fThat depends on who the bank account is with. Most banks will simply do a soft pull on your credit report (this doesn’t affect your credit score at all), but some banks (especially those who offer a line of credit, such as overdraft protection) will do a hard pull on your credit file. Below we’ve listed banks and whether they do a hard or soft pull, along with the source of this information. If you have another data point, please let us know in the comments.
Contents
- 1 121 Financial Credit Union
- 2 7 17 Credit Union
- 3 1st Advantage Federal Credit Union
- 4 1st Colonial Community Bank
- 5 1st Constitution Bank
- 6 1st Financial Federal Credit Union
- 7 1st Mariner Bank
- 8 1st Security Bank
- 9 1st Source Bank
- 10 1st United Credit Union
- 11 3Rivers Federal Credit Union
- 12 4Font Credit Union
- 13 5Point Credit Union
- 14 A+ Federal Credit Union (A+FCU)
- 15 AAA
- 16 AAC Credit Union
- 17 Abington Bank
- 18 Achieva
- 19 ACNB
- 20 Acorns Bank
- 21 Addition Financial
- 22 Adirondack Bank
- 23 Advance Financial Federal Credit Union (AFFCU)
- 24 Advantage Bank
- 25 Advantage Credit Union
- 26 Advantis Credit Union
- 27 Adventure Credit Union
- 28 Advia Credit Union
- 29 Aero Federal Credit Union
- 30 AFFCU
- 31 Affiliated Bank
- 32 Affinity Federal Credit Union
- 33 Air Academy Federal Credit Union
- 34 Albert Neobank
- 35 Alcoa Tenn Federal Credit Union
- 36 Alden Credit Union
- 37 All America Bank
- 38 Allegiance Credit Union
- 39 Allegius Credit Union
- 40 Alliant
- 41 Allied First Bank
- 42 AllTru Credit Union
- 43 Ally
- 44 Alpena Alcona Area Credit Union
- 45 Aloha Pacific Federal Credit Union
- 46 AltaOne Federal Credit Union
- 47 Altra Federal Credit Union
- 48 Amalgamated Bank
- 49 Amboy Direct
- 50 Amerant Bank
- 51 American Bank
- 52 American Bank Center
- 53 American Bank & Trust
- 54 American Bank & Trust SD & MN
- 55 American Commerce Bank
- 56 American Eagle Financial Credit Union
- 57 American Enterprise Bank
- 58 American Express
- 59 American Express Bluebird
- 60 American Express Serve
- 61 America First Credit Union
- 62 American Hertiage FCU
- 63 American Investors Bank & Mortgage (AIBM)
- 64 American Pride Bank
- 65 American Savings Bank (ASB) Hawaii
- 66 American Trust & Savings Bank
- 67 American United Federal Credit Union
- 68 America’s Christian Credit Union
- 69 America’s Credit Union
- 70 AmeriCU Credit Union
- 71 Ameriprise Financial
- 72 Ameris Bank
- 73 ANB Bank
- 74 Anchor Bank
- 75 Andrews Federal Credit Union
- 76 Andigo Credit Union
- 77 ANECA Credit Union
- 78 Anoka Hennepin Credit Union
- 79 APGFCU
- 80 Apple Bank
- 81 Apple Federal Credit Union
- 82 Arbor Financial Credit Union
- 83 Arapahoe Credit Union
- 84 Ardent Credit Union
- 85 Arizona Central Credit Union
- 86 Arizona Federal Credit Union
- 87 Arizona Financial Credit Union
- 88 Arizona State Credit Union (now OneAZ Credit Union)
- 89 Arkansas Federal Credit Union
- 90 Armed Forces Bank
- 91 Arrha Credit Union
- 92 Arrow Bank
- 93 Arsenal Credit Union
- 94 Arundel Federal Savings Bank
- 95 Arvest Bank
- 96 Ascend Federal Credit Union
- 97 Ascent Credit Union
- 98 Ascentra Credit Union
- 99 Ashland Credit Union
- 100 Aspiration
- 101 Aspire Credit Union
- 102 Astoria Bank
- 103 Associated Bank
- 104 Associated Credit Union of Texas (ACUTX)
- 105 Associated Credit Union
- 106 Austin Bank
- 107 Avadian Credit Union
- 108 Avidia Bank
- 109 Axos Bank
- 110 Ballston Spa National Bank (BSNB)
- 111 BancorpSouth
- 112 Bank7
- 113 Bank & Trust
- 114 Bankers Trust
- 115 bankESB (East Hampton Savings Bank)
- 116 Bank of America
- 117 Bank Direct
- 118 Bank of Blue Valley
- 119 Bank of Elk River
- 120 Bank Five Nine
- 121 BankFinancial
- 122 BankHometown
- 123 Bank of Hawaii
- 124 Bank of Hope
- 125 BankNewport
- 126 Bank Novo
- 127 Bank Independent
- 128 Bank of Canton
- 129 Bank of Greene County
- 130 Bank Of Lee’s Summit
- 131 Bank of Maine
- 132 Bank Midwest
- 133 Bank Midwest (KS & MO)
- 134 Bank of Montgomery (BOM)
- 135 BankMutual
- 136 Bank of Elk River
- 137 Bank of Ruston
- 138 Bank Of Sun Prairie
- 139 Bank of Tennessee
- 140 Bank of The Blue Grass
- 141 Bank of the West
- 142 BankORION
- 143 Bank OZK
- 144 BankPlus
- 145 BankPurely
- 146 BankWell
- 147 Banner Bank
- 148 Banterra
- 149 Barclays
- 150 Bar Harbor Bank & Trust
- 151 Baselane
- 152 Bask Bank
- 153 Baton Rouge Telco Federal Credit Union
- 154 BayCoast Bank
- 155 BB&T
- 156 BBVA
- 157 Beacon Credit Union
- 158 Beartooth Bank
- 159 BECU
- 160 Belco Community Bank
- 161 Bell Bank
- 162 Bellco Credit Union
- 163 Belmont Savings Bank
- 164 Benchmark Federal Credit Union
- 165 Beneficial Bank
- 166 Berkshire Bank
- 167 Beverly Hill Bank
- 168 BethPage Credit Union
- 169 Better Banks
- 170 BHCU
- 171 BiddefordSavings
- 172 Blackhawk Bank & Trust
- 173 Blaze Credit Union
- 174 Blue Hills Bank
- 175 Blue Federal Credit Union
- 176 Blue Foundry Bank
- 177 BlueVine
- 178 BluPeak Credit Union
- 179 Bluestone Bank
- 180 BMI Federal Credit Union
- 181 BMO Harris
- 182 BMT (Bryn Mawr Trust)
- 183 BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
- 184 Bravera Bank
- 185 Brentwood Bank
- 186 Bridge Credit Union
- 187 Bridgeview Bank Group
- 188 Brightpeak Financial
- 189 BrightStar Credit Union
- 190 Brio Direct Bank
- 191 Broadway Bank
- 192 Broadview Federal Credit Union
- 193 Bryon Bank
- 194 Byline Bank
- 195 Buckeye State Bank
- 196 Buckeye State Credit Union
- 197 Bull’s Eye Credit Union
- 198 Busey Bank
- 199 California Bank & Trust
- 200 California Coast Credit Union
- 201 California Credit Union
- 202 Callaway Bank
- 203 Cambridge Savings Bank
- 204 Camden National Bank
- 205 Capital Bank
- 206 Capital City Bank
- 207 Carver Federal Savings Bank
- 208 Cambridge Trust Company
- 209 Campus USA Credit Union
- 210 Canyon View Credit Union
- 211 Cape Cod 5
- 212 Cap Ed Credit Union
- 213 Capital Credit Union
- 214 Capital One
- 215 Capital One 360
- 216 Capitol Bank
- 217 Carolina Trust Federal Credit Union
- 218 CBT Bank
- 219 CCFBank
- 220 Cedar Rapids Bank & Trust
- 221 CEFCU
- 222 CenterBank
- 223 Center Parc
- 224 Centier
- 225 Centra Credit Union
- 226 Central Florida Educators Credit Union
- 227 Central Illinois Bank
- 228 Central Pacific Bank
- 229 Central Willamette Credit Union
- 230 Century Bank
- 231 Central Bank
- 232 Central Minnesota Credit Union
- 233 CFG Bank
- 234 Charter Oak
- 235 Charles Schwab
- 236 Chartway Credit Union
- 237 Charter One
- 238 Chase
- 239 Cheese
- 240 Chesapeake Bank
- 241 Chief Financial Credit Union
- 242 Christian Community Credit Union
- 243 CIBC US
- 244 Cincinnatus Savings & Loan
- 245 Cincinnati Federal
- 246 CinFed Credit Union
- 247 Citadel Credit Union
- 248 CIT Bank
- 249 Citibank
- 250 The Citizens Bank
- 251 Citizens Bank
- 252 Citizens First Bank
- 253 City Mark Federal Credit Union
- 254 City National Bank (Bankatcity)
- 255 City & County Credit Union
- 256 Civista Bank
- 257 Clearview Federal Credit Union
- 258 Clifton Savings Bank (CSBK)
- 259 Clinton Savings Bank
- 260 CME Federal Credit Union
- 261 C&N Bank
- 262 CNB Bank & Trust
- 263 Coastal Credit Union
- 264 Cobalt Credit Union
- 265 CODE Credit Union
- 266 Collins Community Credit Union
- 267 Columbia Bank (WA, OR, ID)
- 268 Columbia Bank (NJ)
- 269 Columbia Credit Union
- 270 Comerica
- 271 Commonwealth Central Credit Union
- 272 Community Resource Credit Union
- 273 Compass Community Credit Union
- 274 Compass Credit Union
- 275 Commerce Bank (MA)
- 276 Commerce Bank (MO, KS, IL, OK & CO)
- 277 Commodore Perry Federal Credit Union
- 278 Communication Federal Credit Union
- 279 CommonWealth Credit Union
- 280 Community Alliance Credit Union
- 281 CommunityAmerica Credit Union
- 282 Community Bank (NY)
- 283 Community Bank & Trust
- 284 Community Choice Credit Union
- 285 Community Choice Credit Union [IA]
- 286 Community Credit Union Florida
- 287 Community Financial Credit Union
- 288 Community Financial Services Bank
- 289 Community First Credit Union – CA
- 290 Community First Credit Union of Florida
- 291 Community State Bank
- 292 Community State Bank (WI)
- 293 Community West Credit Union
- 294 Compass Federal Credit Union
- 295 ConnectOne Bank
- 296 Connex Credit Union
- 297 ConnexUs Credit Union
- 298 Consumers Credit Union
- 299 Consumers Credit Union (MI)
- 300 Consolidated Community Credit Union
- 301 Control Card
- 302 Copper Banking
- 303 Copper State Credit Union
- 304 Cooperative Bank of Cape Cod
- 305 Coors Credit Union
- 306 Corda Credit Union
- 307 Cornerstone Bank
- 308 Cornerstone Financial Credit Union
- 309 Country Bank
- 310 Country Bank For Savings
- 311 Crane Credit Union
- 312 Credit Human
- 313 Credit Union 1
- 314 Credit Union of America
- 315 Credit Union of New Jersey
- 316 Credit Union of Ohio
- 317 Credit Union One
- 318 Credit Union of the Rockies
- 319 Credit Union of Southern California
- 320 Credit Union of Texas
- 321 Credit Union West
- 322 CrossPoint Federal Credit Union
- 323 Crystal Lake Bank
- 324 CSE Federal Credit Union
- 325 Current
