List Of Methods Banks Count As Direct Deposits

Below is a list of banks, along with what they’ll count as a direct deposit. This is useful information because a lot of bank sign up bonuses require you to make direct deposits to receive the sign up bonus. Changing where your paycheck is deposited can be frustrating and time consuming. We’ve included the source(s) in brackets next to each method. Note: If Bluebird or Serve show as working/not working then this will be the case for Redcard/Redbird as well. They all run on the same platform (the same is true in reverse as well).

• Use Amazon To Receive A Direct Deposit

Big Banks/Banks With Regular Sign Up Bonuses

Alliant Credit Union

• Bluevine: 1, 

Ally

• Charles Schwab: 1, 2,
• Chase: 1,
  • Business: 1, 
• Wise: 1, 2, 3, 4, 5 (didn’t work)

American Express

American Express has three different products, Bluebird & Serve & Checking. We’ve split the information below but if it works for one it should work for the other.

Checking

• Ally: 1, 2, 3 (didn’t work), 4 (didn’t work)
• Charles Schwab: 1, 2,
• Chase business: 1, 2, 3 (didn’t work), 4,
• Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9,
• Merill Edge: 1,
• Robinhood: 1,
• TreasuryDirect: 1, 2,
• Wise: 1, 2, 3,

Bluebird:

The following count as a direct deposit

• Amazon payments: 1

Serve:

• Ally: 1, 2
• Paypal: 1
• CapitalOne360: 1
• Santander ACH push: 1

Bank of America

The following count as a direct deposit:

• ACH Transfer (1, 2)
• Airbnb payout: 1,
• Alliant: 1, 2 (didn’t work),3,
• Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27,
• American Express:
  • Bluebird: 1, 2, 3, 4,
  • Savings: 1,
  • Serve: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8 (did work), 9 (did work) 10 (did work), 11 (did work), 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23 (didn’t apply promo code correctly), 24, 25, 26, 27, 28, 29, 30, 31, 32,
• Astra: 1,
• Baxter Credit Union: 1, 2,
• Capital One: 1, 2, 3, 4, 5, 6, 7, 
• Charles Schwab: 1, 
• Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 27, 28, 29, 30, 
  • YouInvest: 1, 2, 3,
• Coinbase: 1, 2, 3, 4, 5 (DIDN’T WORK), 6 (didn’t work), 7 (didn’t work)
• Connexus: 1
• Discover: 1, 2, 3, 4, 5,
• Emigrant (1)
• E*Trade (1, 2, 3, 4 (didn’t work)
• Fidelity Money Line (1, 2)
• Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 
• Fifth Third: 1,
• Guilford Bank: 1,
• HSBC (1)
• ING Direct/Capital One 360 (1, 2), this may not work anymore from December 2013 onwards (1, 2) Update: November 2014 it’s working again (not working again?)
• Midland states bank: 1,
• NFCU: 1,
• One Finance: 1,
• PenFed: 1, 2, 3, 4, 5, 6,
• Pentagon: 1,
• PNC: 1, 2,
• PurePoint Financial: 1
• Robinhood: 1, 2, 3, 4 (didn’t work)
• Serve: 1, 2, 3,
• SoFi: 1, 2 (didn’t work),3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 
• Transferwise: 1, 2, 3, 4, 5, 6,
• Treasury Direct: 1,
• USAA: 1, 2, 3,
• U.S. Bank: 1,
• Wealthfront: 1, 2, 3, 4, 5 (didn’t work), 6 (didn’t work)
• Wise: 1, 2, 3, 4,

The following no longer count as direct deposit:

• ACH Transfer: 1
• Ally ACH: 1, 2 (via e-mail in March, 2015), 3,
• Amazon Marketplace: 1 (via e-mail on February 11th, 2018)
• American Express:
  • Bluebird: 1
• Capital One: 1
• Chase: 1 (does work to waive fee, not for bonus), 2,
• Charles Schwab: 1, 2, 3 (did work)
• Discover: 1 (does work to waive fee, not for bonus), 2,
• Fidelity: 1, 2,
• HSBC: 1
• Paypal (1, 2), there is evidence of it working previously (1, 2, 3) but this has now been shut down.
• PurePoint financial: 1,
• BofA user to user transfers (1)
• Robinhood: 1, 2, 3,
• USAA: 1,
• Vanguard: 1

Capital One 360

The following count as a direct deposit:

• Affinity: 1,
• Alliant (1), 2 , 3 (didn’t work), 4, 5, 6, 7, 8, 9, 10,
• ACH (1)
• Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25,26, 27, 28, 29, 30, 
• Ameritrade: 1,
• Apple cash: 1,
• Bank of America: 1,
• BECU: 1,
• BMO Harris: 1,
• Cash app: 1, 2, 3, 
• Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 , 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65,
• Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 
• CIT: 1
• Clearview: 1
• Discover: 1
  • Cash back redemption: 1 (didn’t work)
  • Savings: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
• e trade: 1, 2,
• Fidelity: 1 (CMA), 2, 3, 4, 5, 6, 7 (CMA), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 
• Fifth Third: 1, 2, 3,
• First Tennessee: 1
• Goldman Sachs: 1, 2, 3, 4, 5, 6,
• Gusto: 1,
• ING Direct/Capital One 360 (1)
• Marcus: 1, 2, 3, 4,
• NFCU: 1, 2, 3,
• Novo: 1,
• ONE: 1,
• PayPal: 1, 2, 3 (business)
• PNC: 1, 2, (maybe didn’t work?)
• PenFed: 1,
• Relay: 1,
• Robinhood: 1,
• Santander: 1, 2,
• SoFi: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, s, 
• Synchrony: 1,
• TD Ameritrade: 1, 2, 3,
• T-Mobile Money: 1,
• Unify: 1,
• U.S. Bank: 1, 2, 3,
• USAA: 1,
• Wealthfront: 1,
• Wells Fargo: 1, 2
• Wise: 1, 2, 3, 4,
• Vanguard: 1, 2, 3, 4, 5, 6, 7, 8, 9,
• Venmo: 1, 2, 3, 4, 5, 6, 7, 8, 9,  10, 11, 12,
• Zelle: 1,
• Venmo: 1, 2,

The following didn’t work:

• Ally: 1
• Chase: 1
• Discover: 1, 2, 3,
• Elements: 1
• Santander: 1
• Stripe: 1
• TIAA Direct: 1
• Wells Fargo: 1
• USAA: 1, 2, 3

Chase

It seems as if any transfer that codes as P2P will no longer work for Chase.

New data points as of September, 2016. The following work to trigger the requirement:

• ABC Giftcards payout: 1, 2, 3, 4, 5, 6, 7, 8 (didn’t work?), 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20 (didn’t work)
• Acorns: 1, 2 (didn’t work)
• Affinity: 1,
• AirBnB: 1, 2 (didn’t work), 3 (did work)
• Alliant: 1, 2, 3 (did work), 4 (didn’t work)
• Ally: 1,
• Amazon Payments: 1, 2, 3, 4, 5, 6 (didn’t work), 7,
• America First Credit Union: 1 (in branch)
• American Express:
  • Redcard: 1
  • Serve: 1, 2, 3, 4, 5 Didn’t work: 1 (worked again), 2 (didn’t work), 3 (didn’t work)
  • Business: 1,
• Ameritrade: 1,
• Apple Cash: 1,
• Aspiration: 1, 2 (didn’t work)
• BeFrugal: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8 (didn’t work)
• Barclays Online Saving: 1, 2, 3, 4, 5, 6, 7, 8
• Barclays cash back: 1, 2,
• Capital One: 1 ,2 (worked), 3 (didn’t work),
• CardCash: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8 (didn’t work)
• Cash app: 1, 2 (didn’t work)
• CBC Federal Credit Union: 1,
• CCUIL ACH: 1,
• Central Credit Union: 1,
• Chase business checking: 1, 2, 3,
• Charles Schwab: 1 (brokerage)
• Chime: 1, 2 (didn’t work)
• Chrome river: 1,
• Circle Pay: 1, 2, 3,
• CIT Bank (not Citi): 1,
• Connexus FCU: 1, 2,
• Consumers Credit Union: 1, 2, 3, 4, 5, 6 (didn’t work)
• Discover Savings: 1, 2, 3, 4, 5, 6, 7, 8 (didn’t work), 9, 10, 11, 12, 13 (didn’t work), 14 (didn’t work), 15 (didn’t work), 16 (didn’t work) 17 (didn’t work)
• DoorDash: 1, 2,
• Dosh: 1, 2, 3, 4 (didn’t work)
• Dwolla: 1,
• eBay: 1, 2 (didn’t work) 3, 4, 5, 6,
• Elements Financial: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16 (didn’t work)
• E*Trade: 1, 2, 3 (didn’t work), 4 (did work), 5 (did work), 6, 7, 8 (didn’t work), 9 (didn’t work), 10 (didn’t work), 11 (didn’t work)
• Etsy: 1,
• Fidelity EFT: 1 (via e-mail on October 5th, 2016), 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20 (didn’t work), 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, (didn’t work), 38, 39, 40 (didn’t work), 41, 42 (didn’t work), 43, 44 (didn’t work), 45 (didn’t work) 46 (didn’t work), 47 (didn’t work), 48, 49, 50 (didn’t work), 51, 52, 53, 
• Fidelity CMA: 1, 2, 3, 4, 5, 6, 7 (didn’t work)
• First Green Bank: 1 (via e-mail on 04/18/2018)
• First Technology Credit Union: 1, 2, 3, 4, 5, 6 (didn’t work)
• Firstrade: 1,
• Freshbooks WePay: 1, 2,
• Goldman Sachs: 1
• Goat: 1,
• Google Adsense: 1
• Gulf Winds Federal Credit Union: 1,
• Gusto: 1
• Invstr: 1,
• Keesler Federal: 1,
• Langley Federal Credit Union: 1,
• MarketForce Payroll: 1,
• Mercari: 1, 2,
• Merrill Edge: 1, 2 (didn’t work), 3 (didn’t work)
• M1Finance: 1, 2,
• Motif Investing: 1, 2,
• Mountain America Credit Union: 1
• mph.bank: 1, 2,
• M&T Bank: 1, 2, 3, 4, 5, 6, 7,8 (didn’t work)
• M1 Finance: 1,
• Nearside: 1,
• Northern Bank: 1,
• NorthOne: 1, 2 (didn’t work)
• Orion: 1,
• Payooner: 1
• PenFed: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13 (didn’t work)
• Poshmark: 1, 2,
• Provident Credit Union: 1, 2, 3, 4,
• Raise: 1, 2,
• Relay: 1,
• Robinhood: 1, 2, 3, 4, 5 (e-mail on 06/21/17)s, 6, 7, 8, 9, 10, 11, 12, 13, 14 (didn’t work), 15 (didn’t work)
• Schools First: 1
• Robinhood: 1, 2, 3, 4, 5 (no longer working) 6 (worked) 7, 8 (didn’t work), 9 (didn’t work), 10 (didn’t work)
• Santander: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14 (didn’t work)
• SchoolFirst: 1, 2, 3, 4 (didn’t work)
• SoFi Invest: 1,
• SoFi Money: 1, 2, 3, 4 (didn’t work), 5,
• Square: 1, 2, 3, 4, 5, 6, 7, 8,
• Stanford FCU: 1,
• Stockx: 1,
• Suncoast: 1,
• TD Ameritrade: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13 (didn’t work), 14, 15 (didn’t work)
• Tech Credit Union: 1, 2, 3 (didn’t work)
• The Knot (wedding registry): 1,
• T-Mobile Money: 1, 2, 3, 4, 5, 6 (didn’t trigger it)
• Topcashback Payout: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15 (didn’t work), 16 (didn’t work), 17 (didn’t work), 18 (didn’t work), 19 (didn’t work)
• Transferwise: 1, 2, 3 (didn’t work), 4 (did work), 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17 (didn’t work), 18, 19, 20, 21, 22 (didn’t work)
• TreausryDirect: 1, 2, 3, 4, 5, 6, 
• Uber: 1, 2, 3 (eats), 4,
• University Federal Credit Union: 1, 2,
• Upwork: 1, 2 (via e-mail on 2/12/19),
• U.S. Bank
  • Business: 1, 
• USAA: 1 2, (didn’t work)
• Vanguard Brokerage: 1, 2, 3, 4, 5 (didn’t work), 6, 7, 8, 9, 10, 11, 12, 13, 14 (didn’t work), 15 (didn’t work)
• WealthFront: 1, 2, 3, 4, 5, 6, 7, 8, 9 (didn’t work)
• Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, not working for some?, 15 (not working), 16 (not working), 17 (not working), 18 (not working), 19 (not working), 20 (not working), 21 (not working), 22 (not working), 23 (not working), 24, 25 (not working), 26 (not working)
• Wisebanyan: 1, 2,

The following do not work:

• Alliant: 1, 2, 3, 4, 5, 6, 7, 
  
• Ally: 1, 2, 3, 4, 5,
• America First Credit Union: 1 (online)
• American Express Savings: 1,
• American Express Business: 1,
• Apple Pay Cash: 1,
• Barclaycard Savings: 1, 2, 3
• Bank of America: 1, 2
• Betterment: 1,
• BMO Harris: 1,
• Boeing Employees Credit Union: 1,
• Capital One: 1, 2,
• Capital One 360: 1, 2 (savings), 3, 4,
• Cardcash: 1, 2,
• Charles Schwab: 1 (checking), 2, 3 (brokerage), 4, 5 (brokerage), 6, 7, 8,
• Chase Business: 1
• Chase credit card cash back: 1,
• Citi ACH: 1
• Citizens Bank: 1,
• Coinbase: 1, 2,
• Comerica Bank: 1,
• DoorDash: 1,
• Discover: 1, 2, 3, 4,
  • Savings: 1
• Excite Credit Union: 1,
• Fidelity: 1,
• FNBO: 1
• Hancock Whitney: 1,
• Huntington: 1
• Ibotta: 1,
• Inspirus: 1,
• Investor Bank: 1,
• IRS: 1, 2, 3, 4,
• Kabbage: 1,
• Keybank: 1,
• Marcus Bank: 1,
• Mercari: 1,
• Moomoo: 1,
• NFCU: 1,
• Optum Bank: 1,
• Orange County’s: 1,
• Paypal: 1, 2, 3, 4, 5,
• PNC: 1, 2
• Quorum FCU: 1
• Raise: 1, 2,
• Santander: 1
• Square Cash.me: 1
• Signature FCU: 1,
• Tax refund: 1,
• TD Ameritrade: 1, 2,
• TD Bank: 1,
• Thrivent: 1,
• Topcashback: 1,
• Upgrade: 1, 2,
• U.S. Bank: 1
• USAA: 1 (1 does work), 2, 3,
• VantageWest: 1
• Venmo: 1, 2, 3, 4,
• Wise: 1, 2,
• Wells Fargo: 1, 2, 3, 4, 5, 6,
• Wells Fargo Business: 1
• Western Vista Federal Credit Union: 1,

[View current Chase sign up bonuses]

The following count as a direct deposit:

