Below is a list of banks, along with what they’ll count as a direct deposit. This is useful information because a lot of bank sign up bonuses require you to make direct deposits to receive the sign up bonus. Changing where your paycheck is deposited can be frustrating and time consuming. We’ve included the source(s) in brackets next to each method. Note: If Bluebird or Serve show as working/not working then this will be the case for Redcard/Redbird as well. They all run on the same platform (the same is true in reverse as well).
Contents
- 1 Big Banks/Banks With Regular Sign Up Bonuses
- 2 Credit Unions/Small Banks
- 2.1 121 Financial Credit Union
- 2.2 7 17 Credit Union
- 2.3 1st Advantage Federal Credit Union
- 2.4 1st Colonial Community Bank
- 2.5 1st Community Credit Union
- 2.6 1st Constitution Bank
- 2.7 1st Financial Federal Credit Union
- 2.8 1st Mariner Bank
- 2.9 1st Security Bank
- 2.10 1st Source Bank
- 2.11 1st United Credit Union
- 2.12 3Rivers Federal Credit Union
- 2.13 AAC Credit Union
- 2.14 Abington Bank
- 2.15 ACNB Bank
- 2.16 Acorns
- 2.17 Addition Financial
- 2.18 Adirondack Bank
- 2.19 Advance Financial Federal Credit Union (AFFCU)
- 2.20 Advantage Bank
- 2.21 Advantis Credit Union
- 2.22 Adventure Credit Union
- 2.23 Advia Credit Union
- 2.24 Aero Federal Credit Union
- 2.25 AFFCU
- 2.26 Affiliated Bank
- 2.27 Affinity Federal Credit Union
- 2.28 Air Academy Federal Credit Union
- 2.29 Albert Neobank
- 2.30 Alcoa Tenn Federal Credit Union
- 2.31 Allegiance Credit Union
- 2.32 Allegius Credit Union
- 2.33 Allied First Bank
- 2.34 AllTru Credit Union
- 2.35 Aloha Pacific Federal Credit Union
- 2.36 Amalgamated Bank
- 2.37 Amboy Direct
- 2.38 Amerant Bank
- 2.39 American Bank
- 2.40 American Bank Center
- 2.41 American Bank & Trust
- 2.42 American Bank & Trust SD & MN
- 2.43 American Commerce Bank
- 2.44 American Eagle Financial Credit Union
- 2.45 America First Credit Union
- 2.46 American Eagle Credit Union
- 2.47 American Enterprise Bank
- 2.48 American Investors Bank & Mortgage (AIBM)
- 2.49 American Heritage Credit Union
- 2.50 American Pride Bank
- 2.51 American Trust & Savings Bank
- 2.52 American United Federal Credit Union
- 2.53 America’s Christian Credit Union
- 2.54 AmeriCU Credit Union
- 2.55 Ameriprise Financial
- 2.56 Ameris Bank
- 2.57 ANB Bank
- 2.58 Anchor Bank
- 2.59 Andigo Credit Union
- 2.60 Andrews Federal Credit Union
- 2.61 ANECA Credit Union
- 2.62 Anoka Hennepin Credit Union
- 2.63 APGFCU
- 2.64 Apple Bank
- 2.65 Apple Federal Credit Union
- 2.66 Ardent Credit Union
- 2.67 Arizona Central Credit Union
- 2.68 Arizona Federal Credit Union
- 2.69 Arizona Financial Credit Union
- 2.70 Arkansas Federal Credit Union
- 2.71 Armed Forces Bank
- 2.72 Arrha Credit Union
- 2.73 Arsenal Credit Union
- 2.74 Arundel Federal Savings Bank
- 2.75 Arvest Bank
- 2.76 Ascend Federal Credit Union
- 2.77 Ascent Credit Union
- 2.78 Ashland Credit Union
- 2.79 Aspiration
- 2.80 Associated Bank
- 2.81 Associated Credit Union
- 2.82 Associated Credit Union of Texas (ACUTX)
- 2.83 Avidia Bank
- 2.84 Axos Bank
- 2.85 Ballston Spa National Bank (BSNB)
- 2.86 BancorpSouth
- 2.87 Bank7
- 2.88 Bank & Trust
- 2.89 Bank Direct
- 2.90 Bankers Trust
- 2.91 BankFinancial
- 2.92 BankHometown
- 2.93 Bank of Canton
- 2.94 Bank of Maine
- 2.95 Bank Midwest
- 2.96 Bank Mutual
- 2.97 Bank of Blue Valley
- 2.98 Bank of Elk River
- 2.99 Bank Five Nine
- 2.100 Bank Independent
- 2.101 BankNewport
- 2.102 Bank Novo
- 2.103 Bank of Greene County
- 2.104 Bank of Hope
- 2.105 Bank of Montgomery (BOM)
- 2.106 Bank of New York
- 2.107 Bank Of Sun Prairie
- 2.108 Bank of Tennessee
- 2.109 Bank of The Blue Grass
- 2.110 Bank Of The West
- 2.111 BankPlus
- 2.112 Bank OZK
- 2.113 BankWell
- 2.114 Banner Bank
- 2.115 Banterra
- 2.116 Barclays
- 2.117 Bar Harbor Bank & Trust
- 2.118 Baselane
- 2.119 Baton Rouge Telco Federal Credit Union
- 2.120 BayCoast Bank
- 2.121 BB&T
- 2.122 BBVA
- 2.123 Beacon Credit Union
- 2.124 Beartooth Bank
- 2.125 BECU
- 2.126 Belco Community Bank
- 2.127 Bell Bank
- 2.128 Bellco Credit Union
- 2.129 Beneficial Bank
- 2.130 Berkshire Bank
- 2.131 BethPage Credit Union
- 2.132 Better Banks
- 2.133 Beverly Hill Bank
- 2.134 BHCU
- 2.135 BiddefordSavings
- 2.136 Blackhawk Bank & Trust
- 2.137 Blaze Credit Union
- 2.138 Blue Federal Credit Union
- 2.139 Blue Foundry Bank
- 2.140 Blue Hills Bank
- 2.141 BluPeak Credit Union
- 2.142 BMO Harris
- 2.143 BMI Federal Credit Union
- 2.144 BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
- 2.145 Bravera Bank
- 2.146 Brentwood Bank
- 2.147 Bridge Credit Union
- 2.148 Bridgeview Bank Group
- 2.149 Broadway Bank
- 2.150 Broadview Federal Credit Union
- 2.151 Bryn Mawr Trust (BMT)
- 2.152 Bryon Bank
- 2.153 Byline Bank
- 2.154 Buckeye State Bank
- 2.155 Bull’s Eye Credit Union
- 2.156 Busey Bank
- 2.157 California Bank & Trust
- 2.158 California Coast Credit Union
- 2.159 California Credit Union
- 2.160 Callaway Bank
- 2.161 Cambridge Savings Bank
- 2.162 Cambridge Trust Company
- 2.163 Camden National Bank
- 2.164 Campus USA Credit Union
- 2.165 Cape Cod 5
- 2.166 Cap Ed Credit Union
- 2.167 Capital Bank
- 2.168 Capital City Bank
- 2.169 Capital Credit Union
- 2.170 Capitol Bank
- 2.171 Carver Federal Savings Bank
- 2.172 Cash App
- 2.173 CCFBank
- 2.174 CBT Bank
- 2.175 Cedar Rapids Bank & Trust
- 2.176 CEFCU
- 2.177 CenterBank
- 2.178 Center Parc
- 2.179 Centier
- 2.180 Centra Credit Union
- 2.181 Central Illinois Bank
- 2.182 Central Pacific Bank
- 2.183 Central Willamette Credit Union
- 2.184 Century Bank
- 2.185 Central Bank
- 2.186 Central Minnesota Credit Union
- 2.187 Charles Schwab
- 2.188 Charter One
- 2.189 Chartway Federal Credit Union
- 2.190 Cheese
- 2.191 Chesapeake Bank
- 2.192 Chief Financial Credit Union
- 2.193 Chime
- 2.194 Cincinnatus Savings & Loan
- 2.195 Civista Bank
- 2.196 Christian Community Credit Union
- 2.197 CIBC US
- 2.198 Cincinnati Federal
- 2.199 CinFed Credit Union
- 2.200 Citadel Bank
- 2.201 The Citizens Bank
- 2.202 Citizens Bank
- 2.203 Citizens First Bank
- 2.204 City Mark Federal Credit Union
- 2.205 City National Bank (Bankatcity)
- 2.206 Clearview Federal Credit Union
- 2.207 Clifton Savings Bank (CSBK)
- 2.208 Clinton Savings Bank
- 2.209 C&N Bank
- 2.210 CNB Bank & Trust
- 2.211 Coastal Credit Union
- 2.212 Cobalt Credit Union
- 2.213 CODE Credit Union
- 2.214 Collins Community Credit Union
- 2.215 Columbia Bank (NJ)
- 2.216 Columbia Bank (WA, OR, ID)
- 2.217 Columbia Bank Online
- 2.218 Comerica Bank
- 2.219 Commonwealth Central Credit Union
- 2.220 Community Resource Credit Union
- 2.221 Compass Bank
- 2.222 Compass Credit Union
- 2.223 Commerce Bank (MA)
- 2.224 Commerce Bank (MO, KS, IL, OK & CO)
- 2.225 Communication Federal Credit Union
- 2.226 CommunityAmerica Credit Union
- 2.227 Community Bank & Trust
- 2.228 Community Choice Credit Union
- 2.229 Community Credit Union Florida
- 2.230 Community Financial Credit Union
- 2.231 Community First Credit Union – CA
- 2.232 Community First Credit Union of Florida
- 2.233 Community State Bank
- 2.234 Community West Credit Union
- 2.235 Compass Federal Credit Union
- 2.236 ConnectOne Bank
- 2.237 Connex Credit Union
- 2.238 ConnexUs Credit Union
- 2.239 Consolidated Community Credit Union
- 2.240 Consumers Credit Union
- 2.241 Consumers Credit Union (MI)
- 2.242 Cooperative Bank of Cape Cod
- 2.243 Coors Credit Union
- 2.244 Cornerstone Bank
- 2.245 Cornerstone Financial Credit Union
- 2.246 Country Bank
- 2.247 Crane Credit Union
- 2.248 Credit Human
- 2.249 Credit Union 1
- 2.250 Credit Union of America
- 2.251 Credit Union of Ohio
- 2.252 Credit Union of Southern California
- 2.253 Credit Union One
- 2.254 Credit Union of the Rockies
- 2.255 Credit Union of Texas
- 2.256 Credit Union West
- 2.257 CrossPoint Federal Credit Union
- 2.258 Crystal Lake Bank
- 2.259 CSE Federal Credit Union
- 2.260 Current
- 2.261 Dearborn Savings Bank (DSB)
- 2.262 Dedham Savings Bank
- 2.263 Delta Community Credit Union
- 2.264 Denmark State Bank
- 2.265 Desert Financial Credit Union
- 2.266 Desert Schools Federal Credit Union
- 2.267 Devon Bank
- 2.268 Diamond Valley Federal Credit Union
- 2.269 Digital Credit Union (DCU)
- 2.270 Dollar Bank
- 2.271 Dort Federal Credit Union
- 2.272 DuGood Federal Credit Union
- 2.273 Dundee Bank
- 2.274 Dupaco Credit Union
- 2.275 East Boston Savings Bank
- 2.276 Eastern Bank
- 2.277 Eastern Savings Bank
- 2.278 Eastman Credit Union
- 2.279 East Idaho Credit Union
- 2.280 East Wisconsin Savings Bank
- 2.281 EBSB Direct
- 2.282 ECCU
- 2.283 Educational Systems Federal Credit Union
- 2.284 Educators Credit Union (ECU)
- 2.285 Edwards Federal Credit Union
- 2.286 Elements Financial
- 2.287 Elite Community Credit Union
- 2.288 Elko Federal Credit Union
- 2.289 Empire State Bank
- 2.290 Emprise Bank
- 2.291 Energy Federal Credit Union
- 2.292 ENT Credit Union
- 2.293 Equity Bank
- 2.294 ESSA Bank & Trust
- 2.295 Essex Bank
- 2.296 Eureka Savings Bank
- 2.297 E*Trade
- 2.298 Evansville Teachers Federal Credit Union
- 2.299 Exchange Bank
- 2.300 Excite Credit Union
- 2.301 Expedition Credit Union
- 2.302 Experian
- 2.303 Extraco Banks
- 2.304 Fairwinds Credit Union
- 2.305 Family Trust Federal Credit Union
- 2.306 Farm Bureau Bank
- 2.307 Farmers Insurance Federal Credit Union
- 2.308 Farmers & Merchants Bank
- 2.309 Farmers & Merchants State Bank
- 2.310 Farmington Bank
- 2.311 FAST Credit Union
- 2.312 FCB Banks
- 2.313 FCNB Bank
- 2.314 FCB South County Bank
- 2.315 FEDCOM Credit Union
- 2.316 Fidelity Bank (PA)
- 2.317 Fidelity Bank (Online, MA)
- 2.318 Fierce Finance
- 2.319 Fifth Third Bank
- 2.320 Figure Pay
- 2.321 Financial Builders
- 2.322 Financial Partners Credit Union
- 2.323 Financial Plus Credit Union
- 2.324 Financial Resources Credit Union
- 2.325 Finex Credit Union
- 2.326 Firefly Credit Union
- 2.327 First Advantage Bank
- 2.328 First American Bank
- 2.329 First Bank (VA)
- 2.330 First Bank (CA, IL & MO)
- 2.331 First Bank and Trust
- 2.332 First Bank of Manhattan
- 2.333 First Bank & Trust Company Illinois
- 2.334 First Bank Financial Centre (FBFC)
- 2.335 FirstBank
- 2.336 FirstBank [TN, GA, AL]
- 2.337 First Basin Credit Union Checking
- 2.338 First Citrus Bank
- 2.339 First Commerce Credit Union
- 2.340 First Commonwealth Bank
- 2.341 First Community Bank (AR/MO)
- 2.342 First Entertainment Credit Union
- 2.343 First Federal Bank (FL)
- 2.344 First Federal Bank of Kansas City
- 2.345 First Federal Bank of Wisconsin
- 2.346 First Federal Credit Union
- 2.347 First Fidelity Bank
- 2.348 First Financial Bank (AR/MS)
- 2.349 First Financial Bank (TX)
- 2.350 First Financial Bank (IL, IN, KY, OH)
- 2.351 First Financial Federal Credit Union
- 2.352 First Financial Federal Credit Union (MD only)
- 2.353 First Financial Northwest Bank
- 2.354 First Flight Credit Union
- 2.355 First Florida Credit Union
- 2.356 First General Credit Union
- 2.357 First Hawaiian Bank
- 2.358 First Internet Bank
- 2.359 First Merchants Bank
- 2.360 First Jersey Credit Union
- 2.361 FirstLight Federal Credit Union
- 2.362 First-Lockhart National Bank
- 2.363 First Mark Credit Union
- 2.364 First MidWest Bank
- 2.365 First National 1870
- 2.366 First National Bank (IA)
- 2.367 First National Bank of Long Island
- 2.368 First National Bank in Staunton
- 2.369 First National Bank and Trust Company
- 2.370 First National Bank of Waterloo
- 2.371 First Nebraska Credit Union
- 2.372 First Northern Credit Union
- 2.373 First Tennessee Bank
- 2.374 First Citizen’s Bank
- 2.375 First Federal Bank
- 2.376 First Green Bank
- 2.377 First Home Bank
- 2.378 First Horizon Bank
- 2.379 First Merit Bank
- 2.380 First National Bank (FNB)
- 2.381 First National Bank [UT]
- 2.382 First National Bank [NE]
- 2.383 Firstrust Bank
- 2.384 First Savings Bank of Hegewisch
- 2.385 First Service Credit Union
- 2.386 First Southern Bank
- 2.387 First South Financial
- 2.388 First State Bank Of Illinois
- 2.389 First Tech Credit Union
- 2.390 First Trade Union Bank (FTUB)
- 2.391 First Niagara Bank
- 2.392 First Republic Bank
- 2.393 First United Bank
- 2.394 First United Credit Union
- 2.395 First US Community Credit Union
- 2.396 Fitness Bank
- 2.397 Fitzsimmons Credit Union
- 2.398 Five Star Bank
- 2.399 Flagship Bank
- 2.400 Flagstar
- 2.401 Florence Bank
- 2.402 Florida Community Bank
- 2.403 Florida Credit Union
- 2.404 Flushing Bank
- 2.405 F&M Bank
- 2.406 F&M Bank (VA Only)
- 2.407 F&M Bank (IN, OH)
- 2.408 FNBO
- 2.409 FNCB
- 2.410 Focus Bank
- 2.411 Focus Federal Credit Union
- 2.412 Forcht Bank
- 2.413 Fort Bragg Federal Credit Union
- 2.414 Fort Financial Credit Union
- 2.415 Fort Worth Community Credit Union
- 2.416 Four Points Federal Credit Union
- 2.417 Freedom Credit Union
- 2.418 Freedom Federal Credit Union
- 2.419 Freedom First Credit Union
- 2.420 Fremont Bank
- 2.421 Frontier Bank
- 2.422 Frontwave Credit Union
- 2.423 FSB Bank
- 2.424 Fulton Bank
- 2.425 Gain Federal Credit Union
- 2.426 Garden Savings FCU
- 2.427 Gate City Bank
- 2.428 Gateway First Bank
- 2.429 Gateway Metro Federal Credit Union
- 2.430 Genisys Credit Union
- 2.431 Georgia Banking Company (GBC)
- 2.432 Georgia’s Own Credit Union
- 2.433 Gesa Credit Union
- 2.434 Global Credit Union
- 2.435 GNO Federal Credit Union
- 2.436 GoBank
- 2.437 GO Federal Credit Union
- 2.438 GOLD Credit Union
- 2.439 Go2Bank
- 2.440 Greater Iowa Credit Union
- 2.441 Great Lakes Credit Union
- 2.442 Great River Federal Credit Union
- 2.443 Great Southern Bank
- 2.444 Greater Nevada Credit Union
- 2.445 Green State Credit Union
- 2.446 Grove City Area Federal Credit Union
- 2.447 Grow Financial Federal Credit Union
- 2.448 GTE Financial
- 2.449 Guardian Credit Union
- 2.450 Gulf Coast Bank & Trust Company
- 2.451 Gulf Coast Federal Credit Union
- 2.452 Hancock Whitney
- 2.453 Hanmi Bank
- 2.454 Hanscom Federal Credit Union
- 2.455 HarborOne Bank
- 2.456 Harborstone Credit Union
- 2.457 Harford Bank
- 2.458 Hawthorn Bank
- 2.459 Heartland Bank
- 2.460 Heartland Credit Union
- 2.461 Heritage Credit Union
- 2.462 Heritage Bank NW
- 2.463 Heritage Bank of St. Tammany
- 2.464 HeritageWest Credit Union
- 2.465 Hibernia Bank
- 2.466 Highmark Federal Credit Union
- 2.467 Hiway Federal Credit Union
- 2.468 Holyoke Credit Union
- 2.469 Home National Bank