- 326 Cyprus Credit Union
- 327 Darien Rowayton Bank
- 328 DCU (Digital Federal Credit Union)
- 329 Dearborn Savings Bank (DSB)
- 330 Dedham Savings Bank
- 331 Del Norte Credit Union
- 332 Delta Community Credit Union
- 333 Denizen
- 334 Denmark State Bank
- 335 Denver Community Credit Union
- 336 Desert Community Bank
- 337 Desert Financial Credit Union
- 338 Desert Schools Federal Credit Union
- 339 Destinations Credit Union
- 340 Devon Bank
- 341 Diamond Valley Federal Credit Union
- 342 Discover
- 343 Dollar Bank
- 344 Dollar Savings Bank
- 345 Dort Federal Credit Union
- 346 DuGood Federal Credit Union
- 347 DuPage Credit Union
- 348 Dundee Bank
- 349 Dupaco Credit Union
- 350 Eagle Federal Credit Union
- 351 Earn Bank
- 352 East Boston Savings Bank
- 353 East Cambridge Savings Bank
- 354 Eastern Bank
- 355 Eastern Savings Bank
- 356 East Idaho Credit Union
- 357 Eastman Credit Union
- 358 East Wisconsin Savings Bank
- 359 EBSB Direct
- 360 ECCU
- 361 Educational Systems Federal Credit Union
- 362 Educators Credit Union (ECU)
- 363 Edwards Federal Credit Union
- 364 EECU
- 365 Element Federal Credit Union
- 366 Elements Financial Credit Union
- 367 Elevations Credit Union/Buff One
- 368 Elite Community Credit Union
- 369 Elko Federal Credit Union
- 370 Empire State Bank
- 371 Emprise Bank
- 372 Energy Federal Credit Union
- 373 Energy One Credit Union
- 374 ENT Credit Union
- 375 Enzo
- 376 Equity Bank
- 377 ESL Federal Credit Union
- 378 ESSA Bank & Trust
- 379 Essex Bank
- 380 E*Trade
- 381 Eureka Savings Bank
- 382 Evanston Community Bank
- 383 Evansville Teachers Federal Credit Union
- 384 EverBank
- 385 Exchange Bank
- 386 Excite Credit Union
- 387 Expedition Credit Union
- 388 Extraco Banks
- 389 Fairwinds Credit Union
- 390 Family Trust Federal Credit Union
- 391 Farm Bureau Bank
- 392 Farmers Insurance Federal Credit Union
- 393 Farmers & Merchants Bank
- 394 Farmers & Merchants State Bank
- 395 Farmington Bank
- 396 FAST Credit Union
- 397 FCB Banks
- 398 FCNB Bank
- 399 FCB South County Bank
- 400 FEDCOM
- 401 FedFinancial Federal Credit Union
- 402 Fidelity (Brokerage)
- 403 Fidelity Bank (PA)
- 404 Fidelity Bank (Online, MA)
- 405 Fidelity Bank (Bank With Fidelity)
- 406 Fidelity Bank [KS, OK, MO]
- 407 Fierce Finance
- 408 Fifth Third Bank
- 409 Figure Pay
- 410 Financial Builders
- 411 Financial Partners Credit Union
- 412 Financial Plus Credit Union
- 413 Financial Resources Credit Union
- 414 Finex Credit Union
- 415 Firefighters First Credit Union
- 416 Firefly Credit Union
- 417 First Advantage Bank
- 418 First American Bank
- 419 FirstBank
- 420 FirstBank [TN, GA, AL]
- 421 First Bank (VA, MD)
- 422 First Bank (CA, IL & MO)
- 423 First Bank and Trust
- 424 First Bank of Manhattan
- 425 First Bank & Trust Company Illinois
- 426 First Bank Financial Centre (FBFC):
- 427 First Basin Credit Union Checking
- 428 First Citizen’s Bank
- 429 First Citrus Bank
- 430 First Commerce Credit Union
- 431 First Commonwealth Bank
- 432 First Community Bank (AR/MO)
- 433 First Community Credit Union
- 434 First Entertainment Credit Union
- 435 First Federal Bank (FL)
- 436 First Federal Bank of Kansas City
- 437 First Federal Bank of Wisconsin
- 438 First Federal Credit Union
- 439 First Fidelity Bank
- 440 First Financial Federal Credit Union
- 441 First Financial Credit Union
- 442 First Financial Federal Credit Union (MD only)
- 443 First Federal Bank
- 444 First Financial Bank (AR/MS)
- 445 First Financial Bank (TX)
- 446 First Financial Bank (IL, IN, KY, OH)
- 447 First Financial Northwest Bank
- 448 First Flight Credit Union
- 449 First Florida Credit Union
- 450 First General Credit Union
- 451 First Green Bank
- 452 First Hawaiian Bank
- 453 First Home Bank
- 454 First Horizon Bank
- 455 First Internet Bank
- 456 First Jersey Credit Union
- 457 FirstLight Federal Credit Union
- 458 First-Lockhart National Bank
- 459 First Mark Credit Union
- 460 First Merchants Bank
- 461 First Merit Bank
- 462 First Midwest Bank
- 463 First National 1870
- 464 First National Bank (FNB)
- 465 First National Bank (IA)
- 466 First National Bank [UT]
- 467 First National Bank [NE]
- 468 First National Bank of Long Island
- 469 First National Bank of Texas
- 470 First National Bank and Trust Company
- 471 First National Bank of Waterloo
- 472 First National Bank in Staunton
- 473 First Nebraska Educators Credit Union
- 474 First Niagara
- 475 First Northern Credit Union
- 476 First Republic Bank
- 477 Firstrust Bank
- 478 First Savings Bank of Hegewisch
- 479 First Service Bank
- 480 First Service Credit Union
- 481 First Southern Bank
- 482 First South Financial
- 483 First State Bank Of Illinois
- 484 First State Community Bank
- 485 First Tech Federal Credit Union
- 486 First Tennessee
- 487 First Trade Union Bank
- 488 First United Bank
- 489 First United Credit Union
- 490 First US Community Credit Union
- 491 Fitness Bank
- 492 Fitzsimmons Credit Union
- 493 Five Star Bank
- 494 Flagship Bank
- 495 Flagstar Bank
- 496 Florence Bank
- 497 Florida Community Bank
- 498 Florida Credit Union
- 499 Florida West Coast Credit Union
- 500 Flushing Bank
- 501 F&M Bank
- 502 F&M Bank (VA Only)
- 503 F&M Bank (IN, OH)
- 504 F&M Trust
- 505 Focus Bank
- 506 Focus Federal Credit Union
- 507 Forcht Bank
- 508 Fort Bragg Federal Credit Union
- 509 Fort Financial Credit Union
- 510 Fort Worth Community Credit Union
- 511 Found
- 512 Four Points Federal Credit Union
- 513 FNBO
- 514 FNCB
- 515 Freedom Credit Union
- 516 Freedom Federal Credit Union
- 517 Freedom First Credit Union
- 518 Fremont Bank
- 519 Frontier Bank
- 520 Frontwave Credit Union
- 521 FSB Bank
- 522 Fulton Bank
- 523 Gain Federal Credit Union
- 524 Garden Savings Federal Credit Union
- 525 Gate City Bank
- 526 Gateway First Bank
- 527 Gateway Metro Federal Credit Union
- 528 Genisys Credit Union
- 529 Georgia Banking Company (GBC)
- 530 Georgia’s Own Credit Union
- 531 Gesa Credit Union
- 532 Gibsland Bank
- 533 Giftsforbanking
- 534 Global Credit Union
- 535 GNO Federal Credit Union
- 536 GO Federal Credit Union
- 537 GOLD Credit Union
- 538 Go2Bank
- 539 Granite Credit Union
- 540 Grasshopper
- 541 GR Consumers Credit Union
- 542 Greater Iowa Credit Union
- 543 Greater Nevada Credit Union
- 544 Great Lakes Credit Union
- 545 Great Plains Bank
- 546 Great River Federal Credit Union
- 547 Great Southern Bank
- 548 Green state Credit Union
- 549 Grove City Area Federal Credit Union
- 550 Grow Financial
- 551 GTE Financial
- 552 Guaranty Bank
- 553 Guardian Credit Union
- 554 Gulf Coast Bank & Trust Company
- 555 Gulf Coast Federal Credit Union
- 556 Hanmi Bank
- 557 Hanscom Federal Credit Union
- 558 HarborOne Bank
- 559 Harborstone Credit Union
- 560 Harford Bank
- 561 Harvard Federal Credit Union
- 562 HawaiiUSA Federal Credit Union
- 563 Hawthorn Bank
- 564 Heartland Bank
- 565 Heartland Credit Union
- 566 Hercules First Federal Credit Union
- 567 Heritage Bank
- 568 Heritage Bank NW
- 569 Heritage Bank of St. Tammany
- 570 Heritage Credit Union
- 571 Heritage Financial Credit Union
- 572 HeritageWest Credit Union
- 573 Hibernia Bank
- 574 Highmark Federal Credit Union
- 575 Hills Bank
- 576 Hiway Federal Credit Union
- 577 Holyoke Credit Union
- 578 Home Federal Savings Bank
- 579 Home National Bank
- 580 Home Savings Bank
- 581 Home State Bank
- 582 HomeStreet:
- 583 Hometown Community Banks
- 584 HomeTrust Bank
- 585 Honors Credit Union
- 586 Hopewell Federal Credit Union
- 587 Horizon Bank
- 588 Horizon Credit Union (WA, ID, MT)
- 589 Horizon Federal Credit Union
- 590 Houston Metropolitan Federal Credit Union
- 591 HSBC
- 592 Huntington Bank
- 593 Hudson River Community Credit Union (HRCCU)
- 594 Hudson Valley Federal
- 595 IBM Southeast FECU
- 596 IBERIABANK
- 597 ICBC USA
- 598 IC Federal Credit Union
- 599 Idaho Central Credit Union (ICCU)
- 600 Ideal Credit Union
- 601 Illinois National Bank
- 602 Illinois State Credit Union
- 603 Incredible Bank
- 604 Independent Bank
- 605 Independent Financial
- 606 Indiana Members Credit Union
- 607 Indiana State University Federal Credit Union
- 608 InFirst FCU
- 609 InRoads Credit Union
- 610 Inspire Federal Credit Union
- 611 Inspirus Credit Union
- 612 Integrity Bank
- 613 Interior Federal Credit Union
- 614 Interra Credit Union
- 615 InTouch Credit Union
- 616 Investor Bank
- 617 Iowa State Bank
- 618 Island Federal Credit Union
- 619 iTHINK Financial
- 620 Johnson Bank
- 621 Jovia Financial Credit Union
- 622 JSC Federal Credit Union
- 623 Justice Federal Credit Union
- 624 Kabbage By AmEx
- 625 KaiPerm
- 626 Kalsee Credit Union
- 627 Katahdin Trust Company
- 628 Kearny Bank
- 629 Keen Bank
- 630 Keesler Federal Credit Union
- 631 Kemba Financial Credit Union
- 632 Kentucky Bank
- 633 KeyPoint Credit Union
- 634 Kinderhook Bank
- 635 Kinecta
- 636 Kirkpatrick Bank
- 637 Kitsap Credit Union
- 638 KeyBank
- 639 La Capitol Federal Credit Union
- 640 Lafayette Federal Credit Union
- 641 LA Financial Credit Union
- 642 Lakeland Bank