• Ally ACH: 1, 2, 3, 4, 5, 6 (may no longer work: 1), 7 looks like it is working (via e-mail February 10th, 2015), 8, 9, 10 (via e-mail July 15th, 2015)
• American Express Serve: 1, 2, 3, 4, 5, 6, 7 (via email January 23rd, 2015), 8 (via email March 3rd, 2015), 9, 10, 11, 12, 13, 14, 15, 16, 17
• American Express Bluebird: 1, 2, 3
• American Express Redcard: 1, 2
• American Express OneVIP: 1
• Ameritrade: 1
• ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15
• Barclays Online Saving: 1, 2, 3, 4
• Capital One Savings: 1, 2
• CCU ACH: 1
• Discover Checking: 1, 2, 3, 4, 5https://www.doctorofcredit.com/chase-checking-300-savings-200-bonus/#comment-226214
• E*Trade: 1 (may no longer work)
• Fifth Third: 1
• Fidelity Online Transfer: 1, 2
• Fidelity Cash Management: 1
• Google Wallet: 1
• Huntington Bank ACH: 1, 2 (no longer works: 1
• NFCU ACH: 1
• PenFed ACH: 1, 2
• Santander: 1, 2
• Tech CU: 1 (No longer works: 1)
• Topcashback: 1 (via e-mail on July 27th, 2016)
• Venmo: 1 (No longer works: 1)
• Wells Fargo: 1, 2, 3
• Barclays Online Savings: 1, 2

The following no longer count as direct deposits:

• Alliant: 1, 2, 3 (used to work 1)
• Ally: 1
• Amazon Payments (1)
• American Express Savings: 1, 2
• Capital One 360/ING Direct, this used to work  (1 , 2 , 3, 4 and 1, 2, 3, 4) but it’s now no longer working unfortunately (1, 2, 3, 4, 5). Reports of this working again (1 via e-mail on April 22nd, 2015), 2, 3, 4
• Charles Schwab Brokerage: used to work 1, 2, 3 but now no longer works: 1, 2, 3
• Citi Bank ACH: 1, 2
• Discover: 1, 2
• First Tennessee: 1
• Google Wallet: 1
• HSBC (1, 2, 3)
• Mango (1)
• Paypal used to work (1, 2, 3) and now no longer works (1 2, 4, 5, 6, 7, 8, 9, 10)
• PNC ACH: 1, 2
• SDFCU: 1
• TD Bank: 1
• USAA: 1

Citibank

The following count as a direct deposit:

• ACH: 1, 2
• Alliant: 1, 2, 3,
• Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 
• Amazon payments: 1
• American Express: 1,
• Bank of America: 1, 2,
• Bluevine: 1,
• Capital One: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21,
• Charles Schwab: 1, 2, 3, 4, 5,
• Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 (business)
• Citizens: 1,
• Coinbase: 1,
• Discover: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16,
• Emigrant direct: 1
• E*Trade: 1,
• Fidelity ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 
• INGdirect: 1, 2, 3
• Marcus: 1,
• M&T: 1,
• Paypal: 1, 2, 3, 4, 5,
• PNC: 1,
• Redneck: 1,
• Robinhood: 1, 2,
• SoFi: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21,
• Truist: 1, 2,
• USAA: 1, 2, 3,
• U.S. Bank: 1,
• Wealthfront: 1,
• Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9,
• Venmo: 1, 2, 3, 4, 5, 6, 7,
• Zelle: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 

The following don’t count as direct deposit:

• Barclaycard:
  • Wyndham: 1
• Google Pay:  1 (via e-mail on 5/27/19)
• Paypal: 1 (somebody let me know via e-mail it no longer works) (used to work: 1, 2, 3), 4 (didn’t work via e-mail on 5/27/19)
• Schwab Brokerage money link transfers (1)
• TD Ameritrade: 1
• USAA: 1 (via e-mail on 5/27/19)

Discover

The following did work:

• Ally: 1 (may no longer work: 1)
• Amazon Seller Disbursements: 1
• Bank of America Business ACH: 1
• Capital One 360: 1, 2, 3
• Fidelity: 1
• Paypal: 1, 2, 3, 4
• Serve: 1
• TD Ameritrade: 1

HSBC

The following code as a direct deposit:

• Ally: 1, 2, 3, 4 (Checking), 5, 6, 7, 8, 9, 10, 11, 12, 13,
• American Express Bluebird: 1
• Capital One 360: 1, 2 (Money Market), 3, 4 (didn’t work), 5, 6, 7,
• Charles Schwab: 1, 2, 3 (didn’t work), 4,
• Chase: 1, 2, 3, 4 (Instant Transfer), 5, 6, 7, 8,
• Citi: 1,
• Discover: 1 (Checking), 2 (Savings), 3 (Savings), 4, 5 (savings), 6, 7, 8,
• PNC Checking: 1, 2, 3,
• Robinhood: 1,
• Santander: 1, 2,
• Schwab Brokerage: 1
• SoFi Money: 1, 2, 3,
• Wells Fargo: 1, 2, 3, 4, 5

The following don’t code as a direct deposit:

• Orion: 1,

Huntington Bank

The following count as a direct deposit:

• Alliant: 1,
• Ally: 1, 2, 3, 4, 5, 6,
• Amazon Payments (1)
• ACH Transfers: 1, 2, 3
• Bluebird: 1
• Capital One: 1
• Charles Schwab: 1,
• Chase: 1, 2, 3, 4, 5, 6,
• Fidelity: 1, 2, 3, 4, 
• PNC: 1, 2, 3,
• SoFi: 1,

Key Bank

The following count as a direct deposit:

• ACH (1)
• Ally ACH: 1, 2 (did work), 3, 4, 5, 6, 7 (didn’t work), 8,
• Alliant: 1, 2 (didn’t work), 3,
• American Express:
  • Serve: 1, 2, 3, 4, 5,
• Capital One 360: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19 (didn’t work), 20, 21, 22, 
• Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (instant transfer did not work), 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26 (didn’t work), 27, 28, 29, 30, 31,
• Citi: 1,
• Discover: 1, 2 (savings, didn’t work), 3, 4, 5, 6, 7,
• ECCU: 1,
• E*Trade: 1, 2, 3, 4,
• Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 
• Huntington: 1, 2,
• LMCU: 1,
• Mountain America Credit Union: 1,
• NFCU: 1, 2,
• Orgeon Community Credit Union: 1
• Paypal: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
• Robinhood: 1,
• Santander: 1, 2 (didn’t work), 3,
• SoFi: 1, 2, 3, 4, 
• Stripe Transfer: 1
• TD Ameritrade: 1
• T-Mobile: 1,
• Transferwise: 1,
• USAA: 1, 2, 3, 4, 5,
• Wells Fargo ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 
• Vanguard: 1,
• Venmo: 1, 2, 3, 4, 5, 6, 7, 8,

The following didn’t count as a direct deposit:

• Ally: 1, 2 (did work)
• Charles Schwab: 1
• SoFi Money: 1,

PenFed

• Charles Schwab: 1,
• Fidelity: 1,
• TreasuryDirect: 1, 

PNC

The following count as a direct deposit:

• Alliant: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19 (didn’t work), 20 (didn’t work), 21,
• Ally: 1, 2, 3, 4 (didn’t work), 5, 6, 7, 8, 9 (didn’t work), 10, 11, 12, 13, 14, 
• AmEx serve: 1, 2, 3, 4, 5, 6,
• AmEx Redbird: 1
• AmEx Bluebird: 1,
• American Express HYSA: 1,
• Astra: 1,
• Bank of America: 1, 2 (didn’t work)
• Barclays: 1, 2 (didn’t work)
• BB&T: 1,
• Bluevine: 1, 
• Cash app: 1,
• Capital One 360: 1, 2, 3 (1 may no longer work), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56 (didn’t work), 57, 58, 59, 60, 61,
• Charles Schwab: 1 (brokerage), 2, 3, 4 (didn’t work), 5, 6, 7 (brokerage), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56 (didn’t work), 57, 58, 59, 
• Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54. 55, 56, 57, 58 (didn’t work), 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87,  88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110 (didn’t work), 111, 112, 113, 114, 115, 116, 117 (didn’t work), 118, 119, 120, 121, 122, 123, 124, 125, 126, 127, 128, 129, 130, 131, 132, 133, 134, 135, 136, 137, 138, 139, 140, 141, 142, 143, 144, 145, 146, 147, 148, 149, 150, 151, 152, 153, 154, 155, 156, 157, 158, 159, 160, 161, 162, 163 (didn’t work), 164, 165, 166 (business), 167 (business), 168, 169 (business), 170, 171, 172, 
• Chase Business: 1, 2, 3, 4, 5,
• Citibank: 1,
• Discover ACH: 1, 2, 3, 4, 5 (didn’t work), 6 (didn’t work), 7 (didn’t work), 8 (didn’t work), 9 (didn’t work)
• FCB South County Bank: 1
• Fidelity: 1, 1, 2, 4,5,6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 
  • Cash management: 1, 2, 3, 4, 5,
• Fifth Third: 1, 2 (didn’t work)
• Huntington: 1,
• Merrill Lynch: 1,
• Morgan Stanley: 1,
• M&T: 1, 2, 3,
• Navy Federal: 1, 2 (didn’t work), 3 (didn’t work), 4 (didn’t work)
• Paypal: 1, 2, 3, 4, 5, 6, 7, 8, 9, 1o, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22,  (didn’t work), 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, (didn’t work), 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46 (didn’t work), 47,
• Pentagon Federal Credit Union: 1
• Fidelity: 1, 2, 3, 4, 
• Schwab: 1, 2
• Tax refund: 1,
• Transferwise: 1,
• TreasuryDirect: 1,
• USAA: 1, 2, 3 (doesn’t work)
• Vanguard: 1, 2, 3, 4, 5, 6,
• Venmo: 1, 2, 3, 4, 5, 6, 7, 8,
• Wells Fargo: 1, 2, 3 (didn’t work), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 
• Wise: 1,

The following do not count as a direct deposit:

• Ally ACH: 1, 2 (used to work: 1
• American Express Savings: 1
• Charles Schwab: 1 (checking)
• Citi: 1,
• eTrade: 1,
• Keybank: 1,
• Laurel Road: 1,
• Liberty Bank: 1,
• Tech CU: 1,

Santander Bank

Works (from August 2016 onwards)

• Alliant: 1, 2, 3, 4, 5 (didn’t work), 6,
• American Express
  • Bluebird: 1, 2,
  • Serve: 1, 2, 3, 4, 5,
• BMO Harris: 1,
• Capital One 360: 1, 2, 3, 4, 5, 6 (didn’t work), 7 (didn’t work), 8 (worked), 9 (worked) 10 (didn’t work), 11 (worked)
• Chase:  1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22,
  • Business: 1,
• Charles Schwab: 1 (brokerage only), 2, 3, 4, 5, 6, 7, 8, 9, 10,
• Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
• TreasuryDirect: 1, 
• SoFi: 1,
• Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15,
• Venmo: 1,

Doesn’t work:

• Charles Schwab Checking: 1 (via Twitter on 06/01/2017)
• Discover: 1, 2,
• PNC: 1,
• TD Ameritrade: 1
• USAA: 1

Truist

The following code as a direct deposit:

• Affinity: 1,
• Ally: 1, 2,
• Axos: 1,
• Bank of America: 1,
• Capital One: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11,
• Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28,
• Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (business), 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33 (business), 34, 35, 36, 
• Discover: 1, 2, 
• E*Trade: 1,
• Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31 (didnt work)
• Fulton: 1 (business)
• PayPal: 1, 
• Public.com: 1,
• Relay: 1, 
• SoFi: 1, 2, 3, 
• TD Ameritrade: 1,
• Vanguard: 1, 2,
• Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14 (didn’t work)
• Wise: 1,

The following don’t code as a direct deposit:

• Alliant: 1,
• Ally: 1,
• Discover: 1,
• ETFCU: 1,
• USAA: 1,

U.S. Bank

The following count as a direct deposit:

• ACH (1)
• All America Bank: 1, 2,
• Alliant (1), 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 
• Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76,   77 (didn’t work), 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120, 121, 122, 123, 124, 125, 126, 127, 128, 129, 130, 131, 132, 133, 134, 135, 136, 137, 138, 139, 140, 141, 142, 143, 144, 145, 146 (didn’t work), 147, 148, 149, 150 (didn’t work), 151, 152, 153, 154, 155, F, 156,  157, 
• American Express:
  • Serve: 1, 2, 3,
  • High yield savings: 1,
• Apple Cash: 1, 2, 3,
• Axos: 1,
• Bank of America: 1,
• Bluevine: 1,
• Capital One; 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 
• Cash app: 1, 2, 3,
• Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15 (checking), 16, 17,  18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 32, 33, 34, 35, 36, 37, 38, 39 (didn’t work) 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 
• Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18 (didn’t work), 19, 20, 21, 22, 23, 24, 25, 26, 27, 28,  29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58,a, 59, gr, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80,  81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109 (business), 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120, 121, 122, 123, 124, 125 (business), 126 (business), 127, 

• Discover: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47,  48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 
• DFCU: 1, 2,
• Elements: 1, 2 (didn’t work), 3, 4,
• E*Trade: 1,
• Fidelity: 1, 2, 3 (didn’t work), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 
• Goldman Sachs: 1,
• Huntington: Bill Pay (1)
• Incredible Bank: 1, 2,
• LendingClub: 1,
• Live Oak: 1, 
• Marcus: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16,
• NFCU: 1, 2, 3, 4, 5, 6, 7,
• Novo: 1, 2,
• Paypal: 1, 2, 3,
• Pentagon FCU: 1,
• PNC: 1, 2,
• Robinhood: 1, 2,
• School’s First Credit Union: 1, 2, 3,
• Simple: 1,
• SoFi Money: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 
• Square cash: 1,
• Tech CU: 1, 2, 3,
• T-Mobile Money: 1, 2,
• Treasury: 1,
• Unify FCU: 1,
• USAA: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15,
• Vanguard: 1, 2, 3, 4, 5, 
• Venmo: 1, 2 (didn’t work), 3,
• Wealthfront: 1, 2,
• Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9,  10, 11, 12, 13, 14, 15,
• Western Vista Federal Credit Union: 1,

Wells Fargo

The following triggers the direct deposit requirement:

• Affinity: 1,
• Alliant: 1, 2 3 (didn’t work), 4 (did work), 5 (did work), 6 (did work), 7, 8, 9, 10,
• Ally: 1, 2, 3, 4, 5, 6 7 (didn’t work), 8 (did work), 9, 10, 11, 12, 13, 14, , 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 
• American Express:
  • Bluebird: 1,
  • Serve: 1, 2, 3 (didn’t work), 4 (did work)
  • Savings: 1,
• Apple: 1, 
• Bank of America: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11,
• BECU ACH: 1, 2, 3, 4,
• Bill.com: 1,
• Bluvine: 1,
• Brex: 1,
• Cash app: 1,
• Capital One 360: 1, 2, Didn’t work: 1, 2, 3, (did work), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 
• Charles Schwab Didn’t work: 1, 2, 3 (brokerage did work),4(didwork),5(didn’twork),6, 7 (did work), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18 (didn’t work), 19, 20, 21, 22, 23, 24, 25, 26, 
  • Checking: 1
  • Money Link: 1
• Chase: 1 (didn’t work), 2 (did work), 3 (did work), 4, 5 (did work), 6 (did work business), 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40 (business)
• CFG: 1,
• Citibank: 1, 2, 3, 4, 5, 6, 
• Coinbase: 1,
• Discover: 1, 2 Didn’t work: 1,did:1,2 (did work)3 (did work),4,5,6,7,8, 9, 10,
  • Savings: 1, 2, 3, 4 (did work), 5 (did work), 6 (did work), 7 (did work), 8, 9, 10, 11, 12 (didn’t work), 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 
• DraftKing: 1,
• Dwolla: 1
• Elements: 1,
• E-Trade: 1, 2, 3, 4,
• Fidelity: 1, 2, 3, 4 (did not work), 5 (didn’t work), 6 (did work), 7 (did work), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 
• First National Bank (FNB): 1,
• HSBC: 1, 2, 3, 4, 5,
• Huntington: 1,
• Keybank: 1
• Marcus: 1, 2,
• Meritrust: 1,
• Monifi: 1,
• M&T Bank: 1,
• NFCU: 1,
• Novo: 1,
• Paypal: 1, 2, 3, 4, 5 (didn’t work), 6 (did work), 7 (did work), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17 (didn’t work), 18, 19, 20, 21, 22, 23, 24, 25,
• PenFed Trial Deposits: 1, 2, 3,
• PNC: 1, 2, 3, 4, 5, 6,
• Relay: 1,
• Robinhood: 1, 2, 3, 4, 5, 6, 7, 8, 9, 
• Santander: 1, 2, 3, 4, 5, 6, 7, 8,
• Schwab: 1
• Schools First: 1, 2,
• Sky One: 1,
• Simple: 1,
• SoFi Money: 1, 2, 3, 4, 5, 6, 7, 8, 9,
• SunTrust: 1,
• Tax refund: 1,
• Wealthfront: 1,
• USAA: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8, 9, 10, 11, 12, 13, 
• Vanguard: 1, 2,
• Varo: 1,
• Venmo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 