- 2.470 Home Federal Savings Bank
- 2.471 Home Savings Bank
- 2.472 Home State Bank
- 2.473 HomeStreet Bank
- 2.474 HomeTrust Bank
- 2.475 Honor Credit Union
- 2.476 Horizon Bank
- 2.477 Horizon Credit Union (WA, ID, MT)
- 2.478 Houston Metropolitan Federal Credit Union
- 2.479 Hudson River Community Credit Union (HRCCU)
- 2.480 Hudson Valley Federal
- 2.481 IBERIABANK
- 2.482 ICBC USA
- 2.483 IC Federal Credit Union
- 2.484 Idaho Central Credit Union (ICCU)
- 2.485 Ideal Credit Union
- 2.486 Illinois State Credit Union
- 2.487 Incredible Bank
- 2.488 Independent Bank
- 2.489 InRoads Credit Union
- 2.490 Inspire Federal Credit Union
- 2.491 Integrity Bank
- 2.492 Interior Federal Credit Union
- 2.493 Interra Credit Union
- 2.494 InTouch Credit Union
- 2.495 Investors Bank
- 2.496 Jovia Financial Credit Union
- 2.497 JSC Federal Credit Union
- 2.498 Juno
- 2.499 Kalsee Credit Union
- 2.500 Katahdin Trust Company
- 2.501 Kearny Bank
- 2.502 Keesler Federal Credit Union
- 2.503 Kemba Financial Credit Union
- 2.504 Kentucky Bank
- 2.505 KeyPoint Credit Union
- 2.506 Kinderhook Bank
- 2.507 Kinecta
- 2.508 Kitsap Credit Union
- 2.509 La Capitol Federal Credit Union
- 2.510 Lafayette Federal Credit Union
- 2.511 Lakeland Bank
- 2.512 Lake Michigan Credit Union
- 2.513 Lake Ridge Bank
- 2.514 Lake Shore Savings
- 2.515 Landmark Credit Union
- 2.516 Land of Lincoln Credit Union
- 2.517 Las Colinas Federal Credit Union
- 2.518 Laurel Road
- 2.519 LBS Financial Credit Union
- 2.520 Ledyard Bank
- 2.521 LegacyTexas
- 2.522 Level One Bank
- 2.523 Liberty Bank (CT, MA, RI)
- 2.524 Liberty Bank For Savings
- 2.525 Liberty First Credit Union
- 2.526 Liberty Savings Bank
- 2.527 Lili Bank
- 2.528 Linn Area Credit Union
- 2.529 Live Oak Bank
- 2.530 LM Federal Credit Union
- 2.531 Lone Star National Bank
- 2.532 Long Game
- 2.533 LorMet Community Federal Credit Union
- 2.534 Los Angeles Federal Credit Union
- 2.535 Lyons National Bank
- 2.536 Mars Bank
- 2.537 Magnolia Federal Credit Union
- 2.538 Mango
- 2.539 Main Street Bank [of Virginia]
- 2.540 Mainstreet Credit Union
- 2.541 MainSource Bank
- 2.542 Marcus Bank
- 2.543 Marine Bank
- 2.544 MarketUSA Federal Credit Union
- 2.545 Mazuma Credit Union
- 2.546 MAX Credit Union
- 2.547 Mcfarland State Bank
- 2.548 MECU Credit Union
- 2.549 Melrose Bank
- 2.550 Member One Federal Credit Union
- 2.551 Members Choice Credit Union
- 2.552 Members Cooperative Credit Union
- 2.553 Members Source Credit Union
- 2.554 Meridian Bank
- 2.555 Meridian Trust Federal Credit Union
- 2.556 Meritrust Credit Union
- 2.557 Meriwest Credit Union
- 2.558 Metro Credit Union
- 2.559 Metro Credit Union (MA)
- 2.560 Metro Credit Union (NE)
- 2.561 Michigan Schools and Government Credit Union
- 2.562 Middlesex Federal
- 2.563 MidFirst Bank
- 2.564 MIDFLORIDA CU
- 2.565 Midland States Bank
- 2.566 Mid-Hudson Valley Federal Credit Union
- 2.567 Mid Minnesota Federal Credit Union
- 2.568 Mid Penn Bank
- 2.569 MidWestOne Bank
- 2.570 Midwest Regional Bank
- 2.571 MB Financial Bank
- 2.572 Macatawa Bank
- 2.573 Memphis City ECU (MCECU)
- 2.574 Meadows Credit Union
- 2.575 Memory Bank
- 2.576 Mercer Savings Bank
- 2.577 Mercury
- 2.578 Meriwest Credit Union
- 2.579 MidUSA Credit Union
- 2.580 Midwest Bank
- 2.581 Mint Valley Federal Credit Union
- 2.582 Mission Federal Credit Union
- 2.583 MoneyLion
- 2.584 Monifi
- 2.585 Monona Bank
- 2.586 Monroe Bank & Trust (MBT)
- 2.587 Monson Savings
- 2.588 Montgomery County EFCU
- 2.589 MountainOne Bank
- 2.590 Mountain America Credit Union
- 2.591 mph.bank
- 2.592 MSUFCU
- 2.593 My Banking Direct
- 2.594 My eBanc
- 2.595 Mutual Bank
- 2.596 Mutual Security Credit Union
- 2.597 MVB Bank
- 2.598 MyUSA Credit Union
- 2.599 M&F Bank
- 2.600 M&T Bank
- 2.601 M1 Finance
- 2.602 NASA Federal Credit Union
- 2.603 Nassau Financial Federal Credit Union
- 2.604 Nationwide Bank
- 2.605 Navy Federal Credit Union (NFCU)
- 2.606 NBC Oklahoma
- 2.607 Nearside
- 2.608 Neighborhood Credit Union
- 2.609 Neighbors Credit Union
- 2.610 Nevada State Bank
- 2.611 New Buffalo Savings Bank
- 2.612 Newton Federal Bank
- 2.613 Newtown Savings Bank (NSB)
- 2.614 Nexus
- 2.615 North Brookfield Savings Bank
- 2.616 North Community Bank
- 2.617 Northern Paper Milles (NPM)
- 2.618 NorthOne Bank
- 2.619 Northern Skies FCU
- 2.620 Northfield Bank
- 2.621 North Shore Bank
- 2.622 North Shore Bank (MA)
- 2.623 North Shore Bank of Commerce
- 2.624 North Shore Community Bank
- 2.625 North Star Credit Union
- 2.626 North State Bank
- 2.627 Northwest Bank
- 2.628 Northwest Bank (PA)
- 2.629 Northwest Bank of Rockford
- 2.630 Northwest Federal Credit Union
- 2.631 NorthWest Savings Bank
- 2.632 Notre Dame Federal Credit Union
- 2.633 NWSB Bank
- 2.634 Numerica Credit Union
- 2.635 NuVision Federal
- 2.636 NVE Bank
- 2.637 NYCB Family Of Banks
- 2.638 Oakland University Credit Union
- 2.639 Ocean First Bank
- 2.640 Old Hickory Credit Union
- 2.641 Old Missouri Bank
- 2.642 Old National Bank
- 2.643 Old Second Bank
- 2.644 Oklahoma’s Credit Union
- 2.645 OMNI Community Credit Union
- 2.646 OneAZ Credit Union
- 2.647 One Finance
- 2.648 One Nevada Credit Union
- 2.649 OneWest Bank
- 2.650 OnPath Credit Union
- 2.651 OnPoint Community Credit Union
- 2.652 On Tap Credit Union
- 2.653 Orange County’s Credit Union
- 2.654 Origin Bank
- 2.655 Orion Federal Credit Union
- 2.656 Orlando Credit Union
- 2.657 OUR Credit Union
- 2.658 Oxygen
- 2.659 P1FCU
- 2.660 Palisades Credit Union
- 2.661 Paradise Valley Federal Credit Union
- 2.662 Parke Bank
- 2.663 Partner Colorado Credit Union
- 2.664 Pathfinder Bank
- 2.665 Pelican State Credit Union
- 2.666 People Driven Credit Union
- 2.667 Penn Community Bank
- 2.668 Pentucket Bank
- 2.669 People First Federal Credit Union
- 2.670 PeoplesBank (Bankatpeoples)
- 2.671 PeoplesBank (MD & PA)
- 2.672 Peoples Bank
- 2.673 Peoples Bank (LA)
- 2.674 Peoples Bank (WA)
- 2.675 Peoples Bank (ibankpeoples IL, IN)
- 2.676 People’s United Bank
- 2.677 Philadelphia Federal Credit Union
- 2.678 Picatinny Credit Union
- 2.679 Pikes Peak Credit Union
- 2.680 Pinnacle Financial Partners
- 2.681 Pinnacle Titans Bank
- 2.682 Pioneer Valley Credit Union
- 2.683 Point Breeze Credit Union
- 2.684 Polam Federal Credit Union
- 2.685 Polish American Credit Union
- 2.686 Polish National Credit Union
- 2.687 Ponce Bank
- 2.688 Popular Community Bank
- 2.689 Porte Bank
- 2.690 Power Financial Credit Union
- 2.691 Premier America Credit Union
- 2.692 Premier Bank – OH
- 2.693 Premier Members Credit Union
- 2.694 Presidential Bank
- 2.695 Prestige Community Credit Union
- 2.696 Principal Bank
- 2.697 PriorityONE Credit Union of Florida
- 2.698 Progressive Bank
- 2.699 Progessions Credit Union
- 2.700 Provident Bank
- 2.701 Provident Credit Union
- 2.702 Proviso Community Bank
- 2.703 PSE Credit Union
- 2.704 PSECU
- 2.705 Public Employees Credit Union (PECU)
- 2.706 Public Service Credit Union
- 2.707 Public Service Credit Union (IN)
- 2.708 Purdue Federal Credit Union
- 2.709 Putnam Bank
- 2.710 PyraMax Bank
- 2.711 Quad City Bank & Trust
- 2.712 Quontic Bank
- 2.713 Randolf Savings Bank
- 2.714 Reading Cooperative Bank
- 2.715 Red Rocks Credit Union
- 2.716 Redstone Federal Credit Union
- 2.717 Redwood Credit Union
- 2.718 Regions Bank
- 2.719 Reliabank
- 2.720 Reliance Bank
- 2.721 Reliant Bank
- 2.722 Reliant Community Credit Union
- 2.723 Republic Bank (IL only)
- 2.724 Republic Bank (IN/KY)
- 2.725 Republic Bank (NY)
- 2.726 Resource One Credit Union
- 2.727 Ridgewood Credit Union
- 2.728 Rivermark Community Credit
- 2.729 River Valley Credit Union
- 2.730 Riverview Bank
- 2.731 RPT Federal Credit Union
- 2.732 Rockland Trust Bank
- 2.733 Rollstone Bank & Trust
- 2.734 Rosedale Federal Savings & Loan Association
- 2.735 Route 31 Credit Union
- 2.736 Royal Credit Union
- 2.737 Sacramento Credit Union
- 2.738 SAFE Credit Union
- 2.739 Salal Credit Union
- 2.740 Salem Bank
- 2.741 Salem Five Direct
- 2.742 Sandy Spring Bank
- 2.743 Saratoga National Bank
- 2.744 Sauk Valley Bank
- 2.745 Savings Bank of Danbury
- 2.746 Sawyer Savings Bank
- 2.747 SB1 Federal Credit Union
- 2.748 SchoolsFirstCU
- 2.749 Scient Federal Credit Union
- 2.750 Scott Credit Union
- 2.751 Seacoast Bank
- 2.752 SECNY Federal Credit Union
- 2.753 SECU
- 2.754 Security Bank of Crawford
- 2.755 Security Service FCU
- 2.756 Selco Community Credit Union
- 2.757 Select Bank & Trust
- 2.758 SENB Bank
- 2.759 Service 1st Federal Credit Union
- 2.760 Service Credit Union
- 2.761 SF Fire Credit Union
- 2.762 Sharepoint Credit Union
- 2.763 Signature Bank of Georgia
- 2.764 Simmons Bank
- 2.765 Simple Finance
- 2.766 Simsbury Bank
- 2.767 SIS Bank
- 2.768 SkyOne Federal Credit Union
- 2.769 SLFCU
- 2.770 SoFi Invest
- 2.771 Solvay Bank
- 2.772 Sound Credit Union
- 2.773 SouthEast Bank
- 2.774 Southeastern Credit Union
- 2.775 South East National Bank
- 2.776 Southern Bank
- 2.777 South Shore Bank
- 2.778 Southland Credit Union
- 2.779 Southside Bank
- 2.780 SouthStar Bank
- 2.781 South State Bank
- 2.782 Southwest 66 Credit Union
- 2.783 Space Age Federal Credit Union
- 2.784 Space Coast Credit Union
- 2.785 Spartan Federal Credit Union
- 2.786 SPCO Credit Union
- 2.787 Spiral
- 2.788 Spire Credit Union
- 2.789 Spokane City Credit Union
- 2.790 Stanford Federal Credit Union
- 2.791 St. Anne’s Credit Union
- 2.792 Star Financial Bank
- 2.793 Star Bank
- 2.794 Starion Bank
- 2.795 Stark Federal Credit Union
- 2.796 Star One Credit Union
- 2.797 State Bank of Bement
- 2.798 State Bank Of Cross Plains
- 2.799 State Bank Of India (California)
- 2.800 STCU (Spokane Teachers Credit Union)
- 2.801 Sterling National Bank
- 2.802 Streator Onized Credit Union (SOCU)
- 2.803 Sturdy Savings Bank
- 2.804 St. Mary’s Bank
- 2.805 St Mary’s Credit Union
- 2.806 Stoneham Bank
- 2.807 St Paul Federal Credit Union
- 2.808 S&T Bank
- 2.809 State Security Bank
- 2.810 Suffolk Credit Union
- 2.811 Suffolk Federal Credit Union
- 2.812 Summit Credit Union
- 2.813 Summit Federal Credit Union
- 2.814 Suncoast Credit Union
- 2.815 Sun Commnity Federal Credit Union
- 2.816 Sun East Federal Credit Union
- 2.817 Sunflower Bank
- 2.818 Sunmark Credit Union
- 2.819 Sun National Bank
- 2.820 SunTrust
- 2.821 SunWest Credit Union
- 2.822 Synovus Bank
- 2.823 Sweet Home Federal Credit Union
- 2.824 TAB Bank
- 2.825 Talmer Bank & Trust
- 2.826 Taunton Federal Credit Union
- 2.827 TBK Bank
- 2.828 TCF Bank
- 2.829 TD Bank
- 2.830 TDECU
- 2.831 Teachers Credit Union
- 2.832 Tech CU
- 2.833 TEG Federal Credit Union
- 2.834 Telco Community Credit Union
- 2.835 Texas Capital Bank
- 2.836 Texas Trust Credit Union
- 2.837 Texell Credit Union
- 2.838 The Bank Of Denver
- 2.839 The Bank of Princeton
- 2.840 The Columbia Bank
- 2.841 The Cooperative Bank
- 2.842 The County Federal Credit Union
- 2.843 The First State Bank
- 2.844 The State Bank Group
- 2.845 Thomaston Savings Bank
- 2.846 Thrivent Federal Credit Union
- 2.847 TIAA Direct
- 2.848 TLC Community Credit Union
- 2.849 Tobyhana
- 2.850 Tompkins VIST Bank
- 2.851 Toro Credit Union
- 2.852 Torrington Savings Bank
- 2.853 Tower Federal Credit Union
- 2.854 Town Bank
- 2.855 Town and Country Bank
- 2.856 Trademark Federal Credit Union
- 2.857 Traditional Bank
- 2.858 Transcend Credit Union
- 2.859 TruChoice Federal Credit Union
- 2.860 Travis Credit Union
- 2.861 TrueCore Federal Credit Union
- 2.862 Truity Credit Union
- 2.863 Truliant Federal Credit Union
- 2.864 TrustCo Bank
- 2.865 TruMark Financial
- 2.866 TruStone Financial
- 2.867 TruWest Credit Union
- 2.868 TTCU (Formerly Tulsa Teachers Credit Union)
- 2.869 Tulsa Federal Credit Union
- 2.870 UFB Direct
- 2.871 UFirst Credit Union
- 2.872 Ulster Savings Bank
- 2.873 UMB Bank
- 2.874 Umpqua Bank
- 2.875 UniBank
- 2.876 Unify Financial Credit Union
- 2.877 Union Bank
- 2.878 Union Bank & Trust (NE & KS)
- 2.879 Union Bank & Trust (VA, MD, NC)
- 2.880 Union Community Bank
- 2.881 Union Savings Bank
- 2.882 Union Square Credit Union
- 2.883 United Community Bank (UCB)
- 2.884 United Community Bank (NC, TN, SC, GA)
- 2.885 United Federal Credit Union
- 2.886 United Financial Credit Union
- 2.887 United Heritage Credit Union
- 2.888 United Roosevelt Savings Bank
- 2.889 United States Senate Federal Credit Union
- 2.890 Unitus Community Credit Union
- 2.891 Unity Bank
- 2.892 Unity One Credit Union
- 2.893 University Credit Union
- 2.894 University Federal Credit Union
- 2.895 Univest
- 2.896 U of I Community Credit Union
- 2.897 Upgrade
- 2.898 USAA
- 2.899 US Alliance Financial
- 2.900 USC Credit Union
- 2.901 US Community Credit Union
- 2.902 USE Credit Union
- 2.903 USF Federal Credit Union
- 2.904 US #1364 Federal Credit Union
- 2.905 U$X Federal Credit Union
- 2.906 Utah First Credit Union
- 2.907 Wakefield Co-operative Bank
- 2.908 Wallet by Boss Money
- 2.909 Washington Savings Bank
- 2.910 Washington Trust
- 2.911 Water And Power Community Credit Union (WPCU)
- 2.912 WaterStone Bank
- 2.913 Watertown Savings Bank
- 2.914 Waukesha State Bank
- 2.915 Wealthfront
- 2.916 Webster Bank
- 2.917 WECU
- 2.918 We Florida Financial
- 2.919 Wellesley Bank
- 2.920 Weokie Federal Credit Union
- 2.921 Wesbanco
- 2.922 Wescom Credit Union
- 2.923 Westbury Bank
- 2.924 Western State Bank
- 2.925 Western Vista Credit Union
- 2.926 Westerra Credit Union
- 2.927 WestField Bank (MA)
- 2.928 Westfield Bank (OH)
- 2.929 WestTown Bank & Trust
- 2.930 Widget Financial
- 2.931 Wilson Bank & Trust
- 2.932 Winden
- 2.933 Wings Financial Credit Union
- 2.934 WinTrust
- 2.935 Woori America Bank
- 2.936 WyHy FCU
- 2.937 Valley Bank
- 2.938 Valley First Credit Union
- 2.939 Valley National Bank
- 2.940 ValleyStar Credit Union
- 2.941 Valley Strong Credit Union
- 2.942 VantageWest
- 2.943 Varo Money
- 2.944 Vectra Bank
- 2.945 Venmo
- 2.946 Verity Credit Union
- 2.947 Vibrant Credit Union
- 2.948 Virginia Credit Union
- 2.949 Visions Federal Credit Union
- 2.950 Vista Bank
- 2.951 VyStar Credit Union
- 2.952 Xceed Financial Credit Union
- 2.953 Yolo Federal Credit Union
- 2.954 Zeal Credit Union
Big Banks/Banks With Regular Sign Up Bonuses
Ally
American Express
American Express has three different products, Bluebird & Serve & Checking. We’ve split the information below but if it works for one it should work for the other.