- 643 Lake Michigan Credit Union (LMCU)
- 644 Lake Ridge Bank
- 645 Lake Shore Savings
- 646 Langley Federal Credit Union
- 647 La Loma Federal Credit Union
- 648 Landmark Credit Union
- 649 Land of Lincoln Credit Union
- 650 Las Colinas Federal Credit Union
- 651 Laurel Road
- 652 LBS Financial Credit Union
- 653 Leader Bank
- 654 Ledyard Bank
- 655 Legacy Bank (KS)
- 656 LegacyTexas
- 657 LendingClub
- 658 Level One Bank
- 659 LGE Community Credit Union
- 660 Liberty Bank
- 661 Liberty Bank (CT, MA, RI)
- 662 Liberty Bank For Savings
- 663 Liberty First Credit Union
- 664 Liberty Savings Bank
- 665 Lili Bank
- 666 Linn Area Credit Union
- 667 Live Oak Bank
- 668 LM Federal Credit Union
- 669 Local Bank
- 670 Logix Credit Union
- 671 Lone Star National Bank
- 672 Long Game
- 673 LorMet Community Federal Credit Union
- 674 Los Angeles Federal Credit Union
- 675 Loyalty Credit Union
- 676 Lyons National Bank
- 677 Macatawa Bank
- 678 Magnifi Financial
- 679 Magnolia Federal Credit Union
- 680 MainSource Bank
- 681 Mainstreet Credit Union
- 682 Main Street Bank [of Michigan]
- 683 Main Street Bank [of Virginia]
- 684 Mango Money
- 685 Marathon Bank
- 686 Marcus Bank
- 687 Marine Bank
- 688 MarketUSA Federal Credit Union
- 689 Marquette Bank
- 690 Mars Bank
- 691 Maspeth Federal Savings
- 692 Mazuma Credit Union
- 693 MAX Credit Union
- 694 MB Financial Bank
- 695 Mcgraw-Hill FCU
- 696 Mcfarland State Bank
- 697 MECU Credit Union
- 698 Melrose Bank
- 699 Members Choice Credit Union
- 700 Members Cooperative Credit Union
- 701 Members Source Credit Union
- 702 Member One Federal Credit Union
- 703 Memory Bank
- 704 Memphis City ECU (MCECU)
- 705 Mercer Savings Bank
- 706 Mercury
- 707 Meridian Bank
- 708 Meridian Trust Federal Credit Union
- 709 Meritrust Credit Union
- 710 Meriwest Credit Union
- 711 Metro Credit Union
- 712 Metro Credit Union (MA)
- 713 Metro Credit Union (NE)
- 714 Metropolitan Bank
- 715 Michigan Schools and Government Credit Union
- 716 Middlesex Federal
- 717 Middlesex Savings Bank
- 718 MIDFLORIDA CU
- 719 MidFirst Bank
- 720 Mid-Hudson Valley Federal Credit Union
- 721 Midland States Bank
- 722 Mid Minnesota Federal Credit Union
- 723 Mid Penn Bank
- 724 MidUSA Credit Union
- 725 Midwest Bank
- 726 MidWestOne Bank
- 727 Midwest Regional Bank
- 728 Minnequa Works Credit Union
- 729 Minnwest Bank
- 730 Mint Valley Federal Credit Union
- 731 Mirastar Federal Credit Union
- 732 Mission Federal Credit Union
- 733 Missouri Credit Union
- 734 Mobiloil Credit Union
- 735 MoneyLion
- 736 Monifi
- 737 Monona Bank
- 738 Monroe Bank & Trust (MBT)
- 739 Monson Savings
- 740 Monterey Credit Union
- 741 Montgomery County EFCU
- 742 Mountain America Credit Union
- 743 MountainOne
- 744 mph.bank
- 745 MSUFCU
- 746 My Banking Direct
- 747 My eBanc
- 748 MySavingsDirect
- 749 Muncipal Credit Union
- 750 Mutual Bank
- 751 Mutual Security Credit Union
- 752 MVB Bank
- 753 MyUSA Credit Union
- 754 M&F Bank
- 755 M&T Bank
- 756 M1 Finance
- 757 NASA Federal Credit Union
- 758 NASB
- 759 Nassau Financial Federal Credit Union
- 760 Nationwide Bank
- 761 Navigant Credit Union
- 762 Navy Federal Credit Union
- 763 NBC Oklahoma
- 764 Nearside
- 765 Neighborhood Credit Union
- 766 Neighbors Credit Union
- 767 Netspend
- 768 Nevada State Bank
- 769 New Buffalo Savings Bank
- 770 Newton Federal Bank
- 771 Newtown Savings Bank (NSB)
- 772 Nexus
- 773 Nizari Progressive Federal Credit Union
- 774 North Brookfield Savings Bank
- 775 North Community Bank
- 776 Northeast Credit Union
- 777 NorthOne Bank
- 778 Northern Paper Milles (NPM)
- 779 Northern Skies FCU
- 780 Northfield Bank
- 781 Northpointe
- 782 North Shore Bank
- 783 North Shore Bank (MA)
- 784 North Shore Bank of Commerce
- 785 North Shore Community Bank
- 786 North Star Credit Union
- 787 North State Bank
- 788 Northwest Bank
- 789 Northwest Bank (PA)
- 790 Northwest Bank of Rockford
- 791 Northwest Federal Credit Union
- 792 Northwest Plus Credit Union
- 793 Northwest Savings Bank
- 794 Notre Dame Federal Credit Union
- 795 NWSB Bank
- 796 Numerica Credit Union
- 797 Nutmeg Credit Union
- 798 NuVision Federal Credit Union
- 799 NVE Bank
- 800 NYCB Family Of Banks
- 801 NWFCU
- 802 Oakland University Credit Union
- 803 OakStar Bank
- 804 Ocean First Bank
- 805 Old Hickory Credit Union
- 806 Old Missouri Bank
- 807 Old National Bank
- 808 Old Second Bank
- 809 Oklahoma’s Credit Union
- 810 OMNI Community Credit Union
- 811 One American Bank
- 812 One Finance
- 813 One Nevada Credit Union
- 814 OneWest Bank
- 815 Oostburg State Bank
- 816 OnPoint Community Credit Union
- 817 On Tap Credit Union
- 818 Option 1 Credit Union
- 819 Orange County Credit Union
- 820 Oregon State Credit Union
- 821 Origin Bank
- 822 Orion Federal Credit Union
- 823 Oritani Bank
- 824 Orlando Credit Union
- 825 OUR Credit Union
- 826 Oxygen
- 827 P1FCU
- 828 Pacific Service Credit Union
- 829 Palisades Credit Union
- 830 Paradise Valley Federal Credit Union
- 831 Park National Bank
- 832 Parke Bank
- 833 Parkside Credit Union
- 834 Partner Colorado Credit Union
- 835 Patelco Credit Union
- 836 Pathfinder Bank
- 837 Pathways Financial Credit Union
- 838 Patriot Bank
- 839 Pelican State Credit Union
- 840 Penn East Federal Credit Union
- 841 People Driven Credit Union
- 842 PenFed
- 843 Peninsula Federal Credit Union
- 844 Penn Community Bank
- 845 Pentucket Bank
- 846 People First Federal Credit Union
- 847 PeoplesBank (Bankatpeoples)
- 848 PeoplesBank
- 849 Peoples Bank (LA)
- 850 Peoples Bank (WA)
- 851 Peoples Bank (ibankpeoples IL, IN)
- 852 Peoples Credit Union
- 853 Peoples United Bank
- 854 Philadelphia Federal Credit Union
- 855 Picatinny Credit Union
- 856 Pikes Peak Credit Union
- 857 Pima Federal Credit Union
- 858 Pinnacle Bank
- 859 Pinnacle Financial Partners
- 860 Pioneer Valley Credit Union
- 861 Pittsfield Coop Bank
- 862 Point Breeze Credit Union
- 863 Polam Federal Credit Union
- 864 Polish National Credit Union
- 865 Polish American Credit Union
- 866 Ponce Bank
- 867 Popular Bank
- 868 Popular Direct
- 869 Porte Bank
- 870 Portland Federal Credit Union (PFCU)
- 871 Power Financial Credit Union
- 872 PNC
- 873 Preferred Credit Union
- 874 Premier America Credit Union
- 875 Premier Bank – OH
- 876 Premier Members Credit Union
- 877 Presidential Bank
- 878 Prestige Community Credit Union
- 879 Primis Bank
- 880 PriorityONE Credit Union of Florida
- 881 PrizePool
- 882 ProFed Credit Union
- 883 Progressive Bank
- 884 Progessions Credit Union
- 885 Provident Bank
- 886 Provident Credit Union
- 887 Proviso Community Bank
- 888 PSE Credit Union
- 889 PSECU
- 890 Public Employees Credit Union (PECU)
- 891 Public Services Credit Union
- 892 Public Service Credit Union (IN)
- 893 Pulaski Bank
- 894 Purdue Federal Credit Union
- 895 PurePoint Financial
- 896 Putnam Bank
- 897 PyraMax Bank
- 898 Quad City Bank & Trust
- 899 Quontic Bank
- 900 Quorum Federal Credit Union
- 901 Radius Bank
- 902 Randolf Savings Bank
- 903 Reading Cooperative Bank
- 904 Real Peoples Bank
- 905 Red Canoe Credit Union
- 906 Red Rocks Credit Union
- 907 Redstone Federal Credit Union
- 908 Redwood Credit Union
- 909 Regions Bank
- 910 Reliabank
- 911 Reliance Bank
- 912 Reliant Bank
- 913 Reliant Community Credit Union
- 914 Republic Bank
- 915 Republic Bank (IL only)
- 916 Republic Bank (NY)
- 917 Resource One Credit Union
- 918 REV Financial Credit Union
- 919 Revolut
- 920 Ridgewood Savings Bank
- 921 Rivermark Community Credit
- 922 River Valley Credit Union
- 923 Riverview Bank
- 924 RPT Federal Credit Union
- 925 Rockland Trust Bank
- 926 Rock Valley Credit Union
- 927 Rollstone Bank & Trust
- 928 Rosedale Federal Savings & Loan Association
- 929 Royal Bank America
- 930 Route 31 Credit Union
- 931 Royal Credit Union
- 932 Sacramento Credit Union
- 933 SAFE Credit Union
- 934 Safe 1 Credit Union
- 935 Salal Credit Union
- 936 Salem Five Bank
- 937 Sallie Mae High-Yield Savings Account
- 938 Sandy Spring Bank
- 939 San Mateo Credit Union
- 940 Santander
- 941 Saratoga National Bank
- 942 Sauk Valley Bank
- 943 Savings Bank of Danbury
- 944 Sawyer Savings Bank
- 945 SB1 Federal Credit Union
- 946 Scient Federal Credit Union
- 947 Scott Credit Union
- 948 Seacoast Bank
- 949 SECNY Federal Credit Union
- 950 Security Bank of Crawford
- 951 Selco Community Credit Union
- 952 Select Bank & Trust
- 953 SENB Bank
- 954 Service 1st Federal Credit Union
- 955 Service Credit Union
- 956 SF Fire Credit Union
- 957 Sharepoint Credit Union
- 958 Sharonview
- 959 Signature Federal Credit Union
- 960 Simmons Bank
- 961 Simsbury Bank
- 962 Simple Bank
- 963 Signature Bank of Georgia
- 964 Skyla Credit Union
- 965 SkyOne Federal Credit Union
- 966 SLFCU
- 967 Solvay Bank
- 968 Sound Credit Union
- 969 SouthEast Bank
- 970 Southeastern Credit Union
- 971 South East National Bank
- 972 Southern Bank
- 973 Southland Credit Union
- 974 South Shore Bank
- 975 Southside Bank
- 976 SouthStar Bank
- 977 South State Bank
- 978 Southwest 66 Credit Union
