeoplesBank (Bankatpeoples) $350 MA & CT Only
They have had a $300 bonus in the past, but no gaurantee that offer will return.
- Read our full post
- Soft pull
- Credit card funding of $500
- Direct deposit not required
Metro Credit Union $500 Checking Bonus – MA, Southern NH
Previously you need to open in branch, that’s no longer the case.
- Read our full post
- Soft pull
- Can fund up to $2,000 with a credit card
- Direct deposit required, no minimum specified
Flagstar Bank $300-$500 – AZ, CA, FL, IN, MI, NJ, NY, OH, WI
Recently increased to $300/$500 from $250/$350.
Busey Bank $200-500 – AZ, CO, FL, IL, IN, KS, MO, OK, TX
Available in a lot more states than it used to be.
- Read our full post
- Soft pull
- Credit card funding of $500+ required
- Direct deposit of $1,000+ required
Country Bank $400 – MA, NH, ME, RI, CT, VT – Direct Deposit Not Required
Can do billpay or ACH payment instead of a direct deposit. Not churnable anymore.
- Read our full post
- Unknown if soft pull
- Direct deposit optional
- Unknown if credit card funding available
Academy Bank $500 – AR, MO, KS, CO, AZ
Slightly annoying to waive the $20 monthly fee, but worst case you can just pay it.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Requires four direct deposits totaling $10,000+
M&T Bank $450 Checking/Savings Bonus – CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, VA, VT, WV
Think this is the highest variations we have seen in some time.
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
First Commonwealth Federal Credit Union $400 Checking Bonus – PA, NJ
Bonus increased to $400, previously was $250.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $500+ per month required
OneAZ $300 Checking Bonus – AZ Only
Has been as high as $500 in the past but that was a long time ago.
- Read our full post
- Soft pull
- Credit card funding of $500 required
- Direct deposit of $1,000+ required for six months
KeyPoint Credit Union $300 Checking – CA Only
Big bonus with a nice amount of credit card funding.
- Read our full post
- Soft pull
- Can fund up to $3,000 with a credit card
- Direct deposit of $1,000 required
Stanford Federal Credit Union $250/$500 – CA
This requires a monthly direct deposit of $2,500 or $5,000.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $2,500/$5,000 required
Camden National Bank $300 – ME, NH
Have been slight variations of this offer in the past.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $500+ required
Eastern Bank $350 Checking Bonus – MA, NH, ME, RI
There is also a $250 savings bonus, if you do both you get $750 (extra $150).
- Read our full post
- Soft pull
- Credit card funding no longer possible
- Recurring direct deposit of $250+ required
Unitus Community Credit Union OR & WA – $300
Bonus has steadily increased from $100 to $200 to now $300.
- Read our full post
- Soft pull
- Can fund up to $750 with a credit card
- Direct deposit of $250+ required
SAFE Credit Union $300 Bonus – CA Only
This would be much higher if we can confirm it’s now a soft pull to open. Can now be churned and BECU & Safe set to merge.
- Read our full post
- Hard pull (but report of soft pull)
- Unknown if credit card funding is possible
- Direct deposit of $300 or $1,000+ required
Air Academy Credit Union $225 – CO
Has been as high as $250 in the past but as it’s not a huge difference I think this is still worth doing.
Bar Harbor Bank & Trust $200 Checking Bonus – ME, VT & NH
They offer a free checking account.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $250+ required
PECU $200, Direct Deposit Not Required – TX
Requires 5 debit card purchases of $10+
- Read our full post
- Unknown if hard/soft pull
- Can fund up to $250 with a credit card
- Direct deposit not required
Old Second Bank $300 Bonus – IL only
Another small bonus, upside is that $100 can be done without a direct deposit being required.
- Read our full post
- Soft pull
- No credit card funding
- Two direct deposits totaling $500 or more required
Oostburg State Bank $300 – WI
Just requires the direct deposit and a $750 balance.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
People Driven Credit Union – $300 – MI
Bonus increased to $300, was $200 last time.
Vantage Credit Union $250, Direct Deposit Not Required – MO & IL
Unfortunately seems to be a hard pull
- Read our full post
- Hard pull
- Can fund up to $500 with a credit card
- Direct deposit not required
Westmark Credit Union $250 – Direct Deposit Not Required, ID Only
No monthly fees to worry about.
Safe 1 Credit Union $200 – CA, Direct Deposit Not Required
No monthly fee to worry about either.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit not required
WECU $250 Checking Bonus – WA
Sadly don’t know if it’s a hard or soft pull.