Checking
- Ally: 1, 2, 3 (didn’t work), 4 (didn’t work)
- Charles Schwab: 1, 2,
- Chase business: 1,
- Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9,
- Merill Edge: 1,
- Robinhood: 1,
Bluebird:
The following count as a direct deposit
- Amazon payments: 1
Serve:
Bank of America
The following count as a direct deposit:
- ACH Transfer (1, 2)
- Airbnb payout: 1,
- Alliant: 1, 2 (didn’t work)
- Ally: 1, 2, 3, 4, 5, 6, 7,
- American Express:
- Astra: 1,
- Baxter Credit Union: 1, 2,
- Capital One: 1, 2,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8,
- Coinbase: 1, 2, 3, 4, 5 (DIDN’T WORK), 6 (didn’t work), 7 (didn’t work)
- Connexus: 1
- Discover: 1, 2,
- Emigrant (1)
- E*Trade (1, 2, 3, 4 (didn’t work)
Fidelity Money Line (1, 2)- Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26,
- Fifth Third: 1,
- Guilford Bank: 1,
HSBC (1)ING Direct/Capital One 360 (1, 2), this may not work anymore from December 2013 onwards (1, 2) Update: November 2014 it’s working again (not working again?)- One Finance: 1,
- PenFed: 1, 2, 3, 4, 5, 6,
- PurePoint Financial: 1
- Robinhood: 1, 2, 3, 4 (didn’t work)
- Serve: 1, 2, 3,
- SoFi: 1, 2 (didn’t work),3, 4, 5, 6, 7,
- Transferwise: 1, 2, 3, 4, 5, 6,
- Treasury Direct: 1,
- Wealthfront: 1, 2, 3, 4, 5 (didn’t work), 6 (didn’t work)
- Wise: 1, 2,
The following no longer count as direct deposit:
- ACH Transfer: 1
- Ally ACH: 1, 2 (via e-mail in March, 2015), 3,
- Amazon Marketplace: 1 (via e-mail on February 11th, 2018)
- American Express:
- Bluebird: 1
- Capital One: 1
- Chase: 1 (does work to waive fee, not for bonus), 2,
- Charles Schwab: 1, 2, 3 (did work)
- Discover: 1 (does work to waive fee, not for bonus), 2,
- Fidelity: 1, 2,
- HSBC: 1
- Paypal (1, 2), there is evidence of it working previously (1, 2, 3) but this has now been shut down.
- PurePoint financial: 1,
- BofA user to user transfers (1)
- Robinhood: 1, 2, 3,
- USAA: 1,
- Vanguard: 1
Capital One 360
The following count as a direct deposit:
- Affinity: 1,
- Alliant (1), 2 , 3 (didn’t work), 4, 5, 6, 7, 8, 9, 10,
- ACH (1)
- Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19,
- Ameritrade: 1,
- Bank of America: 1,
- BECU: 1,
- BMO Harris: 1,
- Cash app: 1, 2,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 , 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28,
- CIT: 1
- Clearview: 1
Discover: 1- e trade: 1, 2,
- Fidelity: 1 (CMA), 2, 3, 4, 5, 6, 7 (CMA), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41,
- Fifth Third: 1, 2, 3,
- First Tennessee: 1
- Goldman Sachs: 1, 2, 3, 4, 5, 6,
- ING Direct/Capital One 360 (1)
- Marcus: 1, 2, 3,
- NFCU: 1, 2, 3,
- Novo: 1,
- ONE: 1,
- PayPal: 1, 2, 3 (business)
- PNC: 1, 2, (maybe didn’t work?)
- PenFed: 1,
- Robinhood: 1,
- Santander: 1, 2,
- SoFi: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12,
- Synchrony: 1,
- TD Ameritrade: 1, 2, 3,
- T-Mobile Money: 1,
- Unify: 1,
- U.S. Bank: 1, 2, 3,
- USAA: 1,
- Wealthfront: 1,
Wells Fargo: 1, 2- Wise: 1, 2, 3, 4,
- Vanguard: 1, 2, 3, 4, 5, 6, 7, 8, 9,
- Venmo: 1, 2, 3, 4, 5, 6, 7,
- Zelle: 1,
- Venmo: 1,
The following didn’t work:
- Ally: 1
- Chase: 1
- Discover: 1, 2, 3,
- Elements: 1
- Santander: 1
- Stripe: 1
- TIAA Direct: 1
- Wells Fargo: 1
- USAA: 1, 2, 3
Chase
It seems as if any transfer that codes as P2P will no longer work for Chase.
New data points as of September, 2016. The following work to trigger the requirement:
- ABC Giftcards payout: 1, 2, 3, 4, 5, 6, 7, 8 (didn’t work?), 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20 (didn’t work)
- Acorns: 1, 2 (didn’t work)
- Affinity: 1,
- AirBnB: 1, 2 (didn’t work), 3 (did work)
Alliant: 1, 2, 3 (did work), 4 (didn’t work)- Amazon Payments: 1, 2, 3, 4, 5, 6 (didn’t work), 7,
- America First Credit Union: 1 (in branch)
- American Express:
- Ameritrade: 1,
- Apple Cash: 1,
- Aspiration: 1, 2 (didn’t work)
- BeFrugal: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8 (didn’t work)
Barclays Online Saving: 1, 2, 3, 4, 5, 6, 7, 8- Barclays cash back: 1, 2,
- Capital One: 1 ,2 (worked), 3 (didn’t work),
- CardCash: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8 (didn’t work)
- Cash app: 1, 2 (didn’t work)
- CBC Federal Credit Union: 1,
- CCUIL ACH: 1,
- Central Credit Union: 1,
- Chase business checking: 1,
Charles Schwab: 1 (brokerage)- Chime: 1, 2 (didn’t work)
- Chrome river: 1,
- Circle Pay: 1, 2, 3,
- CIT Bank (not Citi): 1,
- Connexus FCU: 1, 2,
- Consumers Credit Union: 1, 2, 3, 4, 5,
- Discover Savings: 1, 2, 3, 4, 5, 6, 7, 8 (didn’t work), 9, 10, 11, 12, 13 (didn’t work), 14 (didn’t work), 15 (didn’t work), 16 (didn’t work) 17 (didn’t work)
- DoorDash: 1, 2,
- Dosh: 1, 2, 3, 4 (didn’t work)
- Dwolla: 1,
- eBay: 1, 2 (didn’t work) 3,
- Elements Financial: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
- E*Trade: 1, 2, 3 (didn’t work), 4 (did work), 5 (did work), 6, 7, 8 (didn’t work), 9 (didn’t work), 10 (didn’t work)
- Etsy: 1,
- Fidelity EFT: 1 (via e-mail on October 5th, 2016), 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20 (didn’t work), 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, (didn’t work), 38, 39, 40 (didn’t work), 41, 42 (didn’t work), 43, 44 (didn’t work), 45 (didn’t work) 46 (didn’t work), 47 (didn’t work)
- Fidelity CMA: 1, 2, 3, 4, 5, 6, 7 (didn’t work)
- First Green Bank: 1 (via e-mail on 04/18/2018)
- First Technology Credit Union: 1, 2, 3, 4, 5, 6 (didn’t work)
- Firstrade: 1,
- Freshbooks WePay: 1, 2,
- Goldman Sachs: 1
- Goat: 1,
- Google Adsense: 1
- Gulf Winds Federal Credit Union: 1,
- Gusto: 1
- Invstr: 1,
- Keesler Federal: 1,
- Langley Federal Credit Union: 1,
- MarketForce Payroll: 1,
- Mercari: 1, 2,
- Merrill Edge: 1, 2 (didn’t work), 3 (didn’t work)
- M1Finance: 1, 2,
- Motif Investing: 1, 2,
- Mountain America Credit Union: 1
- mph.bank: 1, 2,
- M&T Bank: 1, 2, 3, 4, 5, 6, 7,8 (didn’t work)
- M1 Finance: 1,
- Nearside: 1,
- Northern Bank: 1,
- NorthOne: 1, 2 (didn’t work)
- Orion: 1,
- Payooner: 1
- PenFed: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13 (didn’t work)
- Poshmark: 1, 2,
- Provident Credit Union: 1, 2, 3, 4,
- Raise: 1, 2,
- Relay: 1,
- Robinhood: 1, 2, 3, 4, 5 (e-mail on 06/21/17)s, 6, 7, 8, 9, 10, 11, 12, 13, 14 (didn’t work), 15 (didn’t work)
- Schools First: 1
Robinhood: 1, 2, 3, 4, 5 (no longer working) 6 (worked) 7, 8 (didn’t work), 9 (didn’t work), 10 (didn’t work)- Santander: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14 (didn’t work)
- SchoolFirst: 1, 2, 3, 4 (didn’t work)
- SoFi Invest: 1,
- SoFi Money: 1, 2, 3, 4 (didn’t work), 5,
- Square: 1, 2, 3, 4, 5, 6, 7,
- Stanford FCU: 1,
- Suncoast: 1,
- TD Ameritrade: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13 (didn’t work), 14, 15 (didn’t work)
- Tech Credit Union: 1, 2, 3 (didn’t work)
- The Knot (wedding registry): 1,
- T-Mobile Money: 1, 2, 3, 4, 5, 6 (didn’t trigger it)
Topcashback Payout: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15 (didn’t work), 16 (didn’t work), 17 (didn’t work), 18 (didn’t work), 19 (didn’t work)- Transferwise: 1, 2, 3 (didn’t work), 4 (did work), 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17 (didn’t work), 18, 19, 20, 21, 22 (didn’t work)
- TreausryDirect: 1, 2, 3, 4,
- Uber: 1, 2, 3 (eats), 4,
- University Federal Credit Union: 1, 2,
- Upwork: 1, 2 (via e-mail on 2/12/19),
USAA: 12, (didn’t work)- Vanguard Brokerage: 1, 2, 3, 4, 5 (didn’t work), 6, 7, 8, 9, 10, 11, 12, 13, 14 (didn’t work), 15 (didn’t work)
- WealthFront: 1, 2, 3, 4, 5, 6, 7, 8, 9 (didn’t work)
Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, not working for some?, 15 (not working), 16 (not working), 17 (not working), 18 (not working), 19 (not working), 20 (not working), 21 (not working), 22 (not working), 23 (not working), 24, 25 (not working), 26 (not working)- Wisebanyan: 1, 2,
The following do not work:
- Alliant: 1, 2, 3, 4, 5, 6, 7,
- Ally: 1, 2, 3, 4, 5,
- America First Credit Union: 1 (online)
- American Express Savings: 1,
- American Express Business: 1,
- Apple Pay Cash: 1,
- Barclaycard Savings: 1, 2, 3
- Bank of America: 1, 2
- Betterment: 1,
- BMO Harris: 1,
- Boeing Employees Credit Union: 1,
- Capital One: 1, 2,
- Capital One 360: 1, 2 (savings), 3, 4,
- Cardcash: 1, 2,
- Charles Schwab: 1 (checking), 2, 3 (brokerage), 4, 5 (brokerage), 6, 7, 8,
- Chase Business: 1
- Chase credit card cash back: 1,
- Citi ACH: 1
- Citizens Bank: 1,
- Coinbase: 1, 2,
- Comerica Bank: 1,
- DoorDash: 1,
- Discover: 1, 2, 3, 4,
- Savings: 1
- Excite Credit Union: 1,
- Fidelity: 1,
- FNBO: 1
- Hancock Whitney: 1,
- Huntington: 1
- Ibotta: 1,
- Inspirus: 1,
- Investor Bank: 1,
- IRS: 1, 2, 3, 4,
- Kabbage: 1,
- Keybank: 1,
- Marcus Bank: 1,
- Mercari: 1,
- Moomoo: 1,
- NFCU: 1,
- Optum Bank: 1,
- Orange County’s: 1,
- Paypal: 1, 2, 3, 4, 5,
- PNC: 1, 2
- Quorum FCU: 1
- Raise: 1, 2,
- Santander: 1
- Square Cash.me: 1
- Signature FCU: 1,
- Tax refund: 1,
- TD Ameritrade: 1, 2,
- TD Bank: 1,
- Thrivent: 1,
- Topcashback: 1,
- Upgrade: 1, 2,
- U.S. Bank: 1
- USAA: 1 (1 does work), 2, 3,
- VantageWest: 1
- Venmo: 1, 2, 3, 4,
- Wise: 1, 2,
- Wells Fargo: 1, 2, 3, 4, 5, 6,
- Wells Fargo Business: 1
- Western Vista Federal Credit Union: 1,
[View current Chase sign up bonuses]
The following count as a direct deposit:
Ally ACH: 1, 2, 3, 4, 5, 6 (may no longer work: 1), 7 looks like it is working (via e-mail February 10th, 2015), 8, 9, 10 (via e-mail July 15th, 2015)American Express Serve: 1, 2, 3, 4, 5, 6, 7 (via email January 23rd, 2015), 8 (via email March 3rd, 2015), 9, 10, 11, 12, 13, 14, 15, 16, 17American Express Bluebird: 1, 2, 3American Express Redcard: 1, 2American Express OneVIP: 1Ameritrade: 1ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15Barclays Online Saving: 1, 2, 3, 4Capital One Savings: 1, 2CCU ACH: 1Discover Checking: 1, 2, 3, 4, 5https://www.doctorofcredit.com/chase-checking-300-savings-200-bonus/#comment-226214E*Trade: 1 (may no longer work)Fifth Third: 1Fidelity Online Transfer: 1, 2Fidelity Cash Management: 1Google Wallet: 1Huntington Bank ACH: 1, 2 (no longer works: 1NFCU ACH: 1PenFed ACH: 1, 2Santander: 1, 2Tech CU: 1 (No longer works: 1)Topcashback: 1 (via e-mail on July 27th, 2016)Venmo: 1 (No longer works: 1)Wells Fargo: 1, 2, 3Barclays Online Savings: 1, 2
The following no longer count as direct deposits:
Alliant: 1, 2, 3 (used to work 1)Ally: 1Amazon Payments (1)American Express Savings: 1, 2Capital One 360/ING Direct, this used to work (1 , 2 , 3, 4 and 1, 2, 3, 4) but it’s now no longer working unfortunately (1, 2, 3, 4, 5). Reports of this working again (1 via e-mail on April 22nd, 2015), 2, 3, 4Charles Schwab Brokerage: used to work 1, 2, 3 but now no longer works: 1, 2, 3Citi Bank ACH: 1, 2Discover: 1, 2First Tennessee: 1Google Wallet: 1HSBC (1, 2, 3)Mango (1)Paypal used to work (1, 2, 3) and now no longer works (1 2, 4, 5, 6, 7, 8, 9, 10)PNC ACH: 1, 2SDFCU: 1TD Bank: 1USAA: 1
Citibank
The following count as a direct deposit:
- ACH: 1, 2
- Alliant: 1, 2,
- Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9,
- Amazon payments: 1
- Capital One: 1, 2, 3, 4, 5, 6, 7, 8, 9,
- Charles Schwab: 1, 2, 3,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17,
- Citizens: 1,
- Discover: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11,
- Emigrant direct: 1
- Fidelity ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28,
- INGdirect: 1, 2, 3
- M&T: 1,
- Paypal: 1, 2, 3, 4, 5,
- PNC: 1,
- SoFi: 1, 2,
- Truist: 1,
- USAA: 1,
- Wells Fargo: 1, 2, 3, 4,
- Venmo: 1, 2,
- Zelle: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16,
The following don’t count as direct deposit:
- Barclaycard:
- Wyndham: 1
- Google Pay: 1 (via e-mail on 5/27/19)
- Paypal: 1 (somebody let me know via e-mail it no longer works) (used to work: 1, 2, 3), 4 (didn’t work via e-mail on 5/27/19)
- Schwab Brokerage money link transfers (1)
- TD Ameritrade: 1
- USAA: 1 (via e-mail on 5/27/19)
Discover
The following did work:
- Ally: 1 (may no longer work: 1)
- Amazon Seller Disbursements: 1
- Bank of America Business ACH: 1
- Capital One 360: 1, 2, 3
- Fidelity: 1
- Paypal: 1, 2, 3, 4
- Serve: 1
- TD Ameritrade: 1
HSBC
The following code as a direct deposit:
- Ally: 1, 2, 3, 4 (Checking), 5, 6, 7, 8, 9, 10, 11, 12, 13,
- American Express Bluebird: 1
- Capital One 360: 1, 2 (Money Market), 3, 4 (didn’t work), 5, 6, 7,
- Charles Schwab: 1, 2, 3 (didn’t work), 4,
- Chase: 1, 2, 3, 4 (Instant Transfer), 5, 6, 7, 8,
- Citi: 1,
- Discover: 1 (Checking), 2 (Savings), 3 (Savings), 4, 5 (savings), 6, 7, 8,
- PNC Checking: 1, 2, 3,
- Robinhood: 1,
- Santander: 1, 2,
- Schwab Brokerage: 1
- SoFi Money: 1, 2, 3,
- Wells Fargo: 1, 2, 3, 4, 5
The following don’t code as a direct deposit:
- Orion: 1,
Huntington Bank
The following count as a direct deposit:
- Alliant: 1,
- Ally: 1, 2, 3, 4, 5, 6,
- Amazon Payments (1)
- ACH Transfers: 1, 2, 3
- Bluebird: 1
- Capital One: 1
- Charles Schwab: 1,
- Chase: 1, 2, 3,
- PNC: 1, 2, 3,
- SoFi: 1,
Key Bank
The following count as a direct deposit:
- ACH (1)
Ally ACH: 1, 2 (did work), 3, 4, 5, 6, 7 (didn’t work)- Alliant: 1, 2 (didn’t work), 3,
- American Express:
- Capital One 360: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19 (didn’t work)
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (instant transfer did not work), 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26 (didn’t work), 27,
- Discover: 1, 2 (savings, didn’t work), 3, 4, 5, 6, 7,
- ECCU: 1,
- E*Trade: 1, 2, 3, 4,