- 979 Space Age Federal Credit Union
- 980 Space Coast Credit Union
- 981 Spartan Federal Credit Union
- 982 SPCO Credit Union
- 983 Spiral
- 984 Spire Credit Union
- 985 Spokane City Credit Union
- 986 SSFCU (Security Service Federal Credit Union)
- 987 S&T Bank
- 988 Star Bank
- 989 Starion Bank
- 990 Stark Federal Credit Union
- 991 State Bank of Bement
- 992 State Bank Of Cross Plains
- 993 State Bank Of India (California)
- 994 State Department Federal Credit Union
- 995 State Employees Credit Union (SECU) Of Maryland
- 996 State Security Bank
- 997 Stanford Federal Credit Union
- 998 St. Anne’s Credit Union
- 999 Star One Credit Union
- 1000 Star of Texas Credit Union
- 1001 STCU (Spokane Teachers Credit Union)
- 1002 Step App
- 1003 Sterling National Bank
- 1004 St. Mary’s Bank
- 1005 St Mary’s Credit Union
- 1006 Stock Yards Bank & Trust
- 1007 Stoneham Bank
- 1008 St Paul Federal Credit Union
- 1009 Streator Onized Credit Union (SOCU)
- 1010 Sturdy Savings Bank
- 1011 Suburban Bank & Trust (SBT)
- 1012 Suffolk Credit Union
- 1013 Suffolk Federal Credit Union
- 1014 Summit Credit Union
- 1015 Summit Federal Credit Union
- 1016 Sun Canyon Bank
- 1017 Suncoast Credit Union
- 1018 Sun Commnity Federal Credit Union
- 1019 Sun East Federal Credit Union
- 1020 Sunflower Bank
- 1021 Sunmark Credit Union
- 1022 Sun National Bank
- 1023 Suntrust
- 1024 SunWest Credit Union
- 1025 Superior Credit Union
- 1026 Susquehanna Community Bank
- 1027 Synovus Bank
- 1028 Sweet Home Federal Credit Union
- 1029 TAB Bank
- 1030 Talmer Bank & Trust
- 1031 Taunton Federal Credit Union
- 1032 TBK Bank
- 1033 TCF Bank
- 1034 Teachers Credit Union
- 1035 Teachers Federal Credit Union
- 1036 Texans Credit Union
- 1037 TD Bank
- 1038 Tech CU
- 1039 TEG Federal Credit Union
- 1040 Telco Community Credit Union
- 1041 Telhio Credit Union
- 1042 Texas Capital Bank
- 1043 Texas Trust Credit Union
- 1044 Texell Credit Union
- 1045 The Bank Of Denver
- 1046 The Bank of Princeton
- 1047 The Police Credit Union
- 1048 TIAA Direct
- 1049 TLC Community Credit Union
- 1050 T-Mobile Money
- 1051 Tobyhanna
- 1052 Tompkins VIST Bank
- 1053 Toro Credit Union
- 1054 Torrington Savings Bank
- 1055 Tower Federal Credit Union
- 1056 Town Bank
- 1057 Town and Country Bank
- 1058 TDECU
- 1059 The Columbia Bank
- 1060 The Cooperative Bank
- 1061 The County Federal Credit Union
- 1062 The First State Bank
- 1063 The State Bank Group
- 1064 The Union Bank Co
- 1065 ThinkBank
- 1066 Thomaston Savings Bank
- 1067 Thrivent Federal Credit Union
- 1068 Trademark Federal Credit Union
- 1069 Traditional Bank
- 1070 Traditions Bank
- 1071 Transcend Credit Union
- 1072 Travis Credit Union
- 1073 TruChoice Federal Credit Union
- 1074 TrueCore Federal Credit Union
- 1075 Truist
- 1076 Truity Credit Union
- 1077 Truliant Federal Credit Union
- 1078 TruPartner Credit Union
- 1079 TrustCo Bank
- 1080 TruMark
- 1081 TruStone Financial
- 1082 TruWest Credit Union
- 1083 TTCU (Formerly Tulsa Teachers Credit Union)
- 1084 Tulsa Federal Credit Union
- 1085 Tyndall Federal Credit Union
- 1086 TwinStar Credit Union
- 1087 UFB Direct
- 1088 UFirst Credit Union
- 1089 Ulster Savings Bank
- 1090 UMB Bank
- 1091 Umpqua Bank
- 1092 UNFCU
- 1093 UniBank
- 1094 Unify
- 1095 Union Plus Prepaid
- 1096 Union Bank
- 1097 Union Bank & Trust (NE & KS)
- 1098 Union Bank & Trust (VA, MD, NC)
- 1099 Union Community Bank
- 1100 Union Savings Bank
- 1101 Union Square Credit Union
- 1102 United Bank
- 1103 United Community Bank (UCB)
- 1104 United Community Bank (NC, TN, SC, GA)
- 1105 United Federal Credit Union
- 1106 United Financial Credit Union
- 1107 United Heritage Credit Union
- 1108 United Roosevelt Savings Bank
- 1109 United States Senate Federal Credit Union
- 1110 Unitus Community Credit Union
- 1111 Unity Bank
- 1112 Unity One Credit Union
- 1113 Univest
- 1114 University Credit Union
- 1115 University Federal Credit Union
- 1116 University of Kentucky Federal Credit Union
- 1117 U of I Community Credit Union
- 1118 Upgrade
- 1119 USAA
- 1120 US Alliance Financial
- 1121 USC Credit Union
- 1122 US Community Credit Union
- 1123 US Bank
- 1124 USE Credit Union
- 1125 USF Federal Credit Union
- 1126 US #1364 Federal Credit Union
- 1127 Utah First
- 1128 U$X Federal Credit Union
- 1129 Wakefield Co-operative Bank
- 1130 Walden Savings Bank
- 1131 Wallet by Boss Money
- 1132 Washington Mutual
- 1133 Washington Savings Bank
- 1134 Washington Trust
- 1135 Watertown Savings Bank
- 1136 Water And Power Community Credit Union (WPCU)
- 1137 WaterStone Bank
- 1138 Waukesha State Bank
- 1139 Wealthfront
- 1140 Webster Bank
- 1141 WECU
- 1142 We Florida Financial
- 1143 Wellesley Bank
- 1144 Wells Fargo
- 1145 Weokie Federal Credit Union
- 1146 WesBanco
- 1147 Wescom Credit Union
- 1148 Westbury Bank
- 1149 Western State Bank
- 1150 Western Vista Credit Union
- 1151 Westerra Credit Union
- 1152 WestField
- 1153 Westfield Bank (OH)
- 1154 Westfield Bank, FSB
- 1155 Westmark Credit Union
- 1156 WestTown Bank & Trust
- 1157 Whitney Bank
- 1158 Widget Financial
- 1159 Wilson Bank & Trust
- 1160 Winden
- 1161 Wings Financial Credit Union
- 1162 WinTrust Bank
- 1163 Woori America Bank
- 1164 WSFS Bank
- 1165 WyHy FCU
- 1166 Wysh
- 1167 Valley Bank
- 1168 Valley First Credit Union
- 1169 Valley Nation Bank
- 1170 ValleyStar Credit Union
- 1171 Valley Strong Credit Union
- 1172 Vantage Credit Union
- 1173 VantageWest
- 1174 Varo Money
- 1175 Vectra Bank
- 1176 Velocity Community Credit Union
- 1177 Veridian Credit Union
- 1178 Verity Credit Union
- 1179 Vibrant Credit Union
- 1180 Vinton County
- 1181 Vio Bank
- 1182 Virginia Credit Union
- 1183 Visions Federal Credit Union
- 1184 VyStar Credit Union
- 1185 Xceed Financial Credit Union
- 1186 Yolo Federal Credit Union
- 1187 Zeal Credit Union
- 1188 ZYNLO Bank
121 Financial Credit Union
- No data points
7 17 Credit Union
- No data points
1st Advantage Federal Credit Union
- Hard pull: 1,
1st Colonial Community Bank
- No data points
1st Constitution Bank
- Soft pull: 1
1st Financial Federal Credit Union
- No data points
1st Mariner Bank
They will only approve you if you have 3 ChexSystems inquiries or less.
- Soft pull: 1
1st Security Bank
- No data points
1st Source Bank
- Soft pull: 1,
1st United Credit Union
- Soft pull: 1
3Rivers Federal Credit Union
- Soft pull: 1,
4Font Credit Union
- Soft pull: 1,
5Point Credit Union
- No data points
A+ Federal Credit Union (A+FCU)
Hard pull: 1
AAA
Unknown
AAC Credit Union
- Soft pull 1 (according to rep)
Abington Bank
- No data points
Achieva
- Hard pull: 1 (all three bureaus)
ACNB
Acorns Bank
- No data points
Addition Financial
Adirondack Bank
- No data points
Advance Financial Federal Credit Union (AFFCU)
Unknown, please share your experiences in the comments.
Advantage Bank
- No data points
Advantage Credit Union
- No data points
Advantis Credit Union
Adventure Credit Union
- Hard pull: 1
Advia Credit Union
- No data points
Aero Federal Credit Union
- No data points
AFFCU
- No data points
Affiliated Bank
- Soft pull: 1,
Affinity Federal Credit Union
Air Academy Federal Credit Union
- Soft pull: 1,
Albert Neobank
- Soft pull: 1,
Alcoa Tenn Federal Credit Union
- No data points
Alden Credit Union
- Soft pull: 1
All America Bank
- Soft pull: 1
Allegiance Credit Union
- No data points
Allegius Credit Union
- Hard pull: 1,
Alliant
Allied First Bank
- No data points
AllTru Credit Union
- Soft pull: 1,
Ally
Alpena Alcona Area Credit Union
- Soft pull: 1,
Aloha Pacific Federal Credit Union
- No data points
AltaOne Federal Credit Union
- No data points
Altra Federal Credit Union
Amalgamated Bank
- Soft pull: 1
Amboy Direct
- No data points
Amerant Bank
- No data points
American Bank
- No data points
American Bank Center
- No data points
American Bank & Trust
- Soft pull: 1,
American Bank & Trust SD & MN
- No data points
American Commerce Bank
- No data points
American Eagle Financial Credit Union
American Enterprise Bank
- No data points
American Express
- Soft pull: 1,
American Express Bluebird
American Express Serve
- Soft pull: 1
America First Credit Union
American Hertiage FCU
American Investors Bank & Mortgage (AIBM)
- No data points
American Pride Bank
- Soft pull: 1,
American Savings Bank (ASB) Hawaii
- No data points
American Trust & Savings Bank
- No data points
American United Federal Credit Union
- Hard pull: 1,
America’s Christian Credit Union
- Hard pull: 1,
America’s Credit Union
- Hard pull: 1
AmeriCU Credit Union
- No data points
Ameriprise Financial
- No data points
Ameris Bank
- Soft pull: 1,
ANB Bank
- No data points
Anchor Bank
- Soft pull: 1
Andrews Federal Credit Union
Andigo Credit Union
ANECA Credit Union
- Soft pull: 1,
Anoka Hennepin Credit Union
- Hard pull: 1,
APGFCU
- Hard pull: 1,
Apple Bank
- Soft pull: 1
Apple Federal Credit Union
- Soft pull: 1,
Arbor Financial Credit Union
- Soft pull: 1,
Arapahoe Credit Union
- Soft pull: 1,
Ardent Credit Union
Arizona Central Credit Union
- CSR’s stated that it is a hard pull on Equifax.