- Read our full post
- Unknown if hard or soft pull
- Unclear if credit card funding is possible
- Direct deposit of $100+ required
Honor Credit Union $250 Checking Bonus – MI
The credit card funding is interesting, but it’s unfortunate about the $15 fee and also the hard pull to open the account.
- Read our full post
- Hard pull
- Can fund up to $2,500 with a credit card, but there is a $15 fee
- Direct deposit of $100+ per month required
Freedom Credit Union $200 Referral Bonus – PA
Deal is made better if you can refer a few people as well.
- Read our full post
- Unknown if hard/soft pull
- Credit card funding of $500+
- Direct deposit required for the full bonus
CIBC US $200 IL, MI, MO, FL, CA & WI
Needs to be opened in branch unfortunately.
KeyBank $300/$500 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
Normally KeyBank offers a bonus of up to $300 but only in a few very specific areas, this seems to be available in a lot more areas than normal. If you’re considering this offer (and you should) then it’s worth doing sooner rather than later as it often expires before it’s listed to expire.
- Read our full post
- Soft pull
- Can fund up to $100 with a credit card
- Direct deposit of $500+ required
BOK Financial $300 College Bonus OK, AR, AZ, CO, KS, NM, TX & MO – Direct Deposit Not Required
Unfortunately only available to college students and they do require ID.
- Read our full post
- Soft pull
- Direct Deposit Not Required
- Unknown if credit card funding is possible
Seacoast Bank $400 Bonus – FL only
There is also a $200 savings bonus that can be done at the same time.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card but likely to be a cash advance in branch
- Direct deposit of $500+ required
Power Financial Credit Union $199 – FL – Direct Deposit Not Required
Previously bonus was only $100.
- Read our full post
- Mixed datapoints if it’s a hard/soft pull
- Unknown if credit card funding is possible
- Direct deposit not required
Everwise Credit Union $250 [Formerly Teachers Credit Union] IN & MI – Direct Deposit Not Required
Normally this bonus is only $200, but there is now another $200 that it’s easy to meet the requirements for.
Credit Human $300 Bonus – TX, LA only
No monthly fee to worry about.
- Read our full post
- Soft pull
- Can fund up to $150 with a credit card
- Two direct deposits of $250+ within 60 days of account opening
Broadway Bank $300 – TX
Fairly easy bonus and no monthly fees.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $2,500+ required
Fidelity Bank Up To $300 Checking Bonus + $100 Savings – MA, NH
Sometimes it includes Airpods or something similar instead of the $100.
- Read our full post
- Soft pull
- Direct deposit of $500+ required
- Can fund up to $500 with a credit card
Star Financial Bank – $300 – IN, In Branch
Been a long time since we’ve seen a bonus from Star Financial.
- Read our full post
- Soft pull
- Direct deposit of $500+ required
- Unknown if credit card funding is possible
S&T Bank $300/$400 – PA & OH
Just need to fund the account with $1,000.
- Read our full post
- Soft pull
- Can fund up to $100 with a credit card
- No direct deposit is required
Tower Federal Credit Union $100 – MD – No Requirements
This bonus has no monthly fees or requirements to trigger, making it extremely easy.
Westfield Bank $100 Bonus – OH Only – Direct Deposit Not Required
Any ACH deposit will work for this, doesn’t need to be direct deposit/payroll.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit or recurring ACH deposit required
Orange County’s Credit Union $100 Checking Bonus – No Direct Deposit Required – CA Only
Always nice to see a bonus with no direct deposit required, in addition no monthly fees to worry about.
Horizon Credit Union $200 Checking Bonus – WA, ID, MT, OR – Direct Deposit Not Required
Unfortunately there is a hard pull but everything else about this offer is great.
- Read our full post
- Hard pull
- Credit card funding of $500
- Direct deposit not required
Alpena Alcona Area Credit Union $125 (Youth), $275 (Adult) – MI – Direct Deposit Not Required
Great to see a bonus available to youth/teens as well.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- No direct deposit required
CCFBank $300 – WI, MN, MI
Also comes with a $100 donation.
Teachers Federal Credit Union – $300 – NY, FL
There was a previous $400 offer but I doubt we see that again.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit of $1,000+ for four months required
St. Mary’s Bank $300 Checking Bonus – NH only
There is also a $200 savings bonus.