- Fidelity: 1, 2, 3, 4, 5, 6,
- Huntington: 1, 2,
- LMCU: 1,
- Mountain America Credit Union: 1,
- NFCU: 1, 2,
- Orgeon Community Credit Union: 1
- Paypal: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
- Robinhood: 1,
- Santander: 1, 2 (didn’t work), 3,
- Stripe Transfer: 1
- TD Ameritrade: 1
- T-Mobile: 1,
- Transferwise: 1,
- USAA: 1, 2, 3, 4, 5,
- Wells Fargo ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11,
- Vanguard: 1,
- Venmo: 1, 2, 3, 4, 5, 6, 7,
The following didn’t count as a direct deposit:
PenFed
- No data points
PNC
The following count as a direct deposit:
- Alliant: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19 (didn’t work), 20 (didn’t work), 21,
- Ally: 1, 2, 3, 4 (didn’t work), 5, 6, 7, 8, 9 (didn’t work), 10, 11,
- AmEx serve: 1, 2, 3, 4, 5, 6,
- AmEx Redbird: 1
- AmEx Bluebird: 1,
- American Express HYSA: 1,
- Astra: 1,
- Bank of America: 1, 2 (didn’t work)
- Barclays: 1, 2 (didn’t work)
- BB&T: 1,
- Cash app: 1,
- Capital One 360: 1, 2, 3 (1 may no longer work), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56 (didn’t work), 57, 58, 59, 60, 61,
- Charles Schwab: 1 (brokerage), 2, 3, 4 (didn’t work), 5, 6, 7 (brokerage), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54. 55, 56, 57, 58 (didn’t work), 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110 (didn’t work), 111, 112, 113, 114, 115, 116, 117 (didn’t work), 118, 119, 120, 121, 122, 123, 124, 125, 126, 127, 128, 129, 130, 131, 132, 133, 134, 135, 136, 137, 138, 139, 140,
- Chase Business: 1, 2,
- Citibank: 1,
- Discover ACH: 1, 2, 3, 4, 5 (didn’t work), 6 (didn’t work), 7 (didn’t work), 8 (didn’t work), 9 (didn’t work)
- FCB South County Bank: 1
- Fidelity: 1, 1, 2, 4,5,6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29,
- Fifth Third: 1, 2 (didn’t work)
- Huntington: 1,
- Merrill Lynch: 1,
- M&T: 1, 2, 3,
- Navy Federal: 1, 2 (didn’t work), 3 (didn’t work), 4 (didn’t work)
- Paypal: 1, 2, 3, 4, 5, 6, 7, 8, 9, 1o, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, (didn’t work), 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, (didn’t work), 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46 (didn’t work)
- Pentagon Federal Credit Union: 1
- Fidelity: 1, 2, 3
- Schwab: 1, 2
- Tax refund: 1,
- Transferwise: 1,
- TreasuryDirect: 1,
- USAA: 1, 2, 3 (doesn’t work)
- Vanguard: 1, 2, 3, 4,
- Venmo: 1, 2, 3, 4, 5, 6, 7,
- Wells Fargo: 1, 2, 3 (didn’t work), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20,
- Wise: 1,
The following do not count as a direct deposit:
- Ally ACH: 1, 2 (used to work: 1
- American Express Savings: 1
- Charles Schwab: 1 (checking)
- Citi: 1,
- eTrade: 1,
- Liberty Bank: 1,
- Tech CU: 1,
Santander Bank
Works (from August 2016 onwards)
- Alliant: 1, 2, 3, 4, 5 (didn’t work), 6,
- American Express
- BMO Harris: 1,
Capital One 360: 1, 2, 3, 4, 5,6 (didn’t work), 7 (didn’t work), 8 (worked), 9 (worked) 10 (didn’t work), 11 (worked)- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20,
- Charles Schwab: 1 (brokerage only), 2, 3, 4, 5, 6, 7, 8, 9,
- Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
- Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
- Venmo: 1,
Doesn’t work:
- Charles Schwab Checking: 1 (via Twitter on 06/01/2017)
- Discover: 1, 2,
- PNC: 1,
- TD Ameritrade: 1
- USAA: 1
Truist
The following code as a direct deposit:
- Affinity: 1,
- Capital One: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (business), 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25,
- Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12,
- Public.com: 1,
- SoFi: 1,
- TD Ameritrade: 1,
- Vanguard: 1, 2,
- Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11,
The following don’t code as a direct deposit:
U.S. Bank
The following count as a direct deposit:
- ACH (1)
- All America Bank: 1, 2,
- Alliant (1), 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12,
- Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77 (didn’t work), 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120, 121, 122, 123, 124, 125,
- American Express:
- Apple Cash: 1, 2, 3,
- Capital One; 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39,
- Cash app: 1, 2, 3,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15 (checking), 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 32, 33, 34, 35, 36, 37, 38, 39 (didn’t work) 40, 41, 42, 43, 44, 45, 46, 47, 48, 49,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18 (didn’t work), 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58,a, 59, gr, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106,
- Discover: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52,
- DFCU: 1, 2,
- Elements: 1, 2 (didn’t work), 3, 4,
- E*Trade: 1,
- Fidelity: 1, 2, 3 (didn’t work), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25,
- Goldman Sachs: 1,
- Incredible Bank: 1, 2,
- Marcus: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15,
- NFCU: 1, 2, 3, 4, 5, 6,
- Novo: 1, 2,
- Paypal: 1, 2, 3,
- Pentagon FCU: 1,
- PNC: 1, 2,
- School’s First Credit Union: 1, 2, 3,
- Simple: 1,
- SoFi Money: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11,
- Square cash: 1,
- Tech CU: 1, 2
- T-Mobile Money: 1, 2,
- Unify FCU: 1,
- USAA: 1, 2, 3, 4, 5, 6, 7, 8, 9,
- Vanguard: 1, 2,
- Venmo: 1, 2 (didn’t work), 3,
- Wealthfront: 1, 2,
- Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15,
- Western Vista Federal Credit Union: 1,
Wells Fargo
The following triggers the direct deposit requirement:
- Affinity: 1,
Alliant: 1, 23 (didn’t work), 4 (did work), 5 (did work), 6 (did work), 7, 8, 9, 10,Ally: 1, 2, 3, 4, 5, 67 (didn’t work), 8 (did work), 9, 10, 11, 12, 13, 14, , 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41,- American Express:
- Bank of America: 1, 2, 3, 4, 5, 6, 7, 8,
- BECU ACH: 1, 2, 3, 4,
- Brex: 1,
- Cash app: 1,
- Capital One 360: 1, 2, Didn’t work: 1, 2, 3, (did work), 4, 5, 6, 7, 8, 9,
- Charles Schwab Didn’t work: 1, 2, 3 (brokerage did work),4(didwork),5(didn’twork),6, 7 (did work), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18 (didn’t work), 19, 20,
Checking: 1
Money Link: 1
- Chase: 1 (didn’t work), 2 (did work), 3 (did work), 4, 5 (did work), 6 (did work business), 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25,
- Citibank: 1, 2, 3,
- Coinbase: 1,
- Discover: 1, 2 Didn’t work: 1,did:1,2 (did work)3 (did work),4,5,6,7,8, 9, 10,
- DraftKing: 1,
- Dwolla: 1
- Elements: 1,
- E-Trade: 1, 2, 3, 4,
- Fidelity: 1, 2, 3, 4 (did not work), 5 (didn’t work), 6 (did work), 7 (did work), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32,
- First National Bank (FNB): 1,
- HSBC: 1, 2, 3, 4,
- Huntington: 1,
- Keybank: 1
- Marcus: 1, 2,
- Meritrust: 1,
- Monifi: 1,
- M&T Bank: 1,
- NFCU: 1,
Paypal: 1, 2, 3, 4, 5 (didn’t work), 6 (did work), 7 (did work), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17 (didn’t work), 18, 19, 20, 21, 22, 23, 24,- PenFed Trial Deposits: 1, 2, 3,
- PNC: 1, 2, 3, 4, 5, 6,
- Robinhood: 1, 2, 3, 4, 5, 6, 7, 8,
- Santander: 1, 2, 3, 4, 5, 6, 7, 8,
- Schwab: 1
- Schools First: 1,
- Sky One: 1,
- Simple: 1,
- SoFi Money: 1, 2, 3, 4, 5, 6, 7, 8, 9,
- SunTrust: 1,
- Tax refund: 1,
- USAA: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8, 9, 10, 11, 12,
- Vanguard: 1, 2,
- Varo: 1,
- Venmo: 1, 2, 3, 4, 5, 6, 7,
The following didn’t work:
Credit Unions/Small Banks
121 Financial Credit Union
- No data points
7 17 Credit Union
- No data points
1st Advantage Federal Credit Union
- No data points
1st Colonial Community Bank
- No data points
1st Community Credit Union
- No data points
1st Constitution Bank
The following did not work as direct deposit:
1st Financial Federal Credit Union
- No data points
1st Mariner Bank
- No data points
1st Security Bank
- No data points
1st Source Bank
The following worked as a direct deposit:
1st United Credit Union
The following code as a direct deposit:
3Rivers Federal Credit Union
The following count as a direct deposit:
- Keybank: 1,
AAC Credit Union
- No data points
Abington Bank
- No data points
ACNB Bank
- No data points
Acorns
- No data points
Addition Financial
The following code as a direct deposit:
Adirondack Bank
- No data points
Advance Financial Federal Credit Union (AFFCU)
We don’t have any data points on what will trigger the bonus, but be warned that the fine print states you must deposit your full pay check. In some cases credit unions will manually check this (e.g you’ll be required to show your pay stub). The following worked:
- Charles Schwab: 1,
Advantage Bank
- No data points
Advantis Credit Union
- No data points
Adventure Credit Union
The following code as a direct deposit:
- Capital One 360: 1
Advia Credit Union
- No data points
Aero Federal Credit Union
- No data points
AFFCU
- No data points
Affiliated Bank
- No data points
Affinity Federal Credit Union
The following code as a direct deposit:
- Ally: 1, 2 (didn’t work)
- Brex: 1,
- Charles Schwab: 1, 2, 3, 4 (didn’t work)
- Chase: 1,
- Coinbase: 1, 2 (didn’t work)
- Discover: 1, 2 (didn’t work)
- Fidelity cash: 1,
- IRS: 1,
- Kabbage: 1,
- Treasury direct: 1,
- Wise: 1,
The following didn’t work:
Air Academy Federal Credit Union
Albert Neobank
The following worked as a direct deposit:
The following didn’t work as a direct deposit:
- Ally: 1,
- American Express Business: 1,
- Astra: 1,
- Cash app: 1,
- Chime: 1,
- Charles Schwab: 1, 2,
- Discover: 1,
- M1: 1,
- SoFi: 1,
- Wells Fargo: 1,
Alcoa Tenn Federal Credit Union
- No data points
Allegiance Credit Union
- No data points
Allegius Credit Union
- No data points
Allied First Bank
- No data points
AllTru Credit Union
- Fidelity: 1,
Aloha Pacific Federal Credit Union
- No data points
Amalgamated Bank
- BMO Harris: 1
Amboy Direct
- No data points
Amerant Bank
The following code as a direct deposit:
- Public.com: 1,
American Bank
- No data points
American Bank Center
- No data points
American Bank & Trust
- No data points
American Bank & Trust SD & MN
- No data points
American Commerce Bank
- No data points
American Eagle Financial Credit Union
The following code as a direct deposit:
- Charles Schwab: 1,
America First Credit Union
- No data points
American Eagle Credit Union
The following did work:
- No data points
The following didn’t work:
American Enterprise Bank
- No data points
American Investors Bank & Mortgage (AIBM)
- No data points
American Heritage Credit Union
- No data points
American Pride Bank
- No data points
American Trust & Savings Bank
- No data points
American United Federal Credit Union
- No data points
America’s Christian Credit Union
- No data points
AmeriCU Credit Union
- No data points
Ameriprise Financial
- No data points
Ameris Bank
The following coded as a direct deposit:
ANB Bank
- No data points
Anchor Bank
The following trigger the bonus:
- Discover ACH: 1
Andigo Credit Union
The following triggered the bonus
- Ally: 1,
- American Express:
- Bluebird: 1
- Charles Schwab: 1 (brokerage), 2 (didn’t work)
- Fidelity: 1, 2,
- PayPal: 1,
- Venmo: 1,
The following didn’t count:
Andrews Federal Credit Union
ANECA Credit Union
- No data points
Anoka Hennepin Credit Union
- No data points
APGFCU
- No data points
Apple Bank
The following do count as a direct deposit:
The following didn’t count as a direct deposit:
- Chase ACH: 1
Apple Federal Credit Union
- No data points
Ardent Credit Union
The following worked as a direct deposit:
Arizona Central Credit Union
No data points
Arizona Federal Credit Union
- No data points
Arizona Financial Credit Union
- No data points
Arkansas Federal Credit Union
- No data points
Armed Forces Bank
- Chase: 1,
Arrha Credit Union
- No data points
Arsenal Credit Union
- No data points
Arundel Federal Savings Bank
- No data points
Arvest Bank
- No data points
Ascend Federal Credit Union
- No data points
Ascent Credit Union
- No data points
Ashland Credit Union
- No data points
Aspiration
The following code as a direct deposit:
The following didn’t code as a direct deposit:
Associated Bank
The following did not work as a direct deposit:
- Charles Schwab: 1,
Associated Credit Union
- No data points
Associated Credit Union of Texas (ACUTX)
- No data points
Avidia Bank
The following count:
- Capital One 360 ACH: 1
Axos Bank
The following worked as a direct deposit:
- Alliant: 1,
- Ally: 1, 2, 3, 4, 5, 6, 7,
- Brex payroll: 1,
- Capital One: 1, 2 3, 4, 5, 6, 7, 8, 9, 10,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8,
- Chase: 1, 2,
- Fidelity: 1, 2, 3,
- SoFi: 1, 2, 3, 4, 5,
- USAA: 1,
- T-Mobile: 1, 2,
- Vanguard: 1,
- Wells Fargo: 1,
Ballston Spa National Bank (BSNB)
- No data points
BancorpSouth
- No data points
Bank7
- No data points
Bank & Trust
- Alliant: 1, 2, 3,
- Ally: 1, 2, 3,
- American Express:
- Serve: 1,
- Capital One: 1, 2, 3,
- Charles Schwab: 1 (checking), 2 (pull)
- Chase:
- Fidelity: 1,
The following did not work:
- Discover: 1,
Bank Direct
These guys are extremely strict and it seems they do a manual review on all direct deposits to ensure that they are from an employer. You also need to be depositing your full paycheck rather than a partial deposit, they check this by verifying it against your stated yearly income. Source(s): 1
Bankers Trust
- No data points
BankFinancial
- No data points
BankHometown
- No data points
Bank of Canton
- No data points
Bank of Maine
We don’t currently know of anything other than a regular employer payment that will trigger the direct deposit requirement that Bank of Maine requires.