The following didn’t work:

• INSPIREUS: 1,
• Wealthfront Cash account: 1,

Credit Unions/Small Banks

121 Financial Credit Union

• No data points

316 Financial

• No data points

7 17 Credit Union

• No data points

1st Advantage Federal Credit Union

• No data points

1st Colonial Community Bank

• No data points

1st Community Credit Union

• No data points

1st Constitution Bank

The following did not work as direct deposit:

• Ally: 1
• Capital One 360: 1
• Chase: 1
• Discover: 1
• Paypal: 1
• Santander: 1
• Vanguard: 1

1st Financial Federal Credit Union

• No data points

1st Mariner Bank

• No data points

1st Security Bank

• No data points

1st Source Bank

The following worked as a direct deposit:

• Charles Schwab: 1 (money link), 2 (brokerage)
• Chase: 1,

1st United Credit Union

The following code as a direct deposit:

• Chase: 1, 2,

3Rivers Federal Credit Union

The following count as a direct deposit:

• Keybank: 1,

5Point Credit Union

• No data points

AAC Credit Union

• No data points

Abington Bank

• No data points

Achieva Credit Union

• No data points

ACNB Bank

• No data points

Acorns

• No data points

Addition Financial

The following code as a direct deposit:

• Charles Schwab: 1, 2 (didn’t work)

Adirondack Bank

• No data points

Advance Financial Federal Credit Union (AFFCU)

We don’t have any data points on what will trigger the bonus, but be warned that the fine print states you must deposit your full pay check. In some cases credit unions will manually check this (e.g you’ll be required to show your pay stub). The following worked:

• Charles Schwab: 1,

Advantage Bank

• No data points

Advantage Credit Union

• No data points

Advantis Credit Union

• No data points

Adventure Credit Union

The following code as a direct deposit:

• Capital One 360: 1

Advia Credit Union

• No data points

Aero Federal Credit Union

• No data points

AFFCU

• No data points

Affiliated Bank

• No data points

Affinity Federal Credit Union

The following code as a direct deposit:

• Ally: 1, 2 (didn’t work)
• Brex: 1,
• Charles Schwab: 1, 2, 3, 4 (didn’t work)
• Chase: 1,
• Coinbase: 1, 2 (didn’t work)
• Discover: 1, 2 (didn’t work)
• Fidelity cash: 1,
• IRS: 1,
• Kabbage: 1,
• Treasury direct: 1,
• Wise: 1,

The following didn’t work:

• Marcus: 1,
• Orange FCU: 1,
• Wells Fargo: 1,

Affinity Plus Credit Union

• No data points

Air Academy Federal Credit Union

• Chase:
  • Business: 1,
• NFCU: 1,

Albert Neobank

The following worked as a direct deposit:

 

• Bluevine: 1,
• Brex: 1,
• Chase business: 1,
• DoorDash: 1,
• Square: 1,
• Wise: 1, 2,

The following didn’t work as a direct deposit:

• Ally: 1,
• American Express Business: 1,
• Astra: 1,
• Cash app: 1,
• Chime: 1,
• Charles Schwab: 1, 2,
• Discover: 1,
• M1: 1,
• SoFi: 1,
• Wells Fargo: 1,

Alcoa Tenn Federal Credit Union

• No data points

Allegiance Credit Union

• No data points

Allegius Credit Union

• No data points

Allied First Bank

• No data points

AllTru Credit Union

• Fidelity: 1,

Alpena Alcona Area Credit Union

• No data points

Aloha Pacific Federal Credit Union

• No data points

AltaOne Federal Credit Union

• No data points

Amalgamated Bank

• BMO Harris: 1

Amboy Direct

• No data points

Amerant Bank

The following code as a direct deposit:

• Public.com: 1,

American Bank

• No data points

American Bank Center

• No data points

American Bank & Trust

• No data points

American Bank & Trust SD & MN

• No data points

American Commerce Bank

• No data points

American Eagle Financial Credit Union

The following code as a direct deposit:

• Charles Schwab: 1,

America First Credit Union

• No data points

American Eagle Credit Union

The following did work:

• No data points

The following didn’t work:

• Paypal: 1
• Santander Bank: 1
• Serve: 1

American Enterprise Bank

• No data points

American Investors Bank & Mortgage (AIBM)

• No data points

American Heritage Credit Union

• No data points

American Pride Bank

• No data points

American Trust & Savings Bank

• No data points

American United Federal Credit Union

• No data points

America’s Christian Credit Union

• Chase;
  • Business: 1,

AmeriCU Credit Union

• No data points

Ameriprise Financial

• No data points

Ameris Bank

The following coded as a direct deposit:

• Charles Schwab: 1, 2,
• Chase: 1, 2 (didn’t work)
  • Business: 1,
• TD Bank: 1,
• TreasuryDirect: 1, 
• Wise: 1,

ANB Bank

• No data points

Anchor Bank

The following trigger the bonus:

• Discover ACH: 1

Andigo Credit Union

The following triggered the bonus

• Ally: 1,
• American Express:
  • Bluebird: 1
• Charles Schwab: 1 (brokerage), 2 (didn’t work)
• Fidelity: 1, 2,
• PayPal: 1,
• Venmo: 1,

The following didn’t count:

• Alliant: 1, 2,
• Capital One: 1,
• PenFed: 1,

Andrews Federal Credit Union

• Fidelity: 1, 2,
• Treasury direct: 1,

ANECA Credit Union

• No data points

Anoka Hennepin Credit Union

• No data points

APGFCU

• No data points

Apple Bank

The following do count as a direct deposit:

The following didn’t count as a direct deposit:

• Chase ACH: 1
• Venmo: 1, 

Apple Federal Credit Union

• No data points

Arapahoe Credit Union

• Unknown

Ardent Credit Union

The following worked as a direct deposit:

• Charles Schwab: 1, 2,

Arizona Central Credit Union

No data points

Arizona Federal Credit Union

• No data points

Arizona Financial Credit Union

• No data points

Arkansas Federal Credit Union

• No data points

Armed Forces Bank

• Chase: 1,

Arrha Credit Union

• No data points

Arrow Bank

• No data points

Arsenal Credit Union

• No data points

Arundel Federal Savings Bank

• No data points

Arvest Bank

• Chase; 1, 

Ascend Bank

• No data points

Ascend Federal Credit Union

• No data points

Ascent Credit Union

• No data points

Ascentra Credit Union

• No data points

Ashland Credit Union

• No data points

Aspiration

The following code as a direct deposit:

• American Express:
  • Bluebird: 1,
  • Serve: 1,
• Penfed: 1,
• Venmo: 1,

The following didn’t code as a direct deposit:

• Ally: 1,
• American Express:
  • Bluebird: 1,
• Paypal: 1,
• Venmo: 1, 2 (did work)
• USAA: 1,

Associated Bank

• Ally: 1, 2, 3, 4, 5, 6, 7, 8,
• Astra: 1,
• Chase business: 1, 2,
• Fidelity: 1,
• PayPal: 1,
• PNC ACH: 1, 2,
• Tax refund: 1,

The following did not work as a direct deposit:

• Charles Schwab: 1,

Associated Credit Union

• No data points

Associated Credit Union of Texas (ACUTX)

• No data points

Austin Bank

• No data points

Avadian Credit Union

• No data points

Avidia Bank

The following count:

• Capital One 360 ACH: 1

Axos Bank

The following worked as a direct deposit:

• Affinity: 1,
• Alliant: 1,
• Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9 (didn’t work but asked if it worked), 10 (didn’t work), 11 (didn’t work)
• Brex payroll: 1,
• Capital One: 1, 2 3, 4, 5, 6, 7, 8, 9, 10,
• Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (didn’t work)
• Chase: 1, 2,
• Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12,
• SoFi: 1, 2, 3, 4, 5,
• USAA: 1,
• T-Mobile: 1, 2,
• Treasury Direct: 1,
• Vanguard: 1,
• Wells Fargo: 1, 2, 3, 4, 5 (didn’t work)

Ballston Spa National Bank (BSNB)

• No data points

BancorpSouth

• No data points

Bank7

• No data points

Bank & Trust

• Alliant: 1, 2, 3,
• Ally: 1, 2, 3,
• American Express:
  • Serve: 1,
• Capital One: 1, 2, 3,
• Charles Schwab: 1 (checking), 2 (pull)
• Chase:
  • Personal: 1, 2,
  • Business: 1,
• Fidelity: 1,

The following did not work:

• Discover: 1,

Bank Direct

These guys are extremely strict and it seems they do a manual review on all direct deposits to ensure that they are from an employer. You also need to be depositing your full paycheck rather than a partial deposit, they check this by verifying it against your stated yearly income. Source(s): 1

Bankers Trust

• No data points

BankFinancial

• No data points

BankHometown

• No data points

Bank of Canton

• No data points

Bank of Maine

We don’t currently know of anything other than a regular employer payment that will trigger the direct deposit requirement that Bank of Maine requires.

Bank Midwest

• No data points

Bank Mutual

The following don’t count as a direct deposit

• Ally ACH: 1
• Paypal

Bank of Blue Valley

• No data points

Bank of Elk River

• No data points

Bank Five Nine

• No data points

Bank Independent

• No data points

BankNewport

• No data points

Bank Novo

• No data points

Bank of Greene County

• No data points

Bank of Hawaii

• No data points

Bank of Hope

• Chase:
  • Business: 1,
• TreasuryDirect: 1, 
• Wise: 1,

Bank of Montgomery (BOM)

• No data points

Bank of New York

The following count as a direct deposit:

• HSBC (1)

Bank Of Sun Prairie

• No data points

Bank of Tennessee

• No data points

Bank of The Blue Grass

• No data points

Bank Of The West

The following count as a direct deposit:

• BMO Harris: 1, 2,
• Capital One: 1,
• Chase: 1, 2, 3, 4, 5, 6, 7, 8,
• Discover: 1, 2, 3, 4, 5, 6 (didn’t work)
• Emigrant (1)
• ING Direct/Capital One 360 (1)
• Discover ACH: 1, 2,
• Midfirst Bank: 1, 2,
• Paypal (1, 2, 3, 4, 5, 6, 7, 8, 9,
• Schwab ACH: 1
• USAA: 1, 2,
• Venmo: 1,

The following did not work:

• Ally: 1,

BankPlus

• No data points

Bank OZK

• No data points

Bank Midwest (KS & MO)

• No data points

BankWell

• Charles Schwab: 1,

Banner Bank

• No data points

Banterra

• No data points

Barclays

• No data points

Bar Harbor Bank & Trust

• No data points

Baselane

• No data points

Bask Bank

• No data points

Baton Rouge Telco Federal Credit Union

• No data points

BayCoast Bank

• No data points

BB&T

The following does count as a direct deposit:

• Alliant: 1, 2, 3 (didn’t work)
• Ally: 1, 2 (didn’t work), 3 (didn’t work), 4 (didn’t work)
• Charles Schwab Brokerage: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
• Chase: 1, 2 (didn’t work)
• E*Trade: 1,
• Treasury direct: 1,
• Wealthfront: 1,

The following doesn’t count as a direct deposit:

• Paypal: 1
• PNC: 1,
• Santander: 1,

BBVA

The following codes as a direct deposit:

• Alliant: 1, 2 (didn’t work)
• Capital One 360: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 (didn’t work), 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28,
• Chase: 1, 2, 3, 4,
• Charles Schwab: 1 (brokerage), 2 (brokerage), 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13 (didn’t work), 14 (didn’t work), 15 (didn’t work), 16 (didn’t work), 17,
• Fidelity: 1, 2 (didn’t work), 3, 4, 5,
• First Tech Federal Credit Union: 1
• Merrill Edge: 1
• Paypal: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8 (didn’t work), 9 (didn’t work)
• Provident Credit Union: 1
• TD Ameritrade: 1, 2,
• Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9,

The following did not work:

• Ally: 1,
• Discover: 1. 2,
• Robinhood: 1

BCU Credit Union

• No data points

Beacon Credit Union

• No data points

Beartooth Bank

• No data points

BECU

• No data points

Belco Community Bank

• No data points

Bell Bank

• No data points

Bellco Credit Union

• No data points

Beneficial Bank

• No data points

Berkshire Bank

• No data points

BethPage Credit Union

• Chase: 1, 2 (didn’t work)
• Novo: 1,
• Treasury Direct: 1,
• Upgrade: 1,
• Wise: 1, 2,

Better Banks

• No data points

Beverly Hill Bank

• No data points

BHCU

• No data points

BiddefordSavings

No data points

Blackhawk Bank & Trust

• No data points

Blaze Credit Union

• No data points

Blue Federal Credit Union

The following count as a direct deposit:

• BMO Harris: 1,

Blue Foundry Bank

• TreasuryDirect: 1, 

Blue Hills Bank

The following counted as a direct deposit:

• Discover: 1

The following did not count as a direct deposit:

• Discover: 1 (savings)

Bluestone Bank

• No data points

BluPeak Credit Union

• Fidelity: 1, 2,
• TreasuryDirect: 1, 
• Wise: 1, 2,

BMO Harris

The following do count as a direct deposit:

• Alliant ACH: 1, 2 (1 no longer counts), 3 (worked again)
• Ally: 1
• American Express:
  • Serve: 1, 2 (didn’t work)
  • Bluebird: 1 (didn’t work)
• Capital One 360: 1, 2, 3, 4
• Chase: 1 (business checking), 2, 3 (business checking), 4, 5 (didn’t work), 6 (didn’t work), 7 (business), 8 (business), 9, 10 (business), 11 (business)
• Discover ACH: 1, 2, 3 (didn’t count: 1), 4 (did count), 5 (did count), 6 (didn’t work), 7 (didn’t work)
• Fidelity: 1 (brokerage)
• Novo: 1,
• Robinhood: 1
• Schwab Transfer: 1, 2, 3
• Treasury Direct:1, 2, 
• Vanguard: 1 (brokerage)
• UFCU: 1
• Wise: 1, 2, 3,

The following did not count as a direct deposit:

• Ally: 1
• Capital One 360: 1 (1 – did work), 2, 3 (did work), 4 (did work), 5 (didn’t work), 6 (didn’t work), 7 (did work), 8 (did work)
• Charles Schwab: 1 (brokerage), 2 (did work), 3 (didn’t work), 4
• Fidelity: 1
• JP Morgan: 1,
• Paypal: 1, 2, 3 (did work)
• Taxes:
  • Federal & State: 1
• USAA: 1
• Vanguard: 1,
• Wells Fargo: 1,

BMI Federal Credit Union

The following works:

• American Express:
  • Bluebird: 1,

BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)

The following worked:

• Chase: 1

Below is what worked for specific banks within BOKF

• Bank of Texas:
  • Capital One 360: 1
  • Charles Schwab: 1

Bravera Bank

• No data points

Brentwood Bank

• No data poits

Bridge Credit Union

• No data points

Bridgeview Bank Group

The following code as a direct deposit:

• Ally: 1
• Gusto: 1

The following didn’t work as a direct deposit:

• Charles Schwab: 1

The following doesn’t code as a direct deposit:

• Capital One 360: 1

Broadway Bank

• University Federal: 1,
• Wise: 1,

The following doesn’t work:

• Chase: 1,
• Wells Fargo: 1,

Broadview Federal Credit Union

• No data points

Bryn Mawr Trust (BMT)

• No data points

Bryon Bank

• No data points

Byline Bank

• Capital One: 1,

Buckeye State Bank

• No data points

Buckeye State Credit Union

• No data points

Bull’s Eye Credit Union

• No data points

Busey Bank

• Chase:
  • Business: 1, 2, 3 (didn’t work)

The following didn’t work:

• Fidelity: 1,

Cadence Bank

• No data points

California Bank & Trust

• No data points

California Coast Credit Union

• No data points

California Credit Union

The following code as a direct deposit:

• Chase:
  • Business checking: 1,
• Wells Fargo: 1,

Callaway Bank

• No data points

Cambridge Savings Bank

The following codes as a direct depsoit

• No data points

The following does not code as a direct deposit:

• Capital One 360: 1,

Cambridge Trust Company

The following code as a direct deposit:

• Charles Schwab: 1,

Camden National Bank

The following worked as a direct deposit:

• Capital One: 1

Campus USA Credit Union

• No data points

Canyon View Credit Union

• No data points

Cape Cod 5

• No data points

Cap Ed Credit Union

• No data points

Capital Bank

The following did work:

• Alliant: 1,
• Ally: 1, 2,
• Capital One: 1, 2, 3,
• Charles Schwab: 1,
• Chase: 1,
• Discover: 1, 2,
• Fidelity; 1,
• Paypal: 1, 2, 3,
• Wealthfront: 1,

The following did not work:

• Charles Schwab: 1,
• Chase: 1,

Capital City Bank

• No data points

Capital Credit Union

• No data points

Capitol Bank

• No data points

Carolina Trust Federal Credit Union

• No data points

Carver Federal Savings Bank

• No data points

Cash App

The following code as a direct deposit:

• Alliant: 1,
• Charles Schwab: 1, 2,
• Fidelity: 1,
• First horizon: 1,
• First Republic: 1,
• NorthOne: 1,
• Orion: 1,
• T-Mobile: 1,

The following didn’t work:

• Ally: 1,
• Capital One: 1,
• Discover: 1,
• PNC: 1,

CCFBank

The following do work:

• No data points

The following don’t work:

• American Express:
  • Serve: 1,
• Capital One: 1,

CBT Bank

• No data points

Cedar Rapids Bank & Trust

• Charles Schwab: 1, 2, 3,
• Fidelity: 1, 2, 3,

CEFCU

• Investors Bank: 1,

CenterBank

• No data points

Center Parc

• No data points

Centier

• No data points

Centra Credit Union

• No data points

Central Illinois Bank

• No data points

Central Pacific Bank

• No data points

Central Willamette Credit Union

• No data points

Century Bank

The following code as a direct deposit:

• Fidelity: 1,

Central Bank

The following don’t code as a direct deposit:

• Ally: 1,
• Fidelity: 1,

Central Minnesota Credit Union

• No data points

Charles Schwab

• Wells Fargo Business: 1

Charter One

The following count as a direct deposit:

• ING Direct/Capital One 360 (1)

Chartway Federal Credit Union

We’re unsure what counts as a direct deposit, but we’d recommend using a real employer deposit or government benefit as it looks like they manually check this part of the bonus is completed in good faith. We will update this if this is not the case.

• Chase: 1,

Cheese

• No data points

Chesapeake Bank

• No data points

Chief Financial Credit Union

• No data points

Chime

The following counts as direct deposit:

• Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9,  10 (didn’t work)
• American Express
  •  
  • Serve: 1 (personal experience)
• Apple Cash: 1, 2,
• Axos Bank: 1,
• Bank of America: 1,
• Bluevine: 1,
• Cash app: 1, 2,
• Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 
• Chase: 1, 2, 3, 4, 5, 6, 7, 8 (business), 9 (business)
• Circle Pay: 1,
• Discover: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16 (didn’t work)
• Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16 (didn’t work), 17, 18,
• Novo: 1,
• One Finance: 1,
• PayPal: 1,
• Santander: 1,
• SoFi Money: 1, 2,
• TD Bank: 1,
• T-Mobile Money: 1,
• Wells Fargo: 1, 2, 3,
• USAA: 1,
• U.S. Bank: 1,
• Vanguard: 1,
• Wells Fargo: 1 (business)
• Wise: 1, 2,

The following don’t work:

• Bank of America: 1,
• Chase: 1,
• Fidelity: 1,
• Wells Fargo: 1,

Cincinnatus Savings & Loan

• No data points

Civista Bank

• No data points

Christian Community Credit Union

The following counts as a direct deposit:

• Chase:
  • Business: 1,
• Vanguard: 1,

The following doesn’t count as a direct deposit:

• Amazon Payments: 1,
• TIAA Direct: 1,

CIBC US

The following coded as a direct deposit

• Chase: 1,
• Venmo: 1,

Cincinnati Federal

• No data points

CinFed Credit Union

• No data points

Citadel Bank

• Fidelity: 1,
• SoFi Money: 1, 2,
• Wells Fargo: 1, 2,

The Citizens Bank

• No data points

Citizens Bank

The following count as a direct deposit:

• ACH (1, 2)
• Alliant: 1, 2, 3, 4,
• Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18,
• American Express Savings: 1,
• Bank of Guam: 1,
• Capital One 360: 1, 2, 3, 4, 5,
• CardCash: 1,
• Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
• Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38,
• Discover: 1, 2, 3, 4, 5, 6, 7,
• eTrade: 1,
• Fidelity: 1, 2, 3, 4, 5, 6, 7, 8 (didn’t work), 9,10, 
• Fifth third: 1,
• HSBC: 1, 2,
• Huntington Bank: 1
• ING Direct/Capital One 360 (1)
• IRS refund: 1
• Paypal: 1,
• Santander: 1, 2, 3,
• SoFi: 1,
• TD Bank: 1,
• Topcashback: 1
• Wells Fargo: 1, 2, 3,
• Wise: 1,
• Vanguard: 1, 2, 3, 4,
• Venmo: 1, 2, 3, 4, 5, 6, 7,
• Zelle: 1,

The following did not count as a direct deposit:

• Capital One 360: 1

Citizens First Bank

• No data points

City Mark Federal Credit Union

• No data points

City National Bank (Bankatcity)

• No data points

City & County Credit Union

• No data points

Clearview Federal Credit Union

The following did count as a direct deposit:

• Discover trial deposits: 1 (via e-mail on July 31st, 2016)
• PNC: 1,

Clifton Savings Bank (CSBK)

• No data points

Clinton Savings Bank

• No data points

C&N Bank

• No data points

CNB Bank & Trust

• No data points

Coastal Credit Union

• No data points

Cobalt Credit Union

• No data points

CODE Credit Union

• No data points

Collins Community Credit Union

• No data points

Columbia Bank (NJ)

The following worked:

• Bank of America: 1,
• Capital One 360: 1, 2, 3, 4, 5, 6,
• Chase: 1, 2, 3, 4, 5,
• Citizens Bank: 1, 2,
• Discover: 1,
• Fidelity: 1
• Robinhood: 1,
• Santander: 1,
• TD Bank: 1, 2,
• Vanguard: 1
• Venmo: 1,

Columbia Bank (WA, OR, ID)

The following work as a direct deposit

• Chase: 1, 2,

Columbia Bank Online

No data points

Comerica Bank

The following worked as a direct deposit:

• Alliant: 1,
• Capital One: 1, 2,
• Chase: 1, 2, 3,
• Venmo: 1, 2, 3, 4, 5,
• Wells Fargo: 1, 2,

The following didn’t work (note these might not have worked due to out of state or other issues):

• Ally: 1,
• Discover: 1,

Commonwealth Central Credit Union

• No data points

Community Resource Credit Union

• No data points

Compass Bank

The following count as a direct deposit:

• ING Direct/Capital One 360 (1)

Compass Community Credit Union

• TreasuryDirect: 1, 

Compass Credit Union

• No data points

Commerce Bank (MA)

The following count as a direct deposit:

• Paypal (1)
• ING (1, 2)

Commerce Bank (MO, KS, IL, OK & CO)

• No data points

Commodore Perry Federal Credit Union

• No data points

Communication Federal Credit Union

• TreasuryDirect: 1, 

CommunityAmerica Credit Union

• Chase:
  • Business: 1, 2,

Community Bank (NY)

• No data points

Community Bank & Trust

• No data points

Community Choice Credit Union

• No data points

Community Credit Union Florida

• No data points

Community Financial Credit Union

• Wells Fargo: 1,

Community First Credit Union – CA

• No data points

Community First Credit Union of Florida

• No data points

Community State Bank

• No data points

Community State Bank (WI)

• No data points

Community West Credit Union

The following count as a direct deposit:

• ACH counts for the interest rate bonus, but no the cash bonus (1)

Compass Federal Credit Union

• No data points

ConnectOne Bank

• No data points

Connections Credit Union

• No data points

Connex Credit Union

• No data points

ConnexUs Credit Union

The following count as a direct deposit:

• Ally: 1
• BMO Harris: 1,
•  

Consolidated Community Credit Union

• No data points

Consumers Credit Union

The following counted as direct deposit:

• BMO Harris: 1,
• Chase: 1,
• NFCU: 1,

Consumers Credit Union (MI)

• No data points

Copper State Credit Union

• No data points

Cooperative Bank of Cape Cod

• No data points

Coors Credit Union

• No data points

Corda Credit Union

• No data points

Cornerstone Bank

• No data points

Cornerstone Financial Credit Union

• No data points

Country Bank

• No data points

Crane Credit Union

• Soft pull: 1

Credit Human

• Fidelity: 1,
• Wise: 1,

 Credit Union 1

• Charles Schwab: 1,
• TD Ameritrade: 1,
• Wells Fargo: 1,

Credit Union of America

• No data points

Credit Union of Ohio

• No data points

Credit Union of Southern California

• Bluevine: 1, 
• Chase: 1, 

Credit Union One

The following count as a direct deposit:

• Ally: 1,
• Chase: 1,
• Discover: 1,
• Paypal: 1,

Credit Union of the Rockies

• No data points

Credit Union of Texas

The following code as a direct deposit:

• Charles Schwab: 1,

Credit Union West

• No data points

CrossPoint Federal Credit Union

• No data points

Cyprus Credit Union

• No data points

Crystal Lake Bank

• No data points

CSE Federal Credit Union

• No data points

Current

The following worked:

• Ally: 1, 2, 3, 4, 5 (didn’t work), 6 (didn’t work)
• Capital One: 1,
• Charles Schwab: 1, 2, 3, 4, 5 (didn’t work)
• Chase: 1,
  • Business: 1, 
  • Payroll: 1, 
• Discover: 1,
• Fidelity: 1,
• Wise: 1, 2,

The following didn’t work:

• Chase: 1,
• Mercury:1, 
• Northwest: 1,
• PayPal: 1,
• SoFi: 1, 

Dearborn Savings Bank (DSB)

• No data points

Dedham Savings Bank

The following code as a direct deposit:

• Chase; 1,

Del Norte Credit Union

• No data points

Delta Community Credit Union

• Charles Schwab: 1, 2,
• Fidelity: 1, 2, 3, 4,
• TreasuryDirect: 1, 

Denmark State Bank

• No data points

Desert Financial Credit Union

• Mercari: 1,

Desert Schools Federal Credit Union

• No data points

Devon Bank

• No data points

DFCU Financial

• No data points

Diamond Valley Federal Credit Union

• No data points

Digital Credit Union (DCU)

• No data points

Dollar Bank

The following counted as a direct deposit:

• American Express:
  • Serve: 1,
• Capital One: 1,
• Chase: 1,
• Fidelity: 1,
• Robinhood: 1,
• Thrivent FCU: 1,
• Wells Fargo: 1, 2, 3,

The following didn’t work:

• Charles Schwab: 1,

Dort Federal Credit Union

• No data points

DuGood Federal Credit Union

• No data points

DuPage Credit Union

• No data points

Dundee Bank

• No data points

Dupaco Credit Union

• No data points

East Boston Savings Bank

• No data points

Eastern Bank

The following code as a direct deposit:

• Charles Schwab: 1, 2 (didn’t trigger bonus)
• Fidelity: 1,

Eastern Savings Bank

• No data points

Eastman Credit Union

• No data points

East Idaho Credit Union

• No data points

East Wisconsin Savings Bank

• No data points

EBSB Direct

• No data points

ECCU

• No data points

Educational Systems Federal Credit Union

• No data points

Educators Credit Union (ECU)

• No data points

Edwards Federal Credit Union

• No data points

EECU

• Charles Schwab: 1,
• Fidelity: 1, 2,
• One Fin: 1,
• SoFi: 1, 2,

Element Federal Credit Union

• No data points

Elements Financial

• Alliant: 1, 2, 3, 4, 5 (did not work)
• Ally: 1, 2, 3 (didn’t work), 4 (didn’t work)
• American Express:
  • Serve: 1, 2, 3,
• Capital One 360: 1, 2, 3, 4 (didn’t work)
• Chase:
  • Business: 1, 2,
• Discover: 1
• Goldman Sachs savings: 1
• Incredible Bank: 1,
• Treasury: 1,
• Wealthfront: 1,
• Wells Fargo: 1,
• Wise: 1,
• Vanguard: 1, 2 (didn’t work)

The following didn’t work:

• Charles Schwab: 1,
• Chase: 1,
• PNC: 1,
• Wells Fargo: 1, 2,

Elevations Credit Union

The following code as a direct deposit. 

• Fidelity: 1, 

Elite Community Credit Union

• No data points

Elko Federal Credit Union

• No data points

Embassy Bank

• No data points

Embold Credit Union

• No data points

Empire State Bank

• No data points

Emprise Bank

• No data points

Energy Federal Credit Union

• No data points

Energy One Credit Union

• No data points

ENT Credit Union

• No data points

Equity Bank

• No data points

ESSA Bank & Trust

• No data points

Essex Bank

• No data points

Eureka Savings Bank

• No data points

E*Trade

The following count as a direct deposit:

• Fidelity: 1,
• ING Direct/Capital One 360 (1, 2)
• TreasuryDirect: 1, 

Evansville Teachers Federal Credit Union

The following worked:

• Alliant: 1,
• Initial credit card funding worked: 1
• Capital One: 1,
• Chase: 1
• Marcus: 1,
• PayPal: 1,
• Wells Fargo: 1,

Exchange Bank

• No data points

Excite Credit Union

The following code as a direct deposit:

• Astra: 1,

Expedition Credit Union

• No data points

Experian

• Chase: 1,
• Chase business: 1,
• Fidelity: 1, 2,

Extraco Banks

• No data points

Fairwinds Credit Union

The following code as a direct deposit:

• American Express
  • Business: 1, 2,
• Chase:
  • Business: 1, 2, 3, 4, 5, 6,
• Google Pay: 1,
• U.S. Bank
  • Business: 1, 2,
• Wealthfront; 1, 2 (didn’t work), 3,
• Wise: 1, 2, 3, 4,

The following did not code as a direct deposit:

• Alliant: 1,
• Charles Schwab: 1, 2, 3,
• Discover: 1,
• Fidelity: 1,
• Transferwise: 1,
• Treasury Direct: 1,

Family Trust Federal Credit Union

• No data points

Farm Bureau Bank

• No data points

Farmers Insurance Federal Credit Union

• Fidelity: 1, 2, 3,
• Novo: 1,
• TreasuryDirect: 1, 
• Wise: 1,

Farmers & Merchants Bank

• No data points

Farmers & Merchants State Bank

• No data points

Farmington Bank

• No data points

FAST Credit Union

• No data points

FCB Banks

• No data points

FCNB Bank

• No data points

FCB South County Bank

• No data points

FEDCOM Credit Union

We currently don’t have any data points, please share yours in the comments.