California Credit Union – $250 – CA
Previously this was only $150.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $500+ required for three months
WinTrust Community Bank $500 Bonus – IL, WI, FL
Now available in more states, requirements are easy as well.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required for two months
Addition Financial $400 Bonus – FL only
Has increased from $300 to $400.
- Read our full post
- Soft pull
- Direct deposit of $1,000-$2,000 required
- Can fund up to $3,000 with a Visa or Mastercard
TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
Excellent bonus, but does have quite a large direct deposit requirement to get the $300 and needs a balance of $2,500 to keep it fee-free. There is also a $200 savings bonus.
- Read our full post
- Soft pull
- Can fund up to $300 with a credit card
- Direct deposit of $500 for $150 bonus and $2,500 for $300 bonus
GECU Federal Credit Union – $300 – NM, TX
No monthly fees to worry about
- Read our full post
- Soft pull
- Can fund up to $250 with a credit card
- Direct deposit of $2,000+ required
Savings Bank of Danbury $100-$300 – CT
Don’t think the $200 bonus is worth doing but both the $100 and $300 bonuses are.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit required, amount varies on bonus
Community First Credit Union $200 Bonus – FL only
No monthly fees to worry about and a nice bit of credit card funding as well.
- Read our full post
- Soft pull
- Can fund up to $1,500 with a credit card
- Direct deposit of $300+ required
Bank of Hawaii $100 – $400 – HI
Difficult to keep the $400 bonus account fee free, but the $200 bonus is much easier.
- Read our full post
- Unknown if hard/soft pull
- Unknown if credit card funding
- Direct deposit of $2,000-$3,500 required
Independent Bank – $350 Bonus – MI
This has been $100 for some time, so nice to see it increased again.
Arapahoe Credit Union $200 Referral Bonus – CO
Nice that this is a referral bonus.
- Read our full post
- Soft pull
- Can fund up to $1,005 with a credit card
- Direct deposit of $75+ required
Provident Credit Union $300 Checking Bonus – CA
Would be higher but has been offered with no direct deposit in the past.
- Read our full post
- Hard pull
- Can fund up to $1,000 with a credit card
- No direct deposit required
Broadview Federal Credit Union – $350 – NY
Previously this was a savings portion as well, but now checking only.
Vantage Credit Union $250 – MO, IL – Direct Deposit Not Required
Would be higher but unfortunately it’s a hard pull.
Blaze Credit Union $225 Bonus, Direct Deposit Not Required – MN
Recently increased to $225.
Berkshire Bank – $300 + $360 Streaming Credit – MA, NY, CT, RI, or VT
Direct deposit requirement is a bit confusing as it says you need to use through pinwheel.
Delta Community Credit Union $250 Bonus – GA Only
Has been $200 without a direct deposit in the past.
Sacramento Credit Union $200 – CA
No monthly fee and at it’s highest level.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit required, no minimum
Credit Union One $200 Bonus – MI only
Not as good as the $300 previously offered.
- Read our full post
- Soft pull
- Can fund up to $600 with a credit card
- Direct deposit of $1,000 required
Superior Credit Union – OH, KY, IN, MI
Don’t have a lot of information about this bank unfortunately
Communication Federal Credit Union $250 – OK & KS
Relatively big bonus, requirements aren’t that hard to meet and no monthly fee to worry about. Plus you can fund a small amount with a credit card.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $500+ required within 45 days
Cornerstone Community Financial Credit Union – $300 – MI, OH
Unfortunately it’s a hard pull.
DFCU Financial $100 Referral Bonus – FL, MI
Nice that it is a referral bonus. Previously was for $175 though.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- Direct deposit of $100+ required
OMNI Community Credit Union $200 Referral – MI, IN
This would be higher but it’s a hard pull to open.
- Read our full post
- Hard pull
- Unknown if credit card funding is possible
- Direct deposit of $100+ required
Jovia Financial Credit Union $150 Checking Bonus – NY Only
Only requires a small direct deposit and no monthly fee.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $100+ required
Grow Financial Federal Credit Union $300 FL, SC, & Military Only
No direct deposit and easy to keep fee free as well.
- Read our full post
- Soft pull
- Credit card funding of $500+ available
- Direct deposit required, no minimum
Pinnacle Financial Partners $200 Mastercard Checking Bonus – TN
A lot of requirements unfortunately for the bonus.
- Read our full post
- Unknown if soft/hard pull
- No credit card funding
- Direct deposit required, must be full paycheck
OneAZ $200 Checking Bonus – AZ Only – Direct Deposit Not Required
Has been higher in the past but required a direct deposit.