Bank Midwest
- No data points
Bank Mutual
The following don’t count as a direct deposit
- Ally ACH: 1
- Paypal
Bank of Blue Valley
- No data points
Bank of Elk River
- No data points
Bank Five Nine
- No data points
Bank Independent
- No data points
BankNewport
- No data points
Bank Novo
- No data points
Bank of Greene County
- No data points
Bank of Hope
- No data points
Bank of Montgomery (BOM)
- No data points
Bank of New York
The following count as a direct deposit:
- HSBC (1)
Bank Of Sun Prairie
- No data points
Bank of Tennessee
- No data points
Bank of The Blue Grass
- No data points
Bank Of The West
The following count as a direct deposit:
- BMO Harris: 1, 2,
- Capital One: 1,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8,
- Discover: 1, 2, 3, 4, 5, 6 (didn’t work)
- Emigrant (1)
- ING Direct/Capital One 360 (1)
- Discover ACH: 1, 2,
- Midfirst Bank: 1, 2,
- Paypal (1, 2, 3, 4, 5, 6, 7, 8, 9,
- Schwab ACH: 1
- USAA: 1, 2,
- Venmo: 1,
The following did not work:
- Ally: 1,
BankPlus
- No data points
Bank OZK
- No data points
BankWell
- Charles Schwab: 1,
Banner Bank
- No data points
Banterra
- No data points
Barclays
- No data points
Bar Harbor Bank & Trust
- No data points
Baselane
- No data points
Baton Rouge Telco Federal Credit Union
- No data points
BayCoast Bank
- No data points
BB&T
The following does count as a direct deposit:
- Alliant: 1, 2, 3 (didn’t work)
- Ally: 1, 2 (didn’t work), 3 (didn’t work), 4 (didn’t work)
- Charles Schwab Brokerage: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
- Chase: 1, 2 (didn’t work)
- E*Trade: 1,
- Treasury direct: 1,
- Wealthfront: 1,
The following doesn’t count as a direct deposit:
BBVA
The following codes as a direct deposit:
- Alliant: 1, 2 (didn’t work)
- Capital One 360: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 (didn’t work), 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28,
- Chase: 1, 2, 3, 4,
- Charles Schwab: 1 (brokerage), 2 (brokerage), 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13 (didn’t work), 14 (didn’t work), 15 (didn’t work), 16 (didn’t work), 17,
- Fidelity: 1, 2 (didn’t work), 3, 4, 5,
- First Tech Federal Credit Union: 1
- Merrill Edge: 1
- Paypal: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8 (didn’t work), 9 (didn’t work)
- Provident Credit Union: 1
- TD Ameritrade: 1, 2,
- Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9,
The following did not work:
Beacon Credit Union
- No data points
Beartooth Bank
- No data points
BECU
- No data points
Belco Community Bank
- No data points
Bell Bank
- No data points
Bellco Credit Union
- No data points
Beneficial Bank
- No data points
Berkshire Bank
- No data points
BethPage Credit Union
Better Banks
- No data points
Beverly Hill Bank
- No data points
BHCU
- No data points
BiddefordSavings
No data points
Blackhawk Bank & Trust
- No data points
Blaze Credit Union
- No data points
Blue Federal Credit Union
The following count as a direct deposit:
- BMO Harris: 1,
Blue Foundry Bank
- No data points
Blue Hills Bank
The following counted as a direct deposit:
- Discover: 1
The following did not count as a direct deposit:
- Discover: 1 (savings)
BluPeak Credit Union
BMO Harris
The following do count as a direct deposit:
Alliant ACH: 1, 2(1 no longer counts), 3 (worked again)- Ally: 1
- American Express:
Capital One 360: 1, 2, 3, 4- Chase: 1 (business checking), 2, 3 (business checking), 4, 5 (didn’t work), 6 (didn’t work)
Discover ACH: 1, 2, 3(didn’t count: 1), 4 (did count), 5 (did count), 6 (didn’t work), 7 (didn’t work)Fidelity: 1 (brokerage)- Novo: 1,
- Robinhood: 1
- Schwab Transfer: 1, 2, 3
Vanguard: 1 (brokerage)- UFCU: 1
- Wise: 1, 2,
The following did not count as a direct deposit:
- Ally: 1
- Capital One 360: 1 (1 – did work), 2, 3 (did work), 4 (did work), 5 (didn’t work), 6 (didn’t work), 7 (did work), 8 (did work)
- Charles Schwab: 1 (brokerage), 2 (did work), 3 (didn’t work), 4
- Fidelity: 1
- JP Morgan: 1,
- Paypal: 1, 2, 3 (did work)
- Taxes:
- Federal & State: 1
- USAA: 1
- Vanguard: 1,
- Wells Fargo: 1,
BMI Federal Credit Union
The following works:
- American Express:
- Bluebird: 1,
BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
The following worked:
- Chase: 1
Below is what worked for specific banks within BOKF
Bravera Bank
- No data points
Brentwood Bank
- No data poits
Bridge Credit Union
- No data points
Bridgeview Bank Group
The following code as a direct deposit:
The following didn’t work as a direct deposit:
- Charles Schwab: 1
The following doesn’t code as a direct deposit:
- Capital One 360: 1
Broadway Bank
- University Federal: 1,
The following doesn’t work:
Broadview Federal Credit Union
- No data points
Bryn Mawr Trust (BMT)
- No data points
Bryon Bank
- No data points
Byline Bank
- Capital One: 1,
Buckeye State Bank
- No data points
Bull’s Eye Credit Union
- No data points
Busey Bank
- Chase:
- Business: 1,
California Bank & Trust
- No data points
California Coast Credit Union
- No data points
California Credit Union
The following code as a direct deposit:
Callaway Bank
- No data points
Cambridge Savings Bank
The following codes as a direct depsoit
- No data points
The following does not code as a direct deposit:
- Capital One 360: 1,
Cambridge Trust Company
The following code as a direct deposit:
- Charles Schwab: 1,
Camden National Bank
The following worked as a direct deposit:
- Capital One: 1
Campus USA Credit Union
- No data points
Cape Cod 5
- No data points
Cap Ed Credit Union
- No data points
Capital Bank
The following did work:
- Alliant: 1,
- Ally: 1, 2,
- Capital One: 1, 2, 3,
- Charles Schwab: 1,
- Chase: 1,
- Discover: 1, 2,
- Fidelity; 1,
- Paypal: 1, 2, 3,
- Wealthfront: 1,
The following did not work:
Capital City Bank
- No data points
Capital Credit Union
- No data points
Capitol Bank
- No data points
Carver Federal Savings Bank
- No data points
Cash App
The following code as a direct deposit:
- Alliant: 1,
- Charles Schwab: 1, 2,
- Fidelity: 1,
- First horizon: 1,
- First Republic: 1,
- NorthOne: 1,
- Orion: 1,
- T-Mobile: 1,
The following didn’t work:
CCFBank
The following do work:
- No data points
The following don’t work:
CBT Bank
- No data points
Cedar Rapids Bank & Trust
- No data points
CEFCU
- Investors Bank: 1,
CenterBank
- No data points
Center Parc
- No data points
Centier
- No data points
Centra Credit Union
- No data points
Central Illinois Bank
- No data points
Central Pacific Bank
- No data points
Central Willamette Credit Union
- No data points
Century Bank
The following code as a direct deposit:
- Fidelity: 1,
Central Bank
- No data points
Central Minnesota Credit Union
- No data points
Charles Schwab
- Wells Fargo Business: 1
Charter One
The following count as a direct deposit:
- ING Direct/Capital One 360 (1)
Chartway Federal Credit Union
We’re unsure what counts as a direct deposit, but we’d recommend using a real employer deposit or government benefit as it looks like they manually check this part of the bonus is completed in good faith. We will update this if this is not the case.
- Chase: 1,
Cheese
- No data points
Chesapeake Bank
- No data points
Chief Financial Credit Union
- No data points
Chime
The following counts as direct deposit:
- Ally: 1, 2, 3, 4, 5, 6, 7, 8,
- American Express
- Serve: 1 (personal experience)
- Apple Cash: 1, 2,
- Axos Bank: 1,
- Bank of America: 1,
- Cash app: 1, 2,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7,
- Chase: 1, 2, 3, 4, 5, 6,
- Circle Pay: 1,
- Discover: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
- Fidelity: 1, 2, 3, 4, 5, 6, 7,
- One Finance: 1,
- PayPal: 1,
- Santander: 1,
- SoFi Money: 1,
- TD Bank: 1,
- T-Mobile Money: 1,
- Wells Fargo: 1, 2, 3,
- USAA: 1,
- U.S. Bank: 1,
The following don’t work:
Cincinnatus Savings & Loan
- No data points
Civista Bank
- No data points
Christian Community Credit Union
The following counts as a direct deposit:
- Vanguard: 1,
The following doesn’t count as a direct deposit:
CIBC US
The following coded as a direct deposit
Cincinnati Federal
- No data points
CinFed Credit Union
- No data points
Citadel Bank
The Citizens Bank
- No data points
Citizens Bank
The following count as a direct deposit:
- ACH (1, 2)
- Alliant: 1, 2, 3, 4,
- Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15,
- American Express Savings: 1,
- Bank of Guam: 1,
- Capital One 360: 1, 2, 3, 4, 5,
- CardCash: 1,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34,
- Discover: 1, 2, 3, 4, 5, 6,
- eTrade: 1,
- Fidelity: 1, 2, 3, 4, 5, 6, 7, 8 (didn’t work)
- HSBC: 1, 2,
- Huntington Bank: 1
ING Direct/Capital One 360 (1)- IRS refund: 1
- Paypal: 1,
- Santander: 1, 2, 3,
- SoFi: 1,
- TD Bank: 1,
- Topcashback: 1
- Wells Fargo: 1, 2,
- Wise: 1,
- Vanguard: 1, 2, 3, 4,
- Venmo: 1, 2, 3, 4, 5, 6, 7,
The following did not count as a direct deposit:
- Capital One 360: 1
Citizens First Bank
- No data points
City Mark Federal Credit Union
- No data points
City National Bank (Bankatcity)
- No data points
Clearview Federal Credit Union
The following did count as a direct deposit:
- Discover trial deposits: 1 (via e-mail on July 31st, 2016)
- PNC: 1,
Clifton Savings Bank (CSBK)
- No data points
Clinton Savings Bank
- No data points
C&N Bank
- No data points
CNB Bank & Trust
- No data points
Coastal Credit Union
- No data points
Cobalt Credit Union
- No data points
CODE Credit Union
- No data points
Collins Community Credit Union
- No data points
Columbia Bank (NJ)
The following worked:
- Bank of America: 1,
- Capital One 360: 1, 2, 3, 4, 5, 6,
- Chase: 1, 2, 3, 4,
- Citizens Bank: 1, 2,
- Discover: 1,
- Fidelity: 1
- Robinhood: 1,
- Santander: 1,
- TD Bank: 1, 2,
- Vanguard: 1
- Venmo: 1,
Columbia Bank (WA, OR, ID)
The following work as a direct deposit
Columbia Bank Online
No data points
Comerica Bank
The following worked as a direct deposit:
The following didn’t work (note these might not have worked due to out of state or other issues):
Commonwealth Central Credit Union
- No data points
Community Resource Credit Union
- No data points
Compass Bank
The following count as a direct deposit:
- ING Direct/Capital One 360 (1)
Compass Credit Union
- No data points
Commerce Bank (MA)
The following count as a direct deposit:
Commerce Bank (MO, KS, IL, OK & CO)
- No data points
Communication Federal Credit Union
- No data points
CommunityAmerica Credit Union
- No data points
Community Bank & Trust
- No data points
Community Choice Credit Union
- No data points
Community Credit Union Florida
- No data points
Community Financial Credit Union
- No data points
Community First Credit Union – CA
- No data points
Community First Credit Union of Florida
- No data points
Community State Bank
- No data points
Community West Credit Union
The following count as a direct deposit:
- ACH counts for the interest rate bonus, but no the cash bonus (1)
Compass Federal Credit Union
- No data points
ConnectOne Bank
- No data points
Connex Credit Union
- No data points
ConnexUs Credit Union
The following count as a direct deposit:
Consolidated Community Credit Union
- No data points
Consumers Credit Union
The following counted as direct deposit:
Consumers Credit Union (MI)
- No data points
Cooperative Bank of Cape Cod
- No data points
Coors Credit Union
- No data points
Cornerstone Bank
- No data points
Cornerstone Financial Credit Union
- No data points
Country Bank
- No data points
Crane Credit Union
- Soft pull: 1
Credit Human
- No data points
Credit Union 1
Credit Union of America
- No data points
Credit Union of Ohio
- No data points
Credit Union of Southern California
- No data points
Credit Union One
The following count as a direct deposit:
Credit Union of the Rockies
- No data points
Credit Union of Texas
The following code as a direct deposit:
- Charles Schwab: 1,
Credit Union West
- No data points
CrossPoint Federal Credit Union
- No data points
Crystal Lake Bank
- No data points
CSE Federal Credit Union
- No data points
Current
The following worked:
- Ally: 1, 2, 3, 4, 5 (didn’t work)
- Charles Schwab: 1, 2, 3, 4, 5 (didn’t work)
- Chase: 1,
- Discover: 1,
- Fidelity: 1,
The following didn’t work:
Dearborn Savings Bank (DSB)
- No data points
Dedham Savings Bank
The following code as a direct deposit:
- Chase; 1,
Delta Community Credit Union
Denmark State Bank
- No data points
Desert Financial Credit Union
- No data points
Desert Schools Federal Credit Union
- No data points
Devon Bank
- No data points
Diamond Valley Federal Credit Union
- No data points
Digital Credit Union (DCU)
- No data points
Dollar Bank
The following counted as a direct deposit:
- American Express:
- Serve: 1,
- Capital One: 1,
- Chase: 1,
- Fidelity: 1,
- Robinhood: 1,
- Thrivent FCU: 1,
- Wells Fargo: 1, 2, 3,
The following didn’t work:
- Charles Schwab: 1,
Dort Federal Credit Union
- No data points
DuGood Federal Credit Union
- No data points
Dundee Bank
- No data points
Dupaco Credit Union
- No data points
East Boston Savings Bank
- No data points
Eastern Bank
The following code as a direct deposit:
Eastern Savings Bank
- No data points
Eastman Credit Union
- No data points
East Idaho Credit Union
- No data points
East Wisconsin Savings Bank
- No data points
EBSB Direct
- No data points
ECCU
- No data points
Educational Systems Federal Credit Union
- No data points
Educators Credit Union (ECU)
- No data points
Edwards Federal Credit Union
- No data points
Elements Financial
- Alliant: 1, 2, 3, 4, 5 (did not work)
- Ally: 1, 2, 3 (didn’t work), 4 (didn’t work)
- American Express:
- Capital One 360: 1, 2, 3, 4 (didn’t work)
- Chase:
- Discover: 1
- Goldman Sachs savings: 1
- Incredible Bank: 1,
- Treasury: 1,
- Wealthfront: 1,
- Wells Fargo: 1,
- Wise: 1,
- Vanguard: 1, 2 (didn’t work)
The following didn’t work:
Elite Community Credit Union
- No data points
Elko Federal Credit Union
- No data points
Empire State Bank
- No data points
Emprise Bank
- No data points
Energy Federal Credit Union
- No data points
ENT Credit Union
- No data points
Equity Bank
- No data points
ESSA Bank & Trust
- No data points
Essex Bank
- No data points
Eureka Savings Bank
- No data points
E*Trade
The following count as a direct deposit:
Evansville Teachers Federal Credit Union
The following worked:
- Alliant: 1,
- Initial credit card funding worked: 1
- Capital One: 1,
- Chase: 1
- Marcus: 1,
- PayPal: 1,
- Wells Fargo: 1,
Exchange Bank
- No data points
Excite Credit Union
The following code as a direct deposit:
- Astra: 1,
Expedition Credit Union
- No data points
Experian
Extraco Banks
- No data points
Fairwinds Credit Union
The following code as a direct deposit:
- American Express
- Chase:
- Business: 1,
- Google Pay: 1,
- Wealthfront; 1, 2 (didn’t work), 3,
- Wise: 1, 2, 3, 4,
The following did not code as a direct deposit:
Family Trust Federal Credit Union
- No data points
Farm Bureau Bank
- No data points
Farmers Insurance Federal Credit Union
- No data points
Farmers & Merchants Bank
- No data points
Farmers & Merchants State Bank
- No data points
Farmington Bank
- No data points
FAST Credit Union
- No data points
FCB Banks
- No data points
FCNB Bank
- No data points
FCB South County Bank
- No data points
FEDCOM Credit Union
We currently don’t have any data points, please share yours in the comments.