Arizona Federal Credit Union
Arizona Financial Credit Union
- Soft pull: 1,
Arizona State Credit Union (now OneAZ Credit Union)
- Soft pull: 1
Arkansas Federal Credit Union
- No data points
Armed Forces Bank
- Soft pull: 1,
Arrha Credit Union
- No data points
Arrow Bank
- No data points
Arsenal Credit Union
- Hard pull: 1,
Arundel Federal Savings Bank
Arvest Bank
Ascend Federal Credit Union
- Hard pull: 1
Ascent Credit Union
- No data points
Ascentra Credit Union
- No data points
Ashland Credit Union
- Soft pull: 1,
Aspiration
Aspire Credit Union
- Soft pull: 1
Astoria Bank
- Soft pull: 1
Associated Bank
- Soft pull: 1
Associated Credit Union of Texas (ACUTX)
- No data points
Associated Credit Union
- No data points
Austin Bank
- No data points
Avadian Credit Union
- No data points
Avidia Bank
Axos Bank
- Soft pull: 1,
Ballston Spa National Bank (BSNB)
- Soft pull: 1
BancorpSouth
Bank7
- Soft pull: 1,
Bank & Trust
- Soft pull: 1
Bankers Trust
- No data points
bankESB (East Hampton Savings Bank)
- Soft pull: 1
Bank of America
Bank Direct
Bank of Blue Valley
- No data points
Bank of Elk River
- Soft pull: 1,
Bank Five Nine
- No data points
BankFinancial
- No data points
BankHometown
- No data points
Bank of Hawaii
- No data points
Bank of Hope
- Soft pull: 1,
BankNewport
- No data points
Bank Novo
Bank Independent
- No data points
Bank of Canton
- Soft pull: 1 (via e-mail on 5/10/17 according to CSR)
Bank of Greene County
- No data points
Bank Of Lee’s Summit
- Unknown
Bank of Maine
Bank Midwest
- No data points
Bank Midwest (KS & MO)
- No data points
Bank of Montgomery (BOM)
- No data points
BankMutual
Bank of Elk River
- No data points
Bank of Ruston
- Soft pull: 1,
Bank Of Sun Prairie
- No data points
Bank of Tennessee
- No data points
Bank of The Blue Grass
- No data points
Bank of the West
BankORION
- Soft pull: 1
Bank OZK
- No data points
BankPlus
- No data points
BankPurely
- Soft pull: 1
BankWell
- Soft pull: 1
Banner Bank
- Soft pull: 1,
Banterra
- No data points
Barclays
- No data points
Bar Harbor Bank & Trust
- Soft pull: 1,
Baselane
- No data points
Bask Bank
- No data points
Baton Rouge Telco Federal Credit Union
- No data points
BayCoast Bank
- Soft pull: 1,
BB&T
BBVA
Beacon Credit Union
- Hard pull: 1,
Beartooth Bank
- No data points
BECU
Belco Community Bank
- Soft pull: 1
Bell Bank
- Soft pull: 1,
Bellco Credit Union
- Hard pull: 1
Belmont Savings Bank
- No data points
Benchmark Federal Credit Union
- Hard pull: 1,
Beneficial Bank
- No data points
Berkshire Bank
- Soft pull: 1 (via e-mail on 10/6/24)
Beverly Hill Bank
- No data points
BethPage Credit Union
- Soft pull: 1
Better Banks
- No data points
BHCU
- No data points
BiddefordSavings
- No data points
Blackhawk Bank & Trust
- No data points
Blaze Credit Union
Blue Hills Bank
- Soft pull: 1
Blue Federal Credit Union
- Soft pull: 1 (via e-mail on August 17th, 2016)
Blue Foundry Bank
- No data points
BlueVine
- No hard pull: 1
BluPeak Credit Union
- Soft pull: 1,
Bluestone Bank
- Soft pull: 1
BMI Federal Credit Union
BMO Harris
BMT (Bryn Mawr Trust)
- Soft pull: 1
BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
Bravera Bank
- No data points
Brentwood Bank
- No data points
Bridge Credit Union
- No data points
Bridgeview Bank Group
- Soft pull: 1
Brightpeak Financial
- Soft pull: 1
BrightStar Credit Union
Brio Direct Bank
Broadway Bank
Broadview Federal Credit Union
- No data points
Bryon Bank
- No data points
Byline Bank
- Soft pull: 1,
Buckeye State Bank
- Soft pull: 1,
Buckeye State Credit Union
- No data points
Bull’s Eye Credit Union
- No data points
Busey Bank
- Soft pull: 1,
California Bank & Trust
- No data points
California Coast Credit Union
California Credit Union
- No data points
Callaway Bank
- Soft pull: 1
Cambridge Savings Bank
- Soft pull: 1
Camden National Bank
Capital Bank
- Soft pull: 1,
Capital City Bank
- No data points
Carver Federal Savings Bank
- No data points
Cambridge Trust Company
- No data points
Campus USA Credit Union
Canyon View Credit Union
- None
Cape Cod 5
- No data points
Cap Ed Credit Union
- Soft pull: 1,
Capital Credit Union
- No data point
Capital One
Presumably it’s the same as Capital One 360 below, but we don’t have any hard data points on this.
Capital One 360
- Capital one will do a hard credit pull for a checking account only if you opt for overdraft protection. As long as you opt out there will only be a soft pull. Their savings account only has a soft pull done. This is also answered on their website which can be found by clicking here.
Capitol Bank
- No data points
Carolina Trust Federal Credit Union
- No data points
CBT Bank
- Soft pull: 1,
CCFBank
- Soft pull: 1
Cedar Rapids Bank & Trust
- No data points
CEFCU
CenterBank
- No data points
Center Parc
- No data points
Centier
- No data points
Centra Credit Union
- No data points
Central Florida Educators Credit Union
- Soft pull: 1,
Central Illinois Bank
- Soft pull: 1,
Central Pacific Bank
- No data points
Central Willamette Credit Union
- Hard pull: 1,
Century Bank
- Soft pull: 1,
Central Bank
- Soft pull: 1
Central Minnesota Credit Union
CFG Bank
- Soft pull: 1
Charter Oak
- No data points
Charles Schwab
Hard pull: 1, 2 (Equifax), 3,Soft pull: 1 (opted out of Margin trading & credit bureaus were having issues). Turned out to be a hard pull
Chartway Credit Union
Charter One
See: Citizens Bank. This is the same bank, just with a different branding in IL, MI, and OH.
Chase
Cheese
- Soft pull: 1,
Chesapeake Bank
- Soft pull: 1,
Chief Financial Credit Union
- No data points
Christian Community Credit Union
CIBC US
- Soft pull: 1 (via e-mail on 07/04/18)
Cincinnatus Savings & Loan
- No data points
Cincinnati Federal
- Soft pull: 1
CinFed Credit Union
- Hard pull: 1 (Experian)
Citadel Credit Union
- Soft pull: 1
CIT Bank
- Soft pull: 1
Citibank
The Citizens Bank
- No data points
Citizens Bank
Citizen Bank looks to be a soft credit inquiry when you apply at a branch and a hard credit inquiry when you apply online. Update: This seems to no longer be the case, it’s now a soft pull online as well as long as you don’t opt in for over draft protection.
- Soft pull: 1, 2, 3, 4,
- Hard pull: 1, 2, 3
- Hard pull (Equifax): 1, 2, 3, 4, 5
- Soft pull (online): 1
- No Chex system inquiry: 1
- Chex system inquiry: 1
- Soft pull if you apply in branch: 1
Citizens First Bank
- No data points
City Mark Federal Credit Union
- No data points
City National Bank (Bankatcity)
- Soft pull: 1
City & County Credit Union
- No data points
Civista Bank
- Soft pull: 1,
Clearview Federal Credit Union
- Soft pull: 1 (via e-mail on August 1st, 2016)
Clifton Savings Bank (CSBK)
- No data points
Clinton Savings Bank
- Soft pull: 1,
CME Federal Credit Union
- Hard pull: 1 (TransUnion)
C&N Bank
- Soft pull: 1,
CNB Bank & Trust
- No data points
Coastal Credit Union
Cobalt Credit Union
- No data points
CODE Credit Union
- Soft pull: 1,
Collins Community Credit Union
- Soft pull: 1,
Columbia Bank (WA, OR, ID)
Columbia Bank (NJ)
- Soft pull: 1
Columbia Credit Union
Seems to be hard online and soft in branch.
Comerica
- Soft pull: 1
Commonwealth Central Credit Union
- Hard pull: 1,
Community Resource Credit Union
- No data points
Compass Community Credit Union
- No data points
Compass Credit Union
- No data points
Commerce Bank (MA)
- Unknown
Commerce Bank (MO, KS, IL, OK & CO)
- Soft pull: 1
Commodore Perry Federal Credit Union
- No data points
Communication Federal Credit Union
CommonWealth Credit Union
- No data points
Community Alliance Credit Union
- Unknown
CommunityAmerica Credit Union
Community Bank (NY)
- No data points
Community Bank & Trust
- Unknown
Community Choice Credit Union
- Soft pull: 1,
Community Choice Credit Union [IA]
- Hard pull: 1,
Community Credit Union Florida
- Hard pull: 1,
Community Financial Credit Union
Community Financial Services Bank
- Soft: 1
Community First Credit Union – CA
- No data points
Community First Credit Union of Florida
Community State Bank
- No data points
Community State Bank (WI)
- No data points
Community West Credit Union
- No data points
Compass Federal Credit Union
- No data points
ConnectOne Bank
- No data points
Connex Credit Union
- Hard pull: 1,
ConnexUs Credit Union
Consumers Credit Union
Consumers Credit Union (MI)
- Hard pull: 1 (according to csr)
Consolidated Community Credit Union
- No data points
Control Card
- Unknown
Copper Banking
- Soft pull: 1,
Copper State Credit Union
- No data points
Cooperative Bank of Cape Cod
- No data points
Coors Credit Union
- No data points
Corda Credit Union
- No data points
Cornerstone Bank
Cornerstone Financial Credit Union
Country Bank
- No data points
Country Bank For Savings
- Soft pull: 1
Crane Credit Union
- No data points
Credit Human
Credit Union 1
Credit Union of America
- Hard pull: 1,
Credit Union of New Jersey
- Hard pull: 1 (experian)
Credit Union of Ohio
- No data points
Credit Union One
Credit Union of the Rockies
- No data points
Credit Union of Southern California
- Soft pull: 1 (according to media team)
Credit Union of Texas
Credit Union West
- Soft pull: 1,
CrossPoint Federal Credit Union
- No data points
Crystal Lake Bank
- No data points
CSE Federal Credit Union
- No data points
Current
- Soft pull: 1,
Cyprus Credit Union
- No data points
Darien Rowayton Bank
- Unknown
DCU (Digital Federal Credit Union)
Should now be a soft pull if you opt out of overdraft protection: 1, 2,
Dearborn Savings Bank (DSB)
- Soft pull: 1,
Dedham Savings Bank
- Soft pull: 1 (via e-mail on 06/06/17)
Del Norte Credit Union
- Soft pull: 1,
Delta Community Credit Union
Denizen
- Soft pull: 1,
Denmark State Bank
- Hard pull: 1 (transunion)
Denver Community Credit Union
- Unknown
Desert Community Bank
- No data points
Desert Financial Credit Union
Desert Schools Federal Credit Union
- No data points
Destinations Credit Union
Devon Bank
- No data points
Diamond Valley Federal Credit Union
- No data points
Discover
Dollar Bank
Dollar Savings Bank
- No data points
Dort Federal Credit Union
- Hard pull: 1,
DuGood Federal Credit Union
- No data points
DuPage Credit Union
Dundee Bank
- No data points
Dupaco Credit Union
- No data points
Eagle Federal Credit Union
- Hard pull (Experian): 1
Earn Bank
- No data points
East Boston Savings Bank
- Soft pull: 1
East Cambridge Savings Bank
- Soft pull: 1,
Eastern Bank
- Soft pull: 1
Eastern Savings Bank
- No data points
East Idaho Credit Union
- Hard pull: 1,
Eastman Credit Union
- Soft pull: 1,
East Wisconsin Savings Bank
- No data points
EBSB Direct
- No data points
ECCU
Educational Systems Federal Credit Union
Educators Credit Union (ECU)
- No data points
Edwards Federal Credit Union
- No data points
EECU
Element Federal Credit Union
- No data points
Elements Financial Credit Union
- Soft pull: 1 (via e-mail on 02/08/2017)
Elevations Credit Union/Buff One
Elite Community Credit Union
- No data points
Elko Federal Credit Union
- No data points
Empire State Bank
- No data points
Emprise Bank
- Soft pull: 1 (via e-mail on 10/8/19)
Energy Federal Credit Union
- No data points
Energy One Credit Union
- No data points
ENT Credit Union
Enzo
- Soft pull: 1,
Equity Bank
- No data points
ESL Federal Credit Union
- Soft pull: 1
ESSA Bank & Trust
- No data points
Essex Bank
- Soft pull: 1,
E*Trade
- No data points
Eureka Savings Bank
- No data points
Evanston Community Bank
- Soft pull: 1,
Evansville Teachers Federal Credit Union
EverBank
- No data points
Exchange Bank
- No data points
Excite Credit Union
- Soft pull: 1,
Expedition Credit Union
- Hard pull: 1,
Extraco Banks
- No data points
Fairwinds Credit Union
Family Trust Federal Credit Union
- No data points
Farm Bureau Bank
- Soft pull: 1,
Farmers Insurance Federal Credit Union
Farmers & Merchants Bank
- No data points
Farmers & Merchants State Bank
- Soft pull: 1,
Farmington Bank
- No data points
FAST Credit Union
- No data points
FCB Banks
- No data points
FCNB Bank
- No data points
FCB South County Bank
- Soft pull: 1
FEDCOM
- Unknown
FedFinancial Federal Credit Union
- Hard pull: 1 (TransUnion)
Fidelity (Brokerage)
- Soft pull: 1,
Fidelity Bank (PA)
- Soft pull: 1
Fidelity Bank (Online, MA)
- Soft pull: 1,
Fidelity Bank (Bank With Fidelity)
- No data points
Fidelity Bank [KS, OK, MO]
- No data points
Fierce Finance
- No data points
Fifth Third Bank
Figure Pay
- Soft pull: 1,
Financial Builders
- No data points
Financial Partners Credit Union
- Soft pull: 1 (via e-mail)
Financial Plus Credit Union
- Soft pull: 1,
Financial Resources Credit Union
- No data points
Finex Credit Union
- No data points
Firefighters First Credit Union
- Soft pull: 1,
Firefly Credit Union
First Advantage Bank
- Hard pull: 1
First American Bank
FirstBank
According to a reader via e-mail (February 10th, 2016) this now looks to be a soft pull. And another DP: 1. Another DP is saying it’s a hard pull… and another. and another
FirstBank [TN, GA, AL]
- Soft pull: 1,
First Bank (VA, MD)
- Soft pull: 1,
First Bank (CA, IL & MO)
First Bank and Trust
- Soft pull: 1
First Bank of Manhattan
- No data points
First Bank & Trust Company Illinois
- No data points
First Bank Financial Centre (FBFC):
First Basin Credit Union Checking
- No data points
First Citizen’s Bank
First Citrus Bank
- No data points
First Commerce Credit Union
- Hard pull: 1,
First Commonwealth Bank
First Community Bank (AR/MO)
- No data points
First Community Credit Union
- No data points
First Entertainment Credit Union
- No data points
First Federal Bank (FL)
- No data points
First Federal Bank of Kansas City
- No data points
First Federal Bank of Wisconsin
First Federal Credit Union
- Soft pull: 1 (via email on 6/7/20)
First Fidelity Bank
- Soft pull: They have considerable advantage in getting that share.,
First Financial Federal Credit Union
- No data points
First Financial Credit Union
- Hard pull: 1 (TransUnion)
First Financial Federal Credit Union (MD only)
- No data points
First Federal Bank
- Soft pull: 1 (on EQ & TU)
First Financial Bank (AR/MS)
- Soft pull: 1,
First Financial Bank (TX)
- Soft pull: 1,
First Financial Bank (IL, IN, KY, OH)
- Soft pull: 1 (via e-mail on 7/14)
First Financial Northwest Bank
- No data points
First Flight Credit Union
First Florida Credit Union
First General Credit Union
- No data points
First Green Bank
- No data points
First Hawaiian Bank
- No data points
First Home Bank
- Soft pull: 1,
First Horizon Bank
First Horizon Bank used to be First Tennessee & Capital Bank. We recommend looking at previous datapoints for those banks. Below we will only list datapoints since the name change.