Fibre Federal Credit Union

• No data points

Fidelity Bank (PA)

The following code as a direct deposit:

• Discover: 1,

Fidelity Bank (Online, MA)

• No data points

Fidelity Bank (Bank With Fidelity)

• No data points

Fidelity Bank [KS, OK, MO]

• No data points

Fierce Finance

• No data points

Fifth Third Bank

The following count as a direct deposit:

• Ally: 1, 2 (no longer working: 1), 3 (worked again), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24,
• Alliant: 1, 2, 3,
• American Express:
  • Serve: 1
• Bank of America: 1
• Capital One: 1, 2, 3, 4, 5, 6 (via e-mail 1/1/2021), 7, 8, 9, 10,
• Charles Schwab: 1, 2, 3, 4, 5, 6, 
• Chase; 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20 (didn’t work), 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 
• Chase business: 1, 2, 3,
• Citizens: 1
• Citi: 1, 2,
• Discover ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18,
• eTrade: 1, 2,
• Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 
• First Tech Credit Union: 1, 2,
• Huntington: 1
• USAA ACH (1), 2
• ING Direct/Capital One 360 (1, 2, 3, 4, 5 via email on November 8th)
• Liberty Financial: 1,
• Marcus: 1, 2,
• NFCU: 1, 2,
• Paypal: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16,
• PNC: 1, 2,
• Serve: 1
• Skyla: 1,
• SoFi: 1,
• TransferWise: 1,
• Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
• Wesbanco: 1,
• USAA: 1,
• U.S. Bank: 1,
• Venmo: 1,

The following did not work:

• Alliant: 1 (sent via e-mail 3/13/19), 2 (did work)
• Huntington Bank: 1
• PNC: 1

Figure Pay

• Cash app: 1, 2,
• Novo: 1 (had to message to get it credited)

Financial Builders

• No data points

Financial Partners Credit Union

• No data points

Financial Plus Credit Union

• Chase: 1,
• Fidelity: 1,

Financial Resources Credit Union

• No data points

Finex Credit Union

• No data points

Firefighters First Credit Union

• No data points

Firefly Credit Union

Can fund up to $1,000 with a credit card. The following code as a purchase

• Citi:
  • Double cash: 1 (via e-mail 11/22/19), 2,

First Advantage Bank

• No data points

First American Bank

The following code as a direct deposit:

• MyPay: 1,

First Bank (VA)

The following don’t work as a direct deposit:

• Ally: 1,

First Bank (CA, IL & MO)

• Charles Schwab: 1,
• Fidelity: 1,

First Bank and Trust

• No data points

First Bank of Manhattan

• No data points

First Bank & Trust Company Illinois

• No data points

First Bank Financial Centre (FBFC)

• No data points

FirstBank

The following worked:

• American Express:
  • Serve: 1, 2, 3,
• First Tech Federal Credit Union: 1
• TD Ameritrade: 1, 2, 3

The following didn’t work:

• Capital One 360: 1

FirstBank [TN, GA, AL]

• No data points

First Bank (Myfirstbank)

• No data points

First Basin Credit Union Checking

• No data points

First Citrus Bank

• No data points

First Commerce Credit Union

• No data points

First Commonwealth Bank

• Alliant: 1,
• Fidelity: 1, 
• TD: 1,

First Community Bank (AR/MO)

• No data points

First Community Credit Union

• No data points

First Entertainment Credit Union

• No data points

First Federal Bank (FL)

• NO data points

First Federal Bank of Kansas City

• No data points

First Federal Bank of Wisconsin

• No data points

First Federal Credit Union

• No data points

First Fidelity Bank

• No data points

First Financial Bank (AR/MS)

• No data points

First Financial Bank (TX)

• No data points

First Financial Bank (IL, IN, KY, OH)

The following have counted as a direct deposit in the past:

• Alliant: 1,
• Discover: 1,

First Financial Federal Credit Union

• No data points

First Financial Federal Credit Union (MD only)

• No data points

First Financial Northwest Bank

• No data points

First Flight Credit Union

• No data points

First Florida Credit Union

• Robinhood: 1,
• TreasuryDirect: 1, 

First General Credit Union

• No data points

First Hawaiian Bank

• No data points

First Heritage Federal Credit Union

• No data points

First Internet Bank

• No data points

First Interstate Bank

• No data points

First Merchants Bank

The following code as a direct deposit:

• Alliant: 1, 2, 3,
• Ally: 1, 2,
• American Express:
  • Bluebird: 1,
• Astra Finance: 1,
• Capital One: 1, 2,
• Charles Schwab: 1, 2 (didn’t work), 3,
• Chase: 1,
• Goldman Sachs: 1

First Jersey Credit Union

• No data points

FirstLight Federal Credit Union

• No data points

First-Lockhart National Bank

• No data points

First Mark Credit Union

The following count as a direct deposit:

• ACH: 1
• Alliant ACH: 1
• Ally ACH: 1

First MidWest Bank

• No data points

First National 1870

• No data points

First National Bank (IA)

• No data points

First National Bank of Long Island

• No data points

First National Bank in Staunton

• No data points

First National Bank of Texas

• No data points

First National Bank and Trust Company

• No data points

First National Bank of Waterloo

• No data points

First Nebraska Credit Union

We’re not sure what counts as a direct deposit, but they require you to deposit your full pay check according to the fine print so they might require paystub verification.

First Northern Credit Union

• No data points

First Tennessee Bank

The following count as a direct deposit:

• ACH: 1
• Alliant: 1
• Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9
• Capital One: 1, 2, 3
• Capital One 360: 1, 2, 3, 4, 5, 6, 7, 8
• Capital One Savings: 1
• Charles Schwab: 1, 2
• Chase: 1, 2, 3, 4. 5
• Discover: 1, 2, 3
• First Citizens Bank: 1
• Paypal: 1, 2, 3, 4, 5, 6,
• Santander: 1
• Schwab Brokerage: 1, 2
• USAA: 1, 2, 3
• Wells Fargo: 1, 2, 3, 4, 5,
• Venmo: 1, 2, 3,

The following didn’t work:

• Ally: 1,
• Chase: 1,

First Citizen’s Bank

We don’t know of any methods that do or don’t count as a direct deposit. Contact us if you know of any.

First Federal Bank

• No data points

First Green Bank

• No data points

First Home Bank

• No data points

First Horizon Bank

First Horizon Bank used to be First Tennessee & Capital Bank. We recommend looking at previous datapoints for those banks. Below we will only list datapoints since the name change. The following code as a direct deposit:

• Ally: 1, 2,
• Charles Schwab: 1, 2, 3, 4, 5,
• Chase:
  • Business: 1,
  • Personal: 1, 2,
• Discover: 1, 2,
• Fidelity: 1, 2, 3, 4, 
• SoFi: 1,
• Wells Fargo: 1, 2, 3,
• Wise: 1,

First Merit Bank

• We have no data points, please share yours in the comments section.

First National Bank (FNB)

The following worked:

• Alliant: 1,
• Ally: 1,
• Capital One: 1, 2, 3, 4, 5, 6,
• Charles Schwab: 1, 2, 3, 4,
• Chase: 1, 2, 3,
• Santander: 1,

First National Bank [UT]

• No data points

First National Bank [NE]

The following worked:

• Charles Schwab:
  • Trial deposits: 1

Firstrust Bank

The following coded as a direct deposit:

• Alliant: 1,
• American Express:
  • Bluebird: 1,
• Charles Schwab: 1,
• PNC: 1,

First Savings Bank of Hegewisch

• No data points

First Service Bank

• No data points

First Service Credit Union

• No data points

First Southern Bank

• No data points

First South Financial

• No data points

First State Bank Of Illinois

• No data points

First Tech Credit Union

The following code as a direct deposit:

• Ally: 1,
• Capital One: 1, 2 (didn’t work), 3,
• Chase: 1, 2, 3 (business), 4 (didn’t work), 5 (business), 6 (business), 7 (business), 8 (didn’t work)
• Chime: 1,
• Treasury Direct: 1,
• Wise: 1, 2, 3, 4, 5, 

The following didn’t work:

• Charles Schwab: 1,

First Trade Union Bank (FTUB)

FTUB is a small bank and as such it looks like they manually check to see if you’ve received an employer direct deposit or not. Apart from Capital One 360 there is no record of any regular ACH transfers triggering the bonus (and ING/CapOne 360 is from long ago). The following count as a direct deposit:

• ING Direct/Capital One 360 (1)

The following don’t count as a direct deposit:

• Ally Bank ACH (1, 2, 3)
• Chase ACH (1)

First Niagara Bank

The following count as a direct deposit:

• Alliant ACH: 1
• Ally ACH: 1, 2
• AmEx FSB ACH: 1
• Bank of America ACH: 1,
• Capital One ACH: 1
• Capital One 360 ACH: 1, 2, 3, 4
• Charles Schwab: 1,
• Chase ACH: 1, 2
• Discover: 1
• HSBC ACH: 1
• Paypal 1, 2, 3, 4
• State Farm ACH: 1

Amazon gift cards also work for meeting the minimum debit card transactions required: 1

First Republic Bank

• No data points

First United Bank

• Chase: 1,
• KickFurther: 1

First United Credit Union

• Ally: 1,

First US Community Credit Union

• No data points

Fitness Bank

• No data points

Fitzsimmons Credit Union

• No data points

Five Star Bank

The following counted as a direct deposit:

• Wells Fargo: 1

Flagship Bank

• No data points

Flagstar

The following do count as a direct deposit:

• Alliant: 1,
• Fidelity: 1, 2, 3,

The following don’t count as a direct deposit:

• ACH used to work (1, 2) but in recent times it no longer does (1)

Florence Bank

• Wells Fargo: 1,

Florida Community Bank

• No data points

Florida Credit Union

• Fidelity: 1, 2,

Florida West Coast Credit Union

• No data points

Flushing Bank

The following worked as a direct deposit:

• American Express:
  • Serve: 1,
• Charles Schwab: 1, 2, 3, 4, 5,
• TreasuryDirect: 1, 
• Santander: 1, 2, 3,

F&M Bank

• No data points

F&M Bank (VA Only)

• No data points

F&M Bank (IN, OH)

• Fidelity: 1,
• Wise: 1,

F&M Trust

• No data points

FNBO

The following don’t count as a direct deposit:

• Fidelity: 1,

FNCB

• No data points

Focus Bank

No data points, please share your experiences in the comments at the end of this post.

Focus Federal Credit Union

• No data points

Forcht Bank

• No data points

Fort Bragg Federal Credit Union

• No data points

Fort Financial Credit Union

• No data points

Fort Worth Community Credit Union

• No data points

Found

• No data point

Four Points Federal Credit Union

• No data points

Freedom Credit Union

The following did work:

• None

The following didn’t work:

• Novo: 1,
• Wise: 1,

Freedom Federal Credit Union

No data points.

Freedom First Credit Union

• No data points

Fremont Bank

The following code as a direct deposit:

• Chase: 1 (waived the monthly fee)

Frontier Bank

• No data points

Frontwave Credit Union

The following coded as a direct deposit:

• Fidelity: 1 (via e-mail on 11/17)

FSB Bank

• No data points

Fulton Bank

The following have not worked for direct deposit:

• Bank of America: 1,
• Capital One 360: 1,
• Chase: 1,
• Citi: 1
• Discover: 1
• Huntington: 1
• Wells Fargo: 1

Gain Federal Credit Union

• No data points

Garden Savings FCU

No data points, please share your experiences in the comments at the end of this post.

Gate City Bank

• No data points

Gateway First Bank

The following code as a direct deposit:

• Chase business: 1,
• Discover: 1,

The following didn’t work:

• Ally: 1,
• eTrade: 1,

Gateway Metro Federal Credit Union

• No data points

Genisys Credit Union

• No data points

Georgia Banking Company (GBC)

• No data points

Georgia’s Own Credit Union

• No data points

Gesa Credit Union

• No data points

Global Credit Union

• No data points

GNO Federal Credit Union

• No data points

GoBank

• Alliant ACH: 1
• BMO Harris: 1,
• Chase: 1

GO Federal Credit Union

• No data points

GOLD Credit Union

• No data points

Go2Bank

The following code as a direct deposit:

• Wise: 1, 2, 3,

Granite Credit Union

• No data point

Grasshopper

• No data points

GR Consumers Credit Union

• No data points

Greater Iowa Credit Union

•  No data points

Great Lakes Credit Union

The following are considered a direct deposit:

• ACH: 1, 2
• Chase: 1

Great Plains Bank

• No data points

Great River Federal Credit Union

• No data points

Great Southern Bank

• No data points

Greater Nevada Credit Union

• No data points

Green State Credit Union

• No data points

Grove City Area Federal Credit Union

• No data points

Grow Financial Federal Credit Union

• No data points

GTE Financial

The following worked:

• Charles Schwab: 1,
• Discover: 1,

Guaranty Bank

• No data points

Guardian Credit Union

• No data points

Gulf Coast Bank & Trust Company

• No data points

Gulf Coast Federal Credit Union

• No data points

Hancock Whitney

The following worked:

• Chase: 1, 2, 3,
• Charles Schwab: 1,
• Wells Fargo: 1,

Hanmi Bank

• TreasuryDirect: 1, 

Hanscom Federal Credit Union

• No data points

HarborOne Bank

• No data points

The following didn’t work as a direct deposit:

• Vanguard brokerage: 1

Harborstone Credit Union

• No data points

Harford Bank

• No data points

Harvard Federal Credit Union

• No data points

HawaiiUSA Federal Credit Union

• No data points

Hawthorn Bank

• No data points

Heartland Bank

• No data points

Heartland Credit Union

• No data points

Hercules First Federal Credit Union

• No data points

Heritage Credit Union

• No data points

Heritage Bank NW

• No data points

Heritage Bank of St. Tammany

• No data points

Heritage Financial Credit Union

• No data points

HeritageWest Credit Union

• No data points

Hibernia Bank

• Treasury direct: 1,

Highmark Federal Credit Union

• No data points

Hiway Federal Credit Union

• No data points

Holyoke Credit Union

• No data points

Home National Bank

• No data points

Home Federal Savings Bank

• No data points

Home Savings Bank

• No data points

Home State Bank

• No data points

HomeStreet Bank

Following count as a direct deposit:

• Citibank: 1
• Paypal: 1
• Provident Credit Union: 1

HomeTrust Bank

The following triggered the direct deposit requirement:

• Ally: 1,
• Fidelity: 1,

Honor Credit Union

• Fidelity: 1, 2,

Horizon Bank

• Chase: 1,

Horizon Credit Union (WA, ID, MT)

• No data points

Horizon Federal Credit Union

• No data points

Houston Metropolitan Federal Credit Union

• No data points

Hudson River Community Credit Union (HRCCU)

• No data points

Hudson Valley Federal

• Fidelity: 1,

IBERIABANK

The following code as a direct deposit:

• Chase: 1, 2,
• Fidelity: 1,

ICBC USA

• Unknown

IC Federal Credit Union

The following count as a direct deposit:

• Santander: 1,

Idaho Central Credit Union (ICCU)

• No data points

Ideal Credit Union

• No data points

Illinois State Credit Union

• No data points

Incredible Bank

The following worked as a direct deposit:

• Charles Schwab: 1, 2, 3, 4,
• Chase: 1,
• Discover: 1,
• Wells Fargo: 1, 2, 3,

Independent Bank

• No data points

Independent Financial

• No data points

Indiana Members Credit Union

• No data points

Indiana State University Federal Credit Union

• No data points

InRoads Credit Union

• No data points

Inspire Federal Credit Union

• No data points

Integrity Bank

• No data points

Interior Federal Credit Union

• No data points

Interra Credit Union

• No data points

InTouch Credit Union

• No data points

Investors Bank

The following worked:

• Charles Schwab: 1,
• Chase: 1, 2, 3, 4, 5,
• Fidelity: 1,

The following didn’t work:

• Ally: 1,

iQ Credit Union

• No data points

Island Federal Credit Union

• No data points

iTHINK Financial

• No data points

Jovia Financial Credit Union

• Ally: 1,
• Chase: 1, 2, 3 (didn’t work), 4 (business)
• Fidelity: 1,

JSC Federal Credit Union

The following code as a direct deposit:

• Fidelity: 1,

Juno

• American Express Business: 1,
• Wise: 1,

Kalsee Credit Union

• No data points

Katahdin Trust Company

• No data points

Kearny Bank

• No data points

Keen Bank

• No data points

Keesler Federal Credit Union

• No data points

Kemba Financial Credit Union

• No data points

Kentucky Bank

• No data points

KeyPoint Credit Union

The following coded as a direct deposit:

• Ally: 1,
• Charles Schwab: 1,
• Discover savings: 1, 2, 3, 4, 5,
• Fidelity: 1, 2, 3, 4, 5, 6, 7, 8,
• Venmo: 1, 2,

The following didn’t work:

• Charles Schwab: 1, 2,
• Discover: 1,
• Novo: 1,

Kinderhook Bank

• No data points

Kinecta

• No data points

Kirkpatrick Bank

• No data points

Kitsap Credit Union

• No data points

Labor Credit Union

• No data points

La Capitol Federal Credit Union

• No data points

Lafayette Federal Credit Union

• No data points

LA Financial Credit Union

• No data points

 Lakeland Bank

• No data points

Lake Michigan Credit Union

The following count as a direct deposit:

• ACH (1, 2,

Lake Ridge Bank

• No data points

Lake Shore Savings

• No data points

La Loma Federal Credit Union

• No data points

Langley Credit Union

• No data points

Landmark Credit Union

The following code as a direct deposit:

• Brex: 1,
• Charles Schwab: 1,
• Kabbage: 1,

Land of Lincoln Credit Union

• No data points

Las Colinas Federal Credit Union

• No data points

Laurel Road

Changes were made as of April 1, 2024:

Things that have worked:

• Chase
  • Business: 1,
  • Business Payroll: 1,2, 3, 4, 5,
• Charles Schwab: 1,
• First Financial Federal Credit Union (Maryland): 1,
• Treasury Direct: 1, 2,
• Wells Fargo DirectPay: 1,
• Vanguard: 1, 2,

Things that haven’t worked:

• BluPeak: 1,
• Fidelity; 1,

• Alliant: 1, 2, 3, 4,
• Ally: 1, 2, 3, 4, 5, 6, 7, 8,
• Axos: 1,
• BluPeak: 1,
• Brex: 1,
• Capital One: 1, 2, 3, 4, 5, 6, 7, 8,
• Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8,
• Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22,
  • Business: 1,
• Discover: 1, 2, 3, 4, 5, 6, 7, 8,
• Etrade: 1,
• Fidelity: 1, 2, 3, 4,
• HM Bradley: 1,
• Liberty Federal Credit Union: 1,
• SoFi: 1,
• TD Ameritrade: 1,
• T-Mobile Money: 1,
• Wealthfront: 1,
• Wells Fargo: 1, 2, 3, 4,
• USAA: 1,

LBS Financial Credit Union

• No data points

Ledyard Bank

• No data points

Legacy Bank

• Unknown

Legacy Bank (KS)

• No data points

LegacyTexas

The following worked:

• Capital One 360: 1,

Lending Club

• No data points

Level One Bank

• No data points

Liberty Bank (CT, MA, RI)

The following coded as a direct deposit:

• Chase: 1,
• Fidelity: 1,

Liberty Bank For Savings

• No data points

Liberty First Credit Union

• No data points

Liberty Savings Bank

• No data points

Lili Bank

The following code as a direct deposit:

• Venmo: 1,

Linn Area Credit Union

• No data points

Live Oak Bank

• No data points

LM Federal Credit Union

• No data points

Local Bank

• No data points

Lone Star National Bank

• No data points

Long Game

• No data points

LorMet Community Federal Credit Union

• No data points

Los Angeles Federal Credit Union

• No data points

Loyalty Credit Union

• No data points

Lyons National Bank

• No data points

Mars Bank

• No data points

Magnifi Financial

• No data points

Magnolia Federal Credit Union

• No data points

Mango

The following count as a direct deposit:

• Alliant: 1, 2
• Amazon Payments: 1, 2
• Bluebird: 1
• Fidelity: 1
• ING Direct/Capital One 360 (1) (Warning: One reader has reported Capital One 360 locking their account with a fraud warning for linking Mango because it is a prepaid product and only personal checking accounts can be used).
• Paypal: 1

Main Street Bank [of Virginia]

• No data points

Mainstreet Credit Union

• No data points

MainSource Bank

• No data points

Marathon Bank

• No data points

Marcus Bank

• No data points

Marine Bank

The following worked:

• No data points

The following didn’t work:

• Charles Schwab: 1,

MarketUSA Federal Credit Union

• No data points

Maspeth Federal Savings

• No data points

Mazuma Credit Union

• No data points

MAX Credit Union

• No data points

Mcfarland State Bank

• No data points

MECU Credit Union

• No data points

Melrose Bank

• No data points

Member One Federal Credit Union

• No data points

Members Choice Credit Union

• No data points

Members Cooperative Credit Union

• No data points

Members Source Credit Union

• No data points

Meridian Bank

• No data points

Meridian Trust Federal Credit Union

• No data points

Meritrust Credit Union

• No data points

Meriwest Credit Union

• Ally: 1,
• Charles Schwab: 1,

Metro Credit Union

• No data points

Metro Credit Union (MA)

• No data points

Metro Credit Union (NE)

• No data points

Metropolitan Bank

• No data points

Michigan Schools and Government Credit Union

No data points

Middlesex Federal

• No data points

MidFirst Bank

• Ally: 1, 2, 3, 4,
• Charles Schwab: 1, 2,
• Chase: 1, 2,
• FNBO: 1,
• Vanguard: 1,

MIDFLORIDA CU

• Fidelity: 1, 2,
• Wells Fargo: 1,
• Wise: 1,

Midland States Bank

• Ally: 1,
• Capital One: 1, 2,
• Cash app: 1,
• Chase: 1, 2, 3, 4,
• Credit card funding worked: 1,
• Discover: 1,
• Fidelity: 1,
• SoFi: 1, 2, 3, 4,
• Wise: 1, 2,

Mid-Hudson Valley Federal Credit Union

• Fidelity: 1,

Mid Minnesota Federal Credit Union

• No data points

Mid Penn Bank

• No data points

MidWestOne Bank

No data points

Midwest Regional Bank

• No data points

MB Financial Bank

The following counted as a direct deposit:

• Capital One: 1, 2,
• Fidelity: 1

Macatawa Bank

• No data points

Memphis City ECU (MCECU)

• No data points

Meadows Credit Union

There are no working methods for meadows credit union at the moment. The following count as a direct deposit:

• HSBC (1)

Memory Bank

• Discover: 1,

Mercer Savings Bank

• No data points

Mercury

• No data points

Meriwest Credit Union

• Charles Schwab: 1,

MidUSA Credit Union

• No data points

Midwest Bank

• No data points

Minnequa Works Credit Union

• No data points

Minnwest Bank

• TreasuryDirect: 1, 

Mint Valley Federal Credit Union

• No data points

Mirastar Federal Credit Union

• No data points

Mission Federal Credit Union

• No data points

MoneyLion

• No data points

Monifi

The following worked as a direct deposit:

• Alliant: 1, 2, 3,
• Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15,
• Capital One: 1, 2, 3, 4, 5,
• Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13 (didn’t work)
• Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14 (business), 15 (didn’t work)
• Discover: 1, 2, 3, 4,
• Fidelity: 1, 2, 3, 4,
• First Bank: 1,
• First Tech: 1,
• Marcus: 1,
• PenFed: 1, 2,
• PNC: 1, 2,
• Robinhood: 1,
• SoFi: 1,
• TD Bank: 1,
• T-Mobile: 1,
• USAA: 1, 2 (didn’t work)
• U.S. bank: 1, 2,
• Wells Fargo: 1, 2, 3,

The following didn’t work:

• American Express: 1,

Monona Bank

• No data points

Monroe Bank & Trust (MBT)

• No data points

Monson Savings

• No data points

Monterey Credit Union

• No data points

Montgomery County EFCU

• No data points

MountainOne Bank

• No data points

Mountain America Credit Union

The following count as a direct deposit:

• Charles Schwab: 1,

mph.bank

The following works as a direct deposit:

• American Express:
  • Business: 1,
• Chase: 1, 2, 3, 4,
  • Business: 1,
• Discover: 1,
• Fidelity: 1, 2,
• Wells Fargo: 1,
• Wise: 1,

MSUFCU

• No data points

My Banking Direct

The following count as a direct deposit:

• Capital One 360: 1, 2, 3, 4
• Schwab Brokerage: 1

My eBanc

• No data points

Muncipal Credit Union

• Fidelity: 1, 2,

Mutual Bank

• No data points

Mutual Security Credit Union

• No data points

MVB Bank

• No data points

The following did not work:

• Wells Fargo: 1,

MyUSA Credit Union

• No data points

M&F Bank

• No data points

M&T Bank

Basically everything coded as a direct deposit before. Seems they have cracked down so we are creating a new list. Here’s what has worked:

• Alliant: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
• American Express Savings: 1,
• American Express
  • Bluebird: 1, 2,
  • Serve: 1, 2, 3, 4, 5,
• Ameritrade: 1, 2, 3,
• BBVA: 1, 2, 3, 4, 5, 6,
• Capital One: 1, 2, 
• Cash app: 1, 2,
• Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25 (didn’t work), 26,
• Citadel Bank: 1,
• Coinbase: 1,
• Denizen: 1,
• E*Trade: 1,
• Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 
• Incredible Bank: 1, 2, 3, 4, 5,
• Kabbage: 1,
• Key Bank: 1, 2, 3, 4, 5, 6, 7,
• Laurel Road: 1,
• PenFed: 1, 2, 3, 4,
• Robinhood: 1, 2,
• TreasuryDirect: 1, 
• Santander: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18,
• SoFi Invest: 1 (sent via e-mail on 11/9), 2, 3, 4,
• Square Bank: 1,
• Stanford Credit Union: 1,
• TD Ameritrade: 1, 2,
• TIAA: 1,
• USAA: 1, 2, 3, 4, 5, 6, 7,
• Wealthfront: 1,
• Vanguard: 1,

And what hasn’t worked:

• Ally: 1, 2,
• American Express:
  • Bluebird: 1,
• Astra: 1,
• Chase: 1, 2,
• Columbia Bank: 1,
• Discover: 1, 2, 3 (worked), 4,
• NFCU: 1,
• PNC: 1,
• Wells Fargo: 1,

The following count as a direct deposit:

• ACH (1)
• ABC Giftcards: 1,
• ACH trial deposits: 1, 2
• Alliant: 1, 2
• Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15 Didn’t work: 1 (recent DP say it does though), 16, 17, another dp of it not working,
• American Express Savings: 1, 2
• American Express Serve: 1, 2,
• Ameritrade: 1
• Barclays Savings: 1
• Capital One ACH trial deposits: 1
• Capital One 360: 1, 2, 3, 4, 5, 6, 7
• Charles Schwab: 1 (brokerage)
• Chase trial Deposits: 1
• Chase ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9
• Citi
  • ACH: 1, 2, 3, 4
  • ACH trial deposits: 1
• Discover: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12
• ETrade: 1
• Fidelity cash management: 1
• First Tennessee: 1
• HSBC (1)
• Huntington: 1, 2
• Paypal (1, 2) (didn’t work)
• Paypal trial deposits: 1
• PNC test deposits: 1
• PNC ACH: 1, 2, 3, 4, 5, 6 (didn’t work)
• Santander: 1, 2, 3, 4, 5, 6,
• Schwab: 1, 2, 3
• SunTrust: 1
• TD Bank: 1
• USAA: 1, 2, 3, 4
• Vanguard Brokerage: 1, 2
• Venmo: 1, 2, 3, 4
• Wells Fargo: 1, 2, 3, 4, 5, 6

The following don’t code as a direct deposit:

• Capital One: 1,
• Chase: 1,
• Keybank: 1
• Paypal: 1, 2

M1 Finance

• No data points

NASA Federal Credit Union

• Charles Schwab: 1, 2,
• TreasuryDirect: 1, 
• Wise: 1, 2,

Nassau Financial Federal Credit Union

• No data points

Nationwide Bank

The following count as a direct deposit:

• American Express Serve: 1
• Capital One 360 ACH: 1
• Fidelity: 1
• Paypal: 1

The following don’t count as a direct deposit:

• Ally ACH: 1
• Random ACH: 1

Navigant Credit Union

• No data points

Navy Federal Credit Union (NFCU)

• No data points

NBC Oklahoma

• No data points

Nearside

• No data points

Neighborhood Credit Union

• No data points

Neighbors Credit Union

• No data points

Netspend

• No data points

Nevada State Bank

• No data points

New Buffalo Savings Bank

• No data points

Newton Federal Bank

• No data points

Newtown Savings Bank (NSB)

The following code as a direct deposit:

• USAA: 1,

Nexus

• No data points

Nizari Progressive Federal Credit Union

• No data points

North American Savings Bank (NASB)

• No data points

North Brookfield Savings Bank

• No data points

North Community Bank

No data points, if you know of any please share in comments.