Fidelity Bank (PA)
The following code as a direct deposit:
- Discover: 1,
Fidelity Bank (Online, MA)
- No data points
Fierce Finance
- No data points
Fifth Third Bank
The following count as a direct deposit:
Ally: 1, 2(no longer working: 1), 3 (worked again), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21,- Alliant: 1, 2,
- American Express:
- Serve: 1
- Bank of America: 1
- Capital One: 1, 2, 3, 4, 5, 6 (via e-mail 1/1/2021), 7, 8, 9,
- Charles Schwab: 1, 2, 3, 4, 5,
- Chase; 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20 (didn’t work), 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32,
- Chase business: 1, 2,
- Citizens: 1
- Citi: 1, 2,
- Discover ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
- eTrade: 1, 2,
- Fidelity: 1, 2, 3, 4, 5, 6, 7, 8,
- First Tech Credit Union: 1, 2,
- Huntington: 1
- USAA ACH (1), 2
- ING Direct/Capital One 360 (1, 2, 3, 4, 5 via email on November 8th)
- Liberty Financial: 1,
- Marcus: 1, 2,
- NFCU: 1, 2,
- Paypal: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13,
- PNC: 1, 2,
- Serve: 1
- Skyla: 1,
- SoFi: 1,
- TransferWise: 1,
- Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9,
- Wesbanco: 1,
- USAA: 1,
- U.S. Bank: 1,
The following did not work:
Figure Pay
Financial Builders
- No data points
Financial Partners Credit Union
- No data points
Financial Plus Credit Union
- No data points
Financial Resources Credit Union
- No data points
Finex Credit Union
- No data points
Firefly Credit Union
Can fund up to $1,000 with a credit card. The following code as a purchase
- Citi:
- Double cash: 1 (via e-mail 11/22/19), 2,
First Advantage Bank
- No data points
First American Bank
The following code as a direct deposit:
- MyPay: 1,
First Bank (VA)
The following don’t work as a direct deposit:
- Ally: 1,
First Bank (CA, IL & MO)
First Bank and Trust
- No data points
First Bank of Manhattan
- No data points
First Bank & Trust Company Illinois
- No data points
First Bank Financial Centre (FBFC)
- No data points
FirstBank
The following worked:
The following didn’t work:
- Capital One 360: 1
FirstBank [TN, GA, AL]
- No data points
First Basin Credit Union Checking
- No data points
First Citrus Bank
- No data points
First Commerce Credit Union
- No data points
First Commonwealth Bank
First Community Bank (AR/MO)
- No data points
First Entertainment Credit Union
- No data points
First Federal Bank (FL)
- NO data points
First Federal Bank of Kansas City
- No data points
First Federal Bank of Wisconsin
- No data points
First Federal Credit Union
- No data points
First Fidelity Bank
- No data points
First Financial Bank (AR/MS)
- No data points
First Financial Bank (TX)
- No data points
First Financial Bank (IL, IN, KY, OH)
The following have counted as a direct deposit in the past:
First Financial Federal Credit Union
- No data points
First Financial Federal Credit Union (MD only)
- No data points
First Financial Northwest Bank
- No data points
First Flight Credit Union
- No data points
First Florida Credit Union
- No data points
First General Credit Union
- No data points
First Hawaiian Bank
- No data points
First Internet Bank
- No data points
First Merchants Bank
The following code as a direct deposit:
- Alliant: 1, 2, 3,
- Ally: 1, 2,
- American Express:
- Bluebird: 1,
- Astra Finance: 1,
- Capital One: 1, 2,
- Charles Schwab: 1, 2 (didn’t work), 3,
- Chase: 1,
- Goldman Sachs: 1
First Jersey Credit Union
- No data points
FirstLight Federal Credit Union
- No data points
First-Lockhart National Bank
- No data points
First Mark Credit Union
The following count as a direct deposit:
First MidWest Bank
- No data points
First National 1870
- No data points
First National Bank (IA)
- No data points
First National Bank of Long Island
- No data points
First National Bank in Staunton
- No data points
First National Bank and Trust Company
- No data points
First National Bank of Waterloo
- No data points
First Nebraska Credit Union
We’re not sure what counts as a direct deposit, but they require you to deposit your full pay check according to the fine print so they might require paystub verification.
First Northern Credit Union
- No data points
First Tennessee Bank
The following count as a direct deposit:
- ACH: 1
- Alliant: 1
Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9- Capital One: 1, 2, 3
- Capital One 360: 1, 2, 3, 4, 5, 6, 7, 8
- Capital One Savings: 1
- Charles Schwab: 1, 2
Chase: 1, 2, 3, 4. 5- Discover: 1, 2, 3
- First Citizens Bank: 1
- Paypal: 1, 2, 3, 4, 5, 6,
- Santander: 1
- Schwab Brokerage: 1, 2
- USAA: 1, 2, 3
- Wells Fargo: 1, 2, 3, 4, 5,
- Venmo: 1, 2, 3,
The following didn’t work:
First Citizen’s Bank
We don’t know of any methods that do or don’t count as a direct deposit. Contact us if you know of any.
First Federal Bank
- No data points
First Green Bank
- No data points
First Home Bank
- No data points
First Horizon Bank
First Horizon Bank used to be First Tennessee & Capital Bank. We recommend looking at previous datapoints for those banks. Below we will only list datapoints since the name change. The following code as a direct deposit:
First Merit Bank
- We have no data points, please share yours in the comments section.
First National Bank (FNB)
The following worked:
- Alliant: 1,
- Ally: 1,
- Capital One: 1, 2, 3, 4, 5, 6,
- Charles Schwab: 1, 2, 3, 4,
- Chase: 1, 2, 3,
- Santander: 1,
First National Bank [UT]
- No data points
First National Bank [NE]
The following worked:
- Charles Schwab:
- Trial deposits: 1
Firstrust Bank
The following coded as a direct deposit:
First Savings Bank of Hegewisch
- No data points
First Service Credit Union
- No data points
First Southern Bank
- No data points
First South Financial
- No data points
First State Bank Of Illinois
- No data points
First Tech Credit Union
The following code as a direct deposit:
First Trade Union Bank (FTUB)
FTUB is a small bank and as such it looks like they manually check to see if you’ve received an employer direct deposit or not. Apart from Capital One 360 there is no record of any regular ACH transfers triggering the bonus (and ING/CapOne 360 is from long ago). The following count as a direct deposit:
- ING Direct/Capital One 360 (1)
The following don’t count as a direct deposit:
First Niagara Bank
The following count as a direct deposit:
- Alliant ACH: 1
- Ally ACH: 1, 2
- AmEx FSB ACH: 1
- Bank of America ACH: 1,
- Capital One ACH: 1
- Capital One 360 ACH: 1, 2, 3, 4
- Charles Schwab: 1,
- Chase ACH: 1, 2
- Discover: 1
- HSBC ACH: 1
- Paypal 1, 2, 3, 4
- State Farm ACH: 1
Amazon gift cards also work for meeting the minimum debit card transactions required: 1
First Republic Bank
- No data points
First United Bank
- KickFurther: 1
First United Credit Union
- Ally: 1,
First US Community Credit Union
- No data points
Fitness Bank
- No data points
Fitzsimmons Credit Union
- No data points
Five Star Bank
The following counted as a direct deposit:
- Wells Fargo: 1
Flagship Bank
- No data points
Flagstar
The following do count as a direct deposit:
- Alliant: 1,
The following don’t count as a direct deposit:
Florence Bank
- Wells Fargo: 1,
Florida Community Bank
- No data points
Florida Credit Union
- No data points
Flushing Bank
The following worked as a direct deposit:
F&M Bank
- No data points
F&M Bank (VA Only)
- No data points
F&M Bank (IN, OH)
FNBO
The following don’t count as a direct deposit:
- Fidelity: 1,
FNCB
- No data points
Focus Bank
No data points, please share your experiences in the comments at the end of this post.
Focus Federal Credit Union
- No data points
Forcht Bank
- No data points
Fort Bragg Federal Credit Union
- No data points
Fort Financial Credit Union
- No data points
Fort Worth Community Credit Union
- No data points
Four Points Federal Credit Union
- No data points
Freedom Credit Union
No data points.
Freedom Federal Credit Union
No data points.
Freedom First Credit Union
- No data points
Fremont Bank
The following code as a direct deposit:
- Chase: 1 (waived the monthly fee)
Frontier Bank
- No data points
Frontwave Credit Union
The following coded as a direct deposit:
- Fidelity: 1 (via e-mail on 11/17)
FSB Bank
- No data points
Fulton Bank
The following have not worked for direct deposit:
Gain Federal Credit Union
- No data points
Garden Savings FCU
No data points, please share your experiences in the comments at the end of this post.
Gate City Bank
- No data points
Gateway First Bank
The following code as a direct deposit:
The following didn’t work:
Gateway Metro Federal Credit Union
- No data points
Genisys Credit Union
- No data points
Georgia Banking Company (GBC)
- No data points
Georgia’s Own Credit Union
- No data points
Gesa Credit Union
- No data points
Global Credit Union
- No data points
GNO Federal Credit Union
- No data points
GoBank
GO Federal Credit Union
- No data points
GOLD Credit Union
- No data points
Go2Bank
The following code as a direct deposit:
Greater Iowa Credit Union
- No data points
Great Lakes Credit Union
The following are considered a direct deposit:
Great River Federal Credit Union
- No data points
Great Southern Bank
- No data points
Greater Nevada Credit Union
- No data points
Green State Credit Union
- No data points
Grove City Area Federal Credit Union
- No data points
Grow Financial Federal Credit Union
- No data points
GTE Financial
The following worked:
Guardian Credit Union
- No data points
Gulf Coast Bank & Trust Company
- No data points
Gulf Coast Federal Credit Union
- No data points
Hancock Whitney
The following worked:
Hanmi Bank
- No data points
Hanscom Federal Credit Union
- No data points
HarborOne Bank
- No data points
The following didn’t work as a direct deposit:
- Vanguard brokerage: 1
Harborstone Credit Union
- No data points
Harford Bank
- No data points
Hawthorn Bank
- No data points
Heartland Bank
- No data points
Heartland Credit Union
- No data points
Heritage Credit Union
- No data points
Heritage Bank NW
- No data points
Heritage Bank of St. Tammany
- No data points
HeritageWest Credit Union
- No data points
Hibernia Bank
- Treasury direct: 1,
Highmark Federal Credit Union
- No data points
Hiway Federal Credit Union
- No data points
Holyoke Credit Union
- No data points
Home National Bank
- No data points
Home Federal Savings Bank
- No data points
Home Savings Bank
- No data points
Home State Bank
- No data points
HomeStreet Bank
Following count as a direct deposit:
HomeTrust Bank
The following triggered the direct deposit requirement:
- Ally: 1,
Honor Credit Union
Horizon Bank
- Chase: 1,
Horizon Credit Union (WA, ID, MT)
- No data points
Houston Metropolitan Federal Credit Union
- No data points
Hudson River Community Credit Union (HRCCU)
- No data points
Hudson Valley Federal
- Fidelity: 1,
IBERIABANK
The following code as a direct deposit:
ICBC USA
- Unknown
IC Federal Credit Union
The following count as a direct deposit:
- Santander: 1,
Idaho Central Credit Union (ICCU)
- No data points
Ideal Credit Union
- No data points
Illinois State Credit Union
- No data points
Incredible Bank
The following worked as a direct deposit:
Independent Bank
- No data points
InRoads Credit Union
- No data points
Inspire Federal Credit Union
- No data points
Integrity Bank
- No data points
Interior Federal Credit Union
- No data points
Interra Credit Union
- No data points
InTouch Credit Union
- No data points
Investors Bank
The following worked:
The following didn’t work:
- Ally: 1,
Jovia Financial Credit Union
JSC Federal Credit Union
The following code as a direct deposit:
- Fidelity: 1,
Juno
Kalsee Credit Union
- No data points
Katahdin Trust Company
- No data points
Kearny Bank
- No data points
Keesler Federal Credit Union
- No data points
Kemba Financial Credit Union
- No data points
Kentucky Bank
- No data points
KeyPoint Credit Union
The following coded as a direct deposit:
- Ally: 1,
- Charles Schwab: 1,
- Discover savings: 1, 2, 3, 4, 5,
- Fidelity: 1, 2, 3, 4, 5, 6, 7, 8,
- Venmo: 1, 2,
- Venture X: 1,
The following didn’t work:
Kinderhook Bank
- No data points
Kinecta
- No data points
Kitsap Credit Union
- No data points
La Capitol Federal Credit Union
- No data points
Lafayette Federal Credit Union
- No data points
Lakeland Bank
- No data points
Lake Michigan Credit Union
The following count as a direct deposit:
Lake Ridge Bank
- No data points
Lake Shore Savings
- No data points
Landmark Credit Union
The following code as a direct deposit:
Land of Lincoln Credit Union
- No data points
Las Colinas Federal Credit Union
- No data points
Laurel Road
Changes were made as of April 1, 2024:
Things that have worked:
- Chase Business Payroll: 1,
- First Financial Federal Credit Union (Maryland): 1,
- Treasury Direct: 1,
- Wells Fargo DirectPay: 1,
Things that haven’t worked:
Alliant: 1, 2, 3, 4,Ally: 1, 2, 3, 4, 5, 6, 7, 8,Axos: 1,BluPeak: 1,Brex: 1,Capital One: 1, 2, 3, 4, 5, 6, 7, 8,Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8,Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22,Business: 1,
Discover: 1, 2, 3, 4, 5, 6, 7, 8,Etrade: 1,Fidelity: 1, 2, 3, 4,HM Bradley: 1,Liberty Federal Credit Union: 1,SoFi: 1,TD Ameritrade: 1,T-Mobile Money: 1,Wealthfront: 1,Wells Fargo: 1, 2, 3, 4,USAA: 1,
LBS Financial Credit Union
- No data points
Ledyard Bank
- No data points
LegacyTexas
The following worked:
- Capital One 360: 1,
Level One Bank
- No data points
Liberty Bank (CT, MA, RI)
The following coded as a direct deposit:
Liberty Bank For Savings
- No data points
Liberty First Credit Union
- No data points
Liberty Savings Bank
- No data points
Lili Bank
The following code as a direct deposit:
- Venmo: 1,
Linn Area Credit Union
- No data points
Live Oak Bank
- No data points
LM Federal Credit Union
- No data points
Lone Star National Bank
- No data points
Long Game
- No data points
LorMet Community Federal Credit Union
- No data points
Los Angeles Federal Credit Union
- No data points
Lyons National Bank
- No data points
Mars Bank
- No data points
Magnolia Federal Credit Union
- No data points
Mango
The following count as a direct deposit:
- Alliant: 1, 2
- Amazon Payments: 1, 2
- Bluebird: 1
- Fidelity: 1
- ING Direct/Capital One 360 (1) (Warning: One reader has reported Capital One 360 locking their account with a fraud warning for linking Mango because it is a prepaid product and only personal checking accounts can be used).