- Read our full post
- Soft pull
- Credit card funding of $500 required
- Direct deposit of $1,000+ required for six months
Seattle Credit Union $150 Checking Bonus, Direct Deposit Not Required – WA
Can just do 10 transactions and eStatements instead of a direct deposit.
- Read our full post
- Soft pull
- Direct deposit optional
- Unknown if credit card funding is possible
Desert Financial Credit Union $100 Referral Bonus For Both Parties – AZ only
Requires a referral, but that potentially makes it more profitable for those that do sign up if you can refer some friends/family.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit required, no minimum specified
Collins Community Credit Union $100 Bonus – IA only
No monthly fee to worry about and nice amount of credit card funding as well.
America First Credit Union $100 – No Requirements – UT, NV, AZ, ID, OR, NM
Has been as high as $200 in the past but with a lot more requirements.
- Read our full post
- Hard pull
- Unknown if credit card funding is possible
- Direct deposit not required
Power Financial Credit Union $100 – No Direct Deposit Required – FL only
Unfortunately seems to be a hard pull according to most people.
Mainstreet Credit Union – $300 – KS & MO
Previously this was only $150.
- Read our full post
- Hard pull
- Can fund up to $505 with a credit card
- Direct deposit of $200+ required
Union Savings Bank – $150 Checking Bonus – CT Only
Can also be combined with a $150 savings bonus.
1st Advantage Federal Credit Union – $200 – VA, NC
Bonus was as low as $100, but now up to $100.
- Read our full post
- Hard pull
- Unknown if credit card funding is possible
- Direct deposit required, no minimum
Capital Bank $105 – NY – Direct Deposit Not Required
No monthly fees or direct deposit required
Portland Federal Credit Union (PFCU) – MI – $100 Referral
This is a $100 referral bonus for both parties.
- Read our full post
- Soft pull
- Can fund up to $3,000 with a credit card
- Direct deposit required, no minimum specified
Verity Credit Union $100 Referral Bonus – WA
Nice bonus especially if you can refer a few people.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- Direct deposit of $500+ required
Greater Nevada Credit Union $100 – NV
Nice amount of credit card funding.
California Coast Credit Union $100 Bonus – CA only
California Coast sometimes have good CD rates as well. This is a small bonus but worth doing if you’ve already done bigger bonuses listed above.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $500+ required for three months
USE Credit Union $100 Bonus – CA only
This is a referral bonus, so the bonus referring you will also receive $100.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Heritage Credit Union – WI & IL only – $100 Bonus
No monthly fees to worry about but a relatively small bonus.
Mountain America Credit Union – $150 – UT, ID, NV, NM, MT, AZ
Hopefully it’s now a soft pull instead of hard.
- Read our full post
- Mixed DP on hard/soft pull
- You can fund with a credit card but a 2.5% fee is charged ($4.95 flat fee for debit cards).
- Direct deposit required, no minimum
iTHINK Financial $125 – FL & GA
Can get $50 of the bonus without a direct deposit.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $1,000+ required
Lafayette Federal Credit Union $150 – MD, D.C. & VA
Previously only $100.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Financial Partners Credit Union – CA – $100 Referral Bonus
No monthly fees and the fact that it is a referral bonus makes this more attractive.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Kohler Credit Union $100 Referral – WI
You also get $100 for each person you refer.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- Direct deposit of $3,000+ required
Primeway Federal Credit Union – $100 – TX, Select Counties
Also requires 5 debit card transactions.
- Read our full post
- Unknown if hard or soft pull
- Unknown if credit card funding
- Direct deposit of $500+ required
Virginia Credit Union $100 – VA Only
Nice small amount of credit card funding, but otherwise a small bonus.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Two direct deposits of $500+ for two consecutive months are required
Western State Bank – $100-$250 – AZ, ND, MN – In Branch Only
Another relatively small in branch bonus, still worth doing if you live near a branch and have done the bigger bonuses listed above.
The Bank of Princeton $100 Checking Bonus – NJ & PA, In Branch
No monthly fee is required which is nice.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
City National Bank – $100 Checking – VA, WV, OH – In Branch
Not the most attractive offer given that it’s only $100 and in branch only, but still worth considering for those that have done the bigger bonuses above.
Neighborhood Credit Union $300 Checking Bonus – TX
Previously this was only a $100 bonus, so it’s nice to see it increased by such a huge amount.