Northern Paper Milles (NPM)

• No data points

NorthOne Bank

• No data points

Northern Skies FCU

• No data points

Northfield Bank

• No data points

North Shore Bank

• Chase: 1,

North Shore Bank (MA)

The following didn’t work:

• Capital One: 1,

North Shore Bank of Commerce

• No data points

North Shore Community Bank

• No data points

North Star Credit Union

• No data points

North State Bank

• No data points

Northwest Bank

The following code as a direct deposit:

• American Express:
  • Serve: 1, 2,

Northwest Bank (PA)

• No data points

Northwest Bank of Rockford

• No data points

Northwest Federal Credit Union

The following works as a direct deposit:

• Affinity: 1,
• Ally: 1,
• American Express:
  • Savings: 1,
• Capital One: 1,
• Charles Schwab: 1,
• Chase: 1, 2, 3,
• Discover: 1,
• Fidelity: 1, 2,
• Wells Fargo: 1, 2,
• Wise: 1,

The following didn’t work:

• Treasury: 1,

Northwest Plus Credit Union

• No data points

NorthWest Savings Bank

The following count as a direct deposit:

• ACH: 1, 2
• Ally: 1, 2,
• Capital One: 1,
• Charles Schwab: 1,
• Chase: 1,
• Discover: 1, 2,
• Paypal: 1, 2, 3,
• PNC: 1,
• Schwab One: 1, 2
• USAA: 1
• Wells Fargo: 1,

Notre Dame Federal Credit Union

• No data points

NWSB Bank

• No data points

Numerica Credit Union

• No data points

NuVision Federal

The following count as a direct deposit:

• Amazon Payments (1)
• Ameritrade (1)
• Schwab Brokerage (1)

NVE Bank

• No data points

NYCB Family Of Banks

• Fidelity: 1,
• BMO Harris: 1,
• U.S. Bank: 1,

Oakland University Credit Union

• No data pints

OakStar Bank

• Chase:
  • Business: 1,

Ocean First Bank

The following did count as a direct deposit:

• Charles Schwab: 1,

The following didn’t count as a direct deposit:

• Chase: 1

Old Hickory Credit Union

• No data points

Old Missouri Bank

The following did count as a direct deposit:

• BMO Harris: 1,

The following did NOT code as a direct deposit:

• Ally: 1

Old National Bank

The following do work:

• Charles Schwab: 1, 
• Chase: 1, 2 (didn’t work)
• Initial credit card funding: 1, 2, 3,
• Fidelity: 1, 2, 3, 4, 5, 
• PNC ACH: 1, 2, 3,
• Serve: 1,
• Wells Fargo: 1

The following didn’t work:

• Elements: 1,

Old Second Bank

The following codes as a direct deposit:

• Alliant: 1,
• Capital One: 1, 2, 3
• Venmo: 1,

Oklahoma’s Credit Union

• No data points

OMNI Community Credit Union

• No data points

OneAZ Credit Union

The following code as a direct deposit:

• Capital One: 1, 2,
• Chase: 1, 2,
• Fidelity: 1,
• Vanguard: 1,

One Finance (OnePay)

The following did work:

• Chase: 1, 
• Fidelity: 1, 2, 3,
• SoFi: 1, 
• Treasury direct: 1, 
• Wise: 1, 2, 

The following didn’t work: 

• Marcus: 1,

One Nevada Credit Union

• No data points

OneWest Bank

The following count as a direct deposit:

• Capital One: 1,
• Chase: 1
• Discover: 1,

Oostburg State Bank

• No data points

OnPath Credit Union

• Wise: 1,

OnPoint Community Credit Union

• No data points

On Tap Credit Union

• Fidelity: 1,
• TreasuryDirect: 1, 

Orange County’s Credit Union

• Brex: 1,

Oregon State Credit Union

• No data points

Origin Bank

• No data points

Orion Federal Credit Union

• No data point

Orlando Credit Union

• No data points

OUR Credit Union

• No data points

Outdoor Bank

• No data points

Oxygen

• SoFi: 1,

P1FCU

• E*Trade: 1,

Palisades Credit Union

• No data points

Paradise Valley Federal Credit Union

• No data points

Parke Bank

• No data points

Park National Bank

• Fidelity:1,

Partner Colorado Credit Union

• No data points

Pathfinder Bank

• No data points

Pelican State Credit Union

• No data points

Penn East Federal Credit Union

• No data points

Pentucket Bank

• No data points

People Driven Credit Union

• No data points

Penn Community Bank

• No data points

People First Federal Credit Union

• No data points

PeoplesBank (Bankatpeoples)

• Unknown

PeoplesBank (MD & PA)

The following works:

• Alliant: 1,
• Ally: 1, 2,
• Charles Schwab: 1, 2,
• PNC ACH: 1, 2, 3,
• Wells Fargo: 1, 2,

Peoples Bank

We’re currently unsure what will trigger the bonus.

Peoples Bank (LA)

• No data points

Peoples Bank (WA)

• No data points

Peoples Bank (ibankpeoples IL, IN)

• No data points

People’s United Bank

The following did code as a direct deposit:

• Alliant: 1
• Bluebird: 1

The following didn’t code as a direct deposit:

• Fidelity; 1,

Percapita

• No data points

Philadelphia Federal Credit Union

• No data points

Picatinny Credit Union

• No data points

Pike National Bank

• No data points

Pikes Peak Credit Union

• No data points

Pima Federal Credit Union

• No data point

Pinnacle Financial Partners

The following count as a direct deposit:

• Capital One: 1,
• Chase: 1,

Pinnacle Titans Bank

The following count as a direct deposit:

• Paypal or Discover triggered the bonus: 1

Pioneer Valley Credit Union

• No data points

Pittsfield Coop Bank

• No data points

Point Breeze Credit Union

• No data point

Polam Federal Credit Union

• No data points

Polish American Credit Union

• No data points

Polish National Credit Union

• No data points

Ponce Bank

• No data points

Popular Community Bank

The following count as a direct deposit:

• Capital One 360: 1, 2, 3,
• Chase ACH: 1, 2, 3, 4, 5, 6,
• Citibank: 1
• Discover: 1
• Wells Fargo: 1,
  • Business: 1 (worked to waive monthly fee)

Porte Bank

The following coded as a direct deposit:

• Alliant: 1, 2, 3, 4, 5, 6, 7,
• All America Bank: 1,
• Ally: 1, 2, 3, 4,
• Brex: 1,
• Chase: 1 (via e-mail on 9/22/20)
• Discover: 1, 2, 3,
• Elements: 1, 2, 3,
• NFCU: 1,
• T-Mobile: 1,
• Wells Fargo: 1 (via e-mail on 9/22/20)

The following didn’t work:

• Axos Bank: 1,
• Citizens Bank: 1,
• PNC: 1,
• Sunflower: 1,

Portland Federal Credit Union (PFCU)

• No data points

Power Financial Credit Union

• No data points

Premier America Credit Union

The following worked as a direct deposit:

• Charles Schwab: 1,

Premier Bank – OH

• Cash app: 1,
• Wise: 1,

Premier Members Credit Union

• Chase:
  • Business: 1,

Presidential Bank

The following count as a direct deposit:

• Alliant: 1,
• ACH (1)
• PNC: 1,

Prestige Community Credit Union

• No data points

Principal Bank

The following count as a direct deposit:

• ING Direct/Capital One 360 (1)
• HSBC (1)

PriorityONE Credit Union of Florida

• No data points

ProFed Credit Union

• No data points

Progressive Bank

• No data points

Progessions Credit Union

• No data points

Provident Bank

• No data points

Provident Credit Union

The following code as a direct deposit:

• Chase: 1,

Proviso Community Bank

• No data points

PSE Credit Union

• No data points

PSECU

• Ally: 1, 2, 3, 4, 5, 6, 
• American Express: 1,
• Capital One: 1 2, , 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
• Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 
• Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12,
• Discover: 1, 2, 3,
• Elements: 1,
• E*Trade: 1,
• Fidelity: 1, 2, 3 (didn’t work), 4, 5, 6, 7, 
• NFCU: 1,
• Relay: 1,
• SchoolsFirst: 1,
• SoFi: 1,
• TreasuryDirect: 1,
• Venmo: 1,
• Wells Fargo: 1, 2, 

Public Employees Credit Union (PECU)

• No data points

Public Service Credit Union

They require you to deposit your full paycheck to be qualified for this promotion (Source).

Public Service Credit Union (IN)

• No data points

Purdue Federal Credit Union

• No data points

Putnam Bank

• No data points

PyraMax Bank

• Fidelity: 1,

Quad City Bank & Trust

• No data points

Quontic Bank

• No data points

Randolf Savings Bank

• No data points

Reading Cooperative Bank

• No data points

Red Canoe Credit Union

• No data points

Red Rocks Credit Union

• No data points

Redstone Federal Credit Union

• No data points

Redwood Credit Union

• No data points

Regions Bank

The following count as a direct deposit:

• ACH: 1
• Alliant: 1, 2, 3,
• Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11,
• Amazon payments: 1
• American Express:
  • Serve: 1
• Ally: 1
• Bank of America: 1
• Capital One 360: 1, 2, 3, 4, 5, 6, 7, 8,
• Charles Schwab: 1, 2, 3,
• Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 
• Discover: 1,
• Fidelity: 1, 2, 3, 4,
• First Tennessee: 1
• ING Direct/Capital One 360 (1, 2, 3, 4)
• Marcus: 1,
• PenFed: 1
• SoFi: 1, 2,
• USAA: 1,
• Wells Fargo: 1,
• Wilson Bank: 1,

Reliabank

• No data points

Reliance Bank

• No data points

Reliant Bank

• No data points

Reliant Community Credit Union

• No data points

Republic Bank (IL only)

• Capital One: 1,

Republic Bank (IN/KY)

The following count as a direct deposit:

• Charles Schwab: 1,
• Chase: 1,

Republic Bank (NY)

• No data points

REV Financial Credit Union

• TreasuryDirect: 1, 

Resource One Credit Union

• No data points

Ridgewood Credit Union

The following did work:

• Charles Schwab: 1,

The following didn’t work:

• Santander: 1,

Rivermark Community Credit

• No data points

River Valley Credit Union

• Fidelity: 1,

Riverview Bank

• No data points

RPT Federal Credit Union

• No data points

Rockland Trust Bank

The following worked as a direct deposit:

• No data points

The following did not work:

• Fidelity: 1,

Rock Valley Credit Union

• No data points

Rollstone Bank & Trust

• No data points

Rosedale Federal Savings & Loan Association

• No data points

Route 31 Credit Union

• No data points

Royal Credit Union

• American Express:
  • Business checking: 1, 2,

Sacramento Credit Union

• No data points

SAFE Credit Union

• Discover: 1,
• Fidelity: 1,

Safe 1 Credit Union

• No data points

Salal Credit Union

• No data points

Salem Bank

The following count as a direct deposit:

• Charles Schwab: 1, 2,
• E*Trade

Salem Five Direct

• Alliant: 1,
• Capital One: 1, 2,
• Charles Schwab: 1,
• Wells Fargo: 1,

Sandy Spring Bank

The following works:

• American Express:
  • Serve: 1,
• Charles Schwab:
  • Brokerage: 1,
• U.S. Bank: 1,

Saratoga National Bank

• No data points

Sauk Valley Bank

• No data points

Savings Bank of Danbury

• No data points

Sawyer Savings Bank

• No data points

SB1 Federal Credit Union

No data points, please share your experiences in the comments.

Schertz Bank & Trust

• No data points

SchoolsFirstCU

The following count as a direct deposit:

• ING Direct/Capital One 360 (1)

Scient Federal Credit Union

• No data points

Scott Credit Union

• No data points

Seacoast Bank

The following count as a direct deposit:

• American Express Serve: 1
• Chase:
•  
• Discover ACH: 1
• Wise: 1, 2, 3,

SECNY Federal Credit Union

• No data points

SECU

• Charles Schwab: 1, 2, 3, 4, 5, 6,
• Discover: 1,

Security Bank of Crawford

• No data points

Security Service FCU

The following count as a direct deposit:

• Paypal: 1

Selco Community Credit Union

• No data points

Select Bank & Trust

• No data points

SENB Bank

• No data points

Service 1st Federal Credit Union

• No data point

Service Credit Union

The following codes as a direct deposit:

• Alliant: 1,
• Ally: 1,
• Chase
  • Business: 1,
• Discover: 1,
• Elements: 1,
• SoFi Money: 1, 2,
• USAA: 1, 2,

SF Fire Credit Union

• No data points

Sharepoint Credit Union

• No data points

Signature Bank of Georgia

No data points, please let us know in the comments.

Simmons Bank

• Chase:
  • Business payroll: 1,
• Fidelity: 1,

Simple Finance

• No data points

Simsbury Bank

• No data points

SIS Bank

• No data points

Skyla Credit Union

• Chase:
  • Personal: 1, 
  • Business: 1, 
• Fidelity: 1, 
• SoFi: 1, 
• Sunward: 1, 2, 
• U.S. Bank
  • Business: 1, 

SkyOne Federal Credit Union

The following worked:

• Alliant: 1, 2, 3,
• Ally: 1, 2, 3,
• Discover savings: 1,
• Wells Fargo: 1,

The following didn’t work:

• Discover: 1,

SLFCU

Now called SunWard. The following code as a purchase:

• Alliant: 1,
• Bank of America: 1, 
• Chase: 1, 
• LendingClub: 1, 
• PayPal: 1, 
• SoFi: 1, 
• TreasuryDirect: 1, 
• U.S. Bank: 1, 
• Wise: 1, 

SoFi Invest

The following did trigger the direct deposit requirement:

• Ally: 1, 2 (didn’t work)
• Altra: 1,
• Astra: 1, 2, 3, 4 (didn’t work)
• Brex: 1,
• Chase: 1, 2,
  • Business: 1, 2, 3,
• Chime: 1, 2, 3, 4, 5, 
• Current: 1, 
• eBay managed payments: 1, 2 (didn’t work)
• PNC: 1,
• Relay: 1, 
• Revolut: 1,
• Treasury Direct: 1, 2 (didn’t work via e-mail 11/14/22)
• Wealthfront: 1, 2 (didn’t work), 3,
• Wells Fargo: 1, 2 (didn’t work)
  • Business Direct: 1,
• Wise: 1, 2, 3, 4 (didn’t work) 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15 (didn’t work)

The following didn’t trigger the direct deposit requirement:

• Alliant: 1,
• Ally: 1, 2 (did work after manually requesting)
• American Express Business: 1,
• America First Credit Union: 1,
• Capital One: 1,
• Charles Schwab: 1, 2,
• Chase: 1, 2,
• Discover: 1,
• eTrade: 1,
• Fidelity: 1,
• PenFed: 1,
• Robinhod: 1,
• U.S. Bank: 1,

Solarity Credit Union

• No data points

Solvay Bank

• No data points

Sound Credit Union

We’re unsure what does and doesn’t count as a direct deposit with sound credit union, let us know your experiences in the comments.

South Central Bank

• No data points

SouthEast Bank

• No data points

Southeastern Credit Union

• No data points

South East National Bank

• No data points

Southern Bank

• No data points

South Shore Bank

• No data points

Southland Credit Union

• No data points

Southside Bank

The following code as a direct deposit:

• Charles Schwab: 1,

SouthStar Bank

• No data points

South State Bank

The following code as a direct deposit:

• Ally: 1, 2, 3,4,
• Charles Schwab: 1, 2,
• Fidelity: 1,

Southwest 66 Credit Union

• No data points

Space Age Federal Credit Union

• No data points

Space Coast Credit Union

• No data points

Spartan Federal Credit Union

No data points

SPCO Credit Union

• No data points

Spiral

The following code as a direct deposit:

• Ally: 1,
• Charles Schwab: 1,
• Nearside: 1,
• Treasury Direct: 1,
• Wise.com: 1,

Spire Credit Union

No data, please share your experiences in the comments.

Spokane City Credit Union

• No data points

Stanford Federal Credit Union

The following worked as a direct deposit:

• No data

The following didn’t work as a direct deposit:

• Charles Schwab: 1,
• Chase: 1,

St. Anne’s Credit Union

• No data point

Star Financial Bank

• No data points

Star Bank

• No data points

Starion Bank

The following do not count as a direct deposit:

• Fidelity: 1,

Stark Federal Credit Union

• No data points

Star One Credit Union

The following coded as a direct deposit:

• Alliant: 1,

Star of Texas Credit Union

• No data points

State Bank of Bement

• No data points

State Bank Of Cross Plains

• No data points

State Bank Of India (California)

• No data points

STCU (Spokane Teachers Credit Union)

• No data points

Step App

• Uber payout: 1,
• Wise: 1, 2,

Sterling National Bank

• No data points

Stock Yards Bank & Trust

• No data points

Streator Onized Credit Union (SOCU)

• No data points

Sturdy Savings Bank

• No data points

St. Mary’s Bank

• No data points

St Mary’s Credit Union

• No data points

Stoneham Bank

The following code as a direct deposit:

• Capital One 360: 1
• Chase:
  • Business: 1,
• Santander: 1,
• SoFi: 1, 2,
• Wells Fargo: 1, 2,

St Paul Federal Credit Union

• No data points

S&T Bank

• No data points

State Security Bank

• No data points

Suffolk Credit Union

• Fidelity: 1,

Suffolk Federal Credit Union

• No data points

Summit Credit Union

• No data points

Summit Federal Credit Union

• No data points

Sun Canyon Bank

• No data points

Suncoast Credit Union

• No data points

Sun Commnity Federal Credit Union

• No data points

Sun East Federal Credit Union

No data

Sunflower Bank

• Capital One: 1,
• Fidelity: 1, 2,

Sunmark Credit Union

• No data points

Sun National Bank

• No data points

SunTrust

The following count as a direct deposit:

• ADP : 1,
• Ally ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9 (didn’t work), 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34,
• Alliant: 1, 2, 3,
• Adventure Credit: 1
• ACH: 1
• Capital One 360: 1, 2, 3,
• Charles Schwab: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8, 9,
• Chase: 1, 2, 3, 4, 5,
• CIT Bank: 1,
• Discover: 1, 2, 3, 4, 5, 6,
• Fidelity: 1, 2,
• Goldman Sachs: 1
• Navy Federal Credit Union: 1, 2,
• Paypal: 1, 2, 3, 4, 5 (1 report of it not working, 2)
• ING: 1
• TCF:
• Vanguard: 1,
• Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13,

The following didn’t work:

• PNC: 1,

Suntrust requires you to bring in a pay stub to confirm that the amount you’re direct depositing is the full amount of your pay check. Update: it looks like SunTrust is no longer asking for paystub verification.