- Paypal: 1
Main Street Bank [of Virginia]
- No data points
Mainstreet Credit Union
- No data points
MainSource Bank
- No data points
Marcus Bank
- No data points
Marine Bank
The following worked:
- No data points
The following didn’t work:
- Charles Schwab: 1,
MarketUSA Federal Credit Union
- No data points
Mazuma Credit Union
- No data points
MAX Credit Union
- No data points
Mcfarland State Bank
- No data points
MECU Credit Union
- No data points
Melrose Bank
- No data points
Member One Federal Credit Union
- No data points
Members Choice Credit Union
- No data points
Members Cooperative Credit Union
- No data points
Members Source Credit Union
- No data points
Meridian Bank
- No data points
Meridian Trust Federal Credit Union
- No data points
Meritrust Credit Union
- No data points
Meriwest Credit Union
Metro Credit Union
- No data points
Metro Credit Union (MA)
- No data points
Metro Credit Union (NE)
- No data points
Michigan Schools and Government Credit Union
No data points
Middlesex Federal
- No data points
MidFirst Bank
MIDFLORIDA CU
- Fidelity: 1,
Midland States Bank
- Ally: 1,
- Capital One: 1,
- Cash app: 1,
- Chase: 1, 2, 3, 4,
- Credit card funding worked: 1,
- Discover: 1,
- Fidelity: 1,
- SoFi: 1, 2,
- Wise: 1, 2,
Mid-Hudson Valley Federal Credit Union
- Fidelity: 1,
Mid Minnesota Federal Credit Union
- No data points
Mid Penn Bank
- No data points
MidWestOne Bank
No data points
Midwest Regional Bank
- No data points
MB Financial Bank
The following counted as a direct deposit:
Macatawa Bank
- No data points
Memphis City ECU (MCECU)
- No data points
Meadows Credit Union
There are no working methods for meadows credit union at the moment. The following count as a direct deposit:
- HSBC (1)
Memory Bank
- Discover: 1,
Mercer Savings Bank
- No data points
Mercury
- No data points
Meriwest Credit Union
- Charles Schwab: 1,
MidUSA Credit Union
- No data points
Midwest Bank
- No data points
Mint Valley Federal Credit Union
- No data points
Mission Federal Credit Union
- No data points
MoneyLion
- No data points
Monifi
The following worked as a direct deposit:
- Alliant: 1, 2, 3,
- Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15,
- Capital One: 1, 2, 3, 4, 5,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13 (didn’t work)
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14 (business), 15 (didn’t work)
- Discover: 1, 2, 3, 4,
- Fidelity: 1, 2, 3, 4,
- First Bank: 1,
- First Tech: 1,
- Marcus: 1,
- PenFed: 1, 2,
- PNC: 1, 2,
- Robinhood: 1,
- SoFi: 1,
- TD Bank: 1,
- T-Mobile: 1,
- USAA: 1, 2 (didn’t work)
- U.S. bank: 1, 2,
- Wells Fargo: 1, 2, 3,
The following didn’t work:
- American Express: 1,
Monona Bank
- No data points
Monroe Bank & Trust (MBT)
- No data points
Monson Savings
- No data points
Montgomery County EFCU
- No data points
MountainOne Bank
- No data points
Mountain America Credit Union
The following count as a direct deposit:
- Charles Schwab: 1,
mph.bank
The following works as a direct deposit:
- American Express:
- Business: 1,
- Chase: 1, 2, 3, 4,
- Business: 1,
- Discover: 1,
- Fidelity: 1, 2,
- Wells Fargo: 1,
- Wise: 1,
MSUFCU
- No data points
My Banking Direct
The following count as a direct deposit:
My eBanc
- No data points
Mutual Bank
- No data points
Mutual Security Credit Union
- No data points
MVB Bank
- No data points
The following did not work:
- Wells Fargo: 1,
MyUSA Credit Union
- No data points
M&F Bank
- No data points
M&T Bank
Basically everything coded as a direct deposit before. Seems they have cracked down so we are creating a new list. Here’s what has worked:
- Alliant: 1, 2, 3, 4, 5, 6, 7, 8,
- American Express Savings: 1,
- American Express
- Ameritrade: 1, 2, 3,
- BBVA: 1, 2, 3, 4, 5, 6,
- Cash app: 1, 2,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24,
- Citadel Bank: 1,
- Coinbase: 1,
- Denizen: 1,
- E*Trade: 1,
- Fidelity: 1, 2, 3, 4, 5, 6, 7, 8,
- Incredible Bank: 1, 2, 3, 4, 5,
- Kabbage: 1,
- Key Bank: 1, 2, 3, 4, 5,
- Laurel Road: 1,
- PenFed: 1, 2, 3,
- Robinhood: 1,
- Santander: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18,
- SoFi Invest: 1 (sent via e-mail on 11/9), 2, 3, 4,
- Square Bank: 1,
- Stanford Credit Union: 1,
- TD Ameritrade: 1, 2,
- TIAA: 1,
- USAA: 1, 2, 3, 4, 5, 6,
- Wealthfront: 1,
- Vanguard: 1,
And what hasn’t worked:
- Ally: 1, 2,
- American Express:
- Bluebird: 1,
- Astra: 1,
- Chase: 1, 2,
- Columbia Bank: 1,
- Discover: 1, 2, 3 (worked), 4,
- NFCU: 1,
- PNC: 1,
- Wells Fargo: 1,
The following count as a direct deposit:
ACH (1)ABC Giftcards: 1,ACH trial deposits: 1, 2Alliant: 1, 2Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15 Didn’t work: 1 (recent DP say it does though), 16, 17, another dp of it not working,American Express Savings: 1, 2American Express Serve: 1, 2,Ameritrade: 1Barclays Savings: 1Capital One ACH trial deposits: 1Capital One 360: 1, 2, 3, 4, 5, 6, 7Charles Schwab: 1 (brokerage)Chase trial Deposits: 1Chase ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9CitiDiscover: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12ETrade: 1Fidelity cash management: 1First Tennessee: 1HSBC (1)Huntington: 1, 2Paypal (1, 2) (didn’t work)Paypal trial deposits: 1PNC test deposits: 1PNC ACH: 1, 2, 3, 4, 5, 6 (didn’t work)Santander: 1, 2, 3, 4, 5, 6,Schwab: 1, 2, 3SunTrust: 1TD Bank: 1USAA: 1, 2, 3, 4Vanguard Brokerage: 1, 2Venmo: 1, 2, 3, 4Wells Fargo: 1, 2, 3, 4, 5, 6
The following don’t code as a direct deposit:
M1 Finance
- No data points
NASA Federal Credit Union
Nassau Financial Federal Credit Union
- No data points
Nationwide Bank
The following count as a direct deposit:
The following don’t count as a direct deposit:
- No data points
NBC Oklahoma
- No data points
Nearside
- No data points
Neighborhood Credit Union
- No data points
Neighbors Credit Union
- No data points
Nevada State Bank
- No data points
New Buffalo Savings Bank
- No data points
Newton Federal Bank
- No data points
Newtown Savings Bank (NSB)
The following code as a direct deposit:
- USAA: 1,
Nexus
- No data points
North Brookfield Savings Bank
- No data points
North Community Bank
No data points, if you know of any please share in comments.
Northern Paper Milles (NPM)
- No data points
NorthOne Bank
- No data points
Northern Skies FCU
- No data points
Northfield Bank
- No data points
North Shore Bank
- Chase: 1,
North Shore Bank (MA)
The following didn’t work:
- Capital One: 1,
North Shore Bank of Commerce
- No data points
North Shore Community Bank
- No data points
North Star Credit Union
- No data points
North State Bank
- No data points
Northwest Bank
The following code as a direct deposit:
Northwest Bank (PA)
- No data points
Northwest Bank of Rockford
- No data points
Northwest Federal Credit Union
The following works as a direct deposit:
- Affinity: 1,
- Ally: 1,
- American Express:
- Savings: 1,
- Capital One: 1,
- Charles Schwab: 1,
- Chase: 1, 2, 3,
- Fidelity: 1,
- Wells Fargo: 1, 2,
- Wise: 1,
The following didn’t work:
- Treasury: 1,
NorthWest Savings Bank
The following count as a direct deposit:
- ACH: 1, 2
- Ally: 1, 2,
- Capital One: 1,
- Charles Schwab: 1,
- Chase: 1,
- Discover: 1, 2,
- Paypal: 1, 2, 3,
- PNC: 1,
- Schwab One: 1, 2
- USAA: 1
- Wells Fargo: 1,
Notre Dame Federal Credit Union
- No data points
NWSB Bank
- No data points
Numerica Credit Union
- No data points
NuVision Federal
The following count as a direct deposit:
NVE Bank
- No data points
NYCB Family Of Banks
Oakland University Credit Union
- No data pints
Ocean First Bank
The following did count as a direct deposit:
- Charles Schwab: 1,
The following didn’t count as a direct deposit:
- Chase: 1
Old Hickory Credit Union
- No data points
Old Missouri Bank
The following did count as a direct deposit:
- BMO Harris: 1,
The following did NOT code as a direct deposit:
- Ally: 1
Old National Bank
The following do work:
- Chase: 1, 2 (didn’t work)
- Initial credit card funding: 1, 2, 3,
- Fidelity: 1, 2,
- PNC ACH: 1, 2,
- Wells Fargo: 1
The following didn’t work:
- Elements: 1,
Old Second Bank
The following codes as a direct deposit:
Oklahoma’s Credit Union
- No data points
OMNI Community Credit Union
- No data points
OneAZ Credit Union
The following code as a direct deposit:
One Finance
The following did not work:
One Nevada Credit Union
- No data points
OneWest Bank
The following count as a direct deposit:
OnPath Credit Union
- Wise: 1,
OnPoint Community Credit Union
- No data points
On Tap Credit Union
- No data points
Orange County’s Credit Union
- Brex: 1,
Origin Bank
- No data points
Orion Federal Credit Union
- No data point
Orlando Credit Union
- No data points
OUR Credit Union
- No data points
Oxygen
- SoFi: 1,
P1FCU
- E*Trade: 1,
Palisades Credit Union
- No data points
Paradise Valley Federal Credit Union
- No data points
Parke Bank
- No data points
Partner Colorado Credit Union
- No data points
Pathfinder Bank
- No data points
Pelican State Credit Union
- No data points
People Driven Credit Union
- No data points
Penn Community Bank
- No data points
Pentucket Bank
- No data points
People First Federal Credit Union
- No data points
PeoplesBank (Bankatpeoples)
- Unknown
PeoplesBank (MD & PA)
The following works:
Peoples Bank
We’re currently unsure what will trigger the bonus.
Peoples Bank (LA)
- No data points
Peoples Bank (WA)
- No data points
Peoples Bank (ibankpeoples IL, IN)
- No data points
People’s United Bank
The following did code as a direct deposit:
The following didn’t code as a direct deposit:
- Fidelity; 1,
Philadelphia Federal Credit Union
- No data points
Picatinny Credit Union
- No data points
Pikes Peak Credit Union
- No data points
Pinnacle Financial Partners
The following count as a direct deposit:
Pinnacle Titans Bank
The following count as a direct deposit:
- Paypal or Discover triggered the bonus: 1
Pioneer Valley Credit Union
- No data points
Point Breeze Credit Union
- No data point
Polam Federal Credit Union
- No data points
Polish American Credit Union
- No data points
Polish National Credit Union
- No data points
Ponce Bank
- No data points
Popular Community Bank
The following count as a direct deposit:
- Capital One 360: 1, 2, 3,
- Chase ACH: 1, 2, 3, 4, 5, 6,
- Citibank: 1
- Discover: 1
- Wells Fargo: 1,
- Business: 1 (worked to waive monthly fee)
Porte Bank
The following coded as a direct deposit:
- Alliant: 1, 2, 3, 4, 5, 6, 7,
- All America Bank: 1,
- Ally: 1, 2, 3, 4,
- Brex: 1,
- Chase: 1 (via e-mail on 9/22/20)
- Discover: 1, 2, 3,
- Elements: 1, 2, 3,
- NFCU: 1,
- T-Mobile: 1,
- Wells Fargo: 1 (via e-mail on 9/22/20)
The following didn’t work:
Power Financial Credit Union
- No data points
Premier America Credit Union
The following worked as a direct deposit:
- Charles Schwab: 1,
Premier Bank – OH
Premier Members Credit Union
- No data points
Presidential Bank
The following count as a direct deposit:
Prestige Community Credit Union
- No data points
Principal Bank
The following count as a direct deposit:
PriorityONE Credit Union of Florida
- No data points
Progressive Bank
- No data points
Progessions Credit Union
- No data points
Provident Bank
- No data points
Provident Credit Union
The following code as a direct deposit:
- Chase: 1,
Proviso Community Bank
- No data points
PSE Credit Union
- No data points
PSECU
- Ally: 1, 2, 3, 4,
- American Express: 1,
- Capital One: 1 2, , 3, 4, 5, 6, 7,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
- Discover: 1, 2, 3,
- Elements: 1,
- Fidelity: 1, 2, 3 (didn’t work), 4,
- NFCU: 1,
- SchoolsFirst: 1,
- SoFi: 1,
- Venmo: 1,
Public Employees Credit Union (PECU)
- No data points
Public Service Credit Union
They require you to deposit your full paycheck to be qualified for this promotion (Source).
Public Service Credit Union (IN)
- No data points
Purdue Federal Credit Union
- No data points
Putnam Bank
- No data points
PyraMax Bank
- No data points
Quad City Bank & Trust
- No data points
Quontic Bank
- No data points
Randolf Savings Bank
- No data points
Reading Cooperative Bank
- No data points
Red Rocks Credit Union
- No data points
Redstone Federal Credit Union
- No data points
Redwood Credit Union
- No data points
Regions Bank
The following count as a direct deposit:
- ACH: 1
- Alliant: 1, 2, 3,
- Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9,
- Amazon payments: 1
- American Express:
- Serve: 1
- Ally: 1
- Bank of America: 1
- Capital One 360: 1, 2, 3, 4, 5, 6, 7,
- Charles Schwab: 1, 2, 3,
- Chase: 1, 2, 3, 4, 5, 6, 7,
- Discover: 1,
- Fidelity: 1, 2, 3,
- First Tennessee: 1
- ING Direct/Capital One 360 (1, 2, 3, 4)
- Marcus: 1,
- PenFed: 1
- SoFi: 1,
- USAA: 1,
- Wells Fargo: 1,
- Wilson Bank: 1,
Reliabank
- No data points
Reliance Bank
- No data points
Reliant Bank
- No data points
Reliant Community Credit Union
- No data points
Republic Bank (IL only)
- Capital One: 1,
Republic Bank (IN/KY)
The following count as a direct deposit:
Republic Bank (NY)
- No data points
Resource One Credit Union
- No data points
Ridgewood Credit Union
The following did work:
- Charles Schwab: 1,
The following didn’t work:
- Santander: 1,
Rivermark Community Credit
- No data points
River Valley Credit Union
- Fidelity: 1,
Riverview Bank
- No data points
RPT Federal Credit Union
- No data points
Rockland Trust Bank
The following worked as a direct deposit:
- No data points
The following did not work:
- Fidelity: 1,
Rollstone Bank & Trust
- No data points
Rosedale Federal Savings & Loan Association
- No data points
Route 31 Credit Union
- No data points
Royal Credit Union
Sacramento Credit Union
- No data points
SAFE Credit Union
- Discover: 1,
Salal Credit Union
- No data points
Salem Bank
The following count as a direct deposit:
Salem Five Direct
Sandy Spring Bank
The following works:
Saratoga National Bank
- No data points
Sauk Valley Bank
- No data points
Savings Bank of Danbury
- No data points
Sawyer Savings Bank
- No data points
SB1 Federal Credit Union
No data points, please share your experiences in the comments.
SchoolsFirstCU
The following count as a direct deposit:
- ING Direct/Capital One 360 (1)
Scient Federal Credit Union
- No data points
Scott Credit Union
- No data points
Seacoast Bank
The following count as a direct deposit:
SECNY Federal Credit Union
- No data points
SECU
Security Bank of Crawford
- No data points
Security Service FCU
The following count as a direct deposit:
- Paypal: 1
Selco Community Credit Union
- No data points
Select Bank & Trust
- No data points
SENB Bank
- No data points
Service 1st Federal Credit Union
- No data point
Service Credit Union
The following codes as a direct deposit:
SF Fire Credit Union
- No data points
- No data points
Signature Bank of Georgia
No data points, please let us know in the comments.
Simmons Bank
- No data points
Simple Finance
- No data points
Simsbury Bank
- No data points
SIS Bank
- No data points
SkyOne Federal Credit Union
The following worked:
The following didn’t work:
- Discover: 1,
SLFCU
- No data points
SoFi Invest
The following did trigger the direct deposit requirement:
- Ally: 1,
- Altra: 1,
- Astra: 1, 2, 3, 4 (didn’t work)
- Brex: 1,
- Chase: 1,
- Business: 1,
- eBay managed payments: 1, 2 (didn’t work)
- PNC: 1,
- Revolut: 1,
- Treasury Direct: 1, 2 (didn’t work via e-mail 11/14/22)
- Wealthfront: 1, 2 (didn’t work)
- Wells Fargo: 1, 2 (didn’t work)
- Business Direct: 1,
- Wise: 1, 2, 3, 4 (didn’t work)
The following didn’t trigger the direct deposit requirement:
- Alliant: 1,
- Ally: 1, 2 (did work after manually requesting)
- American Express Business: 1,
- America First Credit Union: 1,
- Capital One: 1,
- Charles Schwab: 1,
- Chase: 1, 2,
- Discover: 1,
- eTrade: 1,
- Fidelity: 1,
- PenFed: 1,
- Robinhod: 1,
- U.S. Bank: 1,
Solvay Bank
- No data points
Sound Credit Union
We’re unsure what does and doesn’t count as a direct deposit with sound credit union, let us know your experiences in the comments.