- Read our full post
- Hard pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Highly Region Specific/Branch Specific
Redstone Federal Credit Union $500 – AL, TN
Offer available to residents in Cullman, Jackson, Limestone, Marshall, DeKalb, Morgan and Lawrence Counties in Alabama, or Bedford, Cannon, Lincoln, Moore, Rutherford, and Williamson Counties in Tennessee. There is also a $200 youth savings bonus.
TTCU Federal Credit Union $500 – OK Select Branches
Fantastic bonus if you live near a branch.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Recurring $500+ direct deposit required
Picatinny Credit Union $285 NJ – Morris County, New Jersey. Morris Essex Union Somerset
Available in more counties now as well.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $500+ required
Apple Bank $300 – NY, Rego Park branch
Only available in this one branch unfortunately.
Truity Credit Union $250 Referral – OK, KS, Highly Select Areas only
Person signing up gets $250, person referring gets $50. You either need to be a relative of existing member, affiliated with a qualifying employer or community partner or Bartlesville, OK, Lawrence, KS or Springdale, AR regions and make a one time $25 donation
MyUSA Credit Union $200 Checking Bonus – OH – No Requirements
Must live/work/learn in Butler, Clark, Greene, Miami, Montgomery or Warren County in OH only
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- No direct deposit required
Southland Credit Union $200 Checking Bonus – CA Long Beach
Only available at the long beach location.
City National Bank VA, WV, OH, In Branch only – $200 Bonus
This has been available online in the past, but currently in branch only.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $200+ required
San Mateo Credit Union $150 Bonus – Direct Deposit Not Required – CA Only
Only available in San Mateo County, the City of Palo Alto, or certain areas of San Francisco.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct Deposit not required
Purdue Federal Credit Union $400 IN, Lake & Porter County
Bonus was previously only $150.
- Read our full post
- Soft pull
- Direct deposit required, but fine print says any ACH will work
- Can fund up to $250 with a credit card
Recent Changes
- [4/7/26] Removed Nevada State Bank $350 – NV, ID, UT, WY, TX, CA, AZ, CO, NM
- [4/4/26] Removed Truist $400 – AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- [4/3/26] Removed Andrews Federal Credit Union $150 – Washington D.C only
- [4/2/26] Removed TruChoice Federal Credit Union $500 – ME
- [4/1/26] Removed Barclays $200
- [3/31/26] Removed Simmons Bank – $450 Checking Bonus – AR, TX, TN, OK, MO & KS
- [3/28/26] Added Eastern Bank $350 Checking Bonus – MA, NH, ME, RI
- [3/28/26] Added SAFE Credit Union $300 Bonus – CA Only
- [3/27/26] Added People Driven Credit Union – $300 – MI
- [3/27/26] Added Country Bank $400 – MA, NH, ME, RI, CT, VT – Direct Deposit Not Required
- [3/27/26] Added Academy Bank $500 – AR, MO, KS, CO, AZ
- [3/27/26] Added Primeway Federal Credit Union – $100 – TX, Select Counties
- [3/27/26] Added Kohler Credit Union $100 Referral – WI
- [3/27/26] Added Broadview Federal Credit Union – $350 – NY
- [3/27/26] Added 1st Advantage Federal Credit Union – $200 – VA, NC
- [3/27/26] Added OneAZ $200 Checking Bonus – AZ Only – Direct Deposit Not Required
- [3/27/26] Added Pinnacle Financial Partners $200 Mastercard Checking Bonus – TN
- [3/27/26] Added Truity Credit Union $250 Referral – OK, KS, Highly Select Areas only
- [3/27/26] Added Pittsfield Coop Bank $500/$750 – MA Pittsfield/Hinsdale Area
- [3/27/26] Added BOK Financial $450-$750 – CO
- [3/27/26] Added BOK Financial $500-$1,500 – CO
- [3/27/26] Added First Commonwealth Federal Credit Union $400 Checking Bonus – PA, NJ
- [3/27/26] Added Equity Bank $1,000 – KS, MO, AR, OK, NE