- Soft pull: 1,
First Internet Bank
- Hard pull: 1,
First Jersey Credit Union
- No data points
FirstLight Federal Credit Union
- No data points
First-Lockhart National Bank
- No data points
First Mark Credit Union
First Merchants Bank
First Merit Bank
- Soft pull: 1
First Midwest Bank
- Soft pull: 1
First National 1870
- No data points
First National Bank (FNB)
- Soft pull: 1
First National Bank (IA)
- No data points
First National Bank [UT]
First National Bank [NE]
- Soft pull: 1 (via e-mail on 10/07/17)
First National Bank of Long Island
- Soft pull: 1,
First National Bank of Texas
- No data points
First National Bank and Trust Company
- Soft pull: 1,
First National Bank of Waterloo
- No data points
First National Bank in Staunton
- No data points
First Nebraska Educators Credit Union
- No data points, but checking account comes with a $600 overdraft line of credit so it’s probably a hard pull.
First Niagara
First Northern Credit Union
First Republic Bank
- Soft pull: 1
Firstrust Bank
First Savings Bank of Hegewisch
- No data points
First Service Bank
- No data points
First Service Credit Union
- No data points
First Southern Bank
- No data points
First South Financial
First State Bank Of Illinois
First State Community Bank
- Soft pull: 1
First Tech Federal Credit Union
First Tennessee
- Soft Pull: 1
First Trade Union Bank
First United Bank
- Soft pull: 1
First United Credit Union
- Hard pull: 1,
First US Community Credit Union
Fitness Bank
- No data points
Fitzsimmons Credit Union
- No data points
Five Star Bank
- Soft pull: 1
Flagship Bank
- No data points
Flagstar Bank
Florence Bank
- Soft pull: 1,
Florida Community Bank
Florida Credit Union
Florida West Coast Credit Union
- No data points
Flushing Bank
F&M Bank
- Soft pull: 1
F&M Bank (VA Only)
- No data points
F&M Bank (IN, OH)
- Soft pull: 1,
F&M Trust
- No data points
Focus Bank
- Soft pull: 1
Focus Federal Credit Union
- No data points
Forcht Bank
Fort Bragg Federal Credit Union
- Hard pull: 1,
Fort Financial Credit Union
- No data points
Fort Worth Community Credit Union
Found
- Soft pull: 1,
Four Points Federal Credit Union
- No data points
FNBO
- Soft pull: 1,
FNCB
- Unknown
Freedom Credit Union
- Unknown
Freedom Federal Credit Union
- Hard pull: 1,
Freedom First Credit Union
- No data points
Fremont Bank
Frontier Bank
- Soft pull: 1,
Frontwave Credit Union
- No data points
FSB Bank
- No data points
Fulton Bank
Gain Federal Credit Union
- No data points
Garden Savings Federal Credit Union
Unknown, if you have any data points then please let us know.
Gate City Bank
Gateway First Bank
- Soft pull: 1,
Gateway Metro Federal Credit Union
- Soft pull: 1
Genisys Credit Union
Georgia Banking Company (GBC)
Georgia’s Own Credit Union
Gesa Credit Union
- Soft pull: 1
Gibsland Bank
- Soft pull: 1
Giftsforbanking
- Unknown
Global Credit Union
- Soft pull: 1,
GNO Federal Credit Union
- No data points
GO Federal Credit Union
- No data points
GOLD Credit Union
- No data points
Go2Bank
- Soft pull: 1,
Granite Credit Union
- Soft pull: 1,
Grasshopper
- Soft pull: 1,
GR Consumers Credit Union
- No data points
Greater Iowa Credit Union
- Soft pull: 1,
Greater Nevada Credit Union
- Soft pull according to CSR
Great Lakes Credit Union
- Hard pull: 1
Great Plains Bank
- No data points
Great River Federal Credit Union
Great Southern Bank
- Soft pull: 1
Green state Credit Union
- Soft pull: 1,
Grove City Area Federal Credit Union
- No data points
Grow Financial
- Soft pull: 1,
GTE Financial
Guaranty Bank
- No data points
Guardian Credit Union
- No data points
Gulf Coast Bank & Trust Company
- No data points
Gulf Coast Federal Credit Union
- Hard pull: 1,
Hanmi Bank
Hanscom Federal Credit Union
HarborOne Bank
- Soft pull: 1
Harborstone Credit Union
- No data points
Harford Bank
- No data points
Harvard Federal Credit Union
- No data points
HawaiiUSA Federal Credit Union
- No data points
Hawthorn Bank
- No data points
Heartland Bank
- No data points
Heartland Credit Union
- Hard pull: 1
Hercules First Federal Credit Union
- No data points
Heritage Bank
Heritage Bank NW
- No data points
Heritage Bank of St. Tammany
- No data points
Heritage Credit Union
Heritage Financial Credit Union
- No data points
HeritageWest Credit Union
- Soft pull: 1 (according to CSR)
Hibernia Bank
- No data points
Highmark Federal Credit Union
- No data points
Hills Bank
- Hard pull: 1,
Hiway Federal Credit Union
Holyoke Credit Union
- No data points
Home Federal Savings Bank
Home National Bank
- No data points
Home Savings Bank
- No data points
Home State Bank
- No data points
HomeStreet:
Hometown Community Banks
- Soft pull: 1
HomeTrust Bank
- Soft pull: 1,
Honors Credit Union
Hopewell Federal Credit Union
No data points
Horizon Bank
- Soft pull: 1,
Horizon Credit Union (WA, ID, MT)
Horizon Federal Credit Union
- No data points
Houston Metropolitan Federal Credit Union
- Soft pull: 1,
HSBC
Huntington Bank
Hudson River Community Credit Union (HRCCU)
- No data points
Hudson Valley Federal
- Soft pull: 1,
IBM Southeast FECU
- Hard pull: 1
IBERIABANK
- Soft pull according to rep and confirmed by this report
ICBC USA
- Soft: 1
IC Federal Credit Union
- No data points
Idaho Central Credit Union (ICCU)
Ideal Credit Union
- Soft: 1 (according to CSR)
Illinois National Bank
- No data points
Illinois State Credit Union
- No data points
Incredible Bank
- Soft pull: 1,
Independent Bank
- Soft pull: 1,
Independent Financial
- No data points
Indiana Members Credit Union
- Hard pull: 1,
Indiana State University Federal Credit Union
- No data points
InFirst FCU
- Hard pull: 1 (Experian)
InRoads Credit Union
- No data points
Inspire Federal Credit Union
- Hard pull: 1 (9/24/23)
- Soft pull: 1,
Inspirus Credit Union
- Hard pull: 1 (according to CSR)
Integrity Bank
- Soft pull: 1
Interior Federal Credit Union
- Hard pull: 1
Interra Credit Union
- No data points
InTouch Credit Union
- Soft pull: 1,
Investor Bank
Iowa State Bank
Island Federal Credit Union
- No data points
iTHINK Financial
- Soft pull: 1,
Johnson Bank
- Unknown, let us know in the comments.
Jovia Financial Credit Union
- No data points
JSC Federal Credit Union
Justice Federal Credit Union
Kabbage By AmEx
- Soft Pull: 1,
KaiPerm
- No data points
Kalsee Credit Union
- No data points
Katahdin Trust Company
- No data points
Kearny Bank
- No data points
Keen Bank
- No data points
Keesler Federal Credit Union
Kemba Financial Credit Union
- No data points
Kentucky Bank
- No data points
KeyPoint Credit Union
- Soft pull: 1,
Kinderhook Bank
- Soft pull: 1,
Kinecta
- Soft pull: 1
Kirkpatrick Bank
- No data points
Kitsap Credit Union
- Soft pull: 1,
KeyBank
La Capitol Federal Credit Union
- Hard pull: 1 (equifax)
Lafayette Federal Credit Union
LA Financial Credit Union
- No data points
Lakeland Bank
Lake Michigan Credit Union (LMCU)
Lake Ridge Bank
- No data points
Lake Shore Savings
Langley Federal Credit Union
- Soft pull: 1,
La Loma Federal Credit Union
- No data points
Landmark Credit Union
- Soft pull: 1,
Land of Lincoln Credit Union
Las Colinas Federal Credit Union
- No data points
Laurel Road
- Soft pull: 1,
LBS Financial Credit Union
- Soft pull: 1,
Leader Bank
- Soft pull: 1
Ledyard Bank
- Soft pull: 1,
Legacy Bank (KS)
- No data points
LegacyTexas
- No data points
LendingClub
- Soft pull: 1 (via F.A.Q)
Level One Bank
- Soft pull: 1 (via e-mail on June 26th, 2016), 2
LGE Community Credit Union
Liberty Bank
- Unsure, please let us know in the comments.