SouthEast Bank
- No data points
Southeastern Credit Union
- No data points
South East National Bank
- No data points
Southern Bank
- No data points
South Shore Bank
- No data points
Southland Credit Union
- No data points
Southside Bank
The following code as a direct deposit:
- Charles Schwab: 1,
SouthStar Bank
- No data points
South State Bank
The following code as a direct deposit:
Southwest 66 Credit Union
- No data points
Space Age Federal Credit Union
- No data points
Space Coast Credit Union
- No data points
Spartan Federal Credit Union
No data points
SPCO Credit Union
- No data points
Spiral
The following code as a direct deposit:
Spire Credit Union
No data, please share your experiences in the comments.
Spokane City Credit Union
- No data points
Stanford Federal Credit Union
The following worked as a direct deposit:
- No data
The following didn’t work as a direct deposit:
St. Anne’s Credit Union
- No data point
Star Financial Bank
- No data points
Star Bank
- No data points
Starion Bank
The following do not count as a direct deposit:
- Fidelity: 1,
Stark Federal Credit Union
- No data points
Star One Credit Union
The following coded as a direct deposit:
- Alliant: 1,
State Bank of Bement
- No data points
State Bank Of Cross Plains
- No data points
State Bank Of India (California)
- No data points
STCU (Spokane Teachers Credit Union)
- No data points
Sterling National Bank
- No data points
Streator Onized Credit Union (SOCU)
- No data points
Sturdy Savings Bank
- No data points
St. Mary’s Bank
- No data points
St Mary’s Credit Union
- No data points
Stoneham Bank
The following code as a direct deposit:
St Paul Federal Credit Union
- No data points
S&T Bank
- No data points
State Security Bank
- No data points
Suffolk Credit Union
- Fidelity: 1,
Suffolk Federal Credit Union
- No data points
Summit Credit Union
- No data points
Summit Federal Credit Union
- No data points
Suncoast Credit Union
- No data points
Sun Commnity Federal Credit Union
- No data points
Sun East Federal Credit Union
No data
Sunflower Bank
Sunmark Credit Union
- No data points
Sun National Bank
- No data points
SunTrust
The following count as a direct deposit:
- ADP : 1,
- Ally ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9 (didn’t work), 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34,
- Alliant: 1, 2, 3,
- Adventure Credit: 1
- ACH: 1
- Capital One 360: 1, 2, 3,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8, 9,
- Chase: 1, 2, 3, 4, 5,
- CIT Bank: 1,
- Discover: 1, 2, 3, 4, 5, 6,
- Fidelity: 1, 2,
- Goldman Sachs: 1
- Navy Federal Credit Union: 1, 2,
Paypal: 1, 2, 3, 4, 5(1 report of it not working, 2)- ING: 1
- TCF:
- Vanguard: 1,
- Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13,
The following didn’t work:
- PNC: 1,
Suntrust requires you to bring in a pay stub to confirm that the amount you’re direct depositing is the full amount of your pay check. Update: it looks like SunTrust is no longer asking for paystub verification.
SunWest Credit Union
- No data points
Synovus Bank
Sweet Home Federal Credit Union
- No data points
TAB Bank
- None data points
Talmer Bank & Trust
The following did not trigger the direct deposit requirement:
Taunton Federal Credit Union
- No data points
TBK Bank
The following code as a direct deposit:
TCF Bank
- Alliant: 1, 2,
- Ally: 1, 2, 3,
- Capital One 360: 1, 2,
- Charles Schwab: 1,
- Chase: 1,
- First Tech: 1 (via e-mail on 04/24/18)
- Discover:
- Fidelity: 1
TD Bank
The following count as a direct deposit:
- ACH (1)
- Ally ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35,
- Alliant: 1, 2, 3, 4, 5, 6, 7 (didn’t work)
- American Express Savings: 1
- Bank of America: 1, 2, 3, 4, 5, 6, 7, 8,
- Barclays Saving: 1, 2,
- Capital One: 1, 2, 3, 4, 5, 6, 7, 8 (didn’t work) 9, 10 (savings), 11, 12, 13, 14, 15,
- Charles Schwab ACH: 1, 2 (didn’t work)
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17 (didn’t work), 18, 19, 20, 21, 22, 23,
Discover: 1, 2,3 (didn’t work), 4 (didn’t work),5(didwork), 6 (didn’t work), 7 (didn’t work) 8,- E*trade: 1, 2, 3, 4,
- Fidelity: 1, 2, 3, 4,
- Marcus: 1,
- Paypal: 1,
- PNC: 1, 2, 3,
- Suntrust: 1,
- Tax refund: 1
- USAA: 1,
- Vanguard: 1 (brokerage)
- Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13,
The following do not count as a direct deposit:
TDECU
- No data points
Teachers Credit Union
The following code as a direct deposit:
Tech CU
The following count as a direct deposit:
- Ally: 1, 2, 3
- Capital One 360: 1, 2, 3
- Charles Schwab: 1
- Chase: 1
- Citi: 1, 2
- Discover: 1, 2, 3
- PNC: 1
- Schwab: 1, 2
- Synchrony: 1
TEG Federal Credit Union
- No data points
Telco Community Credit Union
- No data points
Texas Capital Bank
- No data points
Texas Trust Credit Union
- No data points
Texell Credit Union
- No data points
The Bank Of Denver
- No data points
The Bank of Princeton
- No data points
The Columbia Bank
- No data points
The Cooperative Bank
- No data points
The County Federal Credit Union
- No data points
The First State Bank
- No data points
The State Bank Group
- No data points
Thomaston Savings Bank
- No data points
Thrivent Federal Credit Union
The following code as a direct deposit:
TIAA Direct
Everbank took TIAA direct over, so it looks like the old data points are no longer accurate. The following are new datapoints:
The following coded as a direct deposit:
The following did not:
The following coded as a direct deposit:
Capital One ACH: 1Capital One 360: 1, 2, 3 (didn’t work)Chase ACH: 1, 2Chase business ACH: 1Discover ACH: 1, 2, 3, 4, 5, 6Fidelity ACH: 1Fidelity CMA: 1Fidelity (FID-Moneyline): 1
The following did not count:
Ally ACH: 1
TLC Community Credit Union
- No data points
Tobyhana
We have no data points currently.
Tompkins VIST Bank
- No data points
Toro Credit Union
- No data points
Torrington Savings Bank
- No data points
Tower Federal Credit Union
- Charles Schwab: 1,
Town Bank
The following code as a direct deposit:
- Capital One: 1,
Town and Country Bank
- No data points
Trademark Federal Credit Union
- No data points
Traditional Bank
- No data points
Transcend Credit Union
- No data points
TruChoice Federal Credit Union
- Square: 1,
Travis Credit Union
TrueCore Federal Credit Union
- No data points
Truity Credit Union
- No data points
Truliant Federal Credit Union
- No data points
TrustCo Bank
- No data points, but they say full paycheck/benefits must be deposited.
TruMark Financial
Counts as a direct deposit:
- Paypal: 1
TruStone Financial
The following worked:
The following didn’t work:
- Ally: 1,
TruWest Credit Union
The following have counted as a direct deposit in the past:
- Vanguard: 1
TTCU (Formerly Tulsa Teachers Credit Union)
- No data points
Tulsa Federal Credit Union
- No data points
UFB Direct
- No data points
UFirst Credit Union
- No data points
Ulster Savings Bank
- No data points
UMB Bank
The following code as a direct deposit:
- Alliant: 1, 2, 3,
- Ally: 1,
- American Express:
- Serve: 1,
- Capital One: 1,
- Charles Schwab: 1, 2, 3, 4, 5, 6, 7,
- Chase: 1 (business)
- Fidelity: 1, 2, 3,
- Marcus: 1,
- PenFed: 1,
- Treasury Direct: 1,
- Wells Fargo: 1,
Umpqua Bank
- No data points
UniBank
- No data points
Unify Financial Credit Union
- Alliant: 1, 2, 3,
- American Express:
- Capital One: 1, 2, 3, 4,
- Charles Schwab: 1 (brokerage), 2, 3, 4, 5, 6, 7,
- Chase: 1, 2, 3, 4,
- Discover checking: 1, 2, 3 (didn’t work)
- Fidelity: 1, 2 (CMA), 3, 4, 5, 6, 7, 8, 9, 10,
- HSBC: 1,
- Ticketmaster: 1,
- Wells Fargo: 1,
Union Bank
The following code as a direct deposit:
- Chase: 1,
Union Bank & Trust (NE & KS)
The following code as a direct deposit:
Union Bank & Trust (VA, MD, NC)
Now called Atlantic Union Credit Union
- Alliant: 1, 2,
- Ally: 1, 2, 3, 4,
- American Express:
- Business Plus: 1
- Capital One 360: 1 (trial deposits)
- Charles Schwab: 1
- Chase: 1
- Discover: 1
- Merill Edge: 1,
Union Community Bank
- No data points
Union Savings Bank
- No data points
Union Square Credit Union
- No data points
United Community Bank (UCB)
- No data points
United Community Bank (NC, TN, SC, GA)
- Fidelity: 1,
United Federal Credit Union
- No data points
United Financial Credit Union
- No data points
United Heritage Credit Union
- Wise: 1,
United Roosevelt Savings Bank
- No data points
United States Senate Federal Credit Union
Unitus Community Credit Union
- No data points
Unity Bank
- No data points
Unity One Credit Union
- No data points
University Credit Union
- No data points
University Federal Credit Union
- No data points
Univest
- No data points
U of I Community Credit Union
- No data points
Upgrade
The following worked:
- Charles Schwab: 1,
- Chase: 1, 2, 3,
- Discover: 1,
- Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17,
- PayPal: 1,
The following didn’t work:
USAA
The following did count as a direct deposit:
The following didn’t count as a direct deposit:
US Alliance Financial
The following did code as a direct deposit:
The following did not code as a direct deposit:
USC Credit Union
- No data points
US Community Credit Union
- No data points
USE Credit Union
- No data points
USF Federal Credit Union
- No data points
US #1364 Federal Credit Union
- No data points
U$X Federal Credit Union
- No data points
Utah First Credit Union
- No data points
Wakefield Co-operative Bank
- No data points
Wallet by Boss Money
- No data points
Washington Savings Bank
- No data points
Washington Trust
- No data points
Water And Power Community Credit Union (WPCU)
- No data points
WaterStone Bank
- Unknown
Watertown Savings Bank
Fineprint specifically states that it must be government benefit or payroll, but we’re not sure if this is enforced or not.
Waukesha State Bank
- No data points
Wealthfront
- Unknown
Webster Bank
- No data points, but usually optional anyway
WECU
- Wise: 1,
We Florida Financial
Wellesley Bank
- No data points
Weokie Federal Credit Union
- No data points
Wesbanco
The following work:
The following don’t work:
- Paypal: 1,
Wescom Credit Union
Westbury Bank
- No data points
Western State Bank
- No data points
Western Vista Credit Union
- No data points
Westerra Credit Union
- No data points
WestField Bank (MA)
The following code as a purchase:
- No data points
Westfield Bank (OH)
- Ally: 1,
WestTown Bank & Trust
- No data points
Widget Financial
- No data points
Wilson Bank & Trust
The following code as a direct deposit:
Winden
- No data points
Wings Financial Credit Union
The following code as a direct deposit:
- Brex: 1,
- Capital One: 1, 2,
- Charles Schwab Brokerage: 1, 2, 3 (didn’t work)
- Fidelity: 1, 2, 3 (didn’t work)
WinTrust
The following code as a direct deposit:
The following did not code as a direct deposit:
Woori America Bank
- No data points
WyHy FCU
- No data points
Valley Bank
We currently don’t have any data points, but the fine print specifically says that a direct deposit or automatic ACH debit/credit would work so any ACH transfer should work.
Valley First Credit Union
- No data points
Valley National Bank
The following work:
The following don’t work:
- Ally: 1,
ValleyStar Credit Union
- No data points
Valley Strong Credit Union
- No data points
VantageWest
The following code as a direct deposit:
Varo Money
The following worked:
- Alliant: 1, 2, 3, 4,
- Ally: 1, 2, 3, 4, 5 (didn’t work), 6 (didn’t work)
- Bank of America: 1, 2 (didn’t work)
- Capital One: 1, 2 (didn’t work)
- Charles Schwab: 1,
- Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11 (didn’t work), 12,
- Discover: 1, 2 (savings), 3, 4, 5, 6, 7,
- M&T: 1, 2, 3, 4, 5,
- Santander: 1, 2 (didn’t work)
- Square cash: 1, 2 (didn’t work)
- Unify: 1,
- USAA: 1, 2,
- Wealthfront: 1, 2, 3,
- Wise: 1,
The following didn’t work:
Vectra Bank
- No data points
Venmo
- No data points
Verity Credit Union
The following code as a direct deposit:
Vibrant Credit Union
- No data points
Virginia Credit Union
- No data points
Visions Federal Credit Union
- No data points
Vista Bank
The following works:
- Charles Schwab: 1,
The following doesn’t work:
- Chase: 1,
VyStar Credit Union
Xceed Financial Credit Union
- No data points
Yolo Federal Credit Union
- No data points
Zeal Credit Union
- No data points
For Laurel Road, Betterment transfers no longer count as Direct Deposits.
3/28 Opened US Bank Smartly Checking
4/1-4/15 2+ ACH pushes from personal Capital One 360 Checking (coded as CC credit card, electronic deposit with memo of “income”)
4/1-4/15 Employer direct deposit that coded as “electronic deposit” as well
Confirmed by call to have met requirement that will pay within 60 days
I never mentioned my capital one deposits. I called in to confirm that my new employer’s deposit was counted as DD because they were being labelled electronic deposits here and at other banks. They calculated and said I met requirements (my employer DD would not have been enough).
For upgrade checking account bonus, I tried pushing from US Bank and Capital One 360, neither of them worked
William Charles fidelity codes as DD for river valley cu
For BoA, push from Discover works after you change the deposit category from Income: Deposit to Income: Paycheck/Salary
3/19/24 Open Wells fargo account
4/2/24 Push from Bofa $1500 (External transfer)
4/3/24 Shows as p2p
Is this a positive or negative data point?
Data point for Chase Total Checking and Treasury Direct:
2/6: opened account – real direct deposit taking too long and decided to try Treasury Direct method.
3/18: “purchased” Treasury Direct Certificate of Indebtedness with funds from another bank
3/19-3/26: C of I in 5 business day holding period. Added Chase as bank in Treasury Direct under Manage Direct “Update my bank information”
3/26: Redeemed C of I to Chase, cleared by 3/28. “APA TREAS 310 MISC PAY PPD”
3/29: “$300 for new checking” pending under bonus tracker on Chase mobile app
4/2: $300 posted – It seems Chase pays on a Tuesday.
Did you buy zero percent C of I or payroll C of I? How much C of I did you “purchase”? And how much C of I did you redeem? Is there a minimum? Thanks
I bought zero percent C of I. There’s no minimum but it takes 5 business days so if you are doing more than 1 direct deposit funding, you can probably park more cash there. I did $500 to get the bonus for Chase.
DP Fifth Third
No fees or min, but I had to Zelle myself $1 to get the account to work. Multiple unsolicited calls from local branch after opening online encouraging me to switch and keep the account open for 6 months.
3/7/24 open account
3/27/24 real DD $500 (Early Pay: Payroll)
3/28/24 $325 bonus (Rewards from Fifth Third Bank)
3/28/24 $500 push Wells Fargo posted (Wells Fargo Deposit)
^ got fired and they didn’t tell me how I was getting paid. Requires trial deposits then ACH took 2 days to post.
DP for Affinity Federal Credit Union
3/18 – Opened account
3/18 – Coinbase deposit (didn’t work)
3/27 – Treasury direct deposit (worked)
3/28 – Bonus payment $100 posted to account.
William Charles FYI – Coinbase didn’t work. Perhaps update on the Affinity CU list? Thanks.
Did you buy zero percent C of I or payroll C of I? How much C of I did you “purchase”? And how much C of I did you redeem? Is there a minimum? Thanks
Data point for Chase Total Checking and Treasury Direct:
3/8: opened account
3/8: “purchased” Treasury Direct Certificate of Indebtedness with funds at another bank
3/11-3/18: C of I in 5 business day holding period. Added Chase as bank in Treasury Direct.
3/18: Redeemed C of I to Chase, cleared by 3/20. “APA Treas Misc Pay PPD.”
3/26: “$300 for new checking” pending.
This approach worked perfectly for me with $200 and dates ~3 weeks after those in your comment, thanks a lot for sharing. I had tried a SoFi push which did not work, then later misread the data point about a Fidelity push which also did not work. Thankfully there was enough time and this comment did the trick.
Did you buy zero percent C of I or payroll C of I? How much C of I did you “purchase”? And how much C of I did you redeem? Is there a minimum? Thanks