- [3/27/26] Added Capital Bank $105 – NY – Direct Deposit Not Required
- [3/27/26] Addition Financial $400 Bonus – FL only
- [3/27/26] Added GECU Federal Credit Union – $300 – NM, TX
- [3/27/26] Added Bank of Hawaii $100 – $400 – HI
- [3/27/26] Removed UFirst Credit Union – $400 UT
- [3/24/26] Added Cornerstone Community Financial Credit Union – $300 – MI, OH
- [3/24/26] Added USAA $300
- [3/24/26] Added Superior Credit Union – OH, KY, IN, MI
- [3/24/26] Added Broadway Bank $300 – TX
- [3/24/26] Added Visions Federal Credit Union – NY, PA, NJ – $500
- [3/24/26] Added Unitus Community Credit Union OR & WA – $300
- [3/22/26] Removed Prestige Community Credit Union $200 – TX
- [3/19/26] Added Virginia Credit Union $100 – VA Only
- [3/19/26] Added M&T Bank $450 Checking/Savings Bonus – CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, VA, VT, WV
- [3/19/26] Added ACNB – $1,000-$2,000 Bonus – PA & MD only
- [3/19/26] Added TruNorth Bank $300 – Direct Deposit Not Required – MA, CT, RI, NH
- [3/19/26] Removed Tower Federal Credit Union $300 Bonus – MD, DC, DE, PA, VA, WV
- [3/19/26] Added Seattle Credit Union $150 Checking Bonus, Direct Deposit Not Required – WA
- [3/19/26] Added North Shore Bank $400 Checking Bonus WI + IL – Direct Deposit Not Required
- [3/19/26] Added Union Savings Bank – $150 Checking Bonus – CT Only
- [3/19/26] Added Union Savings Bank – $305/$605 Bonus – CT Only
- [3/19/26] Added Western State Bank – $100-$250 – AZ, ND, MN – In Branch Only
- [3/19/26] Added Busey Bank $200-500 – AZ, CO, FL, IL, IN, KS, MO, OK, TX
- [3/19/26] Added Credit Human $300 Bonus – TX, LA only
- [3/19/26] Added Delta Community Credit Union $250 Bonus – GA Only
- [3/19/26] Added Capital One $500 Business
- [3/17/26] Removed Sun Canyon Bank – $300 – AZ
- [3/12/26] Removed Marcus $100-$1,500 Savings Bonus
- [3/12/26] Removed E*trade Up To $2,000 Savings Bonus
- [3/10/26] Removed Lafayette Federal Credit Union $150 – MD, D.C., VA
- [3/10/26] Removed North Shore Bank $500 Checking Bonus WI + IL, In Branch Only
- [3/10/26] Removed American Bank & Trust $500 – SD & MN, In Branch
- [2/28/26] Removed 316 Financial $100
- [2/24/26] Removed BMI Federal Credit Union $500 – OH – Direct Deposit Not Required
- [2/24/26] Removed Bank Novo – $300 – Business Checking
- [2/23/26] Added U.S. Bank $450
- [2/22/26] Added Hancock Whitney $300/$1,000 Checking Bonus – LA, MS, FL, AL, TX
- [2/22/26] Added Hancock Whitney $200 Checking Bonus – LA, MS, FL, AL, TX
- [2/22/26] Added Webster Bank $300 – NY, MA, RI, and CT Only, In Branch only
- [2/22/26] Added WaterStone Bank $300/$500 – WI, In Branch Only
- [2/22/26] Added American Bank & Trust $500 – SD & MN, In Branch
- [2/22/26] Added Flagstar Bank $300-$500 – AZ, CA, FL, IN, MI, NJ, NY, OH, WI
- [2/22/26] Removed CIT Bank $225/$300 Savings Bonus
- [2/22/26] Removed Laurel Road $200
- [2/22/26] Removed Live Oak Bank $200
- [2/22/26] Added e*Trade $300 Checking Bonus
- [2/22/26] Removed Bask Bank $300
- [2/22/26] Removed Penn Community Bank $400 – PA, NJ, Direct Deposit Not Required
- [2/15/26] Removed OceanFirst Bank $500 Bonus – NJ, NY & PA
- [2/14/26] Removed Hancock Whitney $300 Checking Bonus – LA, MS, FL, AL, TX
- [2/14/26] Removed SouthPoint Financial Credit Union – MN
- [2/14/26] Removed Byline Bank $600 Business Checking Bonus – IL
- [2/7/26] Removed CommunityAmerica – $300 – KS & MO
- [2/6/26] Added Marcus $1,500 bonus
- [2/1/26] Removed American Express $250 Checking Bonus
- [2/1/26] Removed Wellby Financial $1,000 Checking Bonus With $50,000 Deposit (4.50%) – TX
- [2/1/26] Removed Flagstar Bank $300-$500 – AZ, CA, FL, IN, MI, NJ, NY, OH, WI
- For changes before, click here.
If you know of any better bank account bonuses, let us know in the comments section and we will add them.