SunWest Credit Union

• No data points

Superior Credit Union

• No data points

Synovus Bank

• Capital One: 1
• Chase: 1, 2 (via e-mail on 11/30/21)
• Fidelity: 1,

Sweet Home Federal Credit Union

• No data points

TAB Bank

• None data points

Talmer Bank & Trust

The following did not trigger the direct deposit requirement:

• Capital One: 1
• Chase: 1
• Venmo: 1

Taunton Federal Credit Union

• No data points

TBK Bank

The following code as a direct deposit:

• Alliant: 1, 2, 3, 4,
• Charles Schwab: 1,
• Chase: 1, 2 (business)

TCF Bank

• Alliant: 1, 2,
• Ally: 1, 2, 3,
• Capital One 360: 1, 2,
• Charles Schwab: 1,
• Chase: 1,
• First Tech: 1 (via e-mail on 04/24/18)
•  Discover:
  • Savings: 1, 2,
• Fidelity: 1

TD Bank

The following count as a direct deposit:

• ACH (1)
• Ally ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 (didn’t work)
• Alliant: 1, 2, 3, 4, 5, 6, 7 (didn’t work)
• American Express Savings: 1
• Bank of America: 1, 2, 3, 4, 5, 6, 7, 8,
• Barclays Saving: 1, 2,
• Capital One: 1, 2, 3, 4, 5, 6, 7, 8 (didn’t work) 9, 10 (savings), 11, 12, 13, 14, 15,
• Charles Schwab ACH: 1, 2 (didn’t work)
• Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17 (didn’t work), 18, 19, 20, 21, 22, 23,
• Discover: 1, 2, 3 (didn’t work), 4 (didn’t work),5(didwork), 6 (didn’t work), 7 (didn’t work) 8,
  • Savings: 1, 2, 3,
• E*trade: 1, 2, 3, 4,
• Fidelity: 1, 2, 3, 4, 5, 6, 
• Marcus: 1,
• Paypal: 1,
• PNC: 1, 2, 3,
• Suntrust: 1,
• Tax refund: 1
• USAA: 1,
• Vanguard: 1 (brokerage)
• Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 

The following do not count as a direct deposit:

TDECU

• No data points

Teachers Credit Union

The following code as a direct deposit:

• Alliant: 1,
• Astra: 1,
• Simple: 1,
• Wise: 1,

Tech CU

The following count as a direct deposit:

• Ally: 1, 2, 3
• Capital One 360: 1, 2, 3
• Charles Schwab: 1
• Chase: 1
• Citi: 1, 2
• Discover: 1, 2, 3
• PNC: 1
• Schwab: 1, 2
• Synchrony: 1

TEG Federal Credit Union

• No data points

Telco Community Credit Union

• No data points

Telcoe Federal Credit Union

• No data points

Texans Credit Union

• No data points

Texas Capital Bank

• No data points

Texas Trust Credit Union

• No data points

Texell Credit Union

• No data points

The Bank Of Denver

• No data points

The Bank of Princeton

• No data points

The Columbia Bank

• No data points

The Cooperative Bank

• No data points

The County Federal Credit Union

• No data points

The First State Bank

• No data points

The Police Credit Union

• No data points

The State Bank Group

• No data points

The Union Bank Co

• No data points

ThinkBank

• No data points

Thomaston Savings Bank

• No data points

Thrivent Federal Credit Union

The following code as a direct deposit:

• American Express:
  • Bluebird: 1,
• Discover: 1, 2,

TIAA Direct

Everbank took TIAA direct over, so it looks like the old data points are no longer accurate. The following are new datapoints:

The following coded as a direct deposit:

The following did not:

• Capital One: 1,
• Chase: 1,
• Discover: 1,

The following coded as a direct deposit:

• Capital One ACH: 1
• Capital One 360: 1, 2, 3 (didn’t work)
• Chase ACH: 1, 2
• Chase business ACH: 1
• Discover ACH: 1, 2, 3, 4, 5, 6
• Fidelity ACH: 1
• Fidelity CMA: 1
• Fidelity (FID-Moneyline): 1

The following did not count:

• Ally ACH: 1

TLC Community Credit Union

• No data points

Tobyhana

We have no data points currently.

Tompkins VIST Bank

• No data points

Topline Financial Credit Union

• No data points

Toro Credit Union

• No data points

Torrington Savings Bank

• No data points

Tower Federal Credit Union

• Charles Schwab: 1, 2 (didn’t work)

Town Bank

The following code as a direct deposit:

• Capital One: 1,

Town and Country Bank

• No data points

Town & Country Credit Union

• No data points

Trademark Federal Credit Union

• No data points

Traditional Bank

• No data points

Traditions Bank

• No data points

Transcend Credit Union

• No data points

Treadwell Credit Union

• No data points

TruChoice Federal Credit Union

• Square: 1,

Travis Credit Union

• Ally: 1, 2,
• SoFi: 1,
• Treasury Direct: 1,

TrueCore Federal Credit Union

• No data points

Truity Credit Union

• No data points

Truliant Federal Credit Union

• No data points

TruPartner Credit Union

• No data points

TrustCo Bank

• Chase business: 1, 
• TreasuryDirect: 1, 

TruMark Financial

Counts as a direct deposit:

• Paypal: 1

TruStone Financial

The following worked:

• American Express:
  • Business checking: 1,
  • Serve: 1,

The following didn’t work:

• Ally: 1,

TruWest Credit Union

The following have counted as a direct deposit in the past:

• Vanguard: 1

TTCU (Formerly Tulsa Teachers Credit Union)

• No data points

Tulsa Federal Credit Union

• No data points

Tyndall Federal Credit Union

• No data points

UFB Direct

• No data points

UFirst Credit Union

• No data points

Ulster Savings Bank

• No data points

UMB Bank

The following code as a direct deposit:

• Alliant: 1, 2, 3,
• Ally: 1,
• American Express:
  • Serve: 1,
• Capital One: 1,
• Charles Schwab: 1, 2, 3, 4, 5, 6, 7,
• Chase: 1 (business)
• Fidelity: 1, 2, 3,
• Marcus: 1,
• PenFed: 1,
• Treasury Direct: 1,
• Wells Fargo: 1,

Umpqua Bank

• No data points

UniBank

• No data points

Unify Financial Credit Union

• Alliant: 1, 2, 3,
• American Express:
  • Serve: 1, 2,
• Capital One: 1, 2, 3, 4,
• Charles Schwab: 1 (brokerage), 2, 3, 4, 5, 6, 7,
• Chase: 1, 2, 3, 4,
• Discover checking: 1, 2, 3 (didn’t work)
• Fidelity: 1, 2 (CMA), 3, 4, 5, 6, 7, 8, 9, 10, 11,
• HSBC: 1,
• Ticketmaster: 1,
• Wells Fargo: 1,

Union Bank

The following code as a direct deposit:

• Chase: 1,

Union Bank & Trust (NE & KS)

The following code as a direct deposit:

• Discover: 1, 2,
• SoFi: 1, 

Union Bank & Trust (VA, MD, NC)

Now called Atlantic Union Credit Union

• Alliant: 1, 2,
• Ally: 1, 2, 3, 4,
• American Express:
  • Business Plus: 1
• Capital One 360: 1 (trial deposits)
• Charles Schwab: 1, 2,
• Chase: 1
• Discover: 1
• Fidelity: 1, 2, 3, 
• Merill Edge: 1,

Union Community Bank

• No data points

Union Savings Bank

• No data points

Union Square Credit Union

• No data points

United Community Bank (UCB)

• No data points

United Community Bank (NC, TN, SC, GA)

• Fidelity: 1,

United Federal Credit Union

• No data points

United Financial Credit Union

• No data points

United Heritage Credit Union

• Wise: 1,

United Roosevelt Savings Bank

• No data points

United States Senate Federal Credit Union

• Fidelity: 1,
• Wise: 1,

Unitus Community Credit Union

• No data points

Unity Bank

• No data points

Unity One Credit Union

• No data points

University Credit Union

• Novo: 1, 

University Federal Credit Union

• No data points

University of Kentucky Federal Credit Union

• No data points

Univest

• No data points

U of I Community Credit Union

• No data points

Upgrade

The following worked:

• Ally: 1,
• Cash app: 1,
• Charles Schwab: 1, 2, 3 (didn’t work)
• Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12,
  • Business: 1, 2, 3,
• Coinbase: 1,
• Discover: 1, 2,
• Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29 (didn’t work)
• Novo: 1,
• PayPal: 1, 2, 3 (didn’t work)
• Robinhood: 1,
• Venmo: 1, 2,

The following didn’t work:

• Alliant: 1,
• SFCU: 1,
• Wise: 1, 2,

USAA

The following did count as a direct deposit:

• Alliant: 1, 2,
• Ally: 1, 2, 3,
• Betterment: 1,
• BMO Harris: 1
• Charles Schwab: 1, 2,
• Chime: 1, 2,
• Fidelity: 1, 2, 3, 4, 5,
• Navy Federal ACH: 1
• Wells Fargo: 1,

The following didn’t count as a direct deposit:

• ACH: 1
• Paypal: 1

US Alliance Financial

The following did code as a direct deposit:

• Credit Union 1: 1,
• Novo: 1,

The following did not code as a direct deposit:

• Robinhood: 1,
• SoFi: 1,
• Vanguard: 1,

USC Credit Union

• No data points

US Community Credit Union

• No data points

USE Credit Union

• No data points

USF Federal Credit Union

• No data points

US #1364 Federal Credit Union

• No data points

U$X Federal Credit Union

• No data points

Utah First Credit Union

• No data points

Wakefield Co-operative Bank

• No data points

Walden Savings Bank

• No data points

Wallet by Boss Money

• No data points

Washington Savings Bank

• No data points

Washington Trust

• Discover: 1, 

Water And Power Community Credit Union (WPCU)

• No data points

WaterStone Bank

• Unknown

Watertown Savings Bank

Fineprint specifically states that it must be government benefit or payroll, but we’re not sure if this is enforced or not. The following has worked as a direct deposit:

• Fidelity: 1,

Waukesha State Bank

• No data points

Wealthfront

• Unknown

Webster Bank

• No data points, but usually optional anyway

WECU

• Robinhood: 1,
• Wise: 1,

We Florida Financial

• Hard pull: 1, 2,

Wellesley Bank

• No data points

Weokie Federal Credit Union

• No data points

Wesbanco

The following work:

• Fidelity: 1,
• Keybank: 1, 2,

The following don’t work:

• Paypal: 1,

Wescom Credit Union

• Charles Schwab: 1, 2, 3,

Westbury Bank

• No data points

Western State Bank

• No data points

Western Vista Credit Union

• No data points

Westerra Credit Union

• No data points

WestField Bank (MA)

The following code as a purchase:

• No data points

Westfield Bank (OH)

• Ally: 1,

Westmark Credit Union

• No data points

WestTown Bank & Trust

• No data points

Widget Financial

• No data points

Wilson Bank & Trust

The following code as a direct deposit:

• Ally: 1,
• Discover: 1,

Winden

• No data points

Wings Financial Credit Union

The following code as a direct deposit:

• Brex: 1,
• Capital One: 1, 2,
• Charles Schwab Brokerage: 1, 2, 3 (didn’t work)
• Chase: 1 (payroll), 2 (payroll)
• Fidelity: 1, 2, 3 (didn’t work)

WinTrust

The following code as a direct deposit:

• Capital One: 1, 2,
• Charles Schwab: 1, 2, 3, 4,
• Discover: 1,
• Fidelity: 1,
• Wells Fargo: 1,
• Wise: 1,

The following did not code as a direct deposit:

• Alliant: 1,
• Bank of America: 1,
• Charles Schwab: 1,
• Chase: 1,
• T-Mobile Money: 1,

Woori America Bank

• No data points

WSFS Bank

• No data points

WyHy FCU

• No data points

UVA Commnity Credit Union

• No data points

 Valley Bank

We currently don’t have any data points, but the fine print specifically says that a direct deposit or automatic ACH debit/credit would work so any ACH transfer should work. The following works:

• BECU: 1,

Valley First Credit Union

• No data points

Valley National Bank

The following work:

• Capital One:
  • Trial deposits: 1,
•  Chase:
  • ACH: 1, 2, 3 (didn’t work)
  • Initial ACH funding: 1,
• NFCU: 1,
• TreasuryDirect: 1, 

The following don’t work:

• Ally: 1,

ValleyStar Credit Union

• No data points

Valley Strong Credit Union

• No data points

Vantage Credit Union

• No data points

VantageWest

The following code as a direct deposit:

• Paypal: 1, 2, 3, 4,
• Wells Fargo: 1,

Varo Money

The following worked:

• Alliant: 1, 2, 3, 4,
• Ally: 1, 2, 3, 4, 5 (didn’t work), 6 (didn’t work)
• Bank of America: 1, 2 (didn’t work)
• Capital One: 1, 2 (didn’t work)
• Charles Schwab: 1,
• Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11 (didn’t work), 12,
• Discover: 1, 2 (savings), 3, 4, 5, 6, 7,
• M&T: 1, 2, 3, 4, 5,
• Santander: 1, 2 (didn’t work)
• Square cash: 1, 2 (didn’t work)
• Unify: 1,
• USAA: 1, 2,
• Wealthfront: 1, 2, 3,
• Wise: 1,

The following didn’t work:

• BB&T: 1,
• Charles Schwab: 1,
• Goldman Sachs: 1,
• PayPal: 1,
• SunTurst: 1,
• Vanguard: 1
• Wells Fargo: 1,

Veridian Credit Union

• TreasuryDirect: 1, 

Vectra Bank

• No data points

Velocity Community Credit Union

• No data points

Venmo

• No data points

Verity Credit Union

The following code as a direct deposit:

• Axos: 1,
• Ally: 1,
• Charles Schwab: 1, 2,
• USAA: 1,

Vibrant Credit Union

• No data points

Virginia Credit Union

• No data points

Visions Federal Credit Union

• TreasuryDirect: 1, 

Vista Bank

The following works:

• Charles Schwab: 1,

The following doesn’t work:

• Chase: 1,

VyStar Credit Union

• Ally: 1,
• USAA: 1,

Xceed Financial Credit Union

• No data points

Yolo Federal Credit Union

• No data points

Zeal Credit Union

• No data points

ZYNLO Bank

• Capital one: 1,
• Discover: 1,