Liberty Bank (CT, MA, RI)
Liberty Bank For Savings
Liberty First Credit Union
- Hard pull: 1 (Experian)
Liberty Savings Bank
Lili Bank
- Soft pull: 1,
Linn Area Credit Union
- No data points
Live Oak Bank
- Soft pull: 1 (business)
LM Federal Credit Union
- No data points
Local Bank
- No data points
Logix Credit Union
Lone Star National Bank
- No data points
Long Game
- No data points
LorMet Community Federal Credit Union
- No data points
Los Angeles Federal Credit Union
- Hard pull: 1
Loyalty Credit Union
- No data points
Lyons National Bank
- Soft pull: 1,
Macatawa Bank
- Soft pull: 1,
Magnifi Financial
- No data points
Magnolia Federal Credit Union
- No data points
MainSource Bank
Mainstreet Credit Union
- Hard pull: 1 (TransUnion)
Main Street Bank [of Michigan]
- Soft pull: 1
Main Street Bank [of Virginia]
- Soft pull: 1,
Mango Money
- Soft pull: 1
Marathon Bank
- No data points
Marcus Bank
- Soft pull: 1,
Marine Bank
MarketUSA Federal Credit Union
- No data points
Marquette Bank
Mars Bank
- No data points
Maspeth Federal Savings
- No data points
Mazuma Credit Union
- Soft pull: 1,
MAX Credit Union
- No data points
MB Financial Bank
- Soft pull: 1
Mcgraw-Hill FCU
- Soft pull: 1
Mcfarland State Bank
- No data points
MECU Credit Union
Melrose Bank
- Soft pull: 1
Members Choice Credit Union
- Hard pull: 1,
Members Cooperative Credit Union
- No data points
Members Source Credit Union
- No data points
Member One Federal Credit Union
- No data points
Memory Bank
Memphis City ECU (MCECU)
- No data points
Mercer Savings Bank
- No data points
Mercury
- No data points
Meridian Bank
- No data points
Meridian Trust Federal Credit Union
- No data points
Meritrust Credit Union
- No data points
Meriwest Credit Union
Metro Credit Union
- No data points
Metro Credit Union (MA)
- No data points
Metro Credit Union (NE)
- No data points
Metropolitan Bank
- No data points
Michigan Schools and Government Credit Union
Middlesex Federal
- Soft pull: 1,
Middlesex Savings Bank
MIDFLORIDA CU
- Hard pull for personal accounts: 1 (Experian)
MidFirst Bank
- Soft pull: 1
Mid-Hudson Valley Federal Credit Union
- No data points
Midland States Bank
- Soft pull: 1,
Mid Minnesota Federal Credit Union
- No data points
Mid Penn Bank
MidUSA Credit Union
- No data points
Midwest Bank
- No data points
MidWestOne Bank
Midwest Regional Bank
- Soft pull: 1
Minnequa Works Credit Union
- No data points
Minnwest Bank
Mint Valley Federal Credit Union
- No data points
Mirastar Federal Credit Union
- No data points
Mission Federal Credit Union
All recent datapoints seem to show a soft pull
Missouri Credit Union
- Hard pull: 1
Mobiloil Credit Union
- No data point
MoneyLion
- Soft pull: 1 (app says applying won’t affect your credit score)
Monifi
- Soft pull: 1,
Monona Bank
- Soft pull: 1,
Monroe Bank & Trust (MBT)
- Soft pull: 1
Monson Savings
- No data points
Monterey Credit Union
- No data points
Montgomery County EFCU
- Hard pull: 1 (Equifax)
Mountain America Credit Union
MountainOne
- Soft pull: 1
mph.bank
- Soft pull: 1,
MSUFCU
- Soft pull: 1,
My Banking Direct
My eBanc
- Soft pull: 1,
MySavingsDirect
- Soft pull: 1,
Muncipal Credit Union
- Soft pull: 1,
Mutual Bank
- No data points
Mutual Security Credit Union
- No data points
MVB Bank
- Soft pull: 1
MyUSA Credit Union
- Soft pull: 1,
M&F Bank
- No data points
M&T Bank
M1 Finance
- No data points
NASA Federal Credit Union
NASB
- No data points
Nassau Financial Federal Credit Union
- No data points
Nationwide Bank
Note: You must not opt in for overdraft protection, otherwise a hard pull will be done.
No data points
More information on how this works in this post.
NBC Oklahoma
- Soft pull: 1,
Nearside
- Soft pull: 1,
Neighborhood Credit Union
Neighbors Credit Union
- No data points
Netspend
- Soft pull
Nevada State Bank
- Soft pull: 1
New Buffalo Savings Bank
- Soft pull: 1
Newton Federal Bank
- Soft pull: 1
Newtown Savings Bank (NSB)
- Soft pull: 1
Nexus
- No data points
Nizari Progressive Federal Credit Union
- No data points
North Brookfield Savings Bank
- No data points
North Community Bank
- Unknown
Northeast Credit Union
- Soft pull: 1
NorthOne Bank
Northern Paper Milles (NPM)
- No data points
Northern Skies FCU
- No data points
Northfield Bank
Northpointe
- Soft Pull: 1
North Shore Bank
- Soft pull
North Shore Bank (MA)
- No data points
North Shore Bank of Commerce
North Shore Community Bank
- No data points
North Star Credit Union
- No data points
North State Bank
- No data points
Northwest Bank
- Soft pull: 1
Northwest Bank (PA)
- No data points
Northwest Bank of Rockford
- No data points
Northwest Federal Credit Union
- Soft pull: 1,
Northwest Plus Credit Union
- No data points
Northwest Savings Bank
Select “No” for overdraft protection to avoid hard pull
- Soft Pull: 1
- Chex Inquiry:
Notre Dame Federal Credit Union
- No data points
NWSB Bank
- No data points
Numerica Credit Union
- Soft pull: 1,
Nutmeg Credit Union
- Hard pull: 1
NuVision Federal Credit Union
NVE Bank
- No data points
NYCB Family Of Banks
- Soft pull: 1,
NWFCU
- Soft pull: 1
Oakland University Credit Union
- No data points
OakStar Bank
- No data points
Ocean First Bank
Old Hickory Credit Union
- Hard pull: 1,
Old Missouri Bank
- Soft: 1 (via e-mail on 02/20/17)
Old National Bank
- Soft pull: 1
Old Second Bank
- Soft pull: 1
Oklahoma’s Credit Union
- No data points
OMNI Community Credit Union
One American Bank
- Soft pull: 1,
One Finance
- Soft pull: 1,
One Nevada Credit Union
- Soft according to CSR: 1
OneWest Bank
- Soft pull: 1
This is also a division of CIT Bank and they are a soft pull.
Oostburg State Bank
- Soft pull: 1,
OnPoint Community Credit Union
- Soft pull: 1,
On Tap Credit Union
Option 1 Credit Union
- Hard pull: 1
Orange County Credit Union
- Soft pull: 1
Oregon State Credit Union
- No data points
Origin Bank
- Soft pull: 1,
Orion Federal Credit Union
- Hard pull: 1 (Equifax), 2 (Equifax, via e-mail on 10/12/18), 3, 4,
- Soft pull: 1 (9/15/19 via e-mail)
Oritani Bank
- Unknown
Orlando Credit Union
- Soft pull: 1,
OUR Credit Union
- Hard pull: 1,
Oxygen
- No data points
P1FCU
- Soft pull: 1,
Pacific Service Credit Union
- Unknown
Palisades Credit Union
- No data points
Paradise Valley Federal Credit Union
- No data points
Park National Bank
- No data points
Parke Bank
- Soft pull: 1,
Parkside Credit Union
Partner Colorado Credit Union
- Hard pull: 1
Patelco Credit Union
Pathfinder Bank
- No data points
Pathways Financial Credit Union
Patriot Bank
- Soft pull: 1,
Pelican State Credit Union
Penn East Federal Credit Union
- No data points
People Driven Credit Union
- Soft pull: 1,
PenFed
Conflicting reports on hard or soft. It seems that it’s a soft pull to join and open an account, provided you OPT OUT of overdraft protection (1).
Peninsula Federal Credit Union
- Hard pull: 1 (Equifax)
Penn Community Bank
Pentucket Bank
- Soft pull: 1,
People First Federal Credit Union
- Soft pull: 1,
PeoplesBank (Bankatpeoples)
PeoplesBank
- Soft pull: 1
Peoples Bank (LA)
- No data points
Peoples Bank (WA)
- No data points
Peoples Bank (ibankpeoples IL, IN)
- No data points
Peoples Credit Union
- Soft pull: 1
Peoples United Bank
Philadelphia Federal Credit Union
- No data points
Picatinny Credit Union
- Soft pull: 1 (via e-mail in 2019)
Pikes Peak Credit Union
- No data points
Pima Federal Credit Union
- No data point
Pinnacle Bank
Pinnacle Financial Partners
- Soft pull: 1,
Pioneer Valley Credit Union
- No data points
Pittsfield Coop Bank
- Soft pull:1,
Point Breeze Credit Union
- No data points
Polam Federal Credit Union
- No data points
Polish National Credit Union
- No data points
Polish American Credit Union
- No data points
Ponce Bank
- No data points
Popular Bank
Popular Direct
- Soft pull: 1,
Porte Bank
- Soft pull: 1 (sent out via e-mail 9/23)
Portland Federal Credit Union (PFCU)
- Soft pull: 1,
Power Financial Credit Union
PNC
Preferred Credit Union
- Hard pull: 1
Premier America Credit Union
Premier Bank – OH
- Soft pull: 1,
Premier Members Credit Union
Presidential Bank
Prestige Community Credit Union
- No data points
Primis Bank
PriorityONE Credit Union of Florida
- No data points
PrizePool
- Soft pull: 1,
ProFed Credit Union
- No data points
Progressive Bank
- No data points
Progessions Credit Union
- No data points
Provident Bank
Provident Credit Union
Proviso Community Bank
- No data points
PSE Credit Union
- No data points
PSECU
Public Employees Credit Union (PECU)
- No data points
Public Services Credit Union
Hard pull: 1
Public Service Credit Union (IN)
- No data points
Pulaski Bank
- No data points
Purdue Federal Credit Union
- Soft pull: 1,
PurePoint Financial
- Soft pull: 1 (sent via e-mail on 07/04/18)
Putnam Bank
- No data points
PyraMax Bank
- No data points
Quad City Bank & Trust
- No data points
Quontic Bank
- Soft pull: 1,
Quorum Federal Credit Union
- Hard pull (Equifax), for new membership: Reps will tell you this is done, but I haven’t seen any hard datapoints that it actually is
- Soft pull: 1, 2 3, 4, 5,
Radius Bank
- Soft pull: 1
Randolf Savings Bank
- No data points
Reading Cooperative Bank
- No data points
Real Peoples Bank
Unsure, let us know in the comments.
Red Canoe Credit Union
- No data points
Red Rocks Credit Union
Redstone Federal Credit Union
Redwood Credit Union
- Soft pull: 1 (via e-mail on 1/28/24)
Regions Bank
Reliabank
- No data points
Reliance Bank
- No data points
Reliant Bank
- Soft pull: 1,
Reliant Community Credit Union
- Soft pull: 1
Republic Bank
Republic Bank (IL only)
- No data points
Republic Bank (NY)
- Soft pull: 1,
Resource One Credit Union
- Soft pull: 1,
REV Financial Credit Union
Revolut
- Soft pull: 1,
Ridgewood Savings Bank
- Soft pull: 1
Rivermark Community Credit
River Valley Credit Union
- No data points
Riverview Bank
- No data points
RPT Federal Credit Union
- No data points
Rockland Trust Bank
- Soft pull: 1,
Rock Valley Credit Union
- No data points
Rollstone Bank & Trust
- No data points
Rosedale Federal Savings & Loan Association
- No data points
Royal Bank America
- No data points
Route 31 Credit Union
- No data points
Royal Credit Union
- Soft pull: 1,
Sacramento Credit Union
SAFE Credit Union
Safe 1 Credit Union
Salal Credit Union
- Soft pull: 1,
Salem Five Bank
- Hard pull (Equifax): 1, 2, 3, 4 (recent dp via e-mail on 07/07/18), 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
- Soft pull: 1 (recent DP), 2,
- Chex Inquiry: 1
Sallie Mae High-Yield Savings Account
- Soft pull: 1
Sandy Spring Bank
- Soft pull: 1
San Mateo Credit Union
Santander
Saratoga National Bank
- No data points
Sauk Valley Bank
- No data points
Savings Bank of Danbury
- Soft pull: 1
Sawyer Savings Bank
- No data points
SB1 Federal Credit Union
- Unknown
Scient Federal Credit Union
- No data points
Scott Credit Union
- Hard pull: 1 (TransUnion, sent in via e-mail on 1/16/19)
Seacoast Bank
- Soft pull: Confirmed via chat
SECNY Federal Credit Union
- No data points
Security Bank of Crawford
Selco Community Credit Union
- Hard pull: data point via e-mail
Select Bank & Trust
- No data points
SENB Bank
- Soft pull: 1 (sent in via e-mail on 02/01/18)
Service 1st Federal Credit Union
- Soft pull: 1,
Service Credit Union
- Soft pull: 1,
SF Fire Credit Union
- Soft pull: 1,
- Hard pull: 1,
Sharonview
- Hard pull: 1
Signature Federal Credit Union
Simmons Bank
- No data points
Simsbury Bank
- No data points
Simple Bank
- Soft Pull: 1
Signature Bank of Georgia
Skyla Credit Union
SkyOne Federal Credit Union
- Soft pull: 1,
SLFCU
- Soft pull: 1,
Solvay Bank
- Soft pull: 1
Sound Credit Union
- Soft pull: 1
SouthEast Bank
Southeastern Credit Union
- No data points
South East National Bank
- No data points
Southern Bank
- No data points
Southland Credit Union
- Soft pull: 1,
South Shore Bank
- Soft pull: 1,
Southside Bank
- No data points
SouthStar Bank
- No data points
South State Bank
Southwest 66 Credit Union
- No data points
Space Age Federal Credit Union
- No data points
Space Coast Credit Union
- No data points
Spartan Federal Credit Union
- No data points
SPCO Credit Union
- Soft pull: 1,
Spiral
- Soft pull: 1,
Spire Credit Union
Customer service representatives state it’s a hard pull with Equifax, let us know if you have personal experience.
Spokane City Credit Union
- No data points
SSFCU (Security Service Federal Credit Union)
S&T Bank
- Soft pull: 1
Star Bank
- Soft pull: 1,
Starion Bank
- Soft pull: 1,
Stark Federal Credit Union
- No data points
State Bank of Bement
- No data points
State Bank Of Cross Plains
- No data points
State Bank Of India (California)
- Soft pull: 1,
State Department Federal Credit Union
- Hard pull: 1
State Employees Credit Union (SECU) Of Maryland
- Soft pull: 1
State Security Bank
- No data points
Stanford Federal Credit Union
- Soft pull: 1
St. Anne’s Credit Union
- No data points
Star One Credit Union
- Soft pull according to CSR and confirmed by readers: 1
Star of Texas Credit Union
- No data points
STCU (Spokane Teachers Credit Union)
Step App
- Soft pull: 1,
Sterling National Bank
- Soft pull: 1,
St. Mary’s Bank
- Soft pull: 1,
St Mary’s Credit Union
- No data points
Stock Yards Bank & Trust
- No data point
Stoneham Bank
- Soft pull: 1
St Paul Federal Credit Union
- Hard pull: 1
Streator Onized Credit Union (SOCU)
- No data points
Sturdy Savings Bank
- No data points
Suburban Bank & Trust (SBT)
- Unknown
Suffolk Credit Union
- No data points
Suffolk Federal Credit Union
- No data points
Summit Credit Union
Summit Federal Credit Union
- Soft pull: 1,
Sun Canyon Bank
- Soft pull: 1,
Suncoast Credit Union
- Soft pull: 1,
Sun Commnity Federal Credit Union
- No data points
Sun East Federal Credit Union
- Soft pull: 1
Sunflower Bank
- Soft pull: 1,
Sunmark Credit Union
- No data points
Sun National Bank
- No data points
Suntrust
SunWest Credit Union
- No data points
Superior Credit Union
- No data points
Susquehanna Community Bank
- Soft pull: 1,
Synovus Bank
- Soft pull: 1
Sweet Home Federal Credit Union
- No data points
TAB Bank
Talmer Bank & Trust
- Soft pull: 1
Taunton Federal Credit Union
- No data points
TBK Bank
- Soft pull: 1,
TCF Bank
- Soft pull: 1
Teachers Credit Union
Teachers Federal Credit Union
- Soft pull: 1,
Texans Credit Union
- Soft pull: 1
TD Bank
- Soft pull: 1
Tech CU
TEG Federal Credit Union
- No data points
Telco Community Credit Union
- No data points
Telhio Credit Union
- Soft pull: 1,
- Hard pull (Equifax): 1
Texas Capital Bank
- Soft pull: 1,
Texas Trust Credit Union
- Hard pull: 1,
Texell Credit Union
- Unknown
The Bank Of Denver
- Soft pull: 1,
The Bank of Princeton
- Soft pull: 1,
The Police Credit Union
- Soft pull: 1,
TIAA Direct
Hard pull: 1, 2, 3, 4 (double pull Equifax & TransUnion).These are old data points, it’s now a soft pull.- Soft pull: 1, 2, 3, 4
TLC Community Credit Union
- Hard pull: 1,
T-Mobile Money
Tobyhanna
- Hard pull: 1
Tompkins VIST Bank
- Soft pull: 1
Toro Credit Union
- No data points
Torrington Savings Bank
- No data points
Tower Federal Credit Union
- No data points
Town Bank
- Soft pull: 1 (sent in via e-mail on 09/23)
Town and Country Bank
- Soft pull: 1
TDECU
The Columbia Bank
- No data points
The Cooperative Bank
- No data points
The County Federal Credit Union
- No data points
The First State Bank
- No data points
The State Bank Group
The Union Bank Co
- No data points
ThinkBank
- No data points
Thomaston Savings Bank
- No data points
Thrivent Federal Credit Union
- Soft pull: 1,
Trademark Federal Credit Union
- No data points
Traditional Bank
- No data points
Traditions Bank
- Soft pull: 1,
Transcend Credit Union
- No data points
Travis Credit Union
- Soft pull: 1,
TruChoice Federal Credit Union
- Soft pull: 1,
TrueCore Federal Credit Union
- No data points
Truist
- No data points
Truity Credit Union
- Hard pull: 1
Truliant Federal Credit Union
- No data points
TruPartner Credit Union
- No data points
TrustCo Bank
- Soft pull: 1
TruMark
TruStone Financial
TruWest Credit Union
TTCU (Formerly Tulsa Teachers Credit Union)
- Soft pull: 1,
Tulsa Federal Credit Union
- No data points
Tyndall Federal Credit Union
- Soft pull: 1,
TwinStar Credit Union
- Hard pull: 1
UFB Direct
- Soft pull: 1
UFirst Credit Union
- No data points
Ulster Savings Bank
- No data points
UMB Bank
- No data points
Umpqua Bank
- Soft pull: 1,
UNFCU
- Soft pull: 1
UniBank
Unify
Union Plus Prepaid
- Soft pull (this is even confirmed on the home page, see picture below)
Union Bank
Union Bank & Trust (NE & KS)
- Soft pull: 1 (via e-mail on 1/11/2020)
Union Bank & Trust (VA, MD, NC)
Now called Atlantic Credit Union
Union Community Bank
- Soft pull: 1
Union Savings Bank
- Soft pull: 1,
Union Square Credit Union
- Soft pull: 1,
United Bank
- No data points
United Community Bank (UCB)
- No data points
United Community Bank (NC, TN, SC, GA)
- No data points
United Federal Credit Union
- Soft pull: 1,
United Financial Credit Union
- No data points
United Heritage Credit Union
- Soft pull: 1,
United Roosevelt Savings Bank
- Soft pull: 1,
United States Senate Federal Credit Union
Unitus Community Credit Union
Unity Bank
- Soft pull: 1 (via e-mail on September 10th, 2017)
Unity One Credit Union
- No data points
Univest
University Credit Union
University Federal Credit Union
- Soft pull: 1,
University of Kentucky Federal Credit Union
- No data points
U of I Community Credit Union
- Soft pull: 1,
Upgrade
- Soft pull: 1,
USAA
- No data points
US Alliance Financial
USC Credit Union
- Soft pull: 1,
- Hard pull according to CSR
US Community Credit Union
- No data points
US Bank
USE Credit Union
USF Federal Credit Union
- Hard pull: 1,
US #1364 Federal Credit Union
- No data points
Utah First
- Hard pull: 1,
U$X Federal Credit Union
- No data points
Wakefield Co-operative Bank
- No data points
Walden Savings Bank
- No data points
Wallet by Boss Money
- Soft pull: 1,
Washington Mutual
Washington Savings Bank
- Soft pull: 1,
Washington Trust
- No data points
Watertown Savings Bank
- Soft pull: 1,
Water And Power Community Credit Union (WPCU)
- No data points
WaterStone Bank
- Soft pull: 1,
Waukesha State Bank
- No data points
Wealthfront
- Soft pull: 1,
Webster Bank
- No data points
WECU
We Florida Financial
- No data points
Wellesley Bank
- No data points
Wells Fargo
Weokie Federal Credit Union
- No data points
WesBanco
- Soft Pull: 1
Wescom Credit Union
- Soft pull: 1,
Westbury Bank
- No data points
Western State Bank
- Soft pull: 1,
Western Vista Credit Union
Westerra Credit Union
WestField
- Soft: 1 (according to CSR)
Westfield Bank (OH)
- Soft pull: 1,
Westfield Bank, FSB
- Unknown
Westmark Credit Union
- Soft pull: 1,
WestTown Bank & Trust
- Unknown
Whitney Bank
- Soft Pull: 1 (via e-mail on November 15th, 2015)
Widget Financial
- No data points
Wilson Bank & Trust
- Soft pull: 1 (via e-mail on 7/20/19), 2,
Winden
- Soft pull (home page says no credit check)
Wings Financial Credit Union
WinTrust Bank
- Soft pull: 1,
Woori America Bank
- Soft pull: 1,
WSFS Bank
- No data points
WyHy FCU
- Hard pull: 1 (via e-mail on 4/11/18)
Wysh
- Soft pull: 1,
Valley Bank
- Unknown
Valley First Credit Union
- No data points
Valley Nation Bank
- Soft pull: 1
ValleyStar Credit Union
- No data points
Valley Strong Credit Union
- Soft pull: 1 (7/26/22)
Vantage Credit Union
VantageWest
- Soft pull: 1,
Varo Money
- Soft pull: 1, website also states no credit check is done
Vectra Bank
- No data points
Velocity Community Credit Union
- No data points
Veridian Credit Union
- Soft pull: 1,
Verity Credit Union
- Soft pull: 1 (07/07/18 via e-mail), 2,
Vibrant Credit Union
- Hard Pull (TransUnion, also this is when opening a credit card account that is required for current bonus): 1
Vinton County
- Unknown, let us know in the comments
Vio Bank
- Soft pull: 1
Virginia Credit Union
- Soft pull: 1,
Visions Federal Credit Union
- Soft pull: 1,
VyStar Credit Union
Xceed Financial Credit Union
- Soft pull: 1,
Yolo Federal Credit Union
- No data points
Zeal Credit Union
- Unknown
ZYNLO Bank
- No